Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.
Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
With the limited-time sign-up bonuses on the 4 AMEX Delta SkyMiles cards, you might be thinking of applying.
The card that’s best for you depends on how much you fly Delta and your spending habits.
And while it’s possible to get more than 1 AMEX Delta credit card (for example a Gold and a Platinum), you might not want to because you can only have 5 AMEX credit cards at one time.
If you have NOT yet opened ~5 or more credit cards in the past 24 months, you might consider applying for the AMEX Delta Skymiles Gold or Platinum small business cards. Because AMEX small business cards do NOT appear on your personal credit report and won’t hinder your ability to be approved for Chase cards.
I’ll explain what to consider when deciding between the different AMEX Delta cards!
Use the 60,000 Delta Miles Sign-Up Bonus
- How to Use the AMEX Delta 60,000 Point Bonus for $1,200 Worth of US Flights
- How to Use the AMEX Delta 60,000 Points Bonus to Europe
- Folks in These 9 Cities Can Do Well With the 60,000 Point Delta Card
Gold Versus Platinum AMEX Delta SkyMiles Cards
You can earn 50,000 Delta miles with the Gold Delta SkyMiles personal card, and 60,000 Delta miles with the Platinum Delta SkyMiles card after you spend $2,000 on purchases in the first 3 months of opening your account.
On both cards, you’ll get:
- $100 statement credit when you make a Delta purchase in the first 3 months
- 1 free checked bag for yourself and up to 8 traveling companions on the same reservation
- 2 miles per $1 you spend on Delta
- 1 mile per $1 you spend on everything else
- 20% discount on certain Delta in-flight purchases
- Priority boarding
- Discount on Delta SkyClub lounge passes
- Pay With Miles
- No foreign transaction fees
There are 3 extra benefits when you get the Platinum Delta SkyMiles card including:
- 10,000 Medallion Qualifying Miles (MQMs) after meeting minimum spending requirements
- 10,000 bonus Delta miles when you spend more than $25,000 in a calendar year. And an additional 10,000 MQMs and 10,000 bonus miles when you spend $50,000 in the same timeframe
- Domestic round-trip companion certificate each year on your card anniversary
Interested in Elite Status?
With Delta elite status you’re eligible for perks like seat upgrades and priority check-in and priority boarding. If you want to earn Delta elite status, the 10,000 MQMs can help towards getting Delta’s lowest-tier status, Silver Medallion, which requires 25,000 MQMs.
And if you’re a Big Spender, the bonus Delta miles and MQMs you get when you spend lots of money in a calendar year can be valuable.
But also consider the annual fees:
- $95 annual fee on the Gold Delta SkyMiles card is waived for the first year
- $195 annual fee on the Platinum Delta SkyMiles Card is NOT waived for the first year
If you’re looking to earn Delta elite status, the Platinum Delta SkyMiles card is the way to go. Or if you already have the Gold Delta SkyMiles, you can get the Platinum Delta card to earn the 60,000 Delta miles sign-up bonus.
The extra 10,000 Delta miles you get with the Platinum Delta card sign-up bonus could be worth ~$200 or more if you get more than 2 cents per mile for an award flight.
The extra Delta miles, free checked bag for you and companions, and companion certificate could make the Platinum Delta card worth the $195 annual fee. And with the $100 statement credit, the annual fee is effectively ~$95.
Some folks use the Platinum Delta card perks to take a family vacation. They pay for 1 domestic round-trip ticket and use the companion certificate for a family member. Then use Delta miles from the sign-up bonus to book award flights for the rest of the family.
If you’re not interested in Delta elite status or a $195 annual fee, the Gold Delta SkyMiles card with a $100 statement credit is a great way to earn 50,000 Delta miles. And the $95 annual fee is waived the first year. You’ll also get a free checked bag for you and companions and no foreign transaction fees!
Emily and I don’t earn a commission from the better offer for the Gold Delta AMEX card, but we’ll always share the best deals!
Who Should Consider the AMEX Delta Business Cards?
The sign-up bonuses and benefits on the Delta SkyMiles small business cards are the same as the personal cards.
One extra benefit you’ll get with AMEX small business cards is AMEX OPEN discounts. This means you can save money or earn extra Membership Rewards points at companies that participate in the OPEN Savings Program. This includes 1-800-Flowers, FedEx, Hertz, and HP.com.
And remember, AMEX small business cards do NOT appear on your personal credit report.
So, if you like to earn miles and points with Chase, an AMEX small business card account will NOT count towards the Chase card limits.
And you don’t have to have a huge company to get a small business credit card.
For example, you might qualify if you:
- Have a local food truck
- Sell on eBay or Amazon
The best Delta SkyMiles card for you depends on how much you fly Delta and your spending habits.
The Platinum Delta SkyMiles Card can help you earn elite status with Delta. And it might be worth the $195 annual fee because you’ll make it back with the $100 statement credit, annual companion certificate, and free checked bags.
If you’re just looking for extra Delta miles, the Gold Delta AMEX card has a 50,000 Delta miles sign-up bonus. And the offer includes a $100 statement credit!