The travel guide to Amex Membership Rewards points: Part 2 – How to transfer points
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You get lots of travel flexibility with Amex Membership Rewards points. That’s because if you don’t have set travel plans for a future trip, these transferable points give you the option to choose from multiple airline and hotel partners when the time comes.
Those of us in the miles & points hobby know earning transferable points, like Amex Membership Rewards points, is one of the best ways to earn free travel. This can mean a first class adventure around-the-world, a family trip to Europe, or so many other options. And it’s easy to earn Amex Membership Rewards points from some of the best American Express cards.
The Amex Membership Rewards points program has many direct airline and hotel partners. Plus, you’ll get access to other indirect partners as well. And we’ll show you how quick and easy it is to link your loyalty accounts to Amex and transfer Amex Membership Rewards points to travel partners.
The Ultimate Guide to American Express Membership Rewards Points:
- Part 1 – Transfer partners
- Part 2 – How to transfer points
- Part 3 – Best ways to fly within the continental U.S.
- Part 4 – Best ways to fly to Hawaii
- Part 5 – Best ways to fly to Canada & Alaska
- Part 6 – Best ways to fly to Caribbean & Mexico
- Part 7 – Best ways to fly to Europe
- Part 8 – Best ways to fly to India & Middle East
- Part 9 – Africa
- Part 10 – South America
Cards that earn transferable Amex Membership Rewards points
You can earn Amex Membership Rewards points with the following cards:
|Personal cards||Business cards|
|American Express® Gold Card||The Blue Business® Plus Credit Card from American Express|
|The Platinum Card® from American Express||American Express® Business Gold Card|
|American Express®️ Green Card||The Business Platinum Card® from American Express|
|Amex EveryDay® Preferred Credit Card from American Express|
Link airline & hotel loyalty accounts
Before you transfer Amex Membership Rewards points to your loyalty accounts, you’ll need to link your airline or hotel account.
This only takes a few minutes. We recommend linking all of your airline and hotel loyalty accounts, even if you don’t have immediate plans to transfer points.
Because sometimes it can take a day or two to verify your accounts. So by linking your accounts sooner rather than later, you’ll be ready to transfer points when the time comes.
Here’s how you can link your accounts:
Step 1. Log-in to your Amex account
First, log-in to your Amex account. On the account summary page of any of your Amex Membership Rewards cards, you’ll see your total points.
Underneath the points balance, click “Explore Rewards”.
On the next screen, click “Transfer Points” and then “View All”.
Step 2. Select program to link
Next, you can select from any of the 22 airline and hotel transfer partners. As an example, I selected Singapore Airlines.
Here’s a look at the transfer ratios and estimated transfer times for each of the airline partners:
|Airline||Transfer Ratio||Estimated Transfer Time|
|Cathay Pacific (Asia Miles)||1:1||48 Hours|
|Flying Blue (Air France / KLM)||1:1||Instant|
|Singapore Airlines||1:1||Up to 24 hours|
Here’s a look at the transfer ratios and estimated transfer times for each of the hotel partners:
|Hotel||Transfer Ratio||Estimated Transfer Time|
Step 3. Enter loyalty account information
The next step is to verify your Amex account by entering your credit card information. If you have multiple Amex cards, you can just choose one and enter the required details. You can link loyalty accounts in your name or in the name of an authorized cardholder.
At this step, you’ll also enter your airline or hotel loyalty number. This will let Amex know where to transfer the points!Note: If you don’t have a frequent flyer number, there’s an option at the top of the screen to create a loyalty account with the airline or hotel.
Step 5. Confirm account is linked
You’re ready to begin transferring points! You’ll see a confirmation indicating your airline or hotel account is now linked to your Amex Membership Rewards account.
Transfer Amex Membership Rewards points
After your account is linked and verified, you can begin transferring points. Here’s how to do it:
Step 1. Find your linked account
On the Amex Membership Rewards page, you can see linked loyalty programs under “Your loyalty programs”.
Step 2. Select airline or hotel to transfer points
Earlier, I linked my Singapore Airlines account. So that’s what shows in the list of linked loyalty programs. To transfer points, you can click at the bottom of the linked loyalty account.
Step 3. Enter number of points
The next step is to enter the number of points you’d like to transfer to the airline or hotel partner.
As an example, I entered 1,000 Amex Membership Rewards points, which will transfer to 1,000 Singapore Airlines miles.
Similar to before, you’ll also have to enter your credit card information to verify it’s you.
Keep in mind, after you click “Confirm & Transfer Points”, your points will be debited from your Amex Membership Rewards balance. You will not be able to get them back to your Amex Membership Rewards account.
Remember, if you’re transferring points to a U.S. airline, you’ll have to pay an excise fee.
Step 4. Confirm your transfer
You’ll get a confirmation message that your points are being transferred to the airline or hotel partner.
Remember, the time it takes to transfer to each partner can vary. In this case, Amex says I should see the points in my Singapore Airlines account within 3 to 7 business days.
To transfer Amex Membership Rewards points to any of the 22 airline and hotel partners, you’ll first need to link your accounts. I recommend linking all of your loyalty accounts to Amex so you can save time when you decide to transfer points in the future.
After your accounts are linked, you can transfer points in a few quick steps. Just remember, all transfers are final. So after your points are moved to an airline or hotel partner, you will not be able to get them back to your Amex account.
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The Platinum Card® from American Express
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Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
$550 annual fee.
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