BonusTracker: The best credit card bonuses right now

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As quarantines lift and the economy attempts to recover after a devastating spring and summer of reduced travel, airlines, hotels and banks are working to entice travelers to come back into the fold and start spending again.

One of the ways they are doing this is through credit cards, and we are starting to see some massive credit card bonuses show up. Earning credit card welcome bonuses is the easiest and quickest way to earn free travel, so with bigger than ever bonuses, consumers should seriously consider the potential value their next credit card will provide them.

This page will track the biggest credit card welcome bonuses currently available and we’ll only display cards with bonuses that are worth more than $1,000.

This page will be updated frequently as soon as we get wind of new bonuses, so make sure to bookmark it and check frequently. You can also subscribe to our newsletter for updates sent directly to your inbox.

The best credit card bonuses right now

American Express Gold Card

Current bonus: The American Express® Gold Card is offering a welcome bonus of 60,000 Membership Rewards points after spending $4,000 in the first six months of the card membership.

Average value: We value Amex points at 1.8 cents each — meaning the 60,000 bonus points are worth close to $1,100. Amex has some of the best (and most unique) airline transfer partners, like ANA, Delta, Aeroplan, Etihad and more. If you like luxury travel, Amex points are for you. You can transfer 88,000 points to ANA and book round-trip business class to Europe on a Star Alliance carrier like United or Lufthansa.

Why it’s worth considering: This is the largest bonus we’ve ever seen for this card and still comes with a very reasonable minimum spend requirement, so it makes sense to hop on this deal now. It’s also one of the best cards for ongoing spend and is top of wallet for many MMS staffers, since it offers an industry leading 4x points on dining and at U.S. supermarkets (up to $25,000 a year, then 1x point). You’ll also enjoy a $10 a month in dining credits (towards services like Gruhub, participating Shake Shacks and more) and up to a $100 airline incidental fee credit.

American Express® Gold Card

American Express® Gold Card APPLY NOW

American Express® Gold Card


Marriott Bonvoy Boundless

Current bonus: The Marriott Bonvoy Boundless™ Credit Card comes with a welcome bonus of five free nights after you spend $5,000 on purchases in the first three months from account opening. Each free night is worth up to 50,000 points each.

Average value: We value Marriott points at 0.8 cents each. And because each free night certificate is worth up to 50,000 points, you’re essentially getting 250,000 Marriott points. 250,000 points are worth $2,000!

Why it’s worth considering: This is the largest bonus we’ve ever seen for this card, and arguably the best credit card bonus we’ve seen since the Chase Sapphire Reserve 100,000 point bonus in 2016. The free night certificates do expire after 12 months from issuance, but if you think you’re going to be traveling anytime in 2021, this is an amazing deal.

Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card APPLY NOW

Marriott Bonvoy Boundless™ Credit Card


Chase Sapphire Preferred

Current bonus: The Chase Sapphire Preferred® Card is currently offering an elevated welcome bonus of 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Average value: Earning 80,000 Chase points is like hitting the lotto in the points and miles world. They’re worth $1,000 in travel when you redeem through Chase Ultimate Rewards, $1,000 to cover dining, groceries, or home improvement store expenses through Chase’s Pay Yourself back program or $800 cash back through a statement credit. However, the best way to use Chase points is by transferring them to travel partners like Hyatt and United, where you can easily realize 1.7 cents each in value, meaning 80,000 points is worth a whopping $1,360.

Why it’s worth considering: This is the largest bonus we’ve ever seen for the Chase Sapphire Preferred® Card with the same spending requirement. The best thing about Chase points is that they’re incredibly flexible and every redemption option will get you great value.


Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card APPLY NOW

Chase Sapphire Preferred® Card


You can transfer Chase Ultimate Rewards to Hyatt for free nights at the hotel chain — just 30,000 points will get you a night at the Park Hyatt Maldives. (Image courtesy of Hyatt

Capital One Venture

Current bonus: The Capital One® Venture® Rewards Credit Card is also offering a much bigger bonus than normal. You can earn 100,000 bonus miles after you spend $20,000 on purchases within the first 12 months of account opening. Or still earn 50,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening.

Average value: You can cash out Capital One miles for a statement credit to cover travel purchases — so 100,000 miles are worth $1,000 in travel. But it’s also possible to transfer Capital One Miles to airlines and hotels like Air France/KLM’s Flying Blue, Avianca Lifemiles (a great way to fly United) and Air Canada Aeroplan at 2:1.5 ratio. 100,000 Capital one Miles would convert to 75,000 airline miles in the program of your choice.

Why it’s worth considering: While the minimum spend requirement is high, it is spread out over a year and this is the largest sign-up bonus ever available for this card. It’s a solid card for non-bonused spend, plus you can redeem the points for any type of travel. There’s no need to book through a portal. You can book like normal and erase travel purchases from your statement after the fact.


Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card APPLY NOW

Capital One® Venture® Rewards Credit Card


Bottom Line

Before applying, consider what cards may complement your travel style the most and your eligibility for the bonus. That being said, these credit card bonuses are among the biggest that have ever been offered, meaning it’s hard to go wrong with any of them.

For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets daily email newsletter.

Featured image by Patrick Foto / Getty Images.

Brendan Dorsey is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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