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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Best Metal Credit Card Is the Apple Card? Nope. This Credit Card Is. Here’s Why.

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Best Metal Credit Card Is the Apple Card? Nope. This Credit Card Is. Here’s Why.

Meghan HunterBest Metal Credit Card Is the Apple Card? Nope. This Credit Card Is. Here’s Why.Million Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

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INSIDER SECRET: The best metal credit card for easy-to-redeem rewards is the Capital One® Venture® Rewards Credit Card

The much-anticipated Apple Card has been available just a couple of days now. The card sports metal construction and a nifty activation process (just tap your iPhone to the card), but the reality is, the Apple Card isn’t anywhere near the best card for earning rewards for your next vacation. Especially if you’re looking specifically for a metal credit card.

It’s a thing — lots of readers love metal cards. But we want to make sure you’re getting your money’s worth even if your choice is primarily based on the cool factor of the card.

Here are the top brag-worthy metal cards that are worth a spot in your wallet:

Want a fancy metal credit card that’ll get you free travel? Check out our list below. (Photo by Jenny Sturm/Shutterstock)

The Best Metal Credit Cards

Best All-Around Metal Card: Captial One Venture

Capital One® Venture® Rewards Credit Card

The metal Capital One Venture Rewards card is designed for travelers who like to earn and redeem rewards without having to worry about blackout dates and award charts. With this card you can earn 50,000 Venture miles after you spend $3,000 on purchases in the first three months of opening your account. And the $95 annual fee is waived for the first year.

You’ll also get 2 Venture miles per $1 you spend on all purchases.

Compared to the Apple Card, you’ll get a much better earning rate from the Capital One Venture on a majority of purchases. Plus, the welcome bonus on the Capital One Venture card is worth at least $500 in travel.

Here’s our full review of the Capital One Venture card.

Best Metal Card for Dining and Entertainment Enthusiasts

 

With the Capital One Savor, you’ll earn $300 cash back after spending $3,000 on purchases within the first three months of account opening. In addition to the cash bonus, you’ll earn bonus cash back in certain categories, including 4% cash back on dining and entertainment purchases.

Again, when compared to the Apple Card, the Capital One Savor offers a much better return on your spending. That’s especially true for anyone who spends a lot on dining and entertainment because 4% back on these categories is hard to beat.

Check out an in-depth review of the Captial One Savor card here.

The information for the Capital One Savor Cash Rewards card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

Best Metal Card for Miles, Points, and Travel Enthusiasts

Chase Sapphire Preferred® Card

With the Chase Sapphire Preferred, you’ll earn 60,000 Chase Ultimate Rewards points when you spend $4,000 on purchases in the first three months of account opening. That’s worth $750 in travel when you redeem points for travel through the Chase Ultimate Rewards travel portal. And it blows the perks of the Apple Card out of the water.

You’ll also earn 2x Chase Ultimate Rewards points per $1 spent on bonus categories including travel and dining at restaurants. And although the card’s $95 annual fee isn’t waived the first year, the card’s welcome bonus and ongoing benefits more than make up for the fee.

To read more about our favorite card for miles-and-points beginners, you can read our review of the Chase Sapphire Preferred here.

Best Metal Card(s) for Those Who Enjoy Premium Travel Perks

The Platinum Card® from American Express

With The Platinum Card® from American Express metal cardyou can earn 60,000 Amex Membership Rewards points after spending $5,000 on purchases within the first three months of opening your account. You’ll also earn a whopping 5x Amex Membership Rewards points per $1 spent on airline tickets purchased directly with airlines or with American Express Travel and on hotels booked on the Amex Travel Portal. Plus you’ll get perks like an annual airline-incidental-fee credit of up to $200 and airport lounge access.

If you qualify for a small-business credit card, you could also consider The Business Platinum Card® from American Express. It’s another nice, heavy metal card you can flash around.

The Business Platinum® Card from American Express

It comes with with a welcome bonus of up to 75,000 Amex Membership Rewards points after meeting tiered minimum spending requirements within the first three months. Plus, you’ll get access to benefits much like the personal version of the card, including 5x Amex Membership Rewards points when you book airfare and hotels through the Amex travel portal and 35% of your points back for all first-class or business-class flights booked through the Amex travel portal using Pay With Points.

Either of these metal cards would be a far better choice than the Apple Card, not only for the value you’ll get from the welcome offers but the value of the cards’ ongoing perks, too.

You’ll find more about the Amex Platinum card here and the Amex Business Platinum card here.

Have you ever considered a credit card just for the fact its metal? And if so, what’s your favorite metal credit card from our list?

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Another day of this false advertising dishonest review and I’m unsubscribing from your news letter. This is becoming ridiculous.

Really? Again? Second day in a row touting the capital one card? I’m starting to lose faith in your articles.

More Capital One?

Best metal card for foodies or families: Amex Gold. 4X on groceries, 4X on dining, tons of Amex Offers, $100 airline fee credit, premium roadside assistance. And a free slice of cheesecake every month.

Best for travel: CSR, not CSP. For effectively $55 more in annual fee and a loss of 600 UR, you get an extra 1X on dining, 1X on travel after the first $300, the ability to redeem for 1.5 rather than 1.25 cpp on the portal, and lounge access.

The only no-brainer metal card: Bonvoy Boundless, since it more than pays for itself with the free night.

Agree with your assessment that Amex Gold and CSR should not only be on this list, but are tops in their category. Capital One cards are 2nd at best.