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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.
Chase credit cards offer perennially excellent deals if you qualify for them. Their cards are forever keepers. In fact, everyone on the MMS team has Chase cards as a cornerstone of our award travel strategies, myself included.
That’s because they have some of the best travel rewards credit cards in the industry. With deals including:
- Unlimited flights for a companion AND 30,000 Southwest points with Southwest personal cards (but not for much longer!)
- 80,000 Chase Ultimate Rewards points worth $1,000 toward travel with the Ink Business Preferred Credit Card
- Up to $300 travel credit, Priority Pass lounge membership, and 50,000 Chase Ultimate Rewards points with the Chase Sapphire Reserve
After you meet the spending requirements to unlock the bonuses, you can plan award flights, stay at some of the most high-end hotels on the planet, or take a casual getaway trip for pennies on the dollar.
And while some of these offers have been around a while, the deal on the personal Southwest cards ends on February 11, 2019 – less than a week!
I’ll share more details!
Best Chase Credit Cards in February 2019
When you’re starting with miles & points, we recommend applying for all the Chase cards you want first because of their “5/24 rule.”
That means if you’ve opened 5+ credit cards from any bank (with the exception of certain business cards) in the past 24 months, you won’t be approved for most Chase cards.
Once you open the Chase cards that suit your travel style, you can move on to other banks with less restrictive rules.
Here are the top offers to consider this month!
1. Southwest Companion Pass Plus 30,000 Points – Ending Soon!
Apply Here: Southwest Rapid Rewards® Premier Credit Card
Apply Here: Southwest Rapid Rewards® Plus Credit Card
Apply Here: Southwest Rapid Rewards® Priority Credit Card
Through February 11, 2019, you can earn 30,000 Southwest points (worth ~$450 in Southwest flights) and a Southwest Companion Pass that’s valid through December 31, 2019, after you spend $4,000 on purchases within the first 3 months of opening the Southwest Rapid Rewards® Premier Credit Card, Southwest Rapid Rewards® Plus Credit Card, or Southwest Rapid Rewards® Priority Credit Card.
With this offer, you can designate a companion to fly with you for only the cost of taxes and fees (usually only ~$6 each way domestically) on any Southwest flight. And you can use it an unlimited number of times!
Because you won’t get the Companion Pass (or the bonus points) until you meet the minimum spending, I recommend getting it done as quickly as you can to get the most out of this deal. If you time it right, it’ll be ready in your account for the upcoming summer travel season.
The true value of this offer is up to you. The more you use it to fly Southwest with friends or family, the more you’ll save.
But it ends in under a week, so apply soon if you’re interested. We don’t know when – or if – this deal will ever return!
Keep in mind, you can’t have more than one personal Southwest card at the same time. Check out our full review of these Southwest offers to help you decide which is best for you.
2. Chase Southwest Small Business Card 60,000 Point Offer
The Chase Southwest small business card might actually be a better choice for some folks. That’s because you’ll earn 60,000 Southwest points after spending $3,000 on purchases in the first 3 months of account opening. And those points count toward the Companion Pass!
If you earn 110,000 Southwest points in a calendar year, you’ll earn a Companion Pass good for the rest of that year AND the entire following calendar year. You’ll have all of 2019 to earn the extra 50,000 Southwest points you’ll need for a pass valid through December 31, 2020.
On their own, 60,000 Southwest points are worth ~$900 toward Southwest flights, which is also a great welcome offer!
3. Earn $1,000 in Travel or $800 Cash With the Chase Ink Business Preferred
Apply Here: Ink Business Preferred Credit Card
With the Ink Business Preferred, you’ll earn 80,000 Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months of account opening.
That’s worth at least $1,000 in travel when you redeem your points for flights, hotels, rental cars, and more through the Chase Ultimate Rewards travel portal, because each point is worth 1.25 cents for travel booked through Chase (80,000 X 1.25).
Or if you’d rather have cash, you can redeem your points for $800.
You can also transfer points directly to Chase’s travel partners, like Hyatt, Southwest, and United Airlines, to potentially get much more award travel.
And you’ll receive ongoing perks like cell phone insurance, trip delay insurance, and purchase protection that can save you $100s.
4. Can’t Go Wrong With the #1 Card for Beginners – Chase Sapphire Preferred
Apply Here: Chase Sapphire Preferred Card
The $95 annual fee with the Sapphire Preferred is waived the first year so you can see how you like it.
You’ll earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months of opening your account. That’s worth at least $625 toward travel booked through Chase, because each point gets you 1.25 cents in value (50,000 X 1.25).
The points you earn never expire as long as you have the card. And you can transfer them to travel partners when you’re ready to use them.
Just note, you can only have one Sapphire-branded card at one time. But you can always upgrade it to the Chase Sapphire Reserve later if you want (like I did)!
Our full review of the Chase Sapphire Preferred has the details.
5. An Excellent Card for Frequent Travelers That Pays for Itself Year After Year – Chase Sapphire Reserve
Apply Here: Chase Sapphire Reserve
Read our review of the Chase Sapphire Reserve
With the Sapphire Reserve, you’ll earn 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening. That’s worth at least $750 when you book travel through Chase, because each point is worth 1.5 cents in the travel portal (50,000 X 1.5).
On its own, the sign-up bonus offsets the $450 annual fee the first year. And the card’s other perks cover it in successive years with perks like:
- 3X Chase Ultimate Rewards points on travel (excluding $300 travel credit) & dining worldwide
- 1X Chase Ultimate Rewards point on all other purchases
- Up to $300 annual credit every cardmember year for travel purchases, like airfare and hotels
- $100 statement credit for Global Entry
- Free Priority Pass Select membership for access to airport lounges
- NO foreign transaction fees
Many folks start with the Sapphire Preferred because the annual fee is lower. But if you have lots of travel planned, the Sapphire Reserve is a better deal. And the annual fee is effectively only $55 more when you subtract the annual travel credit ($450 – $300). That’s easily worth it for all the extra perks you get!
Here’s our review of the Chase Sapphire Reserve to help you decide which is best for you.
Our top Chase credit cards this month are:
- Incredible offers to earn 30,000 Southwest points and a Companion Pass through February 11, 2019
- 60,000 Southwest points with the Chase Southwest small business card (worth ~$900 in award flights)
- 80,000 Chase Ultimate Rewards points with the Ink Business Preferred (worth $1,000 toward travel or $800 cash)
- 50,000 Chase Ultimate Rewards points with the Chase Sapphire Reserve (worth $750 toward travel) or Sapphire Preferred (worth $625 toward travel)
As always, if you have any questions or need help deciding on the best deal for you, let us know! 🙂