Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.
As the economy attempts to recover after a devastating spring and summer of reduced travel, airlines, hotels and banks are working to entice travelers to come back into the fold and start spending again.
One of the ways they are doing this is through credit cards, and we are consistently seeing some massive credit card bonuses show up. Earning credit card welcome bonuses is the easiest and quickest way to earn free travel, so with bigger than ever bonuses, consumers should seriously consider the potential value their next credit card will provide them.
This page will track the biggest credit card welcome bonuses currently available and we’ll only display cards with bonuses that are worth more than $1,000.
This page will be updated frequently as soon as we get wind of new bonuses, so make sure to bookmark it and check frequently. You can also subscribe to our newsletter for updates sent directly to your inbox. We’ll even tell you when bonuses are disappearing, so you’ll never miss a deal.
Welcome bonuses from credit cards are the fastest and easiest way to earn large sums of points, miles or cash back.
The best credit card bonuses right now
Chase Southwest cards
Current bonus: All three Southwest personal cards have just launched massive welcome bonuses. The Southwest Rapid Rewards® Priority Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Plus Credit Card are all offering bonuses up to 80,000 points. For each card, you’ll earn 50,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening. Plus, earn an additional 30,000 bonus points after you spend $10,000 on purchases in the first 9 months from account opening.
Average value: According to our Southwest point valuations, one Southwest point is worth about 1.3 to 1.5 cents. That means 80,000 points will get you up to $1,200 towards Southwest flights. These are some of the biggest bonuses we’ve ever seen on Southwest personal credit cards.
Why it’s worth considering: While you may not get outsized value from Southwest points as you would with some other airline miles, you’re guaranteed to always get solid value from them. That’s because they have a fixed value that hovers around 1.3 to 1.5 cents. Essentially, you can use 10,000 points to book a flight between $130 and $150. Plus, you’ll never have to worry about award availability since you can book any Southwest flight with points.
Worried you won’t be flying Southwest anytime soon because of the pandemic? Well fear not, because once you earn Southwest points, they never expire. Plus this welcome bonus and the spend from the card will put you well on your way towards earning the coveted Southwest Companion Pass.
- Read the review of the Southwest Plus card, the Southwest Priority card and the Southwest Premier Card
- Compare all Southwest credit cards to see which one is right for you
- Apply for a card with an elevated bonus:
Current bonus: The Platinum Card® from American Express has just launched one of its best-ever offers. You’ll earn 75,000 Membership Rewards points after spending $5,000 on purchases in the first 6 months of account opening. Additionally, you’ll earn 10x points at U.S. gas stations and U.S. supermarkets, on up to $15,000 in combined purchases, during your first 6 months of card membership.
Average value: According to our Amex point valuations, 75,000 Membership Rewards are worth $1,350 when redeemed for travel via Amex’s transfer partners. That is amazing value in itself. However, if you can max out the 10x bonus categories, you could end up with a total of 225,000 points. You’ll make out like a bandit with this deal — those points average out to a value of $4,050!
Why it’s worth considering: With this new deal, you can potentially earn way more points than the targeted 100,000 point offer or the prequalified 125,000 point offers that are occasionally floating around (offers subject to change at anytime). And even if you don’t max out the 10x points categories, even just spending half of the cap would get you another 75,000 points!
Plus, the Platinum card is offering temporary statement credits for wireless and streaming service purchases (up to $20 a month for each) through the end of the year. That’s on top of the up to $200 annual Uber credits, up to $200 annual airline incidental and up to $100 Saks Fifth Avenue annual credit that the card normally offers. Finally you’ll also earn a hotel elite status with Marriott and Hilton and the best airport lounge access in the world if you have The Platinum Card® from American Express.
- Read the review of the Amex Platinum card and see if the perks are worth the $550 annual fee (see see rates & fees)
- Best ways to use Amex points
- Apply for The Platinum Card® from American Express
- Note that there are targeted offers for the Amex Platinum that may offer a higher bonus (including via Resy and Amex’s pre-qualified offers), so it may be worth searching for one of those.
Ink Business Cash and Ink Business Unlimited
Current bonus: Both the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card are offering a welcome bonus where you can earn $750 (or 75,000 Chase points) after spending $7,500 in the first three months of account opening.
Average value: While both these cards technically offer a bonus of $750 in cash back, you can still earn Ultimate Rewards points if you also hold a Chase credit that earns Ultimate Rewards. You can combine the points earned from the Ink cards and make them more valuable when redeemed for travel with Chase’s awesome transfer partners, or you can cover grocery, dining and home improvement purchases through Chase’s Pay Yourself Back program at a great rate. If you do transfer them to partners like United or Hyatt, we estimate 75,000 Chase points to be worth $1,275 of travel based on our valuations.
Why it’s worth considering: This is the highest public offer we’ve ever seen for either card. But what’s really amazing about this deal is that neither has an annual fee. Essentially, if you can meet the minimum spend, Chase will cut you a $750 check (or more if you use your points right). Also, it may be easier to qualify for a small business card than you think — so don’t write this one off just because you only have personal credit cards.
- Read the reviews of the Ink Business Cash and review of the Ink Business Unlimited
- Best ways to use Chase points
- Make sure you’re under the Chase 5/24 rule before applying
- Apply for the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card
JetBlue Plus Card and JetBlue Business Card
Current bonus: Both the JetBlue Plus Card and JetBlue Business Card are offering a welcome bonus where you can earn up to 100,000 JetBlue points. The bonus is tiered: earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days. Earn an additional 50,000 bonus points after spending a total of $6,000 on purchases within the first 12 months.
Average value: We value JetBlue points at 1.3-1.4 cents each, meaning these points are worth at least $1,300 when redeemed for JetBlue flights. JetBlue points value is tied to the cash price of the ticket, and with paid fares so low these days, you should be able to take a lot of trips with this bonus. For example, one-way flights between New York and Fort Lauderdale cost just 4,700 points (plus $5.60 in taxes) — meaning you could fly between the two cities 21 times with just the bonus alone. In other words, you could book round-trip tickets for a family of five between the two cities, twice!
Why it’s worth considering: Earning 100,000 points on an airline co-brand card with a $95 annual fee is unheard of. The minimum spend requirement is quite reasonable too, given that you’ll have an entire year to meet the majority of the requirements. This is the biggest welcome offer we’ve ever seen on this card — in fact, it’s 40,000 points higher than the best-ever bonus. Even if you aren’t traveling anytime soon because of the pandemic, JetBlue points don’t expire, so this bonus is strongly worth considering. Finally, the card has great ongoing benefits, like the 5,000 points upon account anniversary, 10% back on all point redemptions and free checked bags.
The information for the and the JetBlue Plus Card and JetBlue Business Card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.
American Express® Gold Card
Current bonus: The American Express® Gold Card is offering a welcome bonus of 60,000 Membership Rewards points after spending $4,000 in the first six months of the card membership.
Average value: We value Amex points at 1.8 cents each — meaning the 60,000 bonus points are worth close to $1,100. Amex has some of the best (and most unique) airline transfer partners, like ANA, Delta, Aeroplan, Etihad and more. If you like luxury travel, Amex points are for you. You can transfer 88,000 points to ANA and book round-trip business class to Europe on a Star Alliance carrier like United or Lufthansa.
Why it’s worth considering: This is the largest bonus we’ve ever seen for this card and still comes with a very reasonable minimum spend requirement, so it makes sense to hop on this deal now. It’s also one of the best cards for ongoing spend and is top of wallet for many MMS staffers, since it offers an industry-leading 4x points on dining and at U.S. supermarkets (up to $25,000 per calendar year, then 1x point). You’ll also enjoy a $10 a month in dining credits (towards services like Gruhub, participating Shake Shacks and more). The card has a $250 annual fee (see rates and fees).
American Express® Gold CardAPPLY NOW
American Express® Gold Card
- 60,000 Membership Rewards® points after spending $4,000 on purchases in the first 6 months of account opening
- Terms Apply | Rates & Fees
- $250 annual fee (Not waived the first year)
WHY WE LIKE IT
- 4X points at restaurants worldwide
- 4X points at U.S. supermarkets (on up to $25,000 per calendar year; then 1X)
- 3X points on flights booked directly with airlines or on amextravel.com
- Read our review of the Amex Gold Card
Chase Sapphire Preferred
Current bonus: The Chase Sapphire Preferred® Card is currently offering a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Average value: Earning 60,000 Chase points are worth $750 in travel when you redeem through Chase Ultimate Rewards, $750 to cover dining, groceries, or home improvement store expenses through Chase’s Pay Yourself back program or $600 cash back through a statement credit. However, the best way to use Chase points is by transferring them to travel partners like Hyatt and United, where you can easily realize 1.7 cents each in value, meaning 60,000 points is worth a whopping $1,020.
Why it’s worth considering: The best thing about Chase points is that they’re incredibly flexible and every redemption option will get you great value.
- Chase Sapphire Preferred review
- Best ways to use Chase points
- Make sure you’re under the Chase 5/24 rule and eligible for a Sapphire card bonus before applying
- Apply for the Chase Sapphire Preferred® Card
Our methodology on how we choose the best bonuses
The value of the bonus itself
Even though not all points are created equal, the number of points you earn from each bonus is still important. Sometimes the value of the bonus itself can offset the cost of the annual fee for a decade. So if the bonus was big enough and the points valuable enough, it made this list.
Flexibility of rewards
The more flexibility you have when redeeming your points, the more valuable they are. That’s why we mostly listed cards with transferrable points since having more options is always better. For instance, if you have Amex points and want to fly to Europe, you can transfer to a number of partners, each of which is in a different airline alliance, meaning you’re not boxed into flying a few airlines. It also allows you to take advantage of different sweet spots in each airline’s award chart, therefore getting the lowest possible price for your flight
Ease of earning a welcome bonus
Most credit card bonuses have reasonable minimum spending requirements, although occasionally they can be quite high. Basically, the lower amount of spend required to earn a bonus, the better. It can be hard to organically meet a high spending requirement for those who don’t run a business or have a huge purchase coming up.
Additionally, when a card’s spending requirement is lower, you’ll be able to more quickly shift your spending back to a different card that’s more rewarding for everyday spend once you’ve hit the bonus requirements. If your card does have a high minimum spend requirement, here are some creative ways to help you get there faster.
Before applying, consider what cards may complement your travel style the most and your eligibility for the bonus. That being said, these credit card bonuses are among the biggest that have ever been offered, meaning it’s hard to go wrong with any of them.
For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets daily email newsletter.
For airline co-branded cards, you can use their miles for big value on a multitude of partners (other than Southwest, but they don’t have blackout dates).
For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Gold card, click here.
Featured image by Patrick Foto / Getty Images.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)