Can you get more than one Ink Business Preferred card?

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Earning sign-up bonuses by applying for new credit cards is the quickest and easiest way to accumulate points to save money on travel or earn cash back. That’s one reason I applied for a second Ink Business Preferred Credit Card.

When you sign-up for the Ink Business Preferred card, you’ll earn 100,000 Chase Ultimate Rewards points after meeting minimum spending requirements. This is the highest sign-up bonus among any travel credit card that earns Chase Ultimate Rewards points. You can cash out that bonus for $1,000 in cash or easily book $1,250+ in travel, once things get back to normal.

Unlike with American Express cards, it’s possible to earn a bonus on more than one of the same Chase business credit card. But admittedly, I was a bit skeptical that Chase would approve me given I already have the card. Plus, the second Ink Business Preferred is my sixth active Chase small business card.

I actually was not instantly approved after submitting my card application. I had to call the reconsideration line and provide additional information about my business activities. After a ~10 minute call, they shifted credit from one of my other small business cards and approved me. You can check out our guide with Ink Business Preferred approval tips to see everything you should know before applying for the card or if you’re not approved right away. And if you need help applying, read our step-by-step guide to completing a Chase business card application.


This Ink Business Preferred offer is worth $1,000 in cash! (Photo by jd8/

Apply for the Ink Business Preferred 100,000-point offer

The best part is I applied for both Ink Business Preferred cards using just my social security number. I don’t have separate tax ID numbers (EINs) or corporate entities. I just apply as a sole proprietorship.

One of the main reasons I applied for a second Ink Business Preferred was to help organize my expenses between my different business activities. For example, I resell items for profit on eBay, do some real estate consulting and also work as a freelance writer. So having separate business cards for different business activities helps me track expenses.

Right now the Chase Ink Business Preferred card offers the best welcome offer of any Chase credit card. You can earn 100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of account opening. With the Ink Business Preferred, you can redeem Chase Ultimate Rewards points for cash back at one cent per point or get even more value by redeeming them for travel (including airfare, hotels and car rentals) through the Chase Ultimate Rewards travel portal or transfer points to hotel and airline partners. At a minimum, the sign-up bonus is worth $1,250 in travel through the Chase travel portal.

The Ink Business Preferred has a $95 annual fee which isn’t waived for the first year. However, given that the welcome bonus alone is worth at least $1,000, this makes it a rewards credit card that is well worth it for virtually everyone who qualifies for business credit cards.

If you don’t have multiple businesses and aren’t eligible for more than one Ink Business Preferred, you could still apply for a different version of the Ink card for the same business. Both the Ink Business Cash Credit Card and the Ink Business Unlimited Credit Card have no annual fee and are solid business credit cards that earn cash back. Currently, both cards comes with a $500 cash bonus after you spend $3,000 in the first three months from opening the account.


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Million Mile Secrets is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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5 months ago

Yes possible

Steve Solosky
5 months ago

In my experience, it always helps if you are a Chase Private Client. I walked in the bank, sat down with a banker, and she called directly on behalf to get me a card.

11 months ago

Is this information current or has been updated as of today ? 10-21-2019

1 year ago

Not two Ink Business Preferred, but I applied for an IBP and then an Ink Business Cash roughly 15 days apart from each other and both got approved. Just a heads up for those looking at applying consecutively. They did flag me for potential fraudulent action, but I just had to verify my identity with a couple extra steps.

1 year ago

How long after the first bonus did you wait to apply?

1 year ago

I was also initially declined but called reconsideration. I spoke with them for about a half hour. They didn’t give me an answer then but a couple days later, I checked my Chase account and I had a card. Got it in the mail yesterday. According to the rules and being an authorized user on some of my husband’s cards, I was over 5/24 but was eventually approved. Lesson learned this year is to never be an AU on my husband’s cards and vice versa! Who knew?

1 year ago

This is a great article. What about other business cards I was specifically thinking about the American AAdvantage citi platinum card for business that has a current 70,000 mile sign up offer and I do have 2 businesses with separate EIN numbers. Can i receive the sign up bonus twice?

Reply to  Maria
1 year ago

I haven’t tried it myself, but I’ve read successful data points of folks receiving a Citi business card sign-up bonus more than once when applying with separate EINs.

Reply to  Keith
1 year ago

@keith so to clarify: you got the ink Preferred twice and the 80k bonus twice? How long apart did you separate your applications? I have two businesses as well, had no idea this was possible!

1 year ago

Subject to 5/24… closed.