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Video Guide: Combine Chase Ultimate Rewards Points to One Card or Transfer Points to a Spouse

Video Guide: Combine Chase Ultimate Rewards Points to One Card or Transfer Points to a Spouse

Million Mile SecretsVideo Guide: Combine Chase Ultimate Rewards Points to One Card or Transfer Points to a SpouseMillion Mile Secrets Team

Million Mile Secrets team member Keith recorded a video guide to show y’all how to combine Chase Ultimate Rewards points to one account.  Just click play below to watch.  You can follow along with subtitles too if you’re not able to turn on the sound.


Chase Ultimate Rewards points are my favorite type of flexible credit card rewards.  You can get Big Travel with Small Money by transferring points directly to 13 airline and hotel partners, including Hyatt (no blackout dates) and United Airlines (access to StarAlliance partner award flights)!

Folks collecting these points across multiple card accounts can quickly combine points to one card.  Or even transfer points to a spouse.  This makes it easier to manage your points and can increase the value of your points depending on which cards are in your wallet.

Certain Cards Increase the Value of Your Chase Ultimate Rewards Points

Link:   Not All Chase Ultimate Rewards Points Are Equal!

If you redeem your Chase Ultimate Rewards points for travel through the Chase portal, be sure to move points to the right card!  That’s because each Chase Ultimate Rewards card has a set rate of how much Chase Ultimate Rewards points are worth:

Chase Ultimate Rewards CardHow Much Are Points Worth Toward Travel? Do Points Transfer to Travel Partners?
Chase Freedom1 centNo
Chase Freedom Unlimited1 centNo
Chase Sapphire (no longer available)1 centNo
Chase Sapphire Preferred1.25 centsYes
Chase Sapphire Reserve1.5 centsYes
Chase Ink Business Cash Credit Card1 centNo
Chase Ink Bold (no longer available)1.25 centsYes
Chase Ink Plus (no longer available to new applicants)1.25 centsYes
Chase Ink Business Preferred Card1.25 centsYes

So Sapphire Reserve cardholders get the best deal.  Because you’ll get a 50% bonus, or 1.5 cents per point, when you redeem points for travel through the Chase portal.

If you don’t have the Chase Sapphire Reserve card, but someone in your household does, remember it’s possible to transfer your points to their account.  For folks with a personal card earning Chase Ultimate Rewards points, Chase says:

You can move your points, but only to another Chase card with Ultimate Rewards belonging to you, or one member of your household.

Bottom Line

It takes less than 1 minute to combine Chase Ultimate Rewards points to one card account.

Moving points to one account makes it easier to manage your points.  And depending on which cards are in your wallet, you can increase the value of your points by moving them to certain accounts.  For example, points linked to the Chase Sapphire Reserve card are worth 1.5 cents each when you redeem them for travel through the Chase portal.

Remember, you can also transfer Chase Ultimate Rewards points to a spouse.  Pooling your points with a partner can make it easier to book award travel.

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Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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