Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.

Million Mile Secrets reader, Bhavin, commented:

Can I add my wife as an authorized user on the Chase Sapphire Reserve card to get her lounge access, Global Entry credit, and other card benefits?  Or will we need to apply for separate cards to get all of the perks?

Great question, Bhavin!

When you open the Chase Sapphire Reserve card, you’ll get a $100 statement credit for Global Entry and Priority Pass Select for access to airport lounges.  Plus, the card has many other terrific benefits.

And for a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  But, authorized users only get certain perks with the card.  For example, authorized users CAN get lounge access.  But, they will NOT qualify for the $100 Global Entry credit if it’s already been used by the primary cardholder.

Chase Sapphire Reserve Authorized User

A Friend or Family Member Can Help You Establish a Credit History by Adding You as an Authorized User on Their Credit Card

I’ll explain what to consider before adding an authorized user.

Chase Sapphire Reserve Authorized User

Link:   My Review of the Chase Sapphire Reserve Card

When you open the Chase Sapphire Reserve card, you’ll earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.  You’ll also get:

  • 3X Chase Ultimate Rewards points on travel & dining
  • 1X Chase Ultimate Rewards points on all other purchases
  • $300 annual credit for travel purchases such as airfare and hotels
  • $100 statement credit for Global Entry
  • Priority Pass Select for access to airport lounges

You’ll have the option to add an authorized user for a $75 annual fee, which has some benefits.

Help Meeting Minimum Spending Requirements and Travel Credit

You’re likely eager to earn the Sapphire Reserve’s incredible 100,000 Chase Ultimate Rewards point sign-up bonus.  The faster you earn the bonus, the sooner you can enjoy Big Travel With Small Money!

Adding an authorized user to your account can help you reach the minimum spend requirement faster.  That’s because any purchases an authorized user makes also count towards the minimum spending requirements.

Chase Sapphire Reserve Authorized User

Enjoy Big Travel Sooner With an Authorized User! My Sister Loves to Shop, So She Would be a Great Authorized User to Help Meet Minimum Spending Requirements :)

And any travel purchases an authorized user makes will count toward the Sapphire Reserve’s $300 annual credit benefit.  But authorized user’s do NOT get their own $300 annual travel credit.

Global Entry Credit

The Chase Sapphire Reserve card comes with a $100 statement credit for Global Entry.  This perk doesn’t have to be used by the primary cardholder.

For example, if you already have Global Entry, your authorized user can sign-up and you’ll still get the statement credit.

In fact, you could pay for Global Entry for any friend or family member and you’ll still qualify for the credit!

Lounge Access

One great perk with the Chase Sapphire Reserve card is the Priority Pass Select membership, which gives you access to over 900 airport lounges.  Authorized users get their own membership too!

Transfer Points Between Loyalty Accounts

Chase allows folks to transfer Chase Ultimate Rewards points to anyone’s airline or hotel account, as long as they live in your household AND are an authorized user on your account.

This is a great perk!  Let’s say your authorized user has 20,000 Hyatt points, but needs an extra 10,000 points to book a room at the Park Hyatt New York.  You could transfer your Chase Ultimate Rewards points to his or her account to book a free night!

Earn More Points

When your authorized user makes a purchase with their card, all the points go to your account!

This means you’ll earn 3X Chase Ultimate Rewards points on all of the authorized user’s travel and dining purchases.

Chase Sapphire Reserve Authorized User

You’ll Earn 3X Chase Ultimate Rewards Points When Your Authorized User Makes Dining & Travel Purchases!

And they won’t pay foreign transaction fees for any of their purchases.

Drawbacks of Adding an Authorized User

The Chase Sapphire Reserve card doesn’t offer a bonus for adding an authorized user.  Unlike the Chase Sapphire Preferred, which offers 5,000 Chase Ultimate Rewards points after you add an authorized user and make a purchase within the first 3 months.

And with the Sapphire Reserve you’ll pay a $75 annual fee for each authorized user.

Chase Sapphire Reserve Authorized Users May Find It More Difficult to Be Eligible for a Future Sign-Up Bonus

Keep in mind, it’s possible an authorized user may NOT be able to earn the sign-up bonus from the Chase Sapphire Reserve card in the future.  Because an authorized user account may appear on his or her credit report and could count towards Chase’s tougher application rules.

This means if the authorized user has opened ~5 or more credit cards (from any bank) in the past 24 months (excluding certain business cards), they’ll be unlikely to get approved.

So if Bhavin’s wife wants to earn the sign-up bonus down the road, she might want to hold off on becoming an authorized user.

Also, any charges on an authorized user’s account are the responsibility of the primary cardholder.  So only add someone you trust!

Bottom Line

For a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  The authorized user will get free access to 900+ airport lounges with their own Priority Pass Select membership.

All purchases made by the authorized user will count toward meeting the Sapphire Reserve’s minimum spending requirements, the $300 annual travel credit, and will earn 3X Chase Ultimate Rewards points on any travel and dining spending.  You’ll even be able to transfer Chase Ultimate Rewards points to the authorized user’s airline and hotel accounts if he or she lives in the same household.

But adding an authorized user might make it difficult for he or she to earn the Chase Sapphire Reserve sign-up bonus in the future.  Because an authorized user account counts towards Chase’s stricter application rules.

Do you plan on adding an authorized user to your Sapphire Reserve account?

* If you liked this post, why don’t you join the 20,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

5 responses to “Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

  1. Great information , I was wondering about this exact question about weather the 75.00 additional user was worth it fro my wife.

    I don’t think so. She will be applying for her own card and getting her own set of benefits.

  2. I’m now 3 for 3 (including my wife’s CSR) in getting reconsideration of Chase denials under the 5/24 rule based on authorized user cards. I’ve simply had to confirm that the authorized user had no personal liability on those cards, and the agent each time was then able to approve the application.

  3. @David – You’ll definitely get Big Travel earning separate sign-up bonuses!

    @TDA – That’s great! Thanks for sharing your experience!

  4. If the primary takes the credit for the $100 Global Entry Credit then an authorized user cannot get the credit since it’s used by the primary. But if the authorized user pays for the $100 Global Entry application with the Chase Sapphire Reserve card, does the $100 fee count towards the $300 annual travel credit?

  5. I just add my wife as a authorized user. I had already got my priority pass on my hand. But not my wife. Do I have to call Chase in order to get a Priority Pass for my wife?

Leave a Reply

Your email address will not be published. Required fields are marked *