Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

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Million Mile Secrets reader, Bhavin, commented:

Can I add my wife as an authorized user on the Chase Sapphire Reserve card to get her lounge access, Global Entry credit, and other card benefits?  Or will we need to apply for separate cards to get all of the perks?

Great question, Bhavin!

When you open the Chase Sapphire Reserve card, you’ll get a $100 statement credit for Global Entry and Priority Pass Select for access to airport lounges.  Plus, the card has many other terrific benefits.

And for a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  But, authorized users only get certain perks with the card.  For example, authorized users CAN get lounge access.  But, they will NOT qualify for the $100 Global Entry credit if it’s already been used by the primary cardholder.

Chase Sapphire Reserve Authorized User

A Friend or Family Member Can Help You Establish a Credit History by Adding You as an Authorized User on Their Credit Card

I’ll explain what to consider before adding an authorized user.

Chase Sapphire Reserve Authorized User

Link:   My Review of the Chase Sapphire Reserve Card

When you open the Chase Sapphire Reserve card, you’ll earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.  You’ll also get:

  • 3X Chase Ultimate Rewards points on travel & dining
  • 1X Chase Ultimate Rewards points on all other purchases
  • $300 annual credit for travel purchases such as airfare and hotels
  • $100 statement credit for Global Entry
  • Priority Pass Select for access to airport lounges

You’ll have the option to add an authorized user for a $75 annual fee, which has some benefits.

Help Meeting Minimum Spending Requirements and Travel Credit

You’re likely eager to earn the Sapphire Reserve’s incredible 100,000 Chase Ultimate Rewards point sign-up bonus.  The faster you earn the bonus, the sooner you can enjoy Big Travel With Small Money!

Adding an authorized user to your account can help you reach the minimum spend requirement faster.  That’s because any purchases an authorized user makes also count towards the minimum spending requirements.

Chase Sapphire Reserve Authorized User

Enjoy Big Travel Sooner With an Authorized User! My Sister Loves to Shop, So She Would be a Great Authorized User to Help Meet Minimum Spending Requirements 🙂

And any travel purchases an authorized user makes will count toward the Sapphire Reserve’s $300 annual credit benefit.  But authorized user’s do NOT get their own $300 annual travel credit.

Global Entry Credit

The Chase Sapphire Reserve card comes with a $100 statement credit for Global Entry.  This perk doesn’t have to be used by the primary cardholder.

For example, if you already have Global Entry, your authorized user can sign-up and you’ll still get the statement credit.

In fact, you could pay for Global Entry for any friend or family member and you’ll still qualify for the credit!

Lounge Access

One great perk with the Chase Sapphire Reserve card is the Priority Pass Select membership, which gives you access to over 900 airport lounges.  Authorized users get their own membership too!

Transfer Points Between Loyalty Accounts

Chase allows folks to transfer Chase Ultimate Rewards points to anyone’s airline or hotel account, as long as they live in your household AND are an authorized user on your account.

This is a great perk!  Let’s say your authorized user has 20,000 Hyatt points, but needs an extra 10,000 points to book a room at the Park Hyatt New York.  You could transfer your Chase Ultimate Rewards points to his or her account to book a free night!

Earn More Points

When your authorized user makes a purchase with their card, all the points go to your account!

This means you’ll earn 3X Chase Ultimate Rewards points on all of the authorized user’s travel and dining purchases.

Chase Sapphire Reserve Authorized User

You’ll Earn 3X Chase Ultimate Rewards Points When Your Authorized User Makes Dining & Travel Purchases!

And they won’t pay foreign transaction fees for any of their purchases.

Drawbacks of Adding an Authorized User

The Chase Sapphire Reserve card doesn’t offer a bonus for adding an authorized user.  Unlike the Chase Sapphire Preferred, which offers 5,000 Chase Ultimate Rewards points after you add an authorized user and make a purchase within the first 3 months.

And with the Sapphire Reserve you’ll pay a $75 annual fee for each authorized user.

Chase Sapphire Reserve Authorized Users May Find It More Difficult to Be Eligible for a Future Sign-Up Bonus

Keep in mind, it’s possible an authorized user may NOT be able to earn the sign-up bonus from the Chase Sapphire Reserve card in the future.  Because an authorized user account may appear on his or her credit report and could count towards Chase’s tougher application rules.

This means if the authorized user has opened ~5 or more credit cards (from any bank) in the past 24 months (excluding certain business cards), they’ll be unlikely to get approved.

So if Bhavin’s wife wants to earn the sign-up bonus down the road, she might want to hold off on becoming an authorized user.

Also, any charges on an authorized user’s account are the responsibility of the primary cardholder.  So only add someone you trust!

Bottom Line

For a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  The authorized user will get free access to 900+ airport lounges with their own Priority Pass Select membership.

All purchases made by the authorized user will count toward meeting the Sapphire Reserve’s minimum spending requirements, the $300 annual travel credit, and will earn 3X Chase Ultimate Rewards points on any travel and dining spending.  You’ll even be able to transfer Chase Ultimate Rewards points to the authorized user’s airline and hotel accounts if he or she lives in the same household.

But adding an authorized user might make it difficult for he or she to earn the Chase Sapphire Reserve sign-up bonus in the future.  Because an authorized user account counts towards Chase’s stricter application rules.

Do you plan on adding an authorized user to your Sapphire Reserve account?

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15 responses to “Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

  1. Great information , I was wondering about this exact question about weather the 75.00 additional user was worth it fro my wife.

    I don’t think so. She will be applying for her own card and getting her own set of benefits.

  2. I’m now 3 for 3 (including my wife’s CSR) in getting reconsideration of Chase denials under the 5/24 rule based on authorized user cards. I’ve simply had to confirm that the authorized user had no personal liability on those cards, and the agent each time was then able to approve the application.

  3. @David – You’ll definitely get Big Travel earning separate sign-up bonuses!

    @TDA – That’s great! Thanks for sharing your experience!

  4. If the primary takes the credit for the $100 Global Entry Credit then an authorized user cannot get the credit since it’s used by the primary. But if the authorized user pays for the $100 Global Entry application with the Chase Sapphire Reserve card, does the $100 fee count towards the $300 annual travel credit?

  5. I just add my wife as a authorized user. I had already got my priority pass on my hand. But not my wife. Do I have to call Chase in order to get a Priority Pass for my wife?

  6. Should I add my wife as an authorized user or should she just open her own account (assuming she can get approved for it? What do I need to consider when making this decision?

  7. After a month, still have not yet seen my $85 credit for TSA-Pre application.

    Chase says the credit should have been automatic, but they didn’t have the transaction coded correctly, and thus no credit.

    Anyone else experience this with TSA-pre?

    I applied for TSA-pre via their website, went to the local office, got my Known Traveler Number, and all set.. but Chase still has not credited my $85…

  8. My wife and I always travel together. She has the CSR card (we haven’t traveled since she got it). I was interested in becoming an authorized user to get access to the Priority Pass, but if she can always bring a guest (me) in with here, I don’t need to become an authorized user. Do you know if guests are allowed this way?

  9. do you know, if i am currently an authorized user on my fiance’s CSR card, but under the 5/24 rule, can i still apply for my own and qualify before the offer ends and qualify for the bonus points? Would i need to remove myself as an authorized user first? We use his card for joint spending so it would be easier for me to stay on there.

    Thank you!

  10. I have been a long time Chase Sapphire Preferred member and was extremely excited when the Rewards card came out. Please let me provide some clarity on authorized users as I just got off the phone with a supervisor after 2 month long escalation regarding my boyfriend who is an authorized user on the account.

    The bucket of points we have together on the card CANNOT be transferred to any of his flight and hotel and only can be booked through the travel center. This poses a huge problem for me as the flights within the travel center are often more expensive and also do not include all flights so i’m not always getting the best deal when it comes to flights and hotel.

    When I asked what I was paying for that included his $75 fee, she said this was for perks on priority pass and to also just overall contribute to the points.

    I’ve got to say, i’m pretty livid at this point. There is almost no documentation on-line that highlights that I can’t transfer points to an authorized user, and worse yet, I was able to do so on the Preferred so why would I assume that I can’t on the Reserve?

    The customer service supervisor told me i had no options at this point. I couldn’t get a refund on the $75, I couldn’t take him off my account, and she couldn’t provide additional points as a good courtesy for the confusion.

    I will be walking into a Chase on Monday to see if I can get better clarity. If anyone has any other documentation that says differently, please let me know.

  11. How will being added as an AU affect the AU’s credit score? Assuming the primary cardholder has 800+ credit, long credit history, and AU has low 700s with shorter credit history. Can the AU “piggyback” on the primary’s length of credit history?

  12. The perks are great but their travel website is pathetic !!! You can’t get proper flight selections, very expensive fares compare to other travel sights like Google Flights and similar, can’t mix airlines !!
    What is Chase doing about it?