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“My Mom’s Earning $1,000 Worth of Travel and I Got 20,000 Easy Points!”

“My Mom’s Earning $1,000 Worth of Travel and I Got 20,000 Easy Points!”

Million Mile Secrets“My Mom’s Earning $1,000 Worth of Travel and I Got 20,000 Easy Points!”Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

I think the Chase Ink Business Preferred is currently the top card offer.  Because you can earn 80,000 Chase Ultimate Rewards points (worth $1,000 in travel) after meeting minimum spending requirements.  It’s the largest sign-up bonus available among any of the cards earning Chase Ultimate Rewards points, which are my favorite type of flexible points!

Million Mile Secrets team member Keith recently submitted an application for the card.  But it wasn’t for him, it was for his mom!  I’ll let him tell you why he wanted his mom to get the Ink Business Preferred.

Keith:   Thanks, Daraius!  Collecting miles & points to save lots of money on travel is a team effort in my family.  And by team effort, I mean I have my mom and dad’s Social Security Numbers memorized, so I can submit card applications when lucrative sign-up bonuses come around.  Of course, it’s only done with their permission! 🙂

My Moms Earning 1000 Worth Of Travel And I Got 20000 Easy Points
Earning the Ink Business Preferred Sign-Up Bonus Will Replenish Points My Mom Recently Used for an All-Inclusive Stay at the Hyatt Ziva Los Cabos!

Earlier this year, I earned the 80,000-point Ink Business Preferred sign-up bonus, which I used to book a Business Class award flight to New Zealand!

So already having the card means I was able to take advantage of the Chase Refer-a-Friend program to earn easy points by having my mom apply for the Ink Business Preferred.

My Mom’s Getting $1,000+ Worth of Travel!

Link:   Chase Ink Business Preferred

Link:   Review of the Chase Ink Business Preferred

Collecting flexible Chase Ultimate Rewards points has helped my parents save money on wonderful travel experiences to destinations like Canada, California, Italy, Mexico, and New York.  They’ve even used points for luxurious redemptions that would have otherwise been too expensive to book, like flying First Class on Cathay Pacific!

Because they regularly use their points, I like to help them apply for new cards to boost their miles & points balances!  And for their travel goals, earning the Ink Business Preferred sign-up bonus is a no-brainer!  You can redeem the sign-up bonus points to get:

My Moms Earning 1000 Worth Of Travel And I Got 20000 Easy Points
My Parents Have the Southwest Companion Pass, so My Mom Can Transfer Chase Ultimate Rewards Points to Southwest and Get 2-for-1 Flights to Cities Like New York!

With the Ink Business Preferred, you’ll also get:

  • 3X Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)
  • 1X Chase Ultimate Rewards points on all other purchases
  • Up to $600 in cell phone insurance when you pay your cell phone bill with the card
  • Primary auto rental insurance (CDW) when renting for business purposes, plus purchase and extended warranty protection

The $95 annual fee is NOT waived the first year.

You must have a small business to qualify for this card.  But you might have a business without realizing it!  For example, my mom generates some side income from a home rental, which the banks view as an eligible business.

My Moms Earning 1000 Worth Of Travel And I Got 20000 Easy Points
Earning Income From a Rental Property Could Qualify You for a Small Business Credit Card!

And when she applies for small business cards (or when I apply for her), she just enters her Social Security Number on the application.  There’s no need to apply using a fancy EIN (Employer Identification Number).

Just keep in mind, Chase will NOT approve you for their Ultimate Rewards points earning cards if you’ve opened 5 or more credit card accounts (from any bank) in the past 24 months (NOT counting Chase business cards and these other business cards).

And I Got 20,000 Chase Ultimate Rewards Points!

Link:   How to Earn 100,000 Points in ADDITION to This Card’s Sign-Up Bonus!

If you’re already a cardholder, you can earn 20,000 Chase Ultimate Rewards points for each friend or family member you refer to the Ink Business Preferred.  You can earn up to a total of 100,000 Chase Ultimate Rewards points per year with 5 referrals!

So when applying for my mom, I used my referral link.  I received the 20,000 bonus points on the billing statement right after her card approval!  Thanks, Mom!

My Moms Earning 1000 Worth Of Travel And I Got 20000 Easy Points
My Wife and I Will Use the 20,000 Bonus Points From the Referral to Save on a Hotel Stay for an Upcoming Ski Trip!

Bottom Line

Team member Keith recently helped his mom submit an application for the Chase Ink Business Preferred.  This is currently one of my favorite card offers because the 80,000-point sign-up bonus is worth $1,000 in travel!

Even though this is a small business card, it’s relatively easy to qualify.  If you make extra income with a side activity, like a home rental, you could be eligible!  Remember, you can apply using just your Social Security Number!

Remember, if you’re already an Ink Business Preferred cardholder, you can earn points by generating your own referral link.  That got team member Keith an easy 20,000 Chase Ultimate Rewards points!

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Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Question…i just got the chase in business preferred using my name only and our business tax ID….can i refer my husband for the same card, using the same tax ID number? I did not put him as an authorized user on my card. Thanks!

I currently have this card and would like to get 20k points by referring my wife (who has her own separate business), HOWEVER, we share the same address…will the promo apply to the second of two separate businesses with the same address?

I referred my wife at the same address for the same business. Got an extra 100k UR doing it that way vs just adding her as an authorized user on my card. Well worth the extra $95 for the first year, then we will just keep one. Thanks, Chase!

That being said, Keith’s mom should refer his Dad for the rental biz and get another 100k 🙂

Too late…he already got the card using my referral link. 🙂

Thanks for helping out. I also refer my wife (at the same address) and haven’t had any issues earning the referral bonus.