Whether you’re new to the miles & points hobby, or an expert looking for the next great deal, these are my favorite travel rewards credit card offers at the moment:
|Ink Business Preferred℠ Credit Card||80,000 Chase Ultimate Rewards points (worth $800 in cash back or $1,000 in travel) after you spend $5,000 on purchases in the first 3 months from account opening|
|Chase Sapphire Preferred® Card||50,000 Chase Ultimate Rewards points (worth $500 in cash back or $625 in travel) after you spend $4,000 on purchases in the first 3 months from account opening|
|The Business Platinum® Card from American Express OPEN||Up to 75,000 AMEX Membership Rewards points
Earn 50,000 Membership Rewards points after you spend $10,000 on purchases and an extra 25,000 points after you spend an additional $10,000 on purchases in the first 3 months from account opening
|Southwest Rapid Rewards® Premier Business Credit Card||60,000 Southwest points after you spend $3,000 on purchases in the first 3 months from account opening|
|Ink Business Cash℠ Credit Card||$500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of opening your account|
|Capital One® Venture® Rewards Credit Card||50,000 Capital One Venture miles (worth $500 in travel) after you spend $3,000 on purchases in the first 3 months from account opening|
|Capital One® Spark® Miles for Business|
Capital One® Spark® Cash for Business
|50,000 Capital One Spark miles (worth $500 in travel) after you spend $4,500 on purchases in the first 3 months from account opening
$500 cash back after you spend $4,500 on purchases in the first 3 months from account opening
|Chase Sapphire Reserve||50,000 Chase Ultimate Rewards points (worth $500 in cash back or $750 in travel) after you spend $4,000 on purchases in the first 3 months from account opening|
Earning just one of these valuable new cardmember bonuses can help you save money on your next vacation, or put some extra cash in your pocket!
Million Mile Secrets readers and team members make the most of the best credit card offers to get Big Travel with Small Money. Miles & points allow folks to travel cheaply to destinations like Disney World, Europe, Japan, New Zealand, and many others!
Best Travel Credit Cards
Link: Hot Deals
If you’re new to travel rewards credit cards, be sure to read my post with myths associated with applying for new cards. Lots of folks are pleasantly surprised to discover it’s possible to keep 20+ credit cards open AND maintain an excellent credit score!
Many Million Mile Secrets readers apply for top travel credit cards to enjoy Big Travel with Small Money. But whether you’re looking to travel or just want to earn some easy cash, below are some of the best cards to consider!
And if you tend to shy away from cards with annual fees, consider lots of savvy miles & points experts don’t mind paying an annual fee for a card. Because many annual fee cards have terrific ongoing perks (like annual travel credits!) that can easily offset the fee expense!
1. Chase Ink Business Preferred
You can redeem the sign-up bonus for:
- $800 in cash back OR $1,000 in travel by booking airfare, hotel stays, or car rentals through the Chase’s travel portal (with no blackout dates!)
- Potentially even more value by transferring points directly to airline and hotel partners, like Hyatt, Southwest or United Airlines (watch this step-by-step video guide below to learn how!)
- 3X Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
- 1X Chase Ultimate Rewards points on all other purchases
- Up to $600 in cell phone insurance when you pay your cell phone bill with the card
- Primary auto rental insurance (CDW) when renting for business purposes, plus purchase and extended warranty protection
Team member Keith can confirm the cell phone insurance perk actually works! He filed a claim and received a $55 check to cover the cost of repairing his damaged iPhone screen. So he’ll definitely continue to keep this card in his wallet!
The card’s $95 annual fee is NOT waived the first year.
This is a small business card, but you might qualify without realizing it! Check our step-by-step guide to completing a Chase business card application.
Just keep in mind, Chase will NOT approve you for their Ultimate Rewards points earning cards if you’ve opened 5 or more credit card accounts (from any bank) in the past 24 months (NOT counting Chase business cards and these other business cards).
2. Chase Sapphire Preferred
Link: Chase Sapphire Preferred
When you sign-up, you’ll earn 50,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 months of opening your account.
You can redeem the sign-up bonus for $500 in cash back or $625 in travel when you book through the Chase portal. And potentially more value if you transfer points directly to airline and hotel partners, like Hyatt.
Sapphire Preferred cardholders also get:
- 2X Chase Ultimate Rewards points per $1 on travel and dining
- 5,000 bonus Chase Ultimate Rewards points (worth $50 in cash back) when you add an authorized user and make a purchase within the first 3 months
- Primary car rental insurance – Covers damage due to theft or collision to your rental car, when you pay for the rental with your card
- Trip delay reimbursement – Get up to $500 back per ticket when your trip is delayed more than 12 hours
- NO foreign transaction fees
The $95 annual fee is waived the first year, which means you can use the card for free for ~10 or ~11 months. Then, decide if you like the benefits enough to pay the annual fee.
3. American Express Business Platinum
If you’re planning to make large purchases for your business, the AMEX Business Platinum can be worth considering.
When you apply for the AMEX Business Platinum card, you’ll earn:
- 50,000 AMEX Membership Rewards points after you spend $10,000 on purchases in the first 3 months of account opening.
- 25,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same timeframe
This is a hefty minimum spending requirement. But after you’re done with the spending, you’ll have at least 95,000 AMEX Membership Rewards points (75,000 points from the welcome bonus bonus + at least 20,000 points from minimum spending).
You can redeem these points to get $950 worth of gift cards through the AMEX portal. But they’re much more valuable if you book award travel by transferring points directly to any of the 19 AMEX airline or hotel partners like Air France, Delta, JetBlue, and Singapore Airlines.
AMEX Business Platinum cardholders also get these terrific perks:
- 1.5X AMEX Membership Rewards points on single purchases of $5,000+
- 5X AMEX Membership Rewards points when you book airfare and hotels through the AMEX travel portal
- 35% of your points back for ALL First Class or Business Class flights booked through the AMEX travel portal using Pay With Points
- 35% of your points back for all flights, including coach tickets, booked with your selected airline through the AMEX travel portal using Pay With Points
- Up to $200 in statement credits per calendar year for airline incidentals with your selected airline (luggage fees, in-flight food & drink, etc.)
- Ability to book hotel stays through AMEX Fine Hotels & Resorts
- AMEX Premium Roadside Assistance
- Access to airport lounges (Delta, Priority Pass, Airspace, and American Express Centurion Lounges)
- Bonus points or statement credits when taking advantage of an AMEX Offer
- Elite car rental status with Avis, Executive status with National Car Rental, and Gold Plus Rewards with Hertz
- Free Hilton HHonors Gold elite status (free breakfast and upgrades when available)
- Free Starwood Gold elite status, which you can use to instantly match to Marriott Gold elite status
- 10 free Gogo in-flight Wi-Fi passes each calendar year
- Statement credit for Global Entry or TSA PreCheck
- Terms & limitations apply
This card has a $450 annual fee, which is NOT waived. But the statement credits, airport lounge access, and savings from AMEX Offers can easily offset the fee. Team member Jason says he typically saves $100s per year with savings from AMEX Offers!
4. Chase Southwest Premier Business
I know lots of readers love to fly Southwest because:
- There are no blackout dates on award flights
- Award flight costs are based on the cash price of the ticket
- You get 2 free checked bags on every flight
- You do NOT pay change or cancel fees on paid or award flights
So collecting Southwest points can come in handy!
When you sign-up for the Chase Southwest Premier small business card, you’ll earn 60,000 Southwest points after spending $3,000 on purchases in the first 3 months of account opening. This is the highest sign-up bonus I’ve seen on the card! These points can get you $900+ worth of Southwest airfare savings!
With this card, you’ll also get:
- 2 Southwest points per $1 on Southwest purchases
- 1 Southwest point per $1 on everything else
- 6,000 Southwest points after your cardmember anniversary
- No foreign transaction fees
This card has a $99 annual fee, which is NOT waived the first year. But the bonus points on your card anniversary can help to offset the annual fee.
5. Chase Ink Cash
With the increased Ink Business Cash sign-up bonus, you’ll earn $500 cash back (50,000 Chase Ultimate Rewards points!) after spending $3,000 on purchases in the first 3 months of account opening. Earning $500 in cash from a card with no annual fee is an AWESOME deal!
This is the highest bonus I’ve ever seen on this card. And it also comes with:
- 5% cash back (5X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year
- 2% cash back (2X Chase Ultimate Rewards points) on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back (1X Chase Ultimate Rewards point) on all other purchases
- Primary car rental insurance (CDW) when renting for business purposes, covering damage due to collision or theft to your rental car when you pay with your Chase Ink Business Cash card. Secondary coverage when renting for personal reasons
Million Mile Secrets team member Keith has kept this card in his wallet no annual fee. He uses it to earn 5% cash back (5X points) at Staples when shopping for his eBay drop shipping business.
And team member Scott moves the points he earns with his Chase Ink Business Cash to his Chase Sapphire Preferred card. Because that allows him to transfer his Chase Ultimate Rewards points to Hyatt. He’s done this to enjoy the all-inclusive Hyatt Zilara in Cancun (his room had a jacuzzi tub with a view of the beach!)
6. Capital One Venture
You can earn 50,000 Venture miles (worth $500 in travel) by signing up for the Capital One Venture card and spending $3,000 on purchases within the first 3 months.
Capital One has a straightforward rewards program, which means their miles are easy to redeem! All you have to do is pay for travel expenses (like airfare, hotel stays, parking, and much more) with your credit card. Then, log-in to your account and “erase” the charge by redeeming your miles.
In addition to the card’s valuable sign-up bonus, you’ll get:
- 2 Venture miles per $1 you spend on all purchases
- No foreign transaction fees
The card also comes with Visa Signature Benefits, which include:
- Rental car insurance – Secondary protection for damage due to collision or theft
- Travel accident insurance – Up to $250,000 insurance for accidental loss of life, limb, sight, speech, or hearing
- Lost luggage insurance – Up to $3,000 per trip, provided the luggage was lost from theft or misdirection by the airline, cruise, etc.
And the card’s $95 annual fee is waived the first year!
7. Capital One Spark Miles & Cash
The Capital One Spark Miles and Capital One Spark Cash are considered different card products. But the value of the sign-up bonus and earning rate on ongoing spending with both cards is very similar. The better card for your personal situation depends if you want to earn miles to save on travel or just straightforward cash back.
Similar to the Capital One Venture, you can earn simple rewards with the Capital One Spark Miles. When you sign-up, you’ll earn 50,000 Spark miles (worth $500 in travel) after spending $4,500 on purchases within the first 3 months. And you’ll earn 2 miles per $1 on all purchases.
And when you sign-up for the Capital One Spark Cash card, you’ll earn a $500 cash sign-up bonus after spending $4,500 on purchases within the first 3 months of account opening. You’ll also earn unlimited 2% cash back on all purchases!
8. Chase Sapphire Reserve
Link: Chase Sapphire Reserve
When you sign-up for the Chase Sapphire Reserve, you’ll earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.
The sign-up bonus can get you $750 worth of travel when you redeem points for flights, hotels, car rentals, and more through the Chase travel portal. Because when you have the Chase Sapphire Reserve, your points are worth 1.5 cents each on travel booked through Chase! And if you have other Chase Ultimate Rewards points earning cards, you can move points to your Sapphire Reserve account to increase the value of your points!
With the Sapphire Reserve card, you’ll also get:
- 3X Chase Ultimate Rewards points per $1 on travel and dining
- $300 statement credit for travel purchases (like airfare, Airbnb, hotels, car rental, Uber, etc.) each account anniversary year
- Priority Pass Select for access to airport lounges
- $100 statement credit for Global Entry
- No foreign transaction fees
Team member Keith says this is the #1 card he uses. Because he loves to earn easy and valuable bonus points for dining out!
My favorite credit card offers for this month are:
- Chase Ink Business Preferred
- Chase Sapphire Preferred
- AMEX Business Platinum
- Chase Southwest Premier small business card
- Ink Business Cash℠ Credit Card
- Capital One Venture Rewards Credit Card
- Capital One Spark Miles for Business or Capital One Spark Cash for Business
- Chase Sapphire Reserve
The value of the welcome bonuses on these cards can be significant. For example, you can earn 80,000 Chase points ($800 when redeemed for cash back) or get $1,000 worth of travel after meeting minimum spending requirements on the Ink Business Preferred card.
Let me know which offer you plan to take advantage of this month!