I Got Instantly Approved for the 100,000 Point AMEX Business Platinum!

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Through January 25, 2017, the sign-up bonus on The Enhanced Business Platinum® Card from American Express OPEN has increased to up to 100,000 bonus AMEX Membership Rewards points after meeting tiered minimum spending requirements.

I applied for the card yesterday and was instantly approved! 🙂

Along with the higher sign-up bonus, I’ll also get 50% points back when using Pay With Points for tickets through the AMEX travel portal.

AMEX Business Platinum Application

Besides 100,000 Points, I’ll Get 2 Cents per Point When Using “Pay With Points” for Flights on the AMEX Travel Portal With My New AMEX Business Platinum Card!

Here’s more about why I decided to get the AMEX Business Platinum card!

My AMEX Business Platinum Application

Link:   The Enhanced Business Platinum® Card from American Express OPEN

Link:   My Review of the 100,000 AMEX Membership Rewards Points Offer

The current sign-up bonus is for 100,000 American Express Membership Rewards points with the AMEX Business Platinum card.

You’ll earn 50,000 AMEX Membership Rewards points after you spend $5,000 in the first 3 months of account opening.  And an extra 50,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same timeframe.

Why I Submitted My AMEX Business Platinum Application Now

The normal sign-up bonus is 40,000 AMEX Membership Rewards points.  Because you can only earn the bonus once per lifetime on AMEX cards and I’ve never had this card, I figured it was a great time to grab the 100,000-point bonus.

Note that you can get the bonus, once per lifetime for the personal version, and once per lifetime for the business version.

But my main reason for applying was to get 50% points back for Pay With Points tickets through AMEX’s travel portal.  That’s like getting 2 cents per point when I redeem for flights booked through the AMEX portal.

AMEX Business Platinum Application

I’m Excited to Get My New AMEX Business Platinum Card to Start Using the Card’s Great Perks, Like 50% Points Back on Pay With Points Tickets Through AMEX’s Travel Portal!

If you’re considering this card, know that AMEX small business cards are relatively easy to get.  As long as you’re operating a for-profit business (even if you have very low income), you can qualify for an AMEX small business card!

With my new AMEX Business Platinum card, I’ll also earn:

Although the $450 annual fee is NOT waived the first year (or is it?), you can get LOTS of Big Travel with the sign-up bonus alone.

AMEX Business Cards Do NOT Get in the Way of Future Chase Card Applications

Another factor that made this an easy decision for me is that the AMEX Business Platinum card does NOT count towards Chase’s 5/24 rule.  That’s because AMEX business cards will not show up on my personal credit report.

So opening this card won’t hinder my chances of being approved for Chase cards down the line.

Bottom Line

I’m thrilled to be instantly approved for the AMEX Business Platinum card, so I’ll earn 100,000 AMEX Membership Rewards points after meeting the tiered minimum spending requirements.  That’s more than double the usual sign-up bonus of 40,000 AMEX Membership rewards points!

It’s an amazing deal, and I’m especially excited to get 50% points back when using the Pay With Points for airline tickets through the AMEX travel portal.

Plus, applying for this card will NOT hurt my chances of being approved for any Chase cards I might want.

Do you plan on taking advantage of this better offer for the AMEX Business Platinum card?  Let me know in the comments!

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28 responses to “I Got Instantly Approved for the 100,000 Point AMEX Business Platinum!

  1. I applied for and was also instantly approved for the same offer a couple of days ago. Today via a chat session I wanted to verify the spend requirement and reward points that I would receive. I was surprised to be told on two separate chat sessions the following:
    “Earn 50,000 Membership Rewards points after spending $5,000 in eligible purchases on the Card in the first 3 months (92 days) of Card Membership. Earn an extra 50,000 Membership Rewards points after spending an additional $5,000 on the Card, during that same time frame (the first 3 months of Card Membership)”
    I thought maybe they misspoke so I did another chat session and asked the same question and got the same response. So based on their response I only need to spend $10,000 to receive the 100,000 Reward points instead of $15,000. I saved screenshots and the session ID codes just in case. Has anyone else sees a similar difference in offer advertised offer versus what the customer service agents see on your account?

  2. So the additional 10K spend is months 1-3, not 4-6? With so much manufactured spending eliminated – who can do that?

  3. Daraius, how are you going to spend 15K in the first 3 months?

  4. I also verified through chat session and was told the same thing about spending $5000 for the first 50k points and an additional $5000 for the other 50k

  5. Daraius,

    I always wonder how ‘most’ of the folks here can spend so much for just 1 card to meet minimum spend requirements even if you include your rent and other payments that they can make in advance. In times like these (when we are working to spend mine and wife’s minimum spend of a total of $4k each – total $8k for CSR card), I am conflicted with other cards too that I carry which have either a category bonus (Chase Freedom), Discover double the cash back – 10% for category bonus or the Chase Ink at Office Supply stores! Do folks concentrate only on minimum spend in that case for the card they are trying to get one time bonus from or spread it out to still maximize their earnings even if it means 1% cash back when the potential is for a lot more with other cards you might already have! Also, if one applies for 1 such card, they really are limited to just 1 card for 3-4 months so basically you are looking at only 4-5 cards a year – is that enough for most here? I thought many might be doing 3-4 cards a quarter if they were reading this blog!
    I would really like to know how one would approach this.

    • Great questions! In general, I prioritize my spending for meeting the minimum spending because that’s the biggest bonus. The number of cards to apply for depends on how much spending you can comfortably make (i.e regular spending and not spending more than you would just to get the bonus!)

  6. Daraius,

    I think you should let your fans/voters know that it’s not enough to click on the link to vote for you. Once has to scroll down and click on “Vote”. It turns out I haven’t been voting for you this whole time. Since your name came up when I clicked, I mistakenly thought that meant I had voted for you. Ooops. I now this is in the wrong section, but maybe you can move it.

  7. To meet a recent spending limit (Chase Sapphire Preferred and Reserve – $4,000 each), I finally decided to get long procrastinated braces for my teeth. I hate them and they hurt like hell, but at least I met the spend requirement and got 150,000 UR points! The dentist let me pay with the two different cards. I agree with the other comments that it’s hard for the average Joe to meet the requirements with simultaneous spending on multiple cards.

    I recently got four new cards, so need to cool my jets for a while, but in the next round of card aquisition, I’m going to buy new flooring for my whole house, and pay for it with multiple cards simultaneously.

  8. I just called AMEX (chat for some reason did not come up as an option to communicate). I asked them to clarify the spend requirements. The agent told me just as you all are saying; $5000 & $5000 for total of 100,000 points. I asked if she would email me confirmation and I would sign up right away upon receipt. She then said she wanted to forward me to a business specialist to be sure she had said it correctly. The business card specialist said “50,000 points for $5,000 in first 3 mo and an additional for 50,000 points for spending an additional $10,000 in that same 3 mo period”. So $15,000 spend for 100,000 points.
    I’m wondering if they will honor your chats? Someone please post if they do in fact honor the total of $10,000 spend.

    PS: how to hit $15,000 in 3 months? Pay 2016 Jan 1 estimated taxes on card, ALL bills including mortgage, insurance, groceries, dining, vet bills, etc.

  9. I also was just approved for the offer. When I confirmed via chat session, I got the same terms that others are describing. 50k after $5k in spending and an additional 50k after another $5k in spending. His words, “So you’ll receive 100,000 points for $10,000 spending that occurs by January 27th”

  10. I also was approved instantly. I did it on the phone hoping I might get the $450 waived (and I believe it’s $15K no matter how you slice it.) Just so you know – the rep told me NEVER in the history of the Amex Platinum card do they ever waive the fee for anyone. She said to not listen to what I was reading anywhere. Was wondering if anyone actually passed the first statement period without the fee. Was so hoping to get out of it. Thanks!

  11. Is this bonus available to people who have had the business platinum card in the past?

    • AMEX has a once per lifetime policy – so if you have had the business Platinum before, you won’t get the bonus again on the business version of the Platinum card. But you’ll get the bonus on the personal version.

  12. Any idea how long this offer might last?

  13. I just apply to the card via your link, got approved. 🙂

    I have a question, does this membership rewards point are assigned to a new account ? I already have a personal MR account with my personal amex gold card. But I was wondering if this is a new MR account.

  14. How the heck would one be able to spend $15k IN 3 MONTHS TO Get the 100,000 points bonus?

    This is one of the worst offers just for the huge spending requirement. Quite shocking to read you are encourage poor customers to fall for this terrible offer. [Edited.]

  15. Does this still have the free gogo inflight passes associated with it?

    By the way, for some of the other commenters, my spouse has a major medical expense that we need to pay out of pocket and be reimbursed so this is perfect timing for us!