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The Big Travel Guide to AMEX Membership Rewards Points: Part 1 – Transfer Partners

The Big Travel Guide to AMEX Membership Rewards Points: Part 1 – Transfer Partners

AveryThe Big Travel Guide to AMEX Membership Rewards Points: Part 1 – Transfer PartnersMillion Mile Secrets Team

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You get lots of travel flexibility with AMEX Membership Rewards points.  Because if you don’t have set travel plans for a future trip, these transferable points give you the option to choose from multiple airline and hotel partners when the time comes.

Folks in the miles & points hobby know earning transferable points, like AMEX Membership Rewards points, are the best way to get Big Travel.  This can mean a First Class adventure around-the-world, a family trip to Europe, or so many other options!

The AMEX Membership Rewards points program has many direct airline and hotel partners.  Plus, you’ll get access to other indirect partners as well!

With Terrific Airline & Hotel Transfer Partners, There Are Plenty of Ways to Use AMEX Membership Rewards Points for Big Travel! Including Flying Cathay Pacific First Class!

We’ll tell you all about the AMEX transfer partners.  And what you should know before transferring AMEX Membership Rewards points to book award travel.

The Ultimate Guide to American Express Membership Rewards Points:

Cards That Earn Transferable AMEX Membership Rewards Points

You can earn AMEX Membership Rewards points with the following cards:

Personal CardsBusiness Cards
Premier Rewards Gold Card From American ExpressThe Business Gold Rewards Card from American Express OPEN
The Platinum Card® from American ExpressThe Blue Business℠ Plus Credit Card from American Express
Amex EveryDay® Preferred Credit CardThe Business Platinum® Card from American Express OPEN
AMEX EveryDay® Credit Card from American Express


Business Green Rewards Card from American Express OPEN

AMEX Transfer Partners

Link:   Transfer American Express Membership Rewards Points to Airline & Hotel Partners

You can choose from airline and hotel partners when transferring your American Express Membership Rewards points.

1.   Airline Partners

There are direct AMEX Membership Rewards airline transfer partners.  But through these airlines, you can book award seats on all 3 major airline alliances, including:

Not all AMEX airline transfer partners are equal.  The transfer ratios can vary, which means you might not be redeeming your points for the most value.

Here’s a look at the transfer ratios and estimated transfer times for each of the airline partners.

 American Express Membership Rewards Airline Transfer Partners 
AirlineTransfer RatioEstimated Transfer Time
AeroMexico1:1.624 Hours
Air Canada1:1Instant
Alitalia1:1Instant
ANA1:148 Hours
Asia Miles1:148 Hours
British Airways1:1Instant
Delta 1:1Instant
El Al1000:20Instant
Emirates 1:1Instant
Etihad1:1Instant
Flying Blue (Air France / KLM)1:1Instant
Iberia1:1~1 to 3 days
Hawaiian Airlines1:1Instant
JetBlue250:200Instant
Singapore Airlines1:1~1 to 2 days
Virgin Atlantic1:1Instant

Most AMEX points transfers occur instantly.  This is great news if you’re in a hurry to book an award flight!  But, if possible, we always recommend giving yourself some time, just in case the transfers don’t go through right away!

Note:   The transfer ratios in the table are the standard ratios.  But AMEX frequently offers limited-time bonuses when you transfer points to different airline partners.

You’ll see the current transfer ratios by logging-in to your AMEX Membership Rewards account.

Log-In to Your AMEX Membership Rewards Account to Check for Any Transfer Bonus Opportunities!

A terrific aspect of the AMEX airline transfer partners is you get access to the 3 major airline alliances.  For example, you can:

  • Transfer AMEX points to Delta – use miles for award tickets on SkyTeam airlines
  • Transfer AMEX points to Air Canada or Singapore Airlines – use miles for award tickets on Star Alliance airlines such as Lufthansa or United Airlines
  • Transfer AMEX points to British Airways – use points for award tickets on oneworld airlines such as American Airlines
You Can Transfer AMEX Membership Rewards Points to Air Canada. Then, Book an Award Flight on EVA Air Because They Are a Star Alliance Partner!

You can also use AMEX Membership Rewards points to book award travel on other partner airlines, which are not part of alliances.  For example:

  • Transfer AMEX points to Delta – use miles for award tickets on WestJet
  • Transfer AMEX points to British Airways – use points for award tickets on Aer Lingus

2.   Hotel Partners

The AMEX Membership Rewards hotel partners are not as extensive as the airline list.

There are 3 direct hotel transfer partners.

Here’s a look at the transfer ratios and estimated transfer times for each of the hotel partners.

 American Express Membership Rewards Hotel Transfer Partners 
HotelTransfer RatioEstimated Transfer Time
Choice Hotels1:1Instant
Hilton1:2Instant
Starwood3:1Instant

Generally, you’ll get a better deal redeeming AMEX Membership Rewards points with airline partners.

But thanks to the Marriott and Starwood merger, you now have a way to transfer AMEX Membership Rewards points to Marriott or Ritz-Carlton points, essentially at a 1:1 ratio.  This can be a good deal for folks with lots of AMEX Membership Rewards points!

Note:   The Starwood and Marriott loyalty programs will be combined in August 2018.

Ritz-Carlton Is NOT a Direct AMEX Hotel Transfer Partner. But You Can Transfer Points to Starwood. Then, Convert Points to Marriott or Ritz-Carlton for Stays at Hotels Like The Ritz-Carlton, Okinawa!

Although the transfer ratio to Starwood (3:1) is not favorable, in certain cases it can be useful to transfer AMEX Membership Rewards points to Starwood.

That’s because you can transfer Starwood points to lots of great airline partners.  And you get a 5,000 mile bonus for every 20,000 Starwood points you transfer!

Note:   Transferring AMEX Membership Rewards points to Choice Hotels (1:1 ratio) or Hilton (1:2 ratio) isn’t typically a good deal.

Choice Hotels are usually inexpensive, so you won’t often get a good value for your AMEX Membership Rewards points.  And there are lots of ways to easily earn Hilton points, so we prefer saving our AMEX Membership Rewards points for transfers to airline partners instead!

Rules for Points Transfers

There are a few things to know when transferring AMEX Membership Rewards points to airline and hotel partners.

1.   All Transfers Are Final

Once you transfer AMEX Membership Rewards points to a partner program, you will NOT be able to get the points back to your AMEX account.

So we always recommend finding available award travel prior to transferring points.  This way, you can just transfer your points and book.

Some airlines allow you to place an award booking on hold.  For example, Million Mile Secrets team member Keith booked an award flight with Alitalia.  He had 7 days after booking to transfer the required AMEX points into his account.

2.   Small Fee for Transfers to US Airlines

Link:   Do You Pay a Fee to Transfer American Express Membership Rewards Points to an Airline?

There’s a small fee for every transfer you make to US airlines.

American Express charges an excise fee of 0.06 cents per point, up to a maximum of $99.

It’s never fun paying extra fees, but this is usually just small cost in the big picture.

3.   Workaround to Transfer AMEX Points to Others

Link:   Can You Share AMEX Membership Rewards With Your Spouse? 

It’s not possible to directly transfer AMEX Membership Rewards to other folks.  But there’s a way around this rule!

AMEX Transfer Partners
You Can’t Directly Transfer AMEX Membership Rewards Points to Someone Else. But There’s a Workaround by Adding the Person as an Authorized User!

You can add your spouse or anyone else as an authorized user and then transfer your AMEX Membership Rewards points to their frequent flyer account.

It’s easy to add an authorized user to your AMEX card online or by calling the number on the back of your card.

Big Travel With AMEX Membership Rewards Points

In later updates to this series, we’ll share details and tips for using AMEX Membership Rewards points to get to specific places, like Hawaii.

But in the meantime, we’ll show you some examples of how valuable AMEX Membership Rewards points can be.  It’s easy to earn AMEX Membership Rewards points with their charge cards, including the fantastic American Express Business Platinum charge card.

1.   Transfer to British Airways Avios for Flights to Dublin

You can redeem British Airways Avios points on partner airline Aer Lingus and book flights to Dublin.

And British Airways award prices are distance-based, so shorter flights cost fewer points.  This means award flights from the East Coast to Dublin are a terrific deal.

For example, Boston to Dublin requires only 26,000 British Airways Avios points for an off-peak, round-trip coach award ticket.  The same deal is available from the following cities:

  • Boston
  • Chicago
  • Hartford
  • Newark
  • New York – JFK
  • Philadelphia
  • Washington, DC

We looked at sample flights.  Paying cash would cost ~$983.  So transferring AMEX Membership Rewards points to British Airways Avios points gets you ~3.7 cents per point ($983 cost of paid ticket / 26,000 points for an award ticket).  That’s a great deal!

Transferring AMEX Membership Rewards Points to British Airways Avios Points Is a Great Option for Folks to Going to Ireland, Especially From the East Coast!

Note:   You can NOT search for or book Aer Lingus award flights on the British Airways website.

Instead you CAN search for “Saver” level award seats on the United Airlines website.  Then call British Airways to book at 800-452-1201.  You can read our step-by-step guide to finding available Aer Lingus award seats.  Ask them to waive the phone fee because it’s not possible to book online. 

Also, Aer Lingus now classifies certain dates as peak travel, which means you’ll use more points for award flights during these times.

2.   Transfer to Air Canada for United Airlines Business Class Award Flights

As mentioned earlier, United Airlines is not a direct AMEX airline transfer partner.  But you can transfer AMEX Membership Rewards points to Air Canada who is part of the Star Alliance.  Then, book United Airlines award flights.

For example, we searched Air Canada for a one-way Business Class award flight from San Francisco to Sydney.

The flight requires 80,000 Air Canada Aeroplan miles.  Remember, you can transfer AMEX Membership Rewards points to Air Canada at a 1:1 ratio.

Transfer AMEX Membership Rewards Points to Air Canada to Book Award Flights on Star Alliance Partners, Like United Airlines!

This same flight costs ~$5,086 if you paid cash.  So you’d be getting ~6.3 cents per point ($5,086 cost of paid ticket / 80,000 miles for an award ticket).

And you will NOT pay an excise fee to transfer points to Air Canada because it’s a foreign airline.

3.   Transfer to Starwood and Convert to Marriott or Ritz-Carlton Points

Marriott is not a direct partner of American Express Membership Rewards.  But you can transfer AMEX points to Starwood at a 3:1 ratio.  Then, convert the Starwood points to Marriott or Ritz-Carlton points at a 1:3 ratio.

In the end, you’re essentially getting a ~1:1 transfer ratio from AMEX Membership Rewards points to Marriott points.

For example, you can transfer 70,000 AMEX Membership Rewards points to Starwood.

Then, convert the Starwood points to Marriott or Ritz-Carlton points.

You’ll have enough points for a luxurious stay at hotels like The Ritz-Carlton, Tokyo.

AMEX Transfer Partners
With AMEX Membership Rewards Points, You Can Indirectly Get Your Points to Ritz-Carlton, Which Means You Can Enjoy a Luxurious Stay at Hotels Like The Ritz-Carlton, Tokyo!

We found standard rooms that cost $1,000+ per night during high season.  So using 70,000 AMEX Membership Rewards points means you’re getting ~1.4 cents per point.

Note:   The Marriott and Starwood loyalty programs will merge in August 2018.

Bottom Line

There are 19 airline and hotel partners that are part of the AMEX Membership Rewards program.

But thanks to airline alliances and hotel mergers, you can book award travel beyond the direct transfer partners.  This is extremely helpful because you’ll have more flexible award travel options.

Remember, not all transfer partners are equal.  Because the transfer ratios can vary by airline and hotel, along with the time it takes to transfer your points.

There are many sweet spots using AMEX Membership Rewards points to get Big Travel!  In later updates to this series we’ll show examples of using points for award flights within the US and travel to Hawaii.  And redeeming points for award travel with AMEX partners can often get you better value than if you were just earning cash back rewards.

What’s your favorite AMEX Membership Rewards transfer partner?

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The Business Platinum® Card from American Express OPEN

The Business Platinum® Card from American Express OPEN

  • Limited Time Offer: Earn up to 100,000 Membership Rewards® Points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 & an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. Offer ends 8/8/18.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
  • Terms Apply
  • See Rates & Fees
Terms Apply | Rates & Fees

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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