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Jason: One of the best perks of the no-annual-fee Chase Ultimate Rewards credit cards is the ability to pool your points. This makes the points you earn with cards like the Ink Business Cash℠ Credit Card, Chase Freedom®, or Chase Freedom Unlimited® more valuable because you can transfer them to travel partners through an annual-fee Chase Ultimate Rewards card like the Chase Sapphire Preferred® Card.
Many folks on the Million Mile Secrets team, including me, have gotten into the practice of regularly transferring Chase Ultimate Rewards points into the card account they have that gives them the most value.
For example, points linked to your Chase Sapphire Reserve account are worth more when you redeem them through the Chase Ultimate Rewards travel portal (1.5 cents per point) compared to other cards.
It’s a good way to organize all your Chase Ultimate Rewards points in one place. But now there may be another good reason to get into this habit!
Will Chase End Combining Points?
Via Frequent Miler, there’s a RUMOR that Chase is looking to end the ability to combine points and move them between cards!
Right now, this is only a rumor that they’re strongly considering making these changes. It is NOT confirmed.
BUT – if you’ve got points sitting in your Chase Ink Business Cash, Chase Freedom, or Chase Freedom Unlimited accounts, it’s as good an idea as ever to regularly move them to a card that gives your points more value and flexibility. If you don’t, and the ability to move them is suddenly taken away, they become much less valuable!
My personal feeling is that, while they don’t need to give us a heads up, if they decide to make this change we’ll get some sort of advanced notice.
But just to be safe, I would get in the habit of regularly transferring your Chase Ultimate Rewards points to your most valuable card.
Many folks already do this. What about you?