Best Travel Credit Card – March 2019: Top Offers for Caribbean Vacations, Trips to Europe, and More!

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Best Travel Credit Card – March 2019: Top Offers for Caribbean Vacations, Trips to Europe, and More!

Scott LiebermanBest Travel Credit Card – March 2019: Top Offers for Caribbean Vacations, Trips to Europe, and More!Million Mile Secrets Team

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Check out our carefully researched list to find the best travel credit card your situation.  With the best credit card offers right now you can earn $1,000s worth of luxury flights and hotels!  Or if you prefer cash back, we found an offer worth $800!

Bahamas cruise, looking to the beautiful ocean
We’ll Help You Find the Best Travel Credit Card for Your Situation.  For Example, I Just Got Back From a Cruise to the Bahamas.  You Can Easily Use a Credit Card Bonus for Free Flights to Your Port City.

Seeking the Best Travel Credit Card?

Here at Million Mile Secrets we constantly track down the best credit card rewards for you.  We reveal the real deals and toss away the junk.  And we’ll tell you which credit cards we use personally!  For instance, I love using 4 of the credit cards below.  I’ll tell you which!

Best Credit Card Offers

How We Select the Best Credit Cards for Travel

You know how you get credit card offers in the mail and throw them away?  Not us!  We open them all, excitedly run to get our magnifying glass, and read the fine print!  And we spend all day looking for new credit card offers online.  Then we dive in to calculate the true value of the offer.

We let you in on the secrets that the airlines, hotels, and cruise ship companies do NOT want you to know! 

Credit card intro bonuses are the fastest way to earn big travel rewards WITHOUT spending a ton of money.  But here’s the thing — you have to know the smart ways to use these bonuses.  That’s how we help you.  We make it easy.

I'm in a Huge Hot Tub With an Amazing View of the Warsaw Palace of Culture at Night
I Used Credit Card Travel Points to Stay at This Hotel in Europe!

We examine the…

Bonus Offer:   Credit card companies profit each time you use their card and when you pay them interest (so pay those bills on time!)  Like any business, they want more customers.  So they create offers where you can earn a serious stash of miles or cash when you first open your new card.  Some bonuses are VERY appealing — while others are not!  We sort it all out for you.

Minimum Spending Requirement:   Here’s the “catch.”  To earn the intro bonus, you must spend a certain amount using your new card within a certain time frame.  We like reasonable spending requirements that make it easy to get your bonus.  We do list cards with bigger requirements but ONLY if the reward is huge.

We love seeing how regular people like you get to travel First Class, stay in amazing hotels, or earn lots of cash using our insider tips.   For example, our reader Lori is an English teacher who took a $30,000+ trip to Asia for only $500.  Like me, she’s a big fan of the Chase Sapphire Preferred card.  And she took it on her epic adventure to Thailand, Vietnam, and Hong Kong.  (You can see all our Reader Success Stories here.)

Ongoing Bonus Opportunities:   We prefer travel credit cards that KEEP rewarding you, even after you earn the initial big welcome bonus.

Benefits:   Airport lounges with complimentary food and alcohol, no foreign transaction fees, and TSA PreCheck are some of my favorite perks that save money AND time.

Visit Legendary Stonehenge, Like I Did!  It’s Easy to Get Free Flights to Europe (and the Rest of the World!) With Credit Card Points to Experience History and Delicious Food.

Million Mile Secrets readers and team members make the most of the best credit card offers to get Big Travel with Small Money.  And redeem miles & points to travel cheaply to destinations like Disney World, Europe, Japan, New Zealand, and many others!

Want to see what it’s like when you master the Million Mile Secrets?  Here’s a video:

Always wear your seat belt and always be responsible with credit!  If you’re new to rewards credit cards, be sure to read our post with myths associated with applying for new cards.  Many folks are pleasantly surprised to discover it’s possible to keep 20+ credit cards open AND maintain an excellent credit score!  This is my exact situation.  My score is still excellent because I always pay my bills on time.

And remember, you shouldn’t necessarily shy away from credit cards with annual fees.  Many of the best credit card offers have annual fees, but terrific ongoing perks (like annual travel credits!) that can easily offset the expense!  When I first started out, I really didn’t like the idea of an annual fee.  So I started out with no annual fee cards like Ink Business Cash.  But now I do the math to decide when a “premium” card is worth it.

Best Business Credit Card:   Chase Ink Business Preferred


The Official Offer:   Earn 80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening.

And that means?  This is a fantastic sign-up bonus and a big reason why the Chase Ink Business Preferred is our #1 pick!

A team member used it to book a Business Class award flight to New Zealand worth more than $4,000!

If you like cash back, the 80,000-point bonus offer is $800.

And there is a useful option in between simple cash back and awesome award flights.  You can use your Chase Ultimate Rewards points in the Chase Travel Portal (it looks and works just like Expedia) to quickly book travel with no blackout dates.  Your Chase Ultimate Rewards points with the Chase Ink Business Preferred are worth 1.25 cents each instead of 1 cent each.  So the bonus brings you $1,000 worth of airfare, hotel stays, car rentals, and more.

Note:   I’ve found flights to cost the same as when I book on other travel sites.  Hotel stays are also usually very close in price.  For car rentals, shop around.  But the Chase portal does often have the best price too.

But tell me more about that $4,000 flight:   With the Chase Ink Business Preferred card you can send your Chase Ultimate Rewards points to travel partners.  For example, you can move your 80,000 Chase Ultimate Rewards points to become 80,000 United Airlines miles or 80,000 Hyatt hotel points.

So what does that all mean exactly?  Well… 60,000 United Airlines miles is enough for a one-way Business Class flight to Europe from the US.  60,000 United Airlines miles is also enough for a round-trip flight to Europe in economy class.  You’ll be earning Chase Ultimate Rewards points on all your spending.  So as you stack points, you get closer to your dream trip.

On a sunny day I'm standing in front of a low brick wall overlooking the blue Northern Irish sea and ruins of a gray Medieval castle that was part of the Game of Thrones television show that sits on lush green land
Medieval Dunluce Castle in Northern Ireland — Or as I Prefer to Call It, House Greyjoy From Game of Thrones! Experience Europe by Using Chase Points Instead of Cash to Fly There

Another cool thing is just because you move your points to United Airlines does NOT mean you have to fly on United Airlines!  United Airlines lets you use their miles to fly on their cousin airlines in the Star Alliance such as Air New Zealand, SWISS, Singapore Airlines, Thai Airways, and more!

Ongoing Earning Potential:

  • 3X Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
  • 1X Chase Ultimate Rewards points on all other purchases

Examples of what counts as “travel” and earns triple Chase points:

Toll bridges & highways
Parking lots & garages
Airlines (including tickets, baggage fees, change fees, etc.)
Hotels, Motels, Timeshares, Campgrounds
Vacation rentals like Airbnb
Car rental agencies
Cruise lines
Travel agencies
Discount travel sites like Travelocity and Expedia
Trains like Amtrak, subway, and metro tickets
Buses like city bus tickets, Greyhound, Megabus
Taxis, Limos, Ride-sharing services like Uber and Lyft

Using Your Points:   You’ve got 3 great options.

1.   Transfer to Chase’s terrific travel partners like British Airways, United Airlines, Southwest, Hyatt, Marriott (which is connected to Starwood), Singapore Airlines, and more!

2.   Use your Chase Ultimate Rewards points in their travel portal.  This is quick and easy.

3.   Cash back.


Cell Phone Protection:   You get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card.   There are a maximum of 3 claims in a 12 month period with a $100 deductible per claim.

The cell phone insurance perk actually works!  A team member filed a claim online and received an $85 reimbursement after he paid to replace his shattered iPhone screen.

Extended Warranty:   When you buy items with your Chase Ink Business Preferred, they add 1 extra year when the warranty is 3 years or less.

Note:  The extended warranty protection is up to the amount charged to your card less shipping and handling fees, with a maximum of $10,000, and no more than $50,000 per calendar year.

Rental Car Insurance:   Cardholders are covered when you rent a car with your card and decline the car rental agency’s collision damage waiver.

Rental car insurance is primary when renting for business purposes in your country of residence or outside of the country.  Otherwise, this coverage is secondary.  You’d be shocked at what they try to charge you for a minor ding or scrape.  This built-in insurance can save you a lot of money and headaches.

Baggage Coverage:   If your baggage is delayed for more than 6 hours, you could be reimbursed for emergency purchases of essential items (i.e. clothing, toiletries, cell phone charging cables, and more)

You can get up to $100 per day for a maximum of 5 days.

Lost Luggage:   This benefit covers the cost to repair or replace lost luggage and personal items inside.  You can be reimbursed up to $3,000 per person each trip with a limit of $500 for items such as jewelry and electronics.

Trip Delay Protection:   If your trip is delayed for more than 12 hours, you could be reimbursed for up to $500 per ticket for reasonable expenses (meals, lodging, toiletries, medication, and other personal use items).

No Foreign Transaction Fee:  I refuse to use any credit card outside that US the hits you with an international fee.  The Chase Ink Business Preferred doesn’t do that to you.

Employee Cards at No Additional Cost:   By adding employee cards to your account, you can set individual employee spending limits for greater control and earn rewards faster.

Do you qualify?   This is a small business credit card but you might qualify without realizing it.  You can apply with your social security number as a sole proprietor of a for-profit business.  Check our step-by-step guide to completing a Chase business card application.

Note:   Chase will NOT approve you for their Ultimate Rewards points earning cards if you’ve opened 5 or more credit card accounts (from any bank) in the past 24 months (NOT counting Chase business cards and these other business cards).  So be sure to get the Chase credit cards you want before you’re over the limit.

Is the Chase Ink Business Preferred Worth the Annual Fee?   Yes.  It’s $95 for all the above.  It’s a no-brainer.

Chase Ink Business Preferred Bottom Line:   You can’t go wrong with this card.  It’s impossible.  In the absolute worst case, you earn the sign-up bonus and take home $800 minus the annual fee.  Best case, you are flying to your dream destinations and sleeping on 1,000-thread-count sheets at luxury hotels.

Apply here:   Chase Ink Business Preferred

Best Travel Credit Card:   Chase Sapphire Preferred Card

The Chase Sapphire Preferred is the #1 card we recommend for beginners in the miles & points hobby.  I’ve had this credit card for many years and I take it on all my trips.

The Official Offer:   When you sign-up, you’ll earn 60,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 months of opening your account.

Yeah, and that means?

To get big-time travel, you want to book what’s known as an “award flight.”  You can transfer your Chase points to various airline partner loyalty programs at a 1:1 ratio.  One Chase point will convert to one partner airline mile.  For example:

You’ll have at least 64,000 Chase Ultimate Rewards points (because you earn points on the $4,000 minimum spend too).  Here are just a few of your many options:

  • 60,000 United Airlines miles to fly round-trip to Europe
  • 60,000 United Airlines miles to fly Business Class one-way to Europe or 70,000 miles to fly on their partner airlines (Whoa.  That would cost ~$4,000 if you paid cash!)  I just did this maneuver.  I had a stash of 140,000 Chase Ultimate Rewards points built-up from sign-up bonuses and regular spending.  And I moved them to United Airlines.  And that gave me access to United Airlines’ cousin airlines to fly Business Class round-trip to Europe.
  • 35,000 United Airlines miles to fly round-trip to the Caribbean or Central America.  Meghan on our team did this to save $700+ on a fun last-minute trip to explore beautiful Belize!
The best travel credit card for beginners is Chase Sapphire Preferred. Here I am in the mountains of Poland holding the credit card
I Used Points From My Chase Sapphire Preferred Credit Card to Fly Business Class to Europe and Explore Morskie Oko in the Tatra Mountains

Or you can redeem the sign-up bonus for $600 in cash back or $750 in travel when you book through the Chase Travel Portal.  You’ll get potentially much more value if you transfer points directly to airline and hotel partners, like Hyatt.

Ongoing Earning Potential:

  • 2X Chase Ultimate Rewards points per $1 spent on travel and dining
  • 1X Chase Ultimate Rewards points on all other purchases
Earning Double Points With My Chase Sapphire Preferred

Examples of what counts as “travel” and earns 2X Chase points:

Toll bridges & highways (this is how folks in New York City earn millions of miles, ha!)
Parking lots & garages
Airlines (including tickets, baggage fees, change fees, etc.)
Hotels, Motels, Timeshares, Campgrounds
Vacation rentals like Airbnb (I’ve earned double points everywhere from Cancun to Krakow this way)
Car rental agencies
Cruise lines
Travel agencies
Discount travel sites like Travelocity and Expedia
Trains like Amtrak, subway, and metro tickets
Buses like city bus tickets, Greyhound, Megabus
Taxis, Limos, Ride-sharing services like Uber and Lyft (double points to the airport!)
Ferries (random travel tip: Ferry from Helsinki to Tallinn in Estonia to experience their Old Town)

Using Your Points:   You’ve got 3 incredible options.

1.   Transfer to Chase’s terrific travel partners like British Airways, United Airlines, Southwest, Hyatt, Marriott (which is connected to Starwood), Singapore Airlines, and more!

2.   Use your Chase Ultimate Rewards points in their travel portal.  This is quick and easy.

3.   Cash back.

Options 2 and 3 are super simple and satisfying.

Option 1 takes a bit of learning but results in amazing experiences — the kind that give you a feeling of sticking it to “the man” and feeling superior over all your former friends who you are now too cool to associate with.

Chase Ultimate Rewards points transfer at a 1:1 ratio directly to the following airlines:

  • Singapore Airlines (This is how you fly to Australia in First Class in an actual bed)
  • Aer Lingus (Ireland!)
  • British Airways (This is the secret to cheap flights to Hawaii from the West Coast and cheap flights within Europe and Asia)
  • United Airlines (This is how I fly to Europe.  And I don’t fly on United Airlines, I use their partners)
  • Flying Blue (KLM & Air France)
  • Iberia
  • Southwest (No blackout dates + 2 free checked bags)
  • Virgin Atlantic
  • JetBlue (No blackout dates + the most legroom in coach)

And they transfer to these hotel programs:

  • Hyatt (the BEST use of your Chase Ultimate Rewards points for hotels.  This is how I stayed at the Hyatt Zilara all-inclusive on the beach for $0 per night instead of $500 per night.  I was very happy sipping margaritas while in the pool that overlooked the ocean)
  • Ritz-Carlton
  • Marriott
  • IHG (they have brands you know like InterContinental, Crowne Plaza, Staybridge Suites, and Holiday Inn)
Using My Chase Sapphire Preferred® Card, I Got a Free Business Class Flight to Europe This Summer!


Primary car rental insurance: Covers damage due to theft or collision to your rental car, when you pay for the rental with your card.

Trip delay reimbursement: Get up to $500 back per ticket when your trip is delayed more than 12 hours or requires an overnight stay for expenses such as meals and lodging (because they may not reimburse you for your usual snack of Beluga caviar, stick to the store-brand caviar)

Extended Warranty Protection: Extends the time period of the US manufacturer’s warranty by an additional year, on eligible warranties of 3 years or less

Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.  (So when the airline stinks, you don’t have to.)

When you’re approved, be sure to read the full details in the Guide to Benefits.

No foreign transaction fee:  Hooray!  That’s why I take my Chase Sapphire Preferred everywhere I travel.  It’s a Visa credit card so it’s accepted just about anyplace and there are no nonsense international fees.

Is the Chase Sapphire Preferred Worth the Annual Fee:   The $95 annual fee is 100% worth it.  I’ve paid this fee year after year.  Remember, when you earn the sign-up bonus that’s $600 cash, or $750 in travel with no blackout dates, or $1,000+ in award travel.  So just subtract $95 from that and it’s pretty clear.  (If you do decide to cancel after a year or so, it’s seriously hassle-free.)

Do you qualify for the Chase Sapphire Preferred ?  

Chase has the final say.  Here are guidelines:

You have the best chance of being approved when you have excellent credit.  Your score is likely high enough if it’s 750+.  I wouldn’t recommend applying if your score is below 725, although you never know.

There are other factors Chase will use to determine if they want to allow you to have this metal credit card.  They may consider your income, your banking relationship with them, etc.  Again, this is Chase’s card and they make the final determination on whether or not to let you have it.

That said, they created this card and bonus for a reason.  So don’t be shy!  When I was approved for my Chase Sapphire Preferred I had an 800 credit score (still do) and a middle class income.


If you’re in one of these 2 categories, you very likely will NOT be approved for the Chase Sapphire Preferred:

1. You have opened 5+ new credit cards from any bank within the past 24 months.  But wait, this does NOT count small business cards from American Express, Bank of America, Chase, Citi, and Wells Fargo.

2. You already have a Chase Sapphire Preferred OR a Chase Sapphire Reserve card.

Chase Sapphire Preferred Bottom Line:   This is our #1 pick for people who are beginners to travel credit cards and airline miles and points.  This was my first “premium” travel credit card and I still have it and use it to this day.

Apply here:   Chase Sapphire Preferred

Best Southwest Airlines Bonus: Southwest Rapid Rewards Premier Business Credit Card

Read our full review of the Chase Southwest Premier Business Card

The Official Offer:   Earn 60,000 Southwest points after spending $3,000 on purchases in the first 3 months of account opening.

This is the highest sign-up bonus we’ve seen on the card.

And 60,000 Southwest points means what exactly?

~$900!  Because in our experience booking flights, 1 Southwest point generally maps to ~1.5 cents.

Two amazing things about Southwest points:

1 – no blackout dates or funny business.  If the flight still has seats for sale, you can book it with points.

2 – We consider the Southwest Companion Pass to be the best deal in domestic travel.  Your designated travel companion flies free with you on all your Southwest flights.  These 60,000 points will get you over half-way to the 110,000 Southwest Companion Pass qualifying points you need to earn in one calendar year to get the Pass.

Southwest has other great perks:

  • You get 2 free checked bags on every flight
  • You do NOT pay change or cancel fees on paid or award flights
Best Travel Credit Card 10000 Worth Of Travel From One Bonus Our Top 10 List Updated Now
Because Southwest Has No Blackout Dates, It’s Easy to Redeem Points for Flights to Destinations Like Los Cabos, Mexico!

Ongoing Earning Potential:

  • 2 Southwest points per $1 on Southwest purchases and Rapid Rewards hotel and car rental partner purchases
  • 1 Southwest point per $1 on everything else
  • 6,000 Southwest points after your cardmember anniversary (That can be enough to fly from the Los Angeles area to Las Vegas, San Francisco, or Portland whenever Southwest has one of its frequent fare sales)

Lost Luggage Reimbursement: If you or your immediate family members’ checked or carry-on bags are damaged or lost, you’re covered up to $3,000 per passenger when you pay with the card.  Now that’s peace of mind.  Unless you think too hard about who’s wearing your pants now.

Extended Warranty Protection: Extends the time period of the US manufacturer’s warranty by an additional year, on eligible warranties of 3 years or less.  I love earning points for a purchase AND having the warranty extended.

Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours up to $100 a day for 3 days

Purchase Protection:  Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account

Free Cards for your employees:  You’ll earn points for purchases they make on the cards

No Foreign Transaction Fee:  Hooray!  So when you fly Southwest to the Caribbean, you can bring your card and use it with none of those tacky tack-on fees that some cards add.

Do you qualify for the Southwest Rapid Rewards Premier Business Credit Card?  Yes, if you have a for-profit business.  It can be a small business of just you!  You’d just mark down sole proprietor on the application and use your social security number.  Folks on our team have been approved this way for eBay reselling businesses, renting out a home as a vacation rental, and so on.

But if you’re in one of these next 2 categories… sadness… you’re not eligible:

1. You have opened 5+ new credit cards from any bank within the past 24 months.  But this does NOT count small business cards from American Express, Bank of America, Chase, Citi, and Wells Fargo.

2. You already have the Southwest Rapid Rewards Premier Business Credit Card OR have earned the sign-up bonus in the past 24 months.

Is the Southwest Premier Business Card Worth the Annual Fee?   Yes.  The $99 annual fee is more than fair for $900 worth of flights!  Plus you get all the perks listed above.  And the bonus points on your card anniversary can help to offset the annual fee.

Southwest Premier Business Card Bottom Line:   We recommend this credit card for anyone who would fly on Southwest.  And it’s an especially awesome card for those of you who travel with a partner because of the opportunity to earn the lucrative Companion Pass!

For a long time I resisted flying on Southwest because I thought it’d be a bad experience.  I was wrong!  I’ve flown Southwest to Cancun and a few times in the US so far and it’s all been pleasant.

Apply here:   Southwest Rapid Rewards® Premier Business Credit Card

Best Business Credit Card With No Annual Fee + 5% Categories: Ink Business Cash℠ Credit Card

Apply here:   Ink Business Cash℠ Credit Card

Read our review:   Biggest No-Brainer Deal of the Year: $500 Cash Back (50,000 Chase Ultimate Rewards Points!)


With the highest-ever Ink Business Cash sign-up bonus, you’ll earn $500 cash back (50,000 Chase Ultimate Rewards points!) after spending $3,000 on purchases in the first 3 months of account opening.  Earning $500 in cash from a card with no annual fee is an AWESOME deal!

It also comes with:

  • 5% cash back (5X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year
  • 2% cash back (2X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% cash back (1X Chase Ultimate Rewards point) on all other purchases
  • Primary car rental insurance (CDW) when renting for business purposes, covering damage due to collision or theft to your rental car when you pay with your Chase Ink Business Cash card. Secondary coverage when renting for personal reasons

I’ve has kept this card in my wallet for many years, in large part, because it has no annual fee!  With my Ink Business Cash card I earn 5X points on my monthly internet bill and 2X points at restaurants.  Liquid Hint:   Many times your business cocktails and networking wine earn 2X points too!  Because bars and lounges often code as restaurants to the credit card company.

Using Your Points:  If you ONLY have the Chase Ink Business Cash credit card, you’ve got one option: cash.  However, if you ALSO have the Chase Ink Business Preferred (yes, you can own both cards) OR the Chase Sapphire Preferred OR the Chase Sapphire Reserve you now have travel superpowers.

Because you can lift all the points you earn with your Ink Cash above your head, create a impressive fiery orb, and hurl them over to one of those “premium” cards.  And from there you have access to all the travel partners I talked about in the Chase Ink Business Preferred section!

I Took This Photo From My Suite While Staying at the All-Inclusive Hyatt Zilara in Cancun. Not Bad! I Paid $0 for the Stay Because I Moved the Points I Earned With My Chase Ink Cash to My Chase Sapphire Preferred. And From There I Transferred Them to Hyatt to Get My Free Stay

Perks:   Primary rental car insurance (when renting for business purposes), extended warranty, delayed baggage, and lost luggage protection.

You can check all the details of the fantastic benefits when you get to the Ink Cash card offer page.  But I’ll give you a real-life example.  I walked into my local Staples ready to make a significant purchase.  Naturally I was prepared with my Ink Cash business credit card because with it I earn 5X points at office supply stores such as this.  I made my significant purchase.  And that’s when it happened.

The sales person pitched me about the, you guessed it, the dreaded extended warranty.

He said, “You fool!  You’re about to pay big bucks for your significant purchase yet you won’t pay this relatively tiny amount to protect your investment for an extra year?” 

I inhaled my Zen.  And exhaled, “Nah.  I’m good.” 

He dug in.  “How could you be so feckless… so irresponsible… have you no regard for society?!” 

But his pleas for extra cheese were for naught.  For I own, behold!… the Ink Business Cash credit card!  And it adds an extra year to the warranty.  Be gone, extended-warranty-pusher!

Is the Chase Ink Business Cash Worth the Annual Fee?  Yes.  Because there is no annual fee!  But this card DOES charge foreign transaction fees, which is why I use my Chase Sapphire Preferred when I travel abroad.

Chase Ink Business Cash Bottom Line:   I use this business credit card all the time.  It costs $0 to own.  Enjoy.

Apply here:   Ink Business Cash℠ Credit Card

Best Business Credit Card With No Annual Fee + 1.5% Cash Back Everywhere: Ink Business Unlimited℠ Credit Card

Apply here:   Ink Business Unlimited℠ Credit Card

Our review of the Ink Business Unlimited

The Intro Offer:   You will receive 50,000 bonus points which you can redeem for $500 cash back when you make purchases totaling $3,000+ during the first 3 months from account opening.

Ongoing Earning Potential:   You can earn an unlimited 1.5% Cash Back on every purchase.

Using Your Points:  What’s cool here is that this works the same way as the Ink Business Cash.  You can use your points for cash back OR, if you have a “premium” Ultimate Rewards card (AKA it has an annual fee) like Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred, you can then move your points to those premium cards for premium travel rewards.

And that’s exactly how I use the points I earn from my Ink Business Unlimited Credit Card.

I Flew to Europe Using Chase Ultimate Rewards Points to See the Magical Mountaintop Castles of Portugal!

Really, the Ink Business Unlimited is very similar to the Ink Business Cash.  It’s possible to have both cards.  I do.

But if you’re trying to decide, I think of these cards like this…

Do you prefer your love partner to be pretty good looking all the time, no matter the circumstance?  Then choose Ink Business Unlimited because you get 1.5X points on all your purchases without having to think about it.

Or do you prefer your romantic partner to look just OK most of the time but drop-dead gorgeous for special occasions… like when you walk into office supply stores.  And when you pay your phone and internet bill.  And your partner is doubly-attractive when you go out to restaurants and gas stations.  If that’s your pick, go with Ink Business Cash (the card listed above this one) instead.

Ink Business Unlimited Bottom Line:   You really can’t go wrong here.  No annual fee and you earn 1.5% cash back on all purchases AND you can earn a $500 sign-up bonus?  Easy pick.

Apply here:   Ink Business Unlimited℠ Credit Card

Best Credit Card for Simple Travel Rewards:  Capital One® Venture® Rewards Credit Card

Apply here:   Capital One® Venture® Rewards Credit Card

Read our full review of the Capital One Venture Card

You can earn 50,000 Venture miles (worth $500 in travel) by applying for the Capital One Venture card and spending $3,000 on purchases within the first 3 months.

The card has a straightforward rewards program, which means the miles are easy to redeem.  All you have to do is pay for travel expenses (like airfare, hotel stays, parking, and much more) with your credit card.  Then, log-in to your account and “erase” the charge by redeeming your miles.

The Capital One Venture is perhaps the best credit card for points that you can use for nearly ANYTHING travel related.  Check out this post with outside-the-box ways to redeem Venture miles, like Costco travel packages!

In addition to the card’s valuable sign-up bonus, you’ll get:

  • 2 Venture miles per $1 you spend on all purchases
  • Statement credit for Global Entry or TSA PreCheck
  • 10 Venture miles per $1 you spend on hotel stays booked and paid for with your card through the special hotels . com link they give you (through January 31, 2020)
  • NO foreign transaction fees

Cards that offer to reimburse Global Entry or TSA PreCheck application fees usually have much higher annual fees (often between $450 and $550).  But this card has a $95 annual fee, waived the first year!

The card also comes with Visa Signature Benefits, which include:

  • Rental car insurance – Secondary protection for damage due to collision or theft
  • Travel accident insurance – Up to $250,000 insurance for accidental loss of life, limb, sight, speech, or hearing
  • Lost luggage insurance – Up to $3,000 per trip, provided the luggage was lost from theft or misdirection by the airline, cruise, etc.

Apply here for the Capital One® Venture® Rewards Credit Card

Best Cash Back Credit Card for Restaurants & Entertainment

Apply here:   Capital One® Savor® Cash Rewards Credit Card

Or read our full analysis:   Capital One Savor Review

The Intro Offer:   $500 cash back after spending $3,000 on purchases within the first 3 months of account opening.  Nice.

Ongoing Earning Potential:   

  • 4% cash back on dining (secret: oftentimes bars and nightclubs code as dining too!)
  • 4% cash back on entertainment (concerts, tourist attractions, theme parks, and more!)
  • 2% cash back at grocery stores

You’ll earn 1% cash back on all other purchases.

Best of all, there’s no limit on how much bonus cash back you can earn!

Using Your Points:   You can request a check or statement credit, any time, with no minimum redemption amount.  Or set-up an automatic redemption such as $25 back per month.

Delivery Perk:   With Postmates Unlimited, you get $0 delivery fees on orders over $15.  You’ll also never pay blitz pricing or get hit with minimum basket fees from 300,000+ restaurants and business.  And that includes alcohol, certain supermarkets, pharmacies, coffee shops, bakeries, and more.

When you pay for a monthly Postmates Unlimited membership using your Savor card, you’ll receive a monthly statement credit of $9.99 through December 2019.

Is there a Foreign Transaction Fee?  Nope.

Capital One Savor Bottom Line:   I typically use my Chase Sapphire Preferred while traveling overseas.  But I’m very much considering adding the Savor card to my wallet.  Because it also has no foreign transaction fee AND rewards you with a fat and unlimited 4% cash back on dining out and entertainment.  Typically my biggest expenses overseas are restaurants/bars, tourist attractions, and groceries.  (Since I usually use points for flights and hotels.)  What I also love about Savor is you can try the card free the first 11 months.  Then if you feel like it’s really been saving you money, you only pay the $95 annual fee starting in year 2 with the card.  All that plus the $500 intro bonus makes this a strong offer.

Apply here:   Capital One® Savor® Cash Rewards Credit Card

Best Delta Credit Card:  Platinum Delta SkyMiles® Credit Card from American Express

The Official Offer:  Earn 75,000 bonus miles after you spend $3,000 in purchases on your new credit card in your first 3 months.  In addition, earn a $100 statement credit after you make a Delta purchase with your new card within your first 3 months.  This offer expires April 3, 2019.

OK, so what are 75,000 Delta miles worth? 

Best Case Scenario: $1,725.  Delta often has these amazing “flash sales.”  Yes, we alert you to these here on Million Mile Secrets!  We’ve recently found Business Class flights to Europe during peak summer travel season for $3,000 or just 128,000 Delta miles.  That makes each mile worth ~2.3 cents instead of the penny a point in the example I’ll show you next.

Worst Case Scenario: $750.  Because you now have an American Express Delta credit card, you have unlocked a feature called Delta “Pay With Miles.”  This makes your 75,000 Delta miles equivalent to $750 worth of flights on Delta — with no blackout dates.  It’s super simple.  But again, this the least valuable situation you’ll find yourself in.

Typical Scenario: $1,275.  We can’t lock down an exact number when you use Delta miles for award flights because Delta changes the miles price depending on, well, whatever they feel like charging that day.  But it’s common to be able to get round-trip domestic flights in the US for 17,000 Delta miles instead of paying $275 or $300, etc.

Ongoing Earning Potential:

  • Earn 2 miles per $1 spent on purchases made directly with Delta
  • Earn 1 mile for every eligible $1 you spend on purchases
  • Terms and conditions apply

Delta Platinum Credit Card Benefits

First Checked Bag Free

With the Platinum Delta SkyMiles Card from American Express, you get your first checked bag free on Delta flights for yourself and up to 8 companions traveling on the same reservation.  Checking a bag round-trip currently costs $60 on Delta.  So, traveling with your family or friends or baseball team will save you crazy money.

Priority Boarding

You and up to 8 passengers on your reservation can board your flight when Zone 1 Priority Boarding is called.

Annual Companion Certificate

When you renew your card membership each year you’ll get a companion certificate.  Add a companion to your round-trip flight reservation (within the continental US) and pay only the taxes and fees for that passenger.  That’s pretty sweet if you’re planning to fly with a partner or friend somewhere expensive.

In-Flight Savings

Use your shiny new card and save 20% off eligible Delta in-flight purchases like food and drink.

Medallion® Qualification Miles (MQMs)

When you meet the minimum spending requirements on the Platinum Delta SkyMiles Card from American Express, you’ll earn 5,000 Medallion® Qualification Miles (MQMs).  These are miles used to qualify for elite status.  To achieve Silver Medallion® status, earn 25,000 Medallion® Qualification Miles (MQMs) and spend $3,000 Medallion® Qualification Dollars (MQDs) in a calendar year.  Earning the 5,000 MQMs gets you going in the right direction if you want status.

Silver status has a nice bundle of perks.  To me, the most exciting one “Unlimited Complimentary Upgrades.”  Delta explains it as, “You and a companion are eligible for Unlimited Complimentary Upgrades to First Class and Delta Comfort+, beginning 24 hours (1 day) prior to departure, and to the domestic Delta One® experience on the day of departure.”

The Delta Platinum credit card is also good for your shopping needs.  Take a look at…

Extended Warranty

Make an eligible purchase with the card and the original manufacturer’s warranty can be extended up to 2 additional years on eligible warranties of 5 years or less.  This is a main reason why I always use a credit card instead of a debit card.

Return Protection

If the store refuses to take back your eligible merchandise within 90 days of the date of purchase, and you smartly paid with your Platinum Delta SkyMiles Card, contact American Express to seek a refund of the full purchase price, up to $300 per item and a maximum of$1,000 per year.

ShopRunner Membership

You get a complimentary membership (normal price is $79 per year) to Shoprunner.  With Shoprunner you get free, unlimited 2-day shipping at a ton of stores like Bloomingdales, Burberry, Cole Haan, Giorgio Armani, MLB shop, NBA store, Neiman Marcus, NewEgg, NFL Store, Staples, and much more.

AMEX Offers

I absolutely love AMEX Offers.  These are discounts that pop up in your online American Express account.  Just click the ones you want and when you use your American Express card to purchase, you’ll automatically get a statement credit.  I save money all the time at restaurants and stores, plus airfare and hotels, this way.

No Foreign Transaction Fee

Use your card everywhere with no international junk fees.

Do you qualify?  

American Express only allows you to earn the welcome bonus on a card once, per person, per lifetime.  So if you’ve had this exact card in the past, you won’t be able to earn the intro bonus again.

Is the Delta Platinum American Express Worth the Annual Fee? 

If you’re a Delta flyer, heck yeah!  The cost is $195. (See Rates & Fees.) When you earn the 75,000 Delta bonus miles, you getting, at a minimum, $750 worth of flights on Delta with no blackout dates.  Or if you book award flights, you should easily be able to get $1,100+ worth of airfare.  And remember, you get an annual companion certificate when you renew your membership.  And you get a $100 statement credit when you make a Delta purchase in the first 3 months.  And… free checked bags!

Delta Platinum American Express Bottom Line

For folks who fly Delta and feel comfortable with the minimum spending requirement, this limited-time offer is really, really great.  Usually the welcome offer is for 35,000 miles but through April 3, 2o19, it’s 75,000 Delta miles!  So yes, now is the time to jump on the offer.  That’s why I’ve added it to our Best Travel Credit Cards list for this month.

For rates and fees of the Platinum Delta SkyMiles® Credit Card, please click here.

Apply here:  Platinum Delta SkyMiles® Credit Card from American Express

Best Credit Card Sign-Up Bonus With No Annual Fee in Year One (worth $700 for travel):   Barclaycard Arrival Plus® World Elite Mastercard®

Apply here:  Barclaycard Arrival Plus® World Elite Mastercard®

Read our review of the Barclaycard Arrival Plus


The Official Offer:   Earn 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.

Cool.  So what can I do with these bonus points?

Use them for $700 worth of statement credits towards travel!

Fun Fact:  You’ll actually be collecting $800 worth of travel.  Because to unlock the sign-up bonus, you need to spend $5,000.  And you get double points on that spending too!  So that $5,000 of spending becomes 10,000 Arrival miles which is worth an additional $100 bucks for travel!

Ongoing Earning Potential:

  • 2X Arrival miles on all purchases — no limit!

How to Use Your Arrival Miles:

You use Arrival miles to get money back for travel expenses.  Here’s what counts as travel with the Barclaycard Arrival Plus:

  • airlines
  • hotels and motels
  • timeshares
  • campgrounds
  • car rental agencies
  • cruise lines (great use for this type of mile!)
  • travel agencies
  • discount travel sites (like Expedia, Orbitz, etc.)
  • trains
  • limousines (fancy!)
  • buses (not so fancy!)
  • taxis
  • ferries

There is indeed a catch (but it’s not that bad):

You must redeem Arrival miles for eligible travel purchases of $100+ made in the past 120 days.

So you’ve got, like, ~4 months to figure out if you want money back on a travel purchase.  Fair enough.  I’m not super excited that the travel expense has to be at least $100 but I can deal with it.  So you can’t get a statement credit for a $40 cab ride.  Instead you use the miles for that $397 flight and that $303 hotel stay.  The bonus is a really good deal.  Just use it for the $100+ stuff and it’s easy.

Nice little extra:  Each time you redeem your Arrival miles, Barclaycard throws you a little 5% miles rebate.  Personally, this doesn’t impact my spending habits but I’ll take the free miles back!


Trip Delay Insurance

The terms are surprisingly good!

1 – Reimburses you for travel expenses from delays more than 6 hours while traveling.  Just be sure to purchase your trip entirely with your Barclaycard Arrival Plus® World Elite Mastercard® for you, your family member, or your traveling companions.

Most competitor cards with this kind of low annual fee only reimburse your after a 12-hour delay!

Note: If you are using some kind of voucher or frequent flier miles, the remaining charge for the trip must be purchased entirely with your the card.

2 – The insurance covers most reasons for travel delays like bad weather and equipment failure on the plane delaying your departure.

3 – You can get reimbursed for up to $300 per trip on up to 2 claims per 12 month period.

4 – Coverage is secondary to any other applicable insurance or benefit.

You can view the Barclaycard Arrival Plus® World Elite Mastercard® Guide to benefits when you get your credit card for all the details.

Free Shipping With ShopRunner

The complimentary ShopRunner membership grants you free 2-day shipping and free returns at over 100 stores like Neiman Marcus, Saks Fifth Avenue, Staples, 1800-Flowers, MLBShop, and yes, even The Popcorn Factory.  An annual membership for ShopRunner normally costs $79.  So if you were going to pay for your weekly delivery of a tin keg of Caramel Corn, it’s a big savings.

10% Off Home Sharing With Onefinestay

I’ve never used this but it looks interesting.  Book with your Barclaycard Arrival Plus® World Elite Mastercard to get a 10% discount at over 10,000 high-end rental apartments.  They describe the amenities as high-quality toiletries (does that mean Charmin Ultra Soft?), free Wi-Fi, and a complimentary iPhone to use during your stay in case for some reason you want to use a strange phone instead of your own.

MasterCard Luxury Hotel & Resorts Portfolio

You can get complimentary room upgrades, early check-in, and late check-out when available, daily breakfast for 2, and more at 2,000+ hotels worldwide when booking a stay with a Mastercard Luxury Hotel & Resort.

No foreign transaction fee:  Bring this credit card to Jamaica, Japan, Johannesburg, anywhere Mastercard is accepted and don’t worry about foreign currency fees.

Is the Barclaycard Arrival Plus Worth the Annual Fee:  There is no annual fee for your first year, so that’s next year’s problem!  This card is obviously a great deal in the first year.  Keeping it for a 2nd year when it costs $89 will depend on you deciding how much you like the points and perks.  If you decide the card isn’t a good fit, closing a card is pretty hassle-free.  But the Trip Delay protection alone might be a reason you want to keep it.

Do you qualify for the Barclaycard Arrival Plus?

1 – 700+ credit score gives you a good chance.  720+ is more comfortable.  This is anecdotal from folks I know and what I’ve seen people post online.  Barclaycard makes the final decision.

2 – Typically you can open 1 or 2 Barclaycard credit cards per year.  And if Barclaycard sees a lot of recently opened cards, they might hesitate to approve you.

3 – If you have a different credit card from this bank (Barclaycard) then they usually want to see that you actually use it.  I’ve had this happen to me.  I was denied (I still live to talk about it!) and the agent more than hinted that I already had another Barclaycard I wasn’t using much.  So… I put a decent amount of spending on that old, dusty card, waited a few months or so, and then applied again — and I got approved.

Barclaycard Arrival Plus Bottom Line:   $700 intro bonus for travel.  No annual fee in year one.  Trip delay insurance that kicks in after 6 hours instead of 12 hours with competitor cards.  Go for it.  Not much downside here.

Apply here:  Barclaycard Arrival Plus® World Elite Mastercard®

Best Citi Travel Credit Card Bonus:   Citi Premier℠ Card 

Apply here:  Citi Premier Card

Or read our full review of the Citi Premier Card

The Official Offer:  Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.    I have this credit card. 

And 50,000 Citi ThankYou points means what exactly?

Delta One Business Class Seat
With 50,000 Citi ThankYou Points, You Can Fly in a Business Class Bed on Delta, Be Served a High Quality Meal, and Wash It Down With a Nice Selection of Adult Beverages

Here are just a few examples of fun travel you can do with Citi ThankYou points:

  • Fly round-trip to Hawaii on United Airlines by transferring 35,000 Citi points to United’s partner, Singapore Airlines (we show you how to do these lucrative tricks!)
  • Fly one-way in Business Class to Europe or Japan by transferring 50,000 Citi points to Etihad
  • 2 round-trip flights to London from Boston, New York, Newark, or Washington, DC during off-peak season by transferring your Citi points to Virgin Atlantic
  • Fly one-way in super comfortable Delta One Business Class from Atlanta or Seattle to Tokyo by turning 60,000 Citi points into Virgin Atlantic miles
  • Fly one-way in Delta One Business Class from Detroit to Paris by transferring 50,000 Citi points to Virgin Atlantic
  • 2 round-trip coach flights between New York City and Vancouver on Cathay Pacific by moving your Citi points to Asia miles.  Or enjoy 1 round-trip flight in Cathay Pacific’s amazing Business Class on this route using just 50,000 of your Citi points

Team member Harlan has had success transferring his Citi ThankYou points to fly to Europe, fly his family to Hawaii, and more!

And Jasmin has flown with her kids from Vancouver to New York in Cathay Pacific Business Class and loved it!

If you don’t want to transfer your points, you can keep things dead simple instead… use your 50,000 Citi ThankYou points in the Citi ThankYou Travel Portal (it’s just like using Expedia and the prices almost always match).  You’ll get 25% off your flight! 

Because your points are worth 1.25 cents each there.  So your 50,000 points are worth $625.  If there’s a flight for sale, you can book it!  There are no blackout dates or other games like that.

I’ve used my Citi ThankYou points this way when I wanted a specific coach flight to Europe on a specific date.  It was super easy.

Ongoing Earning Potential:

  • 3 Citi ThankYou points per $1 spent on travel including gas stations, airfare, hotels, car rental agencies, parking, tolls, and more
  • 2 Citi ThankYou points per $1 spent at restaurants and on select entertainment like amusement parks, museums, sporting events, movie theaters, and more
  • 1 Citi ThankYou point per $1 spent on all other purchases
Here I Am With My Citi Premier Earning Double Points on Double Drinks Until Seeing Double in Europe.  (Just Kidding, Mom. I Almost Always Usually Drink Responsibly for the Most Part.)


Price Protection:   They call it “Citi Price Rewind.”  What’s cool about it is when you pay for registered items at certain online merchants with your Citi Premier, Citi will automatically check for a lower price at other stores.  Harlan uses this perk a lot with Amazon.  You can save up to $1,000 per calendar year this way!  When sign-up you can review the restrictions.  But it’s pretty easy and works well.

Extended Warranty:   By paying for an eligible item with the Citi Premier card, you can extend the manufacturer’s warranty by an additional 24 months (total coverage between both the manufacturer’s warranty and extended warranty cannot exceed 84 months).  See the complete Guide to Benefits for all the details.  I can tell you that I always make expensive purchases with a credit card that has this feature.  That way I can turn down the rip-off extended warranty they offer at the store.

No Foreign Transaction Fee:  Use your Citi Premier card anywhere in the world and never get hit with an “international fee.”  Avoid using credit cards that slap you with a 3% junk fee!

When you pay for travel with your Citi Premier card, including award flight taxes & fees, you’ll get…

Baggage delay protection:  Get up to $100 per covered traveler if your bags are delayed 6+ hours

Trip delay protection:   Get up to $500 per covered traveler to pay for meals and hotels if your trip is delayed 12+ hours.  Nobody thinks about which credit card to use until their flight is delayed and you have to fly out the next day.  Be smart and let your credit card company reimburse your hotels and meals instead of having to beg airport staff for one of those ridiculously cheap $9 meal vouchers they give you.

Trip cancellation & interruption:   You may be reimbursed up to $5,000 per covered traveler per trip if the trip is cancelled or interrupted for an eligible reason.

Do you qualify for the Citi Premier?  Citi says, “Bonus ThankYou® Points are not available if you have had a ThankYou® Preferred, Premier/Citi Premier℠ or Citi Prestige® card opened or closed in the past 24 months.”  You likely need a credit score around 750 or higher.  But of course Citi has the final say!  I was approved with an 800 credit score and a middle class income.

Is the Citi Premier Worth the Annual Fee?   Yes.  It’s only $95 for all the above.  Oh yeah, it’s $0 in year 1 with the card.  So check it out for ~11 months to see how you like it.  Use your points for $1,000+ worth of flights using our tips.  Or for $625 worth of flights the super easy way in their travel portal.

Citi Premier Bottom Line:   I have this credit card.  It costs nothing to own for the first 12 months.  It’s got some great perks plus the bonus is worth between $625 and $1,000+ for travel depending how you use it.  That’s why it’s in our Top 10 list!

Apply here:  Citi Premier Card

Best Travel Credit Card for Premium Rewards: Chase Sapphire Reserve®

Apply here:   Chase Sapphire Reserve

Read our review of the Chase Sapphire Reserve


The Chase Sapphire Reserve is the #1 premium travel credit card… premium because of the price tag but also because of the perks.

When you sign-up for the Chase Sapphire Reserve, you’ll earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.

The sign-up bonus can get you $750 worth of travel when you redeem points for flights, hotels, car rentals, and more through the Chase travel portal.  Because when you have the Chase Sapphire Reserve, your points are worth 1.5 cents each on travel booked through Chase!

And if you have other Chase Ultimate Rewards points earning cards, you can move points to your Sapphire Reserve account to increase the value of your points!

With the Chase Sapphire Reserve, you’ll also get:

The card comes with a $450 annual fee.  But you can offset this fee with perks like the $300 travel statement credit and airport lounge access.

Folks on our team who are more experienced with miles and points use this card to earn easy and valuable bonus points for dining out!

Bottom Line

Our favorite credit card offers for this month are:

Your turn to comment… let us know which credit card is best!

If you liked this post, why don’t you join the 36,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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My husband recently applied for an got approved for an Ink preferred card. About two weeks later, he applied for the personal CSR. He was asked to call in and underwent a half hour interview about his expenses, balances and business, until he was ultimately denied for the CSR due to in essence that he was recently approved for another card. I thought business cards don’t impact personal cards? How long should we wait between applying for personal cards after receiving business cards ?

I was so intrigued by the cell phone coverage Chase offers that I was going to cancel my $25 per month T-Mobile charges me. But then I read the fine print from Chase and apparently that coverage doesn’t apply to leased phones. Please correct me if I’m wrong, but if that is the case, I think that many of us nowadays lease our phones and that caveat should be mentioned in your articles.

I just applied for a Marriott Rewards card, which application was instantly rejected by Chase “because you already have an American Express SPG card.”
Subsequent discussion with Chase suggested this would have violated Marriott’s policy of earning more than one signup bonus within a 2 year period.
Is this conflict – no Chase Marriott Visa because you already hold an American Express SPG – a known issue?

Same thing happened to my wife and I

What is the United alliance partner that was used for business class travel to Europe. Thanks!

Scott Lieberman

Hi Ryan, I flew to Europe on Air Canada Business Class and I flew back home on Lufthansa Business Class.

which one of these airline frequent flyer clubs will I get the most miles flying from lax to hong kong to thailand on hong kong airlines.

hong kong airlines is part of one world star alliance with the following:

Aer Lingus, American Airlines, British Airways, Cathay Pacific Airways, Finnair, Iberia, LanChile and Qantas

thank you

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