How Couples Can Get Big Travel With Ritz-Carlton Card

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The Chase Ritz-Carlton card offers 3 complimentary nights at participating Ritz-Carlton tier 1 to 4 hotels after meeting minimum spending requirements.

Besides the sign-up bonus, the card has many other ongoing perks like Gold elite status, a $100 hotel credit on paid Ritz-Carlton stays of 2+ nights, and a $100 discount on multi-passenger domestic round-trip flights.  That’s why couples who enjoy stays at Ritz-Carlton hotels can earn Big Travel with the Ritz-Carlton card!

And traveling couples does NOT just mean your spouse or partner.  You can still get the most out of the terrific card benefits if you travel with a best friend, sibling, or parent.

Ritz Carlton Card
Folks Who Travel as a Pair & Enjoy Ritz-Carlton Hotels Can Earn Big Travel With Chase Ritz-Carlton Card

I’ll explain why the Ritz-Carlton card is great for traveling couples to keep in their wallet!

Chase Ritz-Carlton Card Offer

Link:   Chase Ritz-Carlton 

Link:   My Review of the Chase Ritz-Carlton

With the Chase Ritz-Carlton card, you can earn 3 complimentary nights at participating Ritz-Carlton tier 1 to 4 hotels after spending $5,000 on purchases within the first 3 months of account opening.

You’ll also earn:

  • 10,000 Ritz-Carlton points when you add an authorized user and make a purchase within the first 3 months of account opening
  • 5X points at Ritz-Carlton and Marriott hotels
  • 2X points on flights purchased directly from airline, rental cars, and restaurants
  • Upgrade to the Ritz-Carlton Club Level 3 times annually on paid stays up to 7 nights
  • $300 annual travel credit to use for qualifying airline purchases such as seat upgrades, baggage fees and preferred lounge memberships or passes
  • $100 discount on multi-passenger, domestic round-trip itineraries purchased through the Visa Infinite Discount Air Benefit – with no limit on the number of times you can use the discount
  • Priority Pass Select for access to airport lounges 
  • $100 hotel credit for dining, spa or other recreational activities with each paid stay of 2 nights or longer at participating Ritz-Carlton hotels
  • $100 statement credit for Global Entry
  • Gold elite status at Ritz-Carlton & Marriott (after the first year you have to spend $10,000 on the card to keep Gold status)
  • Platinum elite status if you spend $75,000+ in a year
  • 10% bonus points premium earned through card purchases each calendar year

The card has a $450 annual fee, which is NOT waived for the first year.  But it can be offset by the $300 annual travel credit and Global Entry credit.

Note:   Unlike many other Chase cards, even if you’ve opened 5+ new cards in the past 24 monthsyou’re still eligible for the Chase Ritz-Carlton card.

Why Ritz-Carlton Is Great for Couples

Ritz-Carlton is a smaller hotel chain.  But many of their hotels are very luxurious and in great locations.  And the hotels are known for amazing service!

Overall, the hotel chain ranks highest by customers.  According to the J.D. Power 2016 North America Hotel Guest Satisfaction StudyRitz-Carlton had the highest satisfaction score of any hotel brand in the last 20 years.

Here’s my series on top hotels you can use the Ritz-Carlton card’s 3 complimentary nights:

And if you have a special occasion like an anniversary, birthday, or honeymoon, you could splurge and stay at the most luxurious Ritz-Carlton Tier 5 hotels, which cost 70,000 Ritz-Carlton points per night.

This includes The Ritz-Carlton New York, Central Park, which is just steps from the city’s magnificent 843-acre park.

For a stay, you could use 10,000 Ritz-Carlton points from the authorized user bonus and transfer the remaining points from a Chase Ultimate Rewards account.

Ritz Carlton Card
Celebrate a Special Occasion at Top Tier Ritz-Carlton Hotels Like The Ritz-Carlton New York, Central Park

But you don’t have to break the bank or use lots of points to stay at Ritz-Carlton hotels.  If you enjoy the Ritz-Carlton luxury experience, you can stay at more affordable Tier 2 hotels when you travel.

Ritz Carlton Card
The Ritz-Carlton Luxury Experience Doesn’t Always Have to Come With a Luxury Price! Lower Tier 2 Hotels in the US Can Be Booked for ~$195+ or 40,000 Ritz-Carlton Points

Ritz-Carlton Card Perks for Couples

Authorized User Benefits

If you’re a new Chase Ritz-Carlton cardholder, you can earn 10,000 Ritz-Carlton bonus points by adding an authorized user to your account and making your first purchase (of any amount) within the first 3 months. 

You’ll also build up points from your authorized user’s spending.  And you can use these points towards a free night at Ritz-Carlton or Marriott hotels because they share the same guest program.

Marriott hotels include:

Card Statement Credits & Discounts

There are 4 credits you can use with Chase Ritz-Carlton card to benefit you and your travel partner.

1.   $300 Annual Travel Credit

You can use the annual travel credit for qualifying airline purchases when you travel with your partner, even overseas.  These include:

  • Airline lounge passes
  • Baggage fees
  • In-flight entertainment & Wi-Fi
  • In-flight meals
  • Seat upgrades

Remember the travel credit works on a calendar year.  So you can earn the $300 by the end of 2016 and again in early 2017.

2.   $100 Airfare Discount Through Visa Infinite

You’ll get a $100 discount on domestic, round-trip itineraries for 2 to 5 passengers when you book through the Visa Infinite Discount Air Benefit site using your Chase Ritz-Carlton card.

The great part is you can use the discount as many times as you’d like.

This can be an easy way to save $100 when you’re paying for airfare for you and a partner.

3.   $100 Ritz-Carlton Hotel Credit

At participating Ritz-Carlton hotels, you can earn a $100 credit towards dining, spa, or other recreational activities with each paid stay of 2 nights or longer.

This can be a great perk for couples because you’ll save money on dining expenses you’d normally pay for anyway.

4.   Global Entry Credit

The Ritz-Carlton card offers a $100 statement credit for Global Entry.  This benefit doesn’t have to be used by the primary cardholder.

For example, you may have had Global Entry before you received the Ritz-Carlton card.  But if your spouse does not, you could pay for his or her Global Entry with your Ritz-Carlton card and earn the statement credit.  This way both you and your partner can travel through security and immigration lines faster!

Plus, with Global Entry, you’ll normally avoid long airport security lines with TSA PreCheck.

Enjoy Your Travel Experience With Elite Status and Airport Lounge Access

The Ritz-Carlton card comes with perks that can make your travel experience memorable from beginning to end.

The first year you have the card, you’ll have Gold elite status at Ritz-Carlton & Marriott.  This perk normally requires you stay 50 nights in a year.  With it you’ll get:

  • 25% bonus points on stays
  • 4:00 pm guaranteed late check-out at most Marriott and Ritz-Carlton hotels   
  • Free breakfast and lounge access at participating executive lounges
  • Room upgrades (if available)
Ritz Carlton Card
Automatic Late Check-out With Gold Elite Status Means More Time to Spend as a Couple Along the Pacific Coast at The Ritz-Carlton, Half Moon Bay!

Plus, the card comes with Priority Pass Select membership for access to airport lounges.  And you can bring your partner along with you for free!   

Apply for the Card Along With Your Partner for the Trip of a Lifetime

Because the perks of the Ritz-Carlton card are so fantastic, you and your partner could apply separately for the card to get double the benefits.

With 2 cards, you’d get:

With 2 cards, the 6 complimentary nights could save you more than $5,000 on Ritz-Carlton stays depending which hotel you choose.  This could be a great way to celebrate an anniversary trip or honeymoon!

Keep in mind, you’ll also have to pay two $450 annual fees.  So check the math to see if getting 2 cards makes sense.

Bottom Line on the Ritz Carlton Card

Couples who enjoy Big Travel at luxurious Ritz-Carlton hotels can get great perks with the Chase Ritz-Carlton card.  If your travel companion becomes your authorized user, you’ll get 10,000 Ritz-Carlton bonus points to use towards free nights.

And the card comes with travel credits you and your travel partner can use such as a $300 annual travel credit, $100 hotel credit at Ritz-Carlton hotels, and $100 airfare discount on multi-passenger itineraries booked through Visa Infinite.

Do you stay at Ritz-Carlton hotels as a couple?  What perks do you enjoy?

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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