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World of Hyatt Credit Card: Great For Ongoing Hotel Perks & Free Nights in 5-star Luxury Hotels

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World of Hyatt Credit Card: Great For Ongoing Hotel Perks & Free Nights in 5-star Luxury Hotels

Jesse LiebmanWorld of Hyatt Credit Card: Great For Ongoing Hotel Perks & Free Nights in 5-star Luxury HotelsMillion Mile Secrets Team

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If you’re looking for free nights in 5-star luxury hotels, here is the golden ticket.

The new World of Hyatt Credit Card comes with up to 50,000 bonus Hyatt points after meeting tiered minimum spending requirements.  That’s a flabbergasting amount of Hyatt points, and enough for 2 nights at top-notch hotels like the Park Hyatt Maldives.  Or you can stretch the points for 10 nights at less expensive hotels, like the Hyatt Regency Bali.

Hyatt points go further than most other hotel points.  My wife and I have used Hyatt points to save on fantastic stays at terrific hotels across the United States!

Here’s our full World of Hyatt credit card review!

New Low Rates For Hyatt Members Receive 22500 Hyatt Points Back Per Night At This Resort And Choice Points Are On Sale
You can enjoy a luxury stay at the Miraval Austin or Tuscon like my wife and I did!
(Photo by Jesse Liebman / MMS)

The World of Hyatt Credit Card Bonus

Apply Here:    The World of Hyatt Credit Card

With The World of Hyatt Credit Card, you can earn up to 50,000 Hyatt points after meeting tiered minimum spending requirements.

You’ll earn:

  • 25,000 bonus Hyatt points after you spend $3,000 on purchases in the first 3 months of opening your account
  • Another 25,000 bonus Hyatt points after you spend an additional $3,000 ($6,000 total) on purchases within the first 6 months of opening your account

50,000 Hyatt points is more than enough for 2 free nights at the Park Hyatt Mallorca.  That same stay could easily cost ~$1,200 in cash!

The 5-Star Park Hyatt Mallorca Costs 20,000 Hyatt Points per Night (Photo courtesy of Hyatt)

Or you could use the bonus for up to 5 free nights at a lower category hotel, like the highly rated Hyatt Place St. Paul/Downtown, which costs 8,000 Hyatt points per night.

World of Hyatt Credit Card Benefits

The World of Hyatt Credit Card comes with plenty of benefits that are great whether or not you often find yourself at a Hyatt hotel.  Here’s what you can expect!

Annual Free Nights

By far the best benefit of the World of Hyatt card is the free night at any category 1 to 4 Hyatt hotel you’ll receive each account anniversary.  And an additional free night at a category 1 to 4 Hyatt hotel or resort after spending $15,000 in an anniversary year.  Even if you redeem it at a lower-category Hyatt Place or Hyatt House hotel, you’ll likely get at least $95 in value – and potentially much more.

If you make the most of your free night by using it during peak season or in pricey cities, you can get a stay worth more than the annual fee.  For instance, standard rooms at the Grand Hyatt Berlin, a category 4 hotel, can cost more than $350 per night in the summer.

Automatic Elite Status

You’ll receive automatic Discoverist Hyatt Status with the card.  It comes with perks like more bonus points per stay, upgrades to a preferred room based on availability at check-in, late check-out upon request, etc.  You’d normally need 60 qualifying nights or 100,000 base points in a calendar year to achieve this top tier.

Elite Status Credits

As a cardholder, you’ll earn 5 qualifying night credits every year and 2 qualifying night credits after every $5,000 you spend on the card.  So you can reach a high level of elite status more easily!  In fact, if you’re a big spender, you could spend your way to the fancy Globalist Hyatt status without staying a single night at Hyatt!

Rental Car Insurance

When you rent a car, pay for the entire rental with your World of Hyatt card, and decline the rental company’s collision damage waiver (CDW), you’ll get secondary rental insurance coverage for damage due to theft or collision in the US.

And you’ll get primary coverage if you’re renting outside the US or if you don’t have your own automobile insurance.

Trip Cancellation / Trip Interruption Insurance

If your trip is cancelled or interrupted for a covered reason (like illness or severe weather), you could be reimbursed up to $5,000 for non-refundable, pre-paid travel expenses when you pay with your World of Hyatt card.

Trip Delay Reimbursement

The World of Hyatt card can help take the sting out of travel delays.  If your flight (or other common carrier) is delayed more than 12 hours or overnight, you and your family can be reimbursed up to $500 per ticket for expenses like meals and hotels.

Lost Luggage Reimbursement

With The World of Hyatt card, you and your family are covered up to $3,000 per person if the carrier damages or loses your luggage.

Baggage Delay Insurance

Isn’t it the worst when you land at the airport and discover your bags didn’t make the flight?  When you book with your World of Hyatt card, if your bags are delayed more than 6 hours you can get reimbursement for essential purchases like toiletries and clothing, up to $100 a day for 5 days.

Travel Accident Insurance

Nobody wants to imagine the worst on a trip, but if the unthinkable occurs, the World of Hyatt card offers up to $500,000 in accidental death or dismemberment coverage when you pay for air, bus, train, or cruise transportation with the card.

Purchase Protection

Here’s a handy perk when you’re buying a pricey item.  With the World of Hyatt card‘s purchase protection, if your new purchase is damaged or stolen within 120 days of buying it, you can be reimbursed up to $500 per claim and $50,000 per account.

Extended Warranty

With extended warranty, the World of Hyatt card extends the time period of a US manufacturer’s warranty by an additional year on eligible warranties of 3 years or less.

Travel and Emergency Assistance Services

If you’re traveling and need help with relaying an emergency message back home, tracking down lost luggage, or need a medical or legal referral, you can call the Benefits Administrator for help 24 hours a day.  Any costs incurred are your responsibility.

Roadside Dispatch

For a flat service fee (~$60) per call, you can get roadside dispatch for common mishaps like:

  • Towing – up to 5 miles included
  • Tire Changing – must have good, inflated spare
  • Jump Starting – battery boost
  • Lockout Service (no key replacement)
  • Fuel Delivery – up to 5 gallons (cost of fuel not included)
  • Winching (within 100 feet of paved or county maintained road only)

To reach roadside dispatch, call 800-847-2869.  This is a helpful alternative if you don’t have your own roadside coverage.

Is the World of Hyatt Credit Card Worth the Annual Fee?

This card has a $95 annual fee.  But the free night at a category 1 to 4 Hyatt each cardmember anniversary can easily offset the annual fee.  It’s a great reason to keep the card open year after year!

I’m 87% more adventurous with my food choices when I redeem a free award night. (Photo by Jesse Liebman / MMS)

In addition:

  • Hyatt has no blackout dates. As long as a standard room is available, you can book using points!
  • Hyatt does not charge resort fees when you book award stays
  • The World of Hyatt Credit Card gets you automatic elite status

Note:   The World of Hyatt Credit Card is impacted by the Chase “5/24” rule.  So if you’ve opened 5+ credit cards from any bank (excluding certain business credit cards) in the past 24 months, you likely won’t be approved for the card.

How to Earn Points With the World of Hyatt Credit Card

With The World of Hyatt Credit Card, you’ll earn:

  • 9 Hyatt points per $1 spent at Hyatt – 4 bonus points per $1 when you use your card at Hyatt hotels, plus 5 base points per $1 you can earn as a World of Hyatt member
  • 2 Hyatt points per $1 on restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships
  • 1 Hyatt point per $1 on everything else

This card is a no-brainer to use at Hyatt hotels. But there are better cards to use for restaurants and hotel stays, like the Chase Sapphire Reserve.

How to Use Your Hyatt Points

Read our post on how to use Hyatt points

There are lots of terrific ways you can redeem points from The World of Hyatt Credit Card sign-up bonus.  You’ll pay between 5,000 and 30,000 Hyatt points for a Hyatt award night, depending on the category:

  • Category 1 – 5,000 points
  • Category 2 – 8,000 points
  • Category 3 – 12,000 points
  • Category 4 – 15,000 points
  • Category 5 – 20,000 points
  • Category 6 – 25,000 points
  • Category 7 – 30,000 points

One of the best parts about collecting Hyatt points is the chain has no blackout dates!  As long as a standard room is available, you can book using points.  Plus, you’ll NEVER pay a resort fee when you book an award night at Hyatt hotels.

Here are 3 ways you can redeem points from The World of Hyatt Credit Card sign-up bonus.

1.   All-Inclusive Stay at the Hyatt Ziva Los Cabos

Folks looking for an all-inclusive getaway can use 50,000 Hyatt points to book 2 free nights at the Hyatt Ziva Los Cabos.

A similar 2-night stay could cost $1,000+ if you paid cash, so using points is a great way to save money!  And it gets excellent reviews on TripAdvisor!

You can use Hyatt points to Book free nights at All-Inclusive hotels like the Hyatt Ziva Los Cabos! (Photo courtesy of Hyatt)

As an all-inclusive hotel, you get:

  • Unlimited drinks (alcoholic and non-alcoholic) and snacks at lounges and bars
  • Meals at all 7 hotel restaurants
  • Live bands and theatre performances
  • Wi-Fi internet access

To book a room with points at this resort, you must call Hyatt at 800-228-3360.

Note:   The standard room cost is for 2 adults.  You can bring up to 2 additional guests for 10,000 Hyatt points per person per night.  And you do NOT have to pay for children under 3 years old.

2.   Weekend in Austin

If you’re looking to explore fun nightlife and terrific restaurants, you can redeem 50,000 Hyatt points to stay 2 nights at The Driskill in Austin.

This hotel is only a ~10 minute walk to historic attractions like the Texas State Capitol Building and Congress Avenue.  And it’s located on 6th street putting you right in the heart of the downtown entertainment district.

My wife loved the historic charm of The Driskill, built in 1886, while putting you right in the heart of Austin’s food and music scene! (Photo by Jesse Liebman / MMS)

And the location of the hotel is great if you want to explore other parts of Austin, including the Austin Historic District.

3.   Vacation in New York

If you’re planning ahead for a trip to New York City, you can redeem points at the Hyatt Place Flushing-LaGuardia Airport.  This Hyatt hotel is only a Category 3 making it eligible to use your free award night or help your points stretch even further while only being a quick subway ride into Manhattan!

The 50,000-point sign-up bonus is enough for 4 free nights at the Hyatt Place Flushing-LaGuardia Airport.  Don’t forget, all guests enjoy free breakfast at Hyatt Place hotels when they book directly with Hyatt.

This hotel is only a ~15 minute Uber ride to LaGuardia or ~30 minutes to JFK.  And it’s only a ~30 minute subway ride to Times Square!  My wife and I enjoyed being close enough to visit my Aunt in Manhattan, but also far enough away from the hustle and bustle so we could recover at night.

You never know where you’ll find yourself in New York City. It might even be backstage on the set of a Broadway show like Something Rotten. (Photo by Jesse Liebman / MMS)

Don’t forget to check out our post with tips & tricks to save on a trip to New York City!

If you’re looking for more Hyatt hotel inspiration, here are previous posts with top Hyatt hotel picks and team member reviews:

Does the World of Hyatt Credit Card Have a Foreign Transaction Fee?

No!

Credit Cards Similar to the World of Hyatt Credit Card

You can earn Chase Ultimate Rewards points to use for free Hyatt stays with lots of great credit cards, because Hyatt is a Chase Ultimate Rewards transfer partner.  I’ll share 3 options!

Just keep in mind this card is also impacted by Chase’s stricter application rules.  So if you’ve opened 5+ cards from any bank (except Chase business cards and certain other business cards) in the past 24 months, it’s unlikely you’ll be approved.

1.   Ink Business Preferred

Read our review on the Ink Business Preferred Credit Card

You can earn 80,000 Chase Ultimate Rewards points with the Ink Business Preferred card after you spend $5,000 on purchases in the first 3 months from account opening.

This is the highest sign-up bonus currently available on any card earning Chase Ultimate Rewards points.

This card has a $95 annual fee, which is NOT waived the first year.

2.   Chase Sapphire Preferred

Read our review on the Chase Sapphire Preferred Card

When you open the Chase Sapphire Preferred card, you’ll earn 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.

The annual fee is $95.

3.   Chase Sapphire Reserve

Read our review on the Chase Sapphire Reserve

You’ll earn 50,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 months of opening a Chase Sapphire Reserve account.

This card has a $450 annual fee, which is NOT waived the first year.  But cardholders get amazing perks like up to a $300 statement credit each account anniversary year, which offsets travel purchases for hotels, airfare, car rentals, and much more!

The Chase Sapphire Reserve gets the most use among the cards in my wallet.  I love earning bonus points for travel & dining purchases!

Bottom Line

The World of Hyatt Credit Card comes with up to 50,000 Hyatt points after meeting tiered minimum spending requirements.

It’s an outstanding card for folks who like luxury hotel stays in beautiful destinations.  Hyatt doesn’t have many hotels, so if you like road-tripping or staying in small towns, you probably won’t get much use from Hyatt points.

But if you dream of staying in 5-star glam, you can’t get much better than this card.

For example, using 50,000 Hyatt points can save you ~$1,200+ on a 2-night stay at the Park Hyatt Mallorca.  With tons of points to spare!

Remember, you can transfer Chase Ultimate Rewards points directly to Hyatt.

One of the best parts about using Hyatt points is that there are no blackout dates.  If you find a standard room available for sale, you can book it using points!  And you NEVER pay a resort fee when you book an award night at Hyatt hotels.

You can apply for The World of Hyatt Credit Card here.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Check your facts again! You say that the card gives you Discoverist status — which is true. But, then you say this “top tier status is normally only available after 60 nights”. Discoverist is not Hyatt’s top-tier… and the card doesn’t offer automatic “top tier” status.