Chase Cash Back Card Doubles Bonus to $200

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Chase Cash Back Card Doubles Bonus to $200

Million Mile SecretsChase Cash Back Card Doubles Bonus to $200Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.

Via Frequent Miler, you can now get $200 when you sign-up for the Chase AARP card and complete the minimum spending.  That’s double the usual offer!

Don’t let the AARP name on the card make you think you don’t qualify.  You don’t have to be an AARP member anyone can sign-up!

Emily and I don’t earn a commission on this card, but we’ll always tell you about the best offers.

Chase Cash Back Card Doubles Bonus To 200
The Wonderful Thing About the $200 in Cash Back You’ll Earn With the Chase AARP Card Is You Can Use It Anyway You Want!

I’ll help you decide if this is the right card for you!

What’s the Chase AARP Card?

Link:   Chase AARP Card – $200 Sign-Up Bonus

Anyone can apply for the Chase AARP card.  And now when you sign-up and spend $500 on purchases within the 1st 3 months of opening your account, you’ll earn $200 in cash back!

Other perks include:

  • 3 points per $1 you spend (3% cash back) at restaurants and gas stations
  • 2 points per $1 you spend (2% cash back) on airfare and hotels when you book through Chase’s toll-free travel redemption number
  • 1% cash back on everything else
  • NO annual fee

The Chase AARP card is a Visa Signature card.  So you’ll also be eligible for Visa discounts and a 6-month membership to CLEAR.

Chase Cash Back Card Doubles Bonus To 200
Hungry? You’ll Earn 3% Cash Back Each Time You Dine Out (or Fill Up at the Pump) and Use the Chase AARP Card to Pay the Bill

However, this is NOT a good card to use abroad, because you’ll pay 3% in foreign transaction fees.

If you’ve earned the sign-up bonus on this card before, according to the terms you’ll have to wait at least 24 months before you can earn the bonus again.

Don’t worry if you aren’t instantly approved, sometimes Chase just needs more details.  So try giving them a call!

Once you complete the minimum spending, the bonus should credit to your account after your statement closes.

Should You Sign-Up for the Chase AARP Card?

The Chase AARP card is a great option for folks who prefer earning cash back.  And it’s 1 of the best cash back cards for folks who do a lot of spending at restaurants and gas stations because you’ll earn 3% cash back.  Plus, there’s NO annual fee!

However, Chase has new rules for approving folks for their cards.  And while there are exceptions and I don’t think folks who are new to this hobby need to worry about this new rule, you may still want to apply for more lucrative Chase cards first!

For example, with the Chase Sapphire Preferred card, you can now earn an increased bonus of 50,000 Chase Ultimate Rewards points when you complete the minimum spending requirements.

You can redeem 50,000 Chase Ultimate Rewards points for $500 in cash back (1 cent per point), $625 in travel (1.25 cents per point) booked through the Chase Ultimate Rewards portal, or Big Travel when you transfer points to airline and hotel partners:

 Chase Ultimate Rewards Airline Transfer Partners 
Aer LingusBritish AirwaysFlying Blue (Air France/KLM)
IberiaJetBlueSingapore Airlines
SouthwestUnited AirlinesVirgin Atlantic
 Chase Ultimate Rewards Hotel Transfer Partners 
HyattIHGMarriott
Ritz-Carlton
Chase Cash Back Card Doubles Bonus To 200
50,000 Chase Ultimate Rewards Points Is Worth $500 in Cash Back! Or It’s More Than Enough for a Round-Trip Flight to Kauai Where You Can Hike the Waimea Canyon Trail

There is NO way to transfer the points you earn with the Chase AARP card to travel partners.  You can only redeem those points for cash back.

There is an $95 annual fee (waived for the 1st year) with the Chase Sapphire Preferred card.  But the extra value you get with this card more than makes up for the fee.

And this is 1 card I happily pay the annual fee on each year, because I love earning 2X Chase Ultimate Rewards points on travel and dining.

Chase Cash Back Card Doubles Bonus To 200
You Could Earn More Cash Back With Cards Like the AMEX SimplyCash & Chase Ink Cash

And if you have a small business, you might also consider cards like the AMEX SimplyCash or Chase Ink Business Cash Credit Card instead of the Chase AARP card.  Both cards have NO annual fee and you can earn 5% cash back or 5X Chase Ultimate Rewards at office supply stores (as well as cell phone and cable bills).

You’ll also earn a higher sign-up bonus of $250 in cash back when you complete the minimum spending on the AMEX SimplyCash card.

And the 20,000 Chase Ultimate Rewards point sign-up bonus you earn with the Chase Ink Cash is worth $200 in cash back, like the Chase AARP card.

But if you have other Chase cards, those points are more valuable!

It’s important to spread your applications across different banks.  So if you recently applied for other Chase cards and don’t have a business, you can still earn $200 in cash back with cards like the BankAmericard Travel Rewards.  Plus, there’s NO annual fee and you’ll earn 3X points on airfare through the Bank of America Travel Center.

Chase Cash Back Card Doubles Bonus To 200
Interested in the $200 in Cash Back, but Want to Save Your Chase Applications for Other Cards? Consider the BankAmericard Travel Rewards Card

Bottom Line

The Chase AARP card sign-up bonus has increased to $200 in cash back.  That’s double the previous offer.

You’ll also earn 3% cash back at restaurants and gas stations and 2% cash back on airfare and hotels when you book through Chase’s toll-free travel redemption number.

Anyone can apply for the Chase AARP card You don’t have to be an AARP member.

We don’t earn a commission on this card, but we’ll always tell you about the best deals!

This is a great card for folks who prefer the ultimate flexibility of cash back.  But you if you have a small business, you may want to consider cards like the AMEX SimplyCash ($250 sign-up bonus) or Chase Ink Cash ($200 bonus) because you can earn 5% cash back at office supply stores and on cell phone and cable bills.

Folks saving their Chase applications for more lucrative cards might consider the BankAmericard Travel Rewards card.  Because you’ll earn $200 in cash back for signing-up and completing the minimum spending.  Plus, you’ll earn 3 points per $1 spent on airfare booked through the Bank of America Travel Center.

That said, I prefer to earn Big Travel with other Chase cards like the Chase Sapphire PreferredBut if you prefer cash back, the Chase AARP card might be a good deal for you!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

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Hi, I have both the AARP card and the Sapphire Preferred. I have already earned the startup bonuses, so I want to eliminate that part from the discussion. My question is about getting the best bang for our purchases. We dine out A LOT. My brain keeps telling me that the AARP card (3% CB on dining) is a better deal, but I keep reading that the Sapphire (2% UR on dining) is a better deal. Can you explain how 2% UR is better than 3% cashback?

$200 CB on $500 spend. Very nice offer. Thanks for sharing!