Chase Introduces a New Business Card With a BIG Bonus! Say Hello to the Chase Ink Business Unlimited!

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Chase Introduces a New Business Card With a BIG Bonus!  Say Hello to the Chase Ink Business Unlimited!

JasonChase Introduces a New Business Card With a BIG Bonus!  Say Hello to the Chase Ink Business Unlimited!Million Mile Secrets Team

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New Chase Ink Business Unlimited

Chase has rolled out a brand new no-annual-fee business card!

The Chase Ink Business Unlimited is a cash back business card with a sign-up bonus of $500 cash back (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of account opening.

This card earns 1.5% cash back (1.5X Chase Ultimate Rewards points per $1) on all purchases!  So it’s basically a business version of the Chase Freedom Unlimited® card, which is good news if you qualify for small business credit cards (it’s easier than you think!).

Chase Ink Business Unlimited
Say Hello to a Brand New Chase Business Credit Card!

Here are the details.

Chase Ink Business Unlimited $500 (50,000-Point) Offer!

Link:   Chase Ink Business Unlimited

The brand new Chase Ink Business Unlimited card earns a $500 cash bonus(50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of account opening.

With the card you’ll also get:

  • 1.5% cash back (1.5X Chase Ultimate Rewards points per $1) on all purchases!
  • NO annual fee!

Thanks to reader Hussein for confirming this card is impacted by the Chase “5/24” rule.  So if you’ve opened 5 or more credit cards from any bank in the past 24 months (except Chase business cards and certain other business cards), you’re not likely to be approved for this card.

But because this is a Chase business card, it won’t appear on your personal credit report (business cards from these other banks also don’t appear)!  That means that it won’t add to your “5/24” count.

Is the Chase Ink Business Unlimited Good Deal?

The Chase Ink Business Unlimited card earns cash back in the form of Chase Ultimate Rewards points.  Each point is worth 1 cent in cash back.  So the $500 cash sign-up bonus is 50,000 Chase Ultimate Rewards points.

This is an excellent bonus for a no-annual-fee card!

But if you have either the Chase Sapphire Preferred, Chase Ink Business Preferred, or Chase Sapphire Reserve, your rewards can be worth MUCH more!

When you transfer Chase Ultimate Rewards points to either the Chase Sapphire Preferred or Chase Ink Business Preferred, your points are worth 25% more (1.25 cents each) toward travel booked through the Chase Travel Portal.  And if you combine your Chase Ultimate Rewards points to the Chase Sapphire Reserve, they are worth 50% more (1.5 cents each)!

So your $500 bonus could be worth $625 ($500 + 25% bonus) or $750 ($500 + 50% bonus) in travel, depending on which other Chase credit cards you have!  And your everyday spending could also be worth more toward travel.  You could effectively earn up to 2.25% on all purchases if you have the Chase Sapphire Reserve card (1.5% earning with the Ink Business Unlimited  X 1.5 for transferring to Chase Sapphire Reserve).

But your Chase Ultimate Rewards points could be worth even more!  Because these other cards allow you to transfer them to valuable Chase travel partners.  So you could transfer the bonus (50,000 Chase Ultimate Rewards points) to an airline partner and use them to book 2 round-trip tickets from the West Coast to Hawaii!

Chase Ink Business Unlimited
Fly to Hawaii From the West Coast in Coach for as Little as 24,000 Chase Ultimate Rewards Points Round-Trip When You Transfer Your Points to Singapore Airlines!

Can You Get This Card If You Have Another Chase Ink Card?

We already know that you can earn the bonus on both the Chase Ink Business Cash and Chase Ink Business Preferred cards.  So it’s very likely if you have one of those cards you can still be approved for the Chase Ink Business Unlimited.

But what if you already have both of the other Chase Ink cards?  Could you still be approved for this new one?

As far as I know, there isn’t a rule restricting you from having all 3 Chase Ink cards at once.  But just because you can be approved does NOT mean you will!  Banks will only extend you a certain amount of credit based on several factors (credit score, income, etc.).  So if Chase determines that your business doesn’t need (or qualify) for more credit, your application could be denied.

If you were recently approved for either of the other Chase Ink cards, I would suggest waiting before applying for the Chase Ink Business Unlimited.  Because applying for too many Chase cards in a short period of time could trigger a financial review from Chase, which could lead to your accounts being shut down.  And that is NOT worth the risk!

Bottom Line

Chase has introduced the Ink Business Unlimited card!  It currently earns a $500 bonus (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases within the first 3 months of account opening.

That’s an excellent deal for a card with no annual fee.  Plus, you’ll earn 1.5% cash back (1.5X Chase Ultimate Rewards points) on every purchase!

The best part is, if you have an annual fee Chase Ultimate Rewards card, you can pool your Chase points and then transfer them to Chase travel partners.

You’ll need a for-profit business to qualify for the card.  But qualifying for a Chase business card might be easier than you think!

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New! Ink Business Unlimited℠ Credit Card

New! Ink Business Unlimited℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

More Info

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THIS. After I applied for the Chase Amazon, Chase Business Ink Preferred, and Chase Business Ink Cash over about a six month period, I had a financial review that shut down all of my cards. I was able to appeal and reopen them, but considering my desire to get the SouthWest Cards next year, I won’t be applying for ANY Chase cards until I reup my Companion Pass! Otherwise, a no brainer deal.

Hussein F. Amiji

This card is affected by 5/24 rule. I just got off the phone with chase representative and they confirmed it. Good luck everyone who are under 5/24 rule as this is a an amazing credit card offer.

Author

Thanks for the heads up, i’ll make the update!