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Newbie here..I have the delta gold card. Tried to get the delta platinum to get bonus miles but was informed I just did upgrade so no miles. Husband got the platinum in his name. I also got the American Express premier rewards gold colored card.

Now, do I cancel the delta gold? Does cancelling affect credit rating?

I was told the American Express premier points can be transferred to delta card. True?

We are retired and just want skymiles.

Any help is so appreciated. Thank you!

I’m looking for advice on how to get a southwest card with the bonus points. I currently have a personal and business card with my husbands name on it, as well. My husband has a personal card.

We mainly use the business card. Do you know if I cancel one of the personal cards, will I be able to sign back up and get the bonus. We’ve had these cards for several years, so it’s not in the 2-year bonus limitation.

Do you know if we apply for a card in my husband’s name, can I put my southwest rapid reward number on it? I have the most points.

I’m close to getting a companion pass.

I can’t get a straight answer from someone at Chase. I would appreciate your help!

Can we combine my Hilton account and my spouses account?

I am thinking about taking our the 150k Hilton Aspire Card.


Hi Ed – you can pool points with your wife. Here’s a post with more details:

I wonder if you can help me – I’d appreciate any advice… LAX-Singapore then Hong Kong-LAX. Business/1st at least going there. I have 200k UR points. I’ve been looking for other options besides the UR site, but don’t know what I might be missing. There seem to always be tricks or back-door approaches but I don’t know how to find them except to spend days on research. I wouldn’t mind paying someone to give me the options, if you can recommend someone.


Kathy Hathaway


My wife just has a TIN since she moved here but doesnt have any credit card and would like to start building history and credit card miles and points. Which cards can she start so she can get approved without SSN and no global US credit cards for transfer of history. Please respond when you get a chance. Thanks

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