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STOP Paying for Travel! Take Advantage of a Top Card Offer This Month! 

STOP Paying for Travel! Take Advantage of a Top Card Offer This Month! 

Million Mile SecretsSTOP Paying for Travel! Take Advantage of a Top Card Offer This Month! Million Mile Secrets Team

Whether you’re new to the miles & points hobby, or an expert looking for the next great deal, these are my favorite travel rewards credit card offers at the moment: 

Card Name Bonus
Ink Business Preferred℠ Credit Card
80,000 Chase Ultimate Rewards points (worth $800 in cash back or $1,000 in travel) after you spend $5,000 on purchases in the first 3 months from account opening
Chase Sapphire Preferred® Card


50,000 Chase Ultimate Rewards points (worth $500 in cash back or $625 in travel) after you spend $4,000 on purchases in the first 3 months from account opening
The Business Platinum® Card from American Express OPEN


Up to 75,000 AMEX Membership Rewards points

Earn 50,000 Membership Rewards points after you spend $10,000 on purchases and an extra 25,000 points after you spend an additional $10,000 on purchases in the first 3 months from account opening
Southwest Rapid Rewards® Premier Business Credit Card
60,000 Southwest points after you spend $3,000 on purchases in the first 3 months from account opening
Ink Business Cash℠ Credit Card$500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of opening your account
Capital One® Venture® Rewards Credit Card
50,000 Capital One Venture miles (worth $500 in travel) after you spend $3,000 on purchases in the first 3 months from account opening
Capital One® Spark® Miles for Business

or

Capital One® Spark® Cash for Business



50,000 Capital One Spark miles (worth $500 in travel) after you spend $4,500 on purchases in the first 3 months from account opening



$500 cash back after you spend $4,500 on purchases in the first 3 months from account opening

Chase Sapphire Reserve

50,000 Chase Ultimate Rewards points (worth $500 in cash back or $750 in travel) after you spend $4,000 on purchases in the first 3 months from account opening

Earning just one of these valuable new cardmember bonuses can help you save money on your next vacation, or put some extra cash in your pocket!

Best Travel Credit Cards April 2018
Just ONE Valuable Credit Card Sign-Up Bonus Can Get You $1,000s Worth of Free Travel, Even Business Class Award Seats!

Million Mile Secrets readers and team members make the most of the best credit card offers to get Big Travel with Small Money.  Miles & points allow folks to travel cheaply to destinations like Disney World, Europe, JapanNew Zealand, and many others!

Best Travel Credit Cards

Link:   Hot Deals

If you’re new to travel rewards credit cards, be sure to read my post with myths associated with applying for new cards.  Lots of folks are pleasantly surprised to discover it’s possible to keep 20+ credit cards open AND maintain an excellent credit score!

Many Million Mile Secrets readers apply for top travel credit cards to enjoy Big Travel with Small Money.  But whether you’re looking to travel or just want to earn some easy cash, below are some of the best cards to consider!

And if you tend to shy away from cards with annual fees, consider lots of savvy miles & points experts don’t mind paying an annual fee for a card.  Because many annual fee cards have terrific ongoing perks (like annual travel credits!) that can easily offset the fee expense!

1.   Chase Ink Business Preferred

Link:   Chase Ink Business Preferred

Link:   My Review of the Chase Ink Business Preferred

The Chase Ink Business Preferred has the largest sign-up bonus among any of the cards earning Chase Ultimate Rewards points, which are my favorite type of flexible points!

When you sign-up for the Ink Business Preferred, you can earn 80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening.

You can redeem the sign-up bonus for:

With the Ink Business Preferred, you also get:

  • 3X Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
  • 1X Chase Ultimate Rewards points on all other purchases
  • Up to $600 in cell phone insurance when you pay your cell phone bill with the card
  • Primary auto rental insurance (CDW) when renting for business purposes, plus purchase and extended warranty protection

Team member Keith can confirm the cell phone insurance perk actually works!  He filed a claim and received a $55 check to cover the cost of repairing his damaged iPhone screen.  So he’ll definitely continue to keep this card in his wallet!

The card’s $95 annual fee is NOT waived the first year.

This is a small business card, but you might qualify without realizing it!  Check our step-by-step guide to completing a Chase business card application.

Just keep in mind, Chase will NOT approve you for their Ultimate Rewards points earning cards if you’ve opened 5 or more credit card accounts (from any bank) in the past 24 months (NOT counting Chase business cards and these other business cards).

2.   Chase Sapphire Preferred

Link:   Chase Sapphire Preferred

Link:   My Review of the Chase Sapphire Preferred

The Chase Sapphire Preferred is the #1 card I recommend for beginners in the miles & points hobby.

When you sign-up, you’ll earn 50,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 months of opening your account.

You can redeem the sign-up bonus for $500 in cash back or $625 in travel when you book through the Chase portal.  And potentially more value if you transfer points directly to airline and hotel partners, like Hyatt.

Best Travel Credit Cards April 2018
Hyatt Is My Favorite Chase Transfer Partner Because You Can Redeem Points for Free Nights Even at Their Most Luxurious Hotels, Like the Park Hyatt Sydney!

Sapphire Preferred cardholders also get:

  • 2X Chase Ultimate Rewards points per $1 on travel and dining
  • 5,000 bonus Chase Ultimate Rewards points (worth $50 in cash back) when you add an authorized user and make a purchase within the first 3 months
  • Primary car rental insurance – Covers damage due to theft or collision to your rental car, when you pay for the rental with your card
  • Trip delay reimbursement – Get up to $500 back per ticket when your trip is delayed more than 12 hours
  • NO foreign transaction fees

The $95 annual fee is waived the first year, which means you can use the card for free for ~10 or ~11 months.  Then, decide if you like the benefits enough to pay the annual fee.

3.   American Express Business Platinum

Link:   The Business Platinum® Card from American Express OPEN

Link:   My Review of the American Express Business Platinum Card

If you’re planning to make large purchases for your business, the AMEX Business Platinum can be worth considering.

When you apply for the AMEX Business Platinum card, you’ll earn:

This is a hefty minimum spending requirement.  But after you’re done with the spending, you’ll have at least 95,000 AMEX Membership Rewards points (75,000 points from the welcome bonus bonus + at least 20,000 points from minimum spending).

You can redeem these points to get $950 worth of gift cards through the AMEX portal.  But they’re much more valuable if you book award travel by transferring points directly to any of the 19 AMEX airline or hotel partners like Air France, Delta, JetBlue, and Singapore Airlines.

Best Travel Credit Cards April 2018
Transfer AMEX Membership Rewards Points to Flying Blue, the Frequent Flyer Program for Air France! Team Member Keith and His Wife Did This to Save BIG on Flights to Paris!

AMEX Business Platinum cardholders also get these terrific perks:

The Pay With Points perk gives folks a hassle-free way to get nearly $1,400 worth of airfare!

This card has a $450 annual fee, which is NOT waived.  But the statement credits, airport lounge access, and savings from AMEX Offers can easily offset the feeTeam member Jason says he typically saves $100s per year with savings from AMEX Offers!

4.   Chase Southwest Premier Business

I know lots of readers love to fly Southwest because:

  • There are no blackout dates on award flights
  • Award flight costs are based on the cash price of the ticket
  • You get 2 free checked bags on every flight
  • You do NOT pay change or cancel fees on paid or award flights

So collecting Southwest points can come in handy!

When you sign-up for the Chase Southwest Premier small business card, you’ll earn 60,000 Southwest points after spending $3,000 on purchases in the first 3 months of account opening.  This is the highest sign-up bonus I’ve seen on the card!  These points can get you $900+ worth of Southwest airfare savings!

Best Travel Credit Cards April 2018
Southwest Has No Blackout Dates, so You Can Redeem Points for Flights to Destinations Like New York City!

With this card, you’ll also get:

  • 2 Southwest points per $1 on Southwest purchases
  • 1 Southwest point per $1 on everything else
  • 6,000 Southwest points after your cardmember anniversary
  • No foreign transaction fees

This card has a $99 annual fee, which is NOT waived the first year.  But the bonus points on your card anniversary can help to offset the annual fee.

Best Travel Credit Cards April 2018
Get 2-for-1 Flights With the Southwest Companion Pass! It’s a Great Time to Earn This Deal With the Increased Chase Southwest Card Sign-Up Bonuses!

5.   Chase Ink Cash

Link:   Ink Business Cash℠ Credit Card

Link:   Biggest No-Brainer Deal of the Year: $500 Cash Back (50,000 Chase Ultimate Rewards Points!) 

With the increased Ink Business Cash sign-up bonus, you’ll earn $500 cash back (50,000 Chase Ultimate Rewards points!) after spending $3,000 on purchases in the first 3 months of account opening.  Earning $500 in cash from a card with no annual fee is an AWESOME deal!

This is the highest bonus I’ve ever seen on this card.  And it also comes with:

  • 5% cash back (5X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year
  • 2% cash back (2X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% cash back (1X Chase Ultimate Rewards point) on all other purchases
  • Primary car rental insurance (CDW) when renting for business purposes, covering damage due to collision or theft to your rental car when you pay with your Chase Ink Business Cash card.  Secondary coverage when renting for personal reasons

Million Mile Secrets team member Keith has kept this card in his wallet no annual fee.  He uses it to earn 5% cash back (5X points) at Staples when shopping for his eBay drop shipping business.

And team member Scott moves the points he earns with his Chase Ink Business Cash to his Chase Sapphire Preferred card. Because that allows him to transfer his Chase Ultimate Rewards points to Hyatt. He’s done this to enjoy the all-inclusive Hyatt Zilara in Cancun (his room had a jacuzzi tub with a view of the beach!)

Best Travel Credit Cards April 2018
Make the Most of Your Ink Cash Rewards by Combining Points With Another Eligible Chase Card. This Way, You Can Transfer Points Directly to Travel Partners Like Hyatt for Free Hotel Stays, Even at All-Inclusive Destinations!

6.   Capital One Venture

Link:   Capital One® Venture® Rewards Credit Card

Link:   My Review of the Capital One Venture Card 

You can earn 50,000 Venture miles (worth $500 in travel) by signing up for the Capital One Venture card and spending $3,000 on purchases within the first 3 months.

Capital One has a straightforward rewards program, which means their miles are easy to redeem!  All you have to do is pay for travel expenses (like airfare, hotel stays, parking, and much more) with your credit card.  Then, log-in to your account and  “erase” the charge by redeeming your miles.

Check out this post with outside the box ways to redeem Venture miles, like Costco travel packages!

Best Travel Credit Cards April 2018
Booking a Cruise? You Can Use Capital One Venture Miles to Offset the Cost!

In addition to the card’s valuable sign-up bonus, you’ll get:

  • 2 Venture miles per $1 you spend on all purchases
  • No foreign transaction fees

The card also comes with Visa Signature Benefits, which include:

  • Rental car insurance – Secondary protection for damage due to collision or theft
  • Travel accident insurance – Up to $250,000 insurance for accidental loss of life, limb, sight, speech, or hearing
  • Lost luggage insurance – Up to $3,000 per trip, provided the luggage was lost from theft or misdirection by the airline, cruise, etc.

And the card’s $95 annual fee is waived the first year!

7.   Capital One Spark Miles & Cash

Capital One® Spark® Cash for Business

The Capital One Spark Miles and Capital One Spark Cash are considered different card products.  But the value of the sign-up bonus and earning rate on ongoing spending with both cards is very similar.  The better card for your personal situation depends if you want to earn miles to save on travel or just straightforward cash back.

Similar to the Capital One Venture, you can earn simple rewards with the Capital One Spark Miles.  When you sign-up, you’ll earn 50,000 Spark miles (worth $500 in travel) after spending $4,500 on purchases within the first 3 months.  And you’ll earn 2 miles per $1 on all purchases.

And when you sign-up for the Capital One Spark Cash card, you’ll earn a $500 cash sign-up bonus after spending $4,500 on purchases within the first 3 months of account opening.  You’ll also earn unlimited 2% cash back on all purchases!

Best Travel Credit Cards April 2018
Choose Between $500 Worth of Travel and $500 in Cash Back When Considering the Capital One Spark Cash or Capital One Spark Miles Cards

Check out our posts with approval tips for the Spark Miles and Spark Cash cards.

8.   Chase Sapphire Reserve

Link:   Chase Sapphire Reserve

Link:   My Review of the Chase Sapphire Reserve

I think the Chase Sapphire Reserve is the #1 premium travel credit card.

When you sign-up for the Chase Sapphire Reserve, you’ll earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.

The sign-up bonus can get you $750 worth of travel when you redeem points for flights, hotels, car rentals, and more through the Chase travel portal.  Because when you have the Chase Sapphire Reserve, your points are worth 1.5 cents each on travel booked through Chase!  And if you have other Chase Ultimate Rewards points earning cards, you can move points to your Sapphire Reserve account to increase the value of your points!

Best Travel Credit Cards April 2018
Quickly Redeem Points Linked to Your Sapphire Reserve Account for Travel to Beautiful Destinations, Like California!

With the Sapphire Reserve card, you’ll also get:

The card comes with a $450 annual fee, that’s NOT waived the first year.  But you can offset this fee with perks like the $300 travel statement credit and airport lounge access.

Team member Keith says this is the #1 card he uses.  Because he loves to earn easy and valuable bonus points for dining out!

Bottom Line

My favorite credit card offers for this month are:

The value of the welcome bonuses on these cards can be significant.  For example, you can earn 80,000 Chase points ($800 when redeemed for cash back) or get $1,000 worth of travel after meeting minimum spending requirements on the Ink Business Preferred card.

Let me know which offer you plan to take advantage of this month!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Chase Sapphire Preferred or Reserve. Easy to use for travel for both. Great benefits. Which one depends on your travel budget and spending in general.

Chase Sapphire Preferred! Such a great card.

Start with Chase Sapphire Preferred!!!

Also get Chase Freedom so you can collect tons of points to combine to transfer to different airline and hotel points!

Didn't start with Chase Sapphire Preferred and regret it.

Chase Sapphire Preferred to start. It's a great all-around card.

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