I Got Instantly Approved for the 100,000 Point AMEX Business Platinum!

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Through January 25, 2017, the sign-up bonus on The Business Platinum® Card from American Express OPEN has increased to up to 100,000 bonus AMEX Membership Rewards points after meeting tiered minimum spending requirements.

I applied for the card yesterday and was instantly approved! 🙂

Along with the higher sign-up bonus, I’ll also get 50% points back when using Pay With Points for tickets through the AMEX travel portal.

Here’s more about why I decided to get the AMEX Business Platinum card!

My AMEX Business Platinum Application

Link:   The Business Platinum® Card from American Express OPEN

Link:   My Review of the 100,000 AMEX Membership Rewards Points Offer

The current sign-up bonus is for 100,000 American Express Membership Rewards points with the AMEX Business Platinum card.

You’ll earn 50,000 AMEX Membership Rewards points after you spend $5,000 in the first 3 months of account opening.  And an extra 50,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same timeframe.

Why I Submitted My AMEX Business Platinum Application Now

The normal sign-up bonus is 40,000 AMEX Membership Rewards points.  Because you can only earn the bonus once per lifetime on AMEX cards and I’ve never had this card, I figured it was a great time to grab the 100,000-point bonus.

Note that you can get the bonus, once per lifetime for the personal version, and once per lifetime for the business version.

But my main reason for applying was to get 50% points back for Pay With Points tickets through AMEX’s travel portal.  That’s like getting 2 cents per point when I redeem for flights booked through the AMEX portal.

If you’re considering this card, know that AMEX small business cards are relatively easy to get.  As long as you’re operating a for-profit business (even if you have very low income), you can qualify for an AMEX small business card!

With my new AMEX Business Platinum card, I’ll also earn:

• Earn 1.5X AMEX Membership Rewards points on single purchases of $5,000+
• Get 50% of your points back for ALL First Class or Business Class flights booked through the AMEX travel portal using Pay With Points
• Get 50% of your points back for all flights, including coach tickets, booked with your selected airline through the AMEX travel portal using Pay With Points
• $200 in statement credits per calendar year for airline incidentals with your selected airline (luggage fees, in-flight food & drink, etc.)
• Access to airport lounges (Delta, Priority Pass, Airspace, and American Express Centurion Lounges)
• Statement credit for Global Entry or TSA PreCheck
• Free Hilton HHonors & Starwood hotel Gold elite status (free breakfast and upgrades when available)
• Terms & limitations apply

Although the $450 annual fee is NOT waived the first year (or is it?), you can get LOTS of Big Travel with the sign-up bonus alone.

AMEX Business Cards Do NOT Get in the Way of Future Chase Card Applications

Another factor that made this an easy decision for me is that the AMEX Business Platinum card does NOT count towards Chase’s 5/24 rule.  That’s because AMEX business cards will not show up on my personal credit report.

So opening this card won’t hinder my chances of being approved for Chase cards down the line.

Bottom Line

I’m thrilled to be instantly approved for the AMEX Business Platinum card, so I’ll earn 100,000 AMEX Membership Rewards points after meeting the tiered minimum spending requirements.  That’s more than double the usual sign-up bonus of 40,000 AMEX Membership rewards points!

It’s an amazing deal, and I’m especially excited to get 50% points back when using the Pay With Points for airline tickets through the AMEX travel portal.

Plus, applying for this card will NOT hurt my chances of being approved for any Chase cards I might want.

Do you plan on taking advantage of this better offer for the AMEX Business Platinum card?  Let me know in the comments!+

Chase Sapphire Preferred® Card

APPLY NOW

Chase Sapphire Preferred® Card

• Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.

• Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.

• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.

• With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.

• Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.

• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

• Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Intro APR on purchases

N/A

Regular APR

15.99%-22.99% Variable

Annual Fee

$95

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Rates & Fees

Annual Fee $95

Other

Credit Needed Excellent / Good

Issuer Chase

Card Type Visa

MORE INFO