Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Million Mile Secrets reader, Chanda, commented:
Can you get the The Blue Business℠ Plus Credit Card from American Express and earn the 20,000 point sign-up bonus if you already have the AMEX Blue for Business card?
And AMEX small business cards do NOT show up on your personal credit report. This means they won’t count against Chase’s card limit.
I’ll share why the AMEX Blue Business Plus offer might appeal to folks looking to boost their AMEX points balance!
20,000 Point AMEX Blue Business Plus Sign-Up Bonus
With the no annual fee AMEX Blue Business Plus, you’ll earn 20,000 AMEX Membership Rewards points when you sign-up and spend $3,000 in qualifying purchases on the card within the first 3 months.
You’ll also get:
- 2 AMEX Membership Rewards points per $1 on the first $50,000 in purchases per year
1 AMEX Membership Rewards point per $1 on everything else
This card charges ~3% in foreign transaction fees. So it’s NOT good to use overseas.
I like that you can transfer the points you earn with this card directly to ~20 travel partners, including Delta, Hilton, and Singapore Airlines.
The AMEX Blue Business Plus is a credit card. And AMEX does NOT have a limit on the number of credit cards you can have. But remember credit cards have a fixed spending limit, unlike AMEX charge cards.
Do You Qualify for an AMEX Small Business Card?
But AMEX does NOT have strict business income requirements. Instead, AMEX will evaluate your small business card application based on your total income and personal credit score. That’s because you’re personally responsible for the credit line on small business cards.
Here are some quick small business ideas, like selling on eBay or driving for Uber, which can make you eligible for a small business card.
As a reminder, you’re NOT restricted from using a small business card for personal expenses. Emily and I both use our business card for personal expenses. Although AMEX prefers you to use the business card only for business expenses.
So even if you have the old card, you’re eligible to earn 20,000 AMEX Membership Rewards points on the AMEX Blue Business Plus when you sign-up and spend $3,000 in qualifying purchases on the card within the first 3 months.
AMEX does NOT have strict business income requirements for card approvals. They will evaluate your application based on your total income and personal credit score.
If you qualify for a small business card, the AMEX Blue Business Plus can be an easy way to boost your AMEX points balance. Plus, it will NOT impact your chances of getting certain Chase cards in the future. Because AMEX small business cards do NOT show up on your personal credit report!
Are you planning to get the AMEX Blue Business Plus card?