How to Add an Authorized User or Employee Card to Your Starwood AMEX

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Adding an authorized user or employee card to your AMEX Starwood personal or small business cards is a great way to earn points faster.

Because any purchases made on the authorized user’s card will earn Starwood points in your account.

With more points, it’s be easier to book free nights at Marriott, Starwood, and Ritz-Carlton hotels.  Or book award flights by transferring Starwood points to ~30 airline partners.

I’ll show you how to add an authorized user to your AMEX Starwood card.

How to Add Authorized User to Starwood AMEX

Link:   Starwood Preferred Guest® Credit Card from American Express

Link:   Starwood Preferred Guest® Business Credit Card from American Express

I’ve written about why you might consider adding an authorized user or employee card to your AMEX Starwood card.

Because adding an authorized user can help you meet minimum spending requirements.  Plus, it’s free to add an authorized user.

Additional cardholders can also save money with access to AMEX Offers.

And authorized users or employees can still earn a sign-up bonus, if they decide to sign-up for the AMEX Starwood card in the future.

To add an authorized user or an employee card, you can call the number on the back of your AMEX Starwood card to add an authorized user.  Or you can do it online.

Here’s how to add an additional user in 3 quick steps.

Step 1.   Log Into Your AMEX Account

Log into your American Express account and click the “Account Services” tab.

Step 2.   Manage Your Additional Cards

Next, go to “Card Management” and select “Add Employee Cards“ if you have the AMEX Starwood small business card.

If you’re adding an authorized user to the personal version of the card, you’ll click “Add Someone to Your Account.”

Step 3.   Complete the Form

You can add an employee card by entering their name in the form.

Or if you’re adding a friend or family member as an authorized user to the personal version of the card, enter their name, social security number, and date of birth.

Keep in mind, the new cardholder must be 15 or older.

AMEX will NOT pull a credit report for your authorized user.  Because the primary account holder is responsible for the charges.

Control and Monitor Your Authorized User and Employee Cards

Link:   How to Freeze Spending on Your Card & Control Authorized User Spending

As the primary cardholder, any charges made by an authorized user or employee are your responsibility.

But AMEX gives you tools to prevent authorized user spending from affecting your own credit line.  And you can set controls directly on the AMEX website.

For the personal AMEX Starwood card, you can set a spending limit on an authorized user’s card.

And you have a similar option for AMEX small business cards.  You can set a spending limit per billing cycle.

I like that it’s easy to set up alerts and limits with AMEX cards!

Bottom Line

Folks with the AMEX Starwood personal or small business cards can an add an authorized user or employee to their account in 3 quick steps.

It’s free to add someone and they can help you meet minimum spending requirements.

AMEX has tools for you to avoid an authorized user’s spending from affecting your own credit line.  For example, you can set spending limits online by logging-in to your account.

Did you add a cardholder to your AMEX Starwood account?