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INSIDER SECRET: This card gives you primary rental car insurance when you’re renting outside the US. That’s excellent for a card with no annual fee.
The American Airlines AAdvantage MileUp℠ Card is the only American Airlines credit card with no annual fee. It’s the perfect no-risk way to try out the world of miles and points.
One of the best parts about this card is that it’ll give you bonus miles when you spend on groceries, which is a big expense for most of us. Not even the American Airlines cards with annual fees have that bonus category.
Plus, current Citi American Airlines cardholders will be relieved to know that the MileUp card is exempt from the sign-up bonus restrictions on other Citi American Airlines credit cards. This means that you are more likely to be eligible for this offer.
If you’re looking for a great way to earn American Airlines miles without an annual fee, you can apply for the American Airlines MileUp here.
American Airlines MileUp bonus
With the American Airlines AAdvantage MileUp card, you’ll earn 10,000 American Airlines miles and a $50 statement credit after spending $500 on purchases in the first three months of account opening. That’s more than enough for a short-haul domestic coach flight.
There are certainly higher intro offers on other Citi American Airlines cards, but this is a decent bonus for a no-annual-fee credit card.
Further reading: Best no annual fee credit cards
Benefits and perks of the American Airlines MileUp
25% savings for inflight snacks
When you fly American Airlines, you’ll save 25% on inflight purchases of drinks or snacks when you pay with your card. Next time you order a snack during your flight, remember to get your discount.
Virtual card number for online purchases
If you shop online a lot, you can generate a virtual card number to use. This number is linked to your American Airlines AAdvantage MileUp card but is different from your actual card number, which gives you more protection against fraud. You’ll be able to shop as you normally would without having to enter the number on your physical card.
Early and/or better access with Citi Private Pass
Citi Private Pass gives Citi customers early access to concerts, sports events, theater performances and more. Other times, you’ll get preferred access for better seats or invitations to special events.
There are lots of events listed on the website and they’re always changing. It’s worth a look to see what’s coming to your area, or somewhere along your travels, so you can score better tickets.
Concierge access for help with the details
You can call Citi Concierge to help with:
- Travel plans
- Shopping or finding a specific item
- Dining reservations
- Entertainment tickets or arrangement
- Everyday needs
If you can’t get a reservation at a restaurant, for example, you can ring the concierge to see if they can work their magic. It’s a free service and never hurts to try.
Is the American Airlines AAdvantage MileUp worth it?
This card is absolutely worth it, because the AAdvantage MileUp has no annual fee. Keeping no-annual-fee cards for the long term can increase your average account age and possibly boost your credit score.
Because this card is exempt from Citi’s tougher credit card application rules, you are eligible for the Citi American Airlines MileUp card even if you have another Citi American Airlines card, like the Citi® / AAdvantage® Executive World Elite™ Mastercard®.
How to earn miles with the American Airlines MileUp
The American Airlines AAdvantage MileUp card comes with a solid return on everyday spending with no limit on the number of miles you can earn.
- 2 American Airlines miles per dollar on eligible American Airlines purchases
- 2 American Airlines miles per dollar at grocery stores, including eligible grocery delivery services
- 1 American Airlines mile per dollar for all other purchases
Unlike other Citi American Airlines credit cards, the MileUp includes grocery stores as a bonus category. So if you spend a lot on groceries and are looking to earn American Airlines miles, this card is a great choice.
Note: You won’t earn bonus miles for grocery purchases at Walmart and Target. Thanks to reader Ed. C for pointing out that this also excludes Walmart Neighborhood Markets.
Further reading: How to use American Airlines miles
Domestic coach flights on American Airlines in economy cost as little as 7,500 miles each way. So with this super-easy bonus, I could fly from my home airport of Cincinnati to Chicago and still have miles to spare.
Does the American Airlines AAdvantage MileUp have a foreign transaction fee?
Yes. If you travel outside the country, you’ll want to leave this card at home.
American Airlines MileUp customer service
Citi has great fraud protection and monitor your accounts for suspicious activity. The MMS team likes the fact that Citi will text you if they sniff any suspicious behavior.
Hold times are short when I’ve had to call Citi. Customer support has been thorough and professional every time, even when I’ve asked detailed questions about travel rewards or card benefits.
Cards similar to the American Airlines AAdvantage MileUp
For a bigger sign-up bonus, check out the Citi® / AAdvantage® Executive World Elite™ Mastercard®.
The welcome bonuses on other Citi cards can get you a business-class flight to Asia on partner Cathay Pacific. But be prepared for higher costs: The 70,000 American Airlines mile bonus from the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® (after spending $4,000 on purchases in the first four months of account opening) comes with a $99 annual fee, waived for the first 12 months. Here’s our review of the CitiBusiness AAdvantage Platinum Select.
Or you can earn a bonus of 50,000 American Airlines miles from the Citi® / AAdvantage® Executive World Elite™ Mastercard®, but you’ll have to spend $5,000 on purchases in the first three months and pay a $450 annual fee. Check out our review of the Citi AAdvantage Executive.
The American Airlines AAdvantage MileUp℠ Card is a great choice for folks who want an easy and inexpensive way to earn American Airlines miles. This card has no annual fee and earns 2 American Airlines miles per dollar on eligible American Airlines purchases, 2 American Airlines miles per dollar on groceries, and 1 American Airlines mile per dollar on all other purchases, with no limit.
And it currently offers a bonus of 10,000 American Airlines miles, plus a $50 statement credit after you spend $500 on purchases within the first three months of account opening. You’re eligible for the MileUp card even if you already have other Citi American Airlines cards.
For a no-annual-fee card, the Citi AAdvantage MileUp card offers a generous intro bonus in exchange for a very low spending requirement. There are alternative Citi cards with larger sign-up bonuses but be prepared for annual fees and higher spending requirements.
If you’re interested in carrying a simple American Airlines mile-earning card with no annual fee, the American Airlines AAdvantage MileUp℠ Card is a good one to consider, especially if you’ve already earned the welcome bonus on other, more valuable Citi American Airlines cards.
You can apply for the American Airlines AAdvantage MileUp℠ Card here. And subscribe to our newsletter for more credit card reviews like this! You’ll be a miles and points pro in no time.