10,000 Miles, No Annual Fee, and a Bonus at Grocery Stores: American Airlines AAdvantage MileUp Card Review

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10,000 Miles, No Annual Fee, and a Bonus at Grocery Stores:  American Airlines AAdvantage MileUp Card Review

Roger Young10,000 Miles, No Annual Fee, and a Bonus at Grocery Stores:  American Airlines AAdvantage MileUp Card ReviewMillion Mile Secrets Team

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The American Airlines AAdvantage MileUp℠ Card is a new no-annual-fee card that comes with a 10,000 American Airlines mile bonus and a $50 statement credit after you spend $500 in purchases in the first 3 months of account opening.

And it offers 2X American Airlines miles per $1 spent on groceries, which is a big expense for lots of folks!  There aren’t many no-annual-fee cards with a bonus on spending in this category!

Plus, current Citi American Airlines cardholders will be pleased to know that the MileUp card is exempt from the sign-up bonus restrictions on other Citi American Airlines credit cards.  This means that you are more likely to be eligible for this offer!

If you’re looking for a great way to earn American Airlines miles without an annual fee, you can apply for the American Airlines AAdvantage MileUp℠ Card here.

Boost Your American Airlines Balance With 2X Miles on Groceries With the Citi American Airlines MileUp Card – With NO Annual Fee

Let’s take a closer look at the American Airlines AAdvantage MileUp card’s bonus and benefits to see if it’s right for you.

American Airlines AAdvantage MileUp Bonus

Apply Here:   American Airlines AAdvantage MileUp℠ Card

With the American Airlines AAdvantage MileUp card, you’ll earn 10,000 American Airlines miles and a $50 statement credit after spending $500 on purchases in the first 3 months of account opening.  That’s more than enough for a short-haul domestic coach flight, and a nice deal for a card with no annual fee.

Even if you already have a different Citi American Airlines card, you’re eligible for this sign-up bonus because Citi’s tighter application rules don’t apply to this card.

10,000 American Airlines Miles Is More Than Enough for a Short Domestic Flight!

There are certainly higher intro offers on other Citi American Airlines cards, but this is a decent bonus for a no-annual-fee credit card!

Turn Everyday Purchases Into American Airlines Miles

The American Airlines AAdvantage MileUp card comes with a solid return on everyday spending with no limit on the number of miles you can earn.

You’ll earn:

  • 2 American Airlines miles per $1 on eligible American Airlines purchases
  • 2 American Airlines miles per $1 at grocery stores, including eligible grocery delivery services
  • 1 American Airlines mile per $1 for all other purchases
You’ll Earn 2 American Airlines Miles per $1 Spent at Grocery Stores – With NO Limit

Unlike other Citi American Airlines credit cards, the MileUp includes grocery stores as a bonus category.  So if you spend a lot on groceries and you are looking to earn American Airlines miles, this card is a great choice!

Note:   You won’t earn bonus miles for grocery purchases at Walmart and Target.  Thanks to reader Ed. C for pointing out this also excludes Walmart Neighborhood Markets.

American Airlines AAdvantage MileUp Benefits

The Citi American Airlines MileUp card does not come with a ton of perks and benefits.  For example, you won’t get a free checked bag or priority boarding.

BUT you will save 25% on in-flight purchases of drinks or snacks when you use your card on American Airlines flights.

Save 25% on In-Flight Food and Drink When You Use Your Citi American Airlines MileUp Card

Is the American Airlines AAdvantage MileUp Worth the Annual Fee?

Absolutely, because the AAdvantage MileUp has no annual fee!  Keeping no-annual-fee cards for the long term can increase your average account age and possibly boost your credit score.

Does the American Airlines AAdvantage MileUp Card Have a Foreign Transaction Fee?

Yes.  If you travel outside the country, this is a card you’ll want to leave at home.

Who Is Eligible for the American Airlines AAdvantage MileUp Card?

Because this card is exempt from Citi’s tougher credit card application rules, you are eligible for the Citi American Airlines MileUp card even if you have another Citi American Airlines card, like:

That said, if you’re new to miles and points, it’s always best to get the Chase cards you want first.  That’s because they have some of the most valuable welcome bonuses for Big Travel.  And if you’ve opened 5 or more credit cards in the past 24 months, you likely won’t be approved for most of their cards.

Alternatives to the American Airlines AAdvantage MileUp Card

For a bigger sign-up bonus, check out the Citi® / AAdvantage® Executive World Elite™ Mastercard® or the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.  Both are offering increased intro bonuses at the moment!

The Increased Welcome Bonuses on Other Citi Cards Can Get You a Business Class Flight to Asia on Partner Cathay Pacific

But be prepared for higher costs:  The 70,000 American Airlines mile bonus from the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® requires spending $4,000 on purchases in the first 4 months of account opening and comes with a $99 annual fee, waived for the first 12 months.  Here’s our review of the CitiBusiness AAdvantage Platinum Select.

Want an even larger bonus?  You can earn a 75,000 American Airlines mile bonus from the Citi® / AAdvantage® Executive World Elite™ Mastercard®, but you’ll have to spend $7,500 on purchases in the first 3 months and pay a $450 annual fee.  Check out our review of the Citi AAdvantage Executive.

Bottom Line

The American Airlines AAdvantage MileUp℠ Card is a great option for folks who want an easy and inexpensive way to earn American Airlines miles.  This card has no annual fee and earns 2 American Airlines miles per $1 on eligible American Airlines purchases, 2 American Airlines miles per $1 on groceries, and 1 American Airlines mile per $1 on all other purchases with no limit!

And it currently offers a 10,000 American Airlines mile bonus, plus a $50 statement credit after you spend $500 on purchases within the first 3 months of account opening.  And you’re eligible for the MileUp card even if you already have other Citi American Airlines cards!

For a no-annual-fee card, the Citi AAdvantage MileUp card offers a generous intro bonus in exchange for a very low spending requirement.  There are alternative Citi cards with larger sign-up bonuses, but be prepared for annual fees and higher spending requirements.

So if you’re interested in carrying a simple American Airlines mile-earning card with no annual fee, the American Airlines AAdvantage MileUp℠ Card is a good one to consider, especially if you’ve already earned the welcome bonus on other more valuable Citi American Airlines cards.

You can apply for the American Airlines AAdvantage MileUp℠ Card here.

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American Airlines AAdvantage MileUp℠ Card

American Airlines AAdvantage MileUp℠ Card

  • New: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
  • No Annual Fee*
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases*
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I understand that getting this card isn’t affected by the 24 month rule but does it restart the 24 mos. if you are waiting to get another AA card?

I should be eligible for a new AA card in Dec. 2018 as it will be 24 mos. since my last open or close so I don’t want to get this card if it will restart the clock. Thanks.

@Sarah – It’s almost like Citi treats the MileUp as a different product / family from the other personal Citi cards.

For example, the terms on the Citi Aadvantage Platinum Select card say:

“American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a MileUp℠ or CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.”

The Citi Executive has the same language. And the business version of the card says:

“This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® card. Bonus miles are not available if you have had any CitiBusiness® / AAdvantage® card opened or closed in the past 24 months.”

So opening the MileUp card should not affect your eligibility for any of these cards in the future. Hope that helps!

What is the advantage of this citi mike card if you already have the citi platinum advantage card?

I purchase with this card in every grocery store

@Claudia – The Citi AAdvantage Platinum Select only earns 1 American Airlines mile per $1 at grocery stores.

You’ll earn 2 American Airlines miles per $1 at grocery stores with the MileUp card.

What is the advantage 0f having advantage mile card if you have citi platinum advantagecard and buy groceries with

This, card at all groceries stores?

Sorry I typed incorrectly. I meant can someone confirm the 24onths rule does not apply. Thank you

I can also confirm that the 24 month rule for other cards does not apply to the MileUp card. I opened my most recent Citi AAdvantage card 4 months ago and was instantly approved for the MileUp card. I received the 10,000 AAdvantage miles bonus on the my first statement.

Thanks for the datapoint Ed. C!

Could you please confirm this does apply to the 24 month rule? On their credit card application it says the 24 hour rule does apply.

@Alison – The terms and conditions say:

“Statement credit and American Airlines AAdvantage® bonus miles are not available if you have had an AAdvantage MileUpSM card opened or closed in the past 24 months.”

So the only restriction here is that you can’t have opened or closed the *same* card in the past 24 months (and because it’s a new card this won’t affect most). If you’ve opened / closed other Citi American Airlines cards in the past 24 months, like the Citi AAdvantage Platinum Select or Citi AAdvantage Executive, it shouldn’t disqualify you from earning the bonus on the MileUp card.

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