Points & Miles for Beginners
So, you want to travel the world for pennies on the dollar? You’ve come to the right place. Here at Million Mile Secrets, we can show you the basics of how to get (nearly) free flights and hotel stays to make travel more affordable for everyone.
Essential Beginner Reads
Latest Points and Miles News
Earn Points
Redeem Points
Points vs Cash? Use our calculator to decide
Should I pay with points or cash?
Points valuations are based on MMS calculation and not provided by the loyalty programs
Fill out the inputs to get a payment recommendation
We recommend paying with
Total savings
Value of cash :
Value of + fee:
Note: This calculator bases its decision on MMS points and miles valuations. After years and years of award travel, we have estimated the value of all the major points currencies (these are our values — card issuers don’t place a value on these points). The calculator will assess whether or not your redemption falls below the lowest acceptable value.
