Not All Points Are Transferable – Here’s a Handy Reminder!
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Million Mile Secrets reader Stephen asks:
Unfortunately, Stephen, even though both cards are issued by the same bank, the answer is no.
The miles you earn with the Barclaycard Arrival Plus are NOT transferable to any other loyalty program. And while the miles you earn with the Barclaycard Lufthansa Miles & More card have plenty of good uses, you can’t transfer them, either.
Miles and points programs can sometimes be confusing. Some credit cards earn points. And others earn miles. But, regardless of what they are called, you will NOT usually be able to transfer points or miles between separate loyalty programs.The exception is when you earn flexible points. I’ll remind you which points you CAN transfer!
Use Transferable Points Programs for Big Travel
If you are looking to transfer points, then you’ll want to earn points in one of these 4 programs:
Each program has their own airline and hotel transfer partners. Knowing a program’s transfer partners will help you decide which points to earn. If Stephen wants Lufthansa miles, he could earn Starwood points because they transfer to Lufthansa at a 1:1 ratio. And he’ll get 5,000 bonus miles for every 20,000 points he transfers!
You Can Transfer Points to A Different Account Within the Same Program
Many loyalty programs will let you transfer points to another account within the same program. But with most, you’ll pay a fee for the privilege. And that fee is sometimes the same whether you are buying or gifting miles!
Sometimes airlines run promotions that can make transferring or buying miles a good idea. But otherwise I would NOT suggest doing this unless you are trying to top-up your account for an award ticket.
How to Use Points Between Programs (And Why You Might Not Want To Transfer Them)
Another thing to consider with transferable points is they do NOT expire as long as your account is open. But when you transfer them, they will expire per the terms of the loyalty program you choose.
Keep in mind once you make the transfer, you can NOT transfer the points back into your account.
You cannot transfer points from one Barclaycard account to another. BUT you can transfer points to other loyalty programs if you have flexible points.
With transferable points you don’t have to worry about your points expiring. And you won’t have to worry as much about airlines changing their award charts for the worse.
But only transfer your points when you’re ready to book an award. Because the process is NOT reversible.
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18.24% – 25.24% Variable
Either $5 or 5% of the amount of each transfer, whichever is greater.
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