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With the Citi® / AAdvantage® Executive World Elite™ Mastercard®, you can potentially save $1,000+ off American Airlines flights!
You’ll earn 75,000 American Airlines miles after you complete the card’s minimum spending requirements. That’s enough miles for 3 round-trip coach award tickets within the US, 1 round-trip Business Class ticket to the Caribbean, Mexico, or Central America, and more!
The $450 annual fee is NOT waived for the first year. But this is a good opportunity to earn LOTS of American Airlines miles. Especially if you fly American Airlines often and enjoy premium perks like free checked bags, Admirals Club lounge access, and priority check-in and boarding!
I’ll share the details of the Citi American Airlines Executive card. And help you decide whether it’s worth applying for!
Citi AAdvantage Executive Review
You’ll earn 75,000 American Airlines miles when you’re approved for the Citi AAdvantage Executive card and spend $7,500 on purchases in the first 3 months of opening your account.
You’ll also get:
- American Airlines Admirals Club membership (worth up to $550) – access Admirals Club lounges, and bring your immediate family (spouse / domestic partner and children under 18) or up to 2 guests traveling with you.
- Authorized users (free to add!) can also access Admirals Club lounges (without the primary cardholder)
- Up to $100 Global Entry or TSA PreCheck application fee credit (every 5 years)
- First checked bag free (for you and up to 8 companions traveling on the same reservation) on American Airlines domestic itineraries
- Priority check-in, security (where available), and boarding
- 10,000 elite-qualifying miles if you spend $40,000 or more on the card in a calendar year
- 2 American Airlines miles per $1 you spend on American Airlines
- 1 American Airlines mile per $1 you spend on everything else
- No foreign transaction fees
Plus, with this card you’ll have access to American Airlines reduced mileage awards!
What Can You Do With 75,000 American Airlines Miles?
75,000 American Airlines miles is enough for 3 round-trip saver award coach tickets within the mainland US, which cost 25,000 American Airlines miles each. That alone could be worth ~$1,500 or more!
And 75,000 American Airlines miles is more than enough for saver award flights like:
- 10 one-way coach flights 500 miles or less within the mainland US or Canada (7,500 American Airlines miles per ticket)
- 3 one-way off-peak coach flights from the mainland US to Hawaii (20,000 American Airlines miles per ticket)
- 2 one-way coach tickets to Asia (35,000 American Airlines miles)
- 1 round-trip Business Class ticket to the Caribbean, Mexico, or Central America (50,000 American Airlines miles)
- 1 round-trip coach ticket to South America Region 1 (40,000 American Airlines miles per ticket)
- 3 one-way off-peak coach tickets to Europe (22,500 American Airlines miles per ticket)
Benefits of the Citi AAdvantage Executive Card
In addition to a nice sign-up bonus, the Citi AAdvantage Executive card also comes with perks like extended warranty and purchase protection. And the ability to add authorized users for free. Lesser-known benefits like these can help save you money!
Citi Price Rewind
Personal cards from Citi include a built-in feature called Citi Price Rewind, that helps you save when prices drop.
You have to fill-in the details of each purchase you want to track on the Citi Price Rewind website. But you’ll get a full refund for the difference in price, up to $500 per item, and up to $2,500 in a calendar year.
Note: The Citi Price Rewind benefit is being reduced to a maximum of $200 per item and $1,000 per calendar year on July 29, 2018. They’re also adding the following exclusions: consumables, tires, watches, firearms, ammunition, or lower prices offered through a warehouse club where the merchant requires customers to pay a membership fee.
The Citi AAdvantage Executive card offers purchase protection of $10,000 per item and $50,000 per year on eligible items for the first 120 days (90 days for New York residents) and return protection of $500 per item and $2,500 per year for the first 90 days after purchase.
By paying for an eligible item with the Citi American Airlines Executive card, you can also extend the manufacturer’s warranty by an additional 24 months (total coverage between both the manufacturer’s warranty and extended warranty cannot exceed 84 months).
Citi’s extended warranty does NOT cover the following items:
- Boats, cars, aircraft, or any other motorized land, air or water vehicles and their original equipment, including tires
- Services unless covered under the manufacturer’s warranty
- Used, antique, or pre-owned items
- Items purchased for resale, professional, or commercial use
- Land or buildings; housing properties
- Plants and live animals
- Items that don’t come with a manufacturer’s warranty
And you’ll be excluded from coverage if:
- You fail to care for or service the item appropriately as required by the manufacturer
- The item has a product defect, recall, or experiences normal wear and tear where no failure has occurred
- The item is damaged because of an act of God, such as a flood, hurricane, lightning, wind, or earthquake
Complimentary Authorized User Cards
Citi AAdvantage Executive cardholders can add up to 10 authorized users at no additional cost. This can be an incredibly useful perk because each authorized user you add receives Admirals Club access even when they are not traveling with you.
Is the Citi AAdvantage Executive Worth the Annual Fee?
You can get lots of travel with 75,000 American Airlines miles. Especially if you have a particular ticket in mind.
This card will likely work for someone who travels a lot and can make the most of the card’s ongoing perks, like American Airlines Admirals Club lounge access, free checked bags, and the Global Entry or TSA PreCheck fee credit.
A yearly Admirals Club membership normally costs $550! And the Citi AAdvantage Executive is the only credit card that offers membership.
Plus, you can add up to 10 (free) authorized users to your Citi American Airlines Executive card, and they too will have lounge access, even if you’re not traveling with them. You can read more about why signing up for the Citi American Airlines Executive card is better than just buying an Admirals Club membership here.
Getting a free checked bag for yourself and up to 8 companions traveling on your same domestic American Airlines reservation can also save you TONS of money. Especially if you fly domestically a lot.
Using the sign-up bonus for otherwise expensive tickets is another great way to help offset the card’s high annual fee.
Does the Citi AAdvantage Card Charge Foreign Transaction Fees?
No. The Citi AAdvantage Executive card does NOT charge foreign transaction fees.
Who Is Eligible for the Citi AAdvantage Executive Card?
Remember, Citi will NOT let you earn the sign-up bonus from more than one personal card of the same “brand” within 24 months. For example, if you’ve opened or closed the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® in the past 24 months, you would NOT be eligible for the Citi American Airlines Executive card sign-up bonus.
However, there’s an exception if you’ve had the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® in the past 24 months. You CAN earn the sign-up bonus on the Citi American Airlines Executive card, because Citi says:
American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
It’s still possible to apply and get approved for a new card within the same family. But you’ll miss out on the sign-up bonus. And completing a product change (downgrade) will NOT re-start the clock if you keep the same account number.
Credit Cards Similar to the Citi AAdvantage Executive Card
If you don’t think you’ll benefit from the perks offered by the Citi AAdvantage Executive card and are hesitant about paying the hefty $450 annual fee, consider these cards:
- CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® – Earn 70,000 American Airlines miles after spending $4,000 on purchases within the first 4 months of account opening
- Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® – Earn 50,000 American Airlines miles after spending $2,500 in purchases within the first 3 months of account opening
With both the personal and business version of the Citi American Airlines Platinum cards, the annual fees ($99 for both) are waived the first year.
You can get LOTS of travel with 75,000 American Airlines miles. Like 3 round-trip coach tickets within the US, 3 one-way off-peak coach flights from the mainland US to Hawaii, or a round-trip Business Class ticket to the Caribbean, Mexico, or Central America!
Plus, you’ll get perks like free checked bags, Admirals Club lounge access (worth up to $550!), and priority boarding. But the $450 annual fee is NOT waived the first year. So other cards that earn American Airlines miles, like the Citi American Airlines Platinum card might make more sense for folks who don’t travel a lot.