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If you have a small business (even just a side-gig!), the Ink Business Preferred Credit Card should be at the top of your list of cards to get. It comes with an amazing welcome bonus that can get you a dream vacation, and offers a ton of perks to make your life as a small business owner much, much simpler.
Right now, you can earn an intro bonus of 80,000 Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months from opening the Ink Business Preferred Credit Card. That’s worth at least $1,000 in travel when you redeem your points for flights, hotels, rental cars, and more through the Chase Ultimate Rewards Travel Portal.
You’ll also earn bonus points for many purchases like travel, shipping, internet/phone/cable, and advertising. And you’ll receive loads of valuable perks like cell phone insurance, and many other travel and purchase protections!
Here’s more about why the Ink Business Preferred Credit Card can save you time and money as a business owner!
Ink Business Preferred Bonus
Apply Here: Ink Business Preferred Credit Card
With the Ink Business Preferred Credit Card, you’ll earn 80,000 Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months from account opening. That’s worth at least $1,000 in travel if you redeem the points through the Chase Travel Portal, which makes the card’s $95 annual fee very reasonable.
But those points could be worth much, much more! Chase Ultimate Rewards points are extremely flexible because you can transfer your points to valuable airline and hotel partners. You could get much more than $1,000 in travel by moving your points to partners like United Airlines and Southwest!
For instance, if you’re eyeing a trip to Seattle, you could transfer 72,000 Chase Ultimate Rewards points to Hyatt for a 6-night stay at the Hyatt House Seattle Downtown, saving you close to ~$1,600 depending on your travel dates. I recently stayed at this same hotel for 3 nights and paid nothing out of pocket by transferring 36,000 Chase Ultimate Rewards points to Hyatt at a 1:1 transfer ratio. Without points I would have paid nearly $800!
Team member Meghan was able to use her stash of Ultimate Rewards points to book her entire family last-minute tickets to California to visit my sister a few summers ago to get away from the terrible smoke from surrounding forest fires in Montana. Those seats were easily going for nearly $1,000 a piece!
You can also transfer your points to airline partners, which is arguably one of the best redemption options. Team member Meghan transferred just 35,000 Chase Ultimate Rewards points to United Airlines on her flight to Belize, saving her $700.
And there are some even sweeter redemption options. By transferring 26,000 Chase Ultimate Rewards points to Aer Lingus or British Airways, you could book round-trip flights to Ireland during the off-season from cities like Boston, Chicago, New York, and more! It’s not unusual for these flights to cost more than $1,000, so if you’re planning a trip to Europe, you could potentially receive over $3,000 in value from the card’s welcome bonus!
Here are some other ideas to get HUGE travel with just the Ink Business Preferred sign-up bonus!
Round-Trip Business Class Flight to Spain
How to do it: Transfer Chase Ultimate Rewards points to Iberia (here’s how)
How many points will it cost? 68,000 Chase Ultimate Rewards points
Folks can fly between New York and Madrid on Iberia in Business Class for just 34,000 Chase Ultimate Rewards points one-way. That means lie-flat seats, free alcohol, and more!
You can check this page for an easy to understand calendar of the off-peak dates.
Cash value: ~$3,200
Value per point: ~4.7 cents each
3 Nights at a Crazy Expensive Ski Lodge
How to do it: Transfer Chase Ultimate Rewards points to Hyatt at a 1:1 ratio (here’s how)
How many points will it cost? 90,000 Chase Ultimate Rewards points
The Park Hyatt Beaver Creek in Vail, Colorado, costs 30,000 Hyatt points per night. So by the time you earn the Ink Business Preferred sign-up bonus, you’ll have at LEAST 85,000 points. And lots more, if you spend in the card’s bonus categories. Just a few more thousand points and you’ll have enough for 3 nights here when you transfer points to Hyatt!
Cash value: ~$2,100
The Park Hyatt Beaver Creek can easily cost $600+ per night ($700 after taxes). Fortunately, when you use Hyatt points, you won’t be charged those awful taxes (or even resort fees!).
Value per point: ~2.33 cents
Unbelievable First Class One-Way Flight to Europe
How to do it: Transfer Chase Ultimate Rewards points to Singapore Airlines at a 1:1 ratio (here’s how)
How many points will it cost? 76,000 Chase Ultimate Rewards points
A Singapore Airlines First Class suite is essentially a hotel room in the air. You’ll find Singapore Airlines suites on several routes around the world, but the cheapest is between New York and Frankfurt. Just 76,000 points for 7 hours and 45 minutes of unprecedented luxury.
Cash value: $6,495
The Singapore Airlines suite is one of the absolute greatest airplane seats ever invented. And the price tag indicates that Singapore Airlines is aware of this.
Value per point: ~8.5 cents
3 Nights at an All-Inclusive Resort in Cancun
How to do it: Transfer Chase Ultimate Rewards points to Hyatt at a 1:1 ratio (here’s how)
How many points will it cost? 75,000 Chase Ultimate Rewards points
Hyatt has a brand of all-inclusive resorts that you’ll find in the luxury destinations of Mexico, like Cancun, Puerto Vallarta, Los Cabos, and more.
It costs 25,000 Hyatt points per night for a double occupancy room at the Hyatt Zilara in Cancun. That means for 75,000 points, 2 people can eat, drink, tan, and swim themselves silly.
Cash value: ~$1,400
The Hyatt Zilara is NOT cheap. Booking this resort with points is perhaps the closest you can come to an actual completely free vacation!
Value per point: 1.86 cents each
One-Way Business Class Flight to Asia
How to do it: Transfer Chase Ultimate Rewards points to United Airlines at a 1:1 ratio (here’s how)
How many points will it cost? Between 75,000 and 80,000 Chase Ultimate Rewards points
You can fly Business Class to Japan for 70,000 miles one-way on United Airlines, and 80,000 miles one-way on partner airlines. Or to Hong Kong for 75,000 miles (90,000 miles on partners).
Cash value: A transpacific Business Class flight can easily cost $2,500
Value per point: ~3.12 cents
This is a huge sign-up bonus. And with a little planning (I searched for all of 15 minutes), you could be on your way to somewhere tropical in no time. Here’s how I’d get myself down to Key West!
1. Flights on American Airlines Worth $323 for 15,000 Points + ~$11
You can transfer Chase Ultimate Rewards points to British Airways instantly at a 1:1 ratio, and use them for coach award flights under 1,151 miles on American Airlines or Alaska Airlines for 7,500 British Airways Avios points. No matter where you are, flying south for 1,000+ miles should get you somewhere warm!
I’d fly to Fort Lauderdale and rent a car for the weekend. Know why?
It’s a dream of mine to drive the 7 miles of Overseas Highway linking the Florida Keys to the mainland. So while Key West has its own airport, for this trip, I’d actually prefer to drive. I imagine feeling the salty ocean air blowing in and seeing nothing but water all around me.
I found non-stop flights on American Airlines I can book for 15,000 British Airways Avios points and ~$11. Otherwise, these flights would cost $323!
2. Car Rental Worth ~$120 for ~10,000 Points
Upon arrival at Fort Lauderdale, I’d head to the car rental counter and pick up my prepaid car rental before heading to the Overseas Highway.
I’d use ~10,000 Chase Ultimate Rewards points to reserve a compact or midsize car for the weekend.
Each point is worth 1.25 cents when you book travel through Chase. You could save your points and pay the cash rates, because they’re pretty cheap. Or you could go ahead and make it one less thing to worry about!
3. Two Nights at the Hyatt Centric Key West Resort & Spa Worth $1,000+ for 50,000 Points
The Hyatt Centric Key West Resort & Spa is perched right at the waters’ edge. On a map, it looks like it’s at the end of the world!
Folks give this hotel nearly all 5-star reviews. And cash rates in January 2019 are high. You’ll pay ~$1,037 for 2 nights.
This hotel costs 25,000 Hyatt points per night. You could instantly transfer 50,000 Chase Ultimate Rewards points to Hyatt to pay for the stay.
I’ve wanted to wander Key West for a long time. A Florida mini road trip with 2 nights on the ocean sounds fantastic right about now!
But Wait – That’s Only 75,000 Points!
So far, the cash price for this vacation getaway would be ~$1,480 ($323 for flights, $120 for car rental, and $1,307 for hotel nights).
And the total points price is 75,000 Chase Ultimate Rewards points (15,000 points for flights, ~10,000 points for car rental, and 50,000 points for hotel nights).
But after you complete the minimum spending, you’ll have at least 85,000 Chase Ultimate Rewards points (and more if you spend in the bonus categories).
So here’s where you can get creative. You could earn more points and:
- Bring a partner or friend with you – double the fun!
- Upgrade to a bigger car, just because
- Stay an extra night and make it a long weekend
Or you could save them for another weekend adventure.
Benefits and Perks of the Ink Business Preferred Credit Card
You can make your life easier by taking advantage of the perks available to you as an Ink Business Preferred cardmember, because these can save you tons of time and money!
Cell Phone Insurance
Read our post on how to use the Chase Ink Business Preferred Cell Phone insurance
The Ink Business Preferred offers up to $600 in cell phone insurance for you and any employees listed on your monthly bill after paying a $100 deductible, so your net savings could be as much as $500. There’s no separate registration process to be covered.
Now there are some exclusions. For instance, lost phones are not covered, and covered phones must have been purchased new. But considering how expensive cell phones are nowadays, this is a fantastic benefit to have and could save you some serious cash if your phone is accidentally damaged!
Primary Rental Car Insurance
The card also provides primary auto rental insurance (CDW) when you rent a car for business purposes as long as you decline the Collision Damage Waiver through the car rental agency. This can end up saving you a TON of money!
With primary rental car insurance coverage, you typically will not be required to file any insurance claim with your own car insurance company because the credit card insurance will generally pick up the bill for physical damage, towing charges, and damages arising from theft.
Team member Harlan saved nearly $700 thanks to primary rental insurance from his Chase Sapphire Reserve card when his rental car got dinged on the passenger side door! So instead of paying ~$700 out of pocket, he simply filed a claim with his credit card and had them pick up the bill instead!
Extended Warranty Protection
When you purchase an eligible item with the card, you can receive up to an additional year of warranty coverage, provided the original manufacturer’s warranty is 3 years or less. This coverage has a cap of $10,000 per claim, and $50,000 per account.
With extended warranty protection, if you purchase an item and it ends up being damaged or stolen, you could be covered for up to $10,000 per claim, up to a maximum of $50,000 per account!
This coverage will protect you for 120 days after you originally purchased the item, and can save you some serious cash!
Many different items are covered, although you can find the full list of details and exclusions in Chase’s Guide to Benefits.
Trip Cancellation/Trip Interruption Insurance
If you use the card to pay for your trip, you could be covered for up to $5,000 of expenses if your trip ends up being delayed or cancelled for reasons like weather, illness, or injury. Immediate family members and business owners also qualify for this coverage!
You’ll also be covered if your luggage is damaged or lost in transit. Coverage is limited to $3,000, although items like jewelry, watches, cameras, and other electronic equipment are capped at $500.
Instead of paying extra for a membership to AAA, or adding expensive roadside coverage to your auto insurance policy, you’ll have the option of utilizing the card’s roadside dispatch benefit!
By calling 800-847-2869 and paying a flat fee of ~$65, you can take advantage of services such as:
- Tire change (as long as you provide the spare tire)
- Jump starts for a dead battery
- Lockout service
- Fuel delivery (up to 5 gallons)
Free Ink Business Preferred Cards for Your Employees
As you hire more employees and grow your business, owners often find it convenient to provide business credit cards to trusted employees. This allows them further autonomy at work and saves you from headaches caused by managing petty cash or reimbursements.
With the Chase Ink Business Preferred, you can request free employee cards for them to use under your account. You can set individual spending limits for each employee to better control their expenses too.
Best of all, any purchases that your employees make with their cards will earn points and product protection. This is a great way to accelerate rewards earning as a business owner.
Is the Ink Business Preferred Card Worth the Annual Fee?
The Ink Business Preferred has a $95 annual fee which is NOT waived for the first year. However, given that the welcome bonus alone is worth at least $1,000, this makes the card well worth it for virtually everyone!
For most people, the Ink Business Preferred is also worth keeping for the long run. That’s because the card comes with a ton of perks that could save you some serious cash! For example, if you pay your cell phone bill with the Chase Ink Business Preferred, you’ll get automatic cell phone insurance. If this is something you’d normally pay for through your cell phone company, keeping the card is a no-brainer!
Even you spend at least ~$2,533 per year in the 3X bonus categories, you’ll earn ~7,600 Chase Ultimate Rewards points. That’s worth ~$95 toward travel (~7,600 points X 1.25 cents per point). So it doesn’t take much to cover the annual fee if you like the bonus categories!
As always, do the math to see what makes sense for you.
You might also wind up in the same boat as team member Harlan if your rental car gets damaged. But with this card’s primary rental car insurance, you could end up saving hundreds, if not thousands of dollars, just by having the credit card insurance cover the bill instead!
Other perks like roadside dispatch, extended warranty, and purchase protections could also wind up saving you many thousands of dollars.
You seriously get a TON of protection with this card, and it’s really a steal at just a $95 annual fee!
This is a small business card, so you’ll need to have a for-profit venture to get it. And you might qualify for a small business card without realizing it!
Nearly every Million Mile Secrets team member qualified for a Chase Ink card because of their side gigs, like reselling on eBay, running an Airbnb, or managing vacation rentals.
You do NOT need an EIN (Employer Identification Number) to apply for a small business credit card. You can apply with just your social security number as a sole proprietor.
Chase will NOT approve you for this card if you’ve opened 5+ cards from any bank (NOT counting other Chase business cards and business cards from most other banks) in the past 24 months. Many people refer to this as the “5/24 rule”.
You can follow these instructions to figure out if you’re eligible.
Here is how you can complete a Chase business card application.
How to Earn Points With the Ink Business Preferred Credit Card
As a small business owner, it makes good sense to earn rewards for expenses you run into on a daily basis. With the Ink Business Preferred Credit Card, you’ll take the sting out of your expenses, because you’ll earn bonus points for many different purchases:
- 3X Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
- 1X Chase Ultimate Rewards points on all other purchases
- 25% bonus when you redeem points through the Chase Ultimate Rewards travel portal
What Counts as Travel and Earns 3X Chase Ultimate Rewards Points With the Ink Business Preferred?
Chase broadly defines the travel category to include:
Airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages
Are you attending a conference for your business? You can pay for the airfare and hotel with your Ink Business Preferred and you’ll earn 3x Chase Ultimate Rewards points.
Besides airfare and hotels, there are lots of specific purchases you might not think of, which can also get you the 3x bonus, including:
- Amtrak or European rail travel
- Bridges and tolls
- Bus fares with Megabus or BoltBus
- Campground reservations at KOA and others
- Car rental (plus primary auto rental insurance when renting for business purposes)
- Expedia, Orbitz, and Priceline reservations
- Ferry rides
- Lyft & Uber rides
- Monthly metro mass transit card
- National Park admission fees
- Parking at a stadium or concert venue
- Renting a public bicycle from services like Citi Bikes in New York City
And remember, there are no foreign transaction fees with the Ink Business Preferred. This means you can earn 3x points on overseas travels purchases without any extra fees.
How to Use Chase Ultimate Rewards Points
Chase Ultimate Rewards points are our favorite type of flexible points to earn. The simplest way to redeem them is through the Chase Ultimate Rewards Travel Portal, where each point is worth 1.25 cents.
But if you’re looking to get even more value out of your points, you can also transfer them to any of Chase’s airline and hotel travel partners.
You can also combine points earned with the Ink Business Preferred with other Chase cards that earn Ultimate Rewards points, and you can do this easily and instantly in your Chase online account.
Here are 8 ways to use the sign-up bonus from the Chase Ink Business Preferred for an amazing adventure!
Get (at Least!) $1,000 in Travel Through the Chase Ultimate Rewards Travel Portal
If you redeem for cash back, each Chase Ultimate Rewards point is worth 1 cent. So the 80,000-point welcome bonus is worth $800 in cash back. But you can do much better!
After meeting the minimum spending requirements with the Ink Business Preferred, you’ll have at least 85,000 Chase Ultimate Rewards points ready to take you just about anywhere! Each point is worth 1.25 cents when you redeem them through the Chase Ultimate Rewards Travel Portal (unless you also have the Chase Sapphire Reserve, which makes your points worth 1.5 cents each when you combine your points to that card).
That’s ~$1,063 worth of travel!
You can book nearly all flights, hotels, car rentals, and cruises through the Chase Ultimate Rewards Travel Portal. And it’s super easy! If you know how to use Expedia or other online travel sites, the process is very similar.
Booking through the Chase Ultimate Rewards Travel Portal is EASY. But if you’re feeling adventurous, you can get much more value from the Ink Business Preferred 80,000-point sign-up bonus by transferring your points to travel partners.
Get 3 Round-Trip Tickets on United Airlines Within the US
After meeting the minimum spending requirements on the Chase Ink Business Preferred, you’ll have at least 85,000 Chase Ultimate Rewards points (80,000 point sign-up bonus + at least 5,000 points from $5,000 spending requirement). And transferring those Chase Ultimate Rewards points to United Airlines can get you lots of free travel!
For example, you could get 3 round-trip coach tickets within the US, which cost 25,000 United Airlines miles a piece (75,000 United Airlines miles total). And take a couple of friends or family members to a US hotspot, like the Big Apple or the Windy City!
For example, I found a non-stop, round-trip coach ticket between San Francisco and Chicago for ~$512. So using your points for 3 tickets would save you ~$1,537!
Even then, you’d still have 10,000 Chase Ultimate Rewards points left over (85,000 points – 75,000 points). And 10,000 Chase Ultimate Rewards points is enough for a one-way, short-haul (700 miles or less) coach flight on United Airlines. That’s worth at least a couple of hundred dollars in savings. 😉
Fly Round-Trip in Coach to Europe (With Points to Spare!)
Transferring your Chase Ultimate Rewards points to United Airlines for a ticket to Europe would be another great use of the Ink Business Preferred sign-up bonus.
A round-trip coach ticket from anywhere in the US to Europe costs 60,000 United Airlines miles!
Plus, taking into account the points you’ll earn for meeting the Chase Ink Business Preferred’s minimum spending requirements, you’d have 25,000 Chase Ultimate Rewards points left over (85,000 points – 60,000 points)!
That’s enough for another round-trip coach flight within the US. Earning 2 free round-trip tickets from a single sign-up bonus is a pretty great deal!
Get a Free Luxury Hyatt Hotel Stay
When you transfer your points to Chase airline and hotel partners, you can get thousands of dollars in luxury flights and hotels.
For example, with 80,000 Chase Ultimate Rewards points, you could book 4 free nights at the stunning Park Hyatt Mallorca. It costs 20,000 Hyatt points per night.
The cash rate during peak season is ~$577 per night.
So you’d save ~$2,308 (~$577 per night X 4 nights) if you used your Chase Ink Business Preferred’s sign-up bonus there! That’s HUGE!
Fly Business Class to Europe
Another great way to get Big Travel with Chase Ultimate Rewards points is by transferring them to airline partners for expensive Business or First Class seats.
For example, you can transfer Chase Ultimate Rewards points to United Airlines and book a one-way Business Class flight from the US to Malta for 60,000 United Airlines miles. But if you bought the same ticket, it could easily cost $3,000+!
Because the Ink Business Preferred has an 80,000-point sign-up bonus, you can book this flight and still have 20,000 points left (80,000 point sign-up bonus – 20,000 points transferred to United Airlines for the Business Class flight)!
That’s enough for 2 one-way short-haul flights (700 miles or less) within the US. That could save you $100s more!
Get 3 Round-Trip Tickets to Ireland
After completing the minimum spending requirements on the Chase Ink Business Preferred card, you’ll have at least 85,000 Chase Ultimate Rewards points. That’s enough for 3 round-trip tickets from certain US cities to Ireland!
That’s because you can transfer your Chase Ultimate Rewards points to Aer Lingus for an award flight. Or book the same flights at the same price by transferring Chase Ultimate Rewards points to British Airways Avios points.
You can fly from these cities to Dublin for 13,000 Aer Lingus or British Airways Avios points one-way (26,000 points round-trip) in coach during the off-season:
- New York – JFK
- Washington, DC
And off-peak times include nearly 8 months out of the year. So there’s plenty of opportunity to take advantage of the cheaper award seats. 😉
For example, I found 3 round-trip tickets between Washington, DC, and Dublin on Aer Lingus for ~$674 each. So you’d save ~$2,022 by using your points instead!
A Round-Trip Business Class Flight (or Nearly 2!) to Hawaii
You can also transfer your points to other airlines, like Korean Air. For example, you can transfer 45,000 Chase Ultimate Rewards points to Korean Air for a round-trip Business Class flight from mainland US to Hawaii.
Depending on where you’re traveling from, a round-trip Business Class flight to Hawaii can easily cost $2,000+. And after you meet the minimum spending requirements for the Ink Business Preferred, you’ll have 85,000 Chase Ultimate Rewards points. That’s almost enough for 2 round-trip Business Class flights to Hawaii, worth $4,000+ in travel!
Family Trip to Disney for 4
Southwest is easily one the best family-friendly airlines in the US. With 2 free checked bags for everyone and no cancellation fees, it’s a favorite of many! And what’s even better is that its award prices are based on the cash value of the ticket.
You can transfer your Chase Ultimate Rewards points to Southwest at a 1:1 ratio. So you can turn your Ink Business Preferred 80,000-point sign-up bonus into lots of Southwest flights, especially when they run one of their frequent seat sales.
You could take a family of 4 from Denver to Orlando using ~75,630 points, leaving a little leftover of that valuable sign-up bonus. And you’d save ~$1,156 by using your Chase Ultimate Rewards points for this trip!
18 Short Flights All Around the World
After you meet the minimum spending requirements on the Chase Ink Business Preferred, you’d have enough points for 18 short-haul flights around the world. Because you can still book short one-way flights under 651 miles outside the US for only 4,500 British Airways Avios points.
This is a great way to use Chase Ultimate Rewards points because it can add up to save you a LOT of money! And is extremely useful for short but expensive flights, like:
- Between cities in Europe on British Airways, or Finnair
- Sydney to Melbourne, or Auckland to Sydney, on Qantas during a trip around Australia
- Johannesburg to Cape Town when you visit South Africa
- Around South America on LATAM
Sometimes these flights can cost hundreds of dollars! Just be sure to see if you can get a cheap fare on a budget airline first. Save your points for expensive flights!
Does the Ink Business Preferred Card Charge Foreign Transaction Fees?
Customer Support for the Ink Business Preferred Credit Card
Chase customer support is available 24/7. So if you ever have an issue with your card, you can always call them and speak with a live person.
I’ve always found Chase support very friendly and efficient. In fact, just a few months ago, I had not one, but TWO Chase credit cards stolen right out of my mailbox! I didn’t find out about this until I was checking my account online around midnight, and saw some charges I did not recognize. I immediately called Chase to report the fraudulent charges, and to re-issue new cards ASAP.
Having to deal with the fraud was an inconvenience, at best, but the Chase representatives made it extremely easy and everything was sorted out without any additional effort on my part! Now that’s what I call top notch 24/7 customer service.
Similar Cards to the Ink Business Preferred Credit Card
Apply Here: Ink Business Cash Credit Card
Read our review of the Ink Business Cash
Apply Here: Ink Business Unlimited Credit Card
Read our review of the Ink Business Unlimited
If you’re looking for a card with no annual fee, Chase offers 2 other Ink Business cards with outstanding welcome bonuses.
The Ink Business Cash Credit Card is currently offering a welcome bonus of $500 (50,000 Chase Ultimate Rewards points) after spending $3,000 in purchases within the first 3 months of opening your account. You’ll also earn:
- 5% cash back (5X Chase Ultimate Rewards points per $1) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year
- 2% cash back (2X Chase Ultimate Rewards points per $1) on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back (1X Chase Ultimate Rewards point per $1) on all other purchases
And if you’re looking for an easier approach, the Ink Business Unlimited Credit Card offers an unlimited 1.5% cash back on every purchase for your business, on top of a $500 (50,000 Chase Ultimate Rewards points) intro bonus after you spend $3,000 on purchases in the first 3 months. There aren’t any categories to keep track of, so it’s a great pick if you’d rather keep it simple.
You can qualify for the Ink Business Preferred Credit Card even if you don’t have a full-time business. Most for-profit ventures, like doing yard maintenance, driving for Uber or Lyft, and selling items on eBay are all examples of eligible businesses.
And the intro bonus of 80,000 Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months from account opening is worth at least $1,000 in travel. And potentially more when you transfer your points to valuable travel partners like United Airlines and Hyatt!
If you are a business owner, you should strongly consider the Ink Business Preferred Credit Card. That’s because as a cardmember, you’ll receive ongoing perks like cell phone insurance, roadside dispatch, trip delay insurance, and purchase protections that can save you hundreds, if not thousands of dollars, even if you only use the perks once.
You can apply for the Ink Business Preferred Credit Card here.