Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express, Barclaycard, Capital One, Chase, and US Bank are Million Mile Secrets advertising partners. Opinions expressed here are the author's alone, and have not been reviewed, approved or endorsed by our partners. Here’s our Advertiser Disclosure.
This card offers 2% cash back on purchases, with no limits or caps! But the sign-up bonus is only available to new cardmembers through December 31, 2016.
Usually, this card doesn’t offer a sign-up bonus.
We don’t earn a commission for this card but we’ll always tell you about the best deals!
Here’s more about the deal and why you might consider this card.
$100 Cash Back With the Fidelity Visa Signature Card
Existing Fidelity customers have reported being targeted for an even higher $200 sign-up bonus, or a bonus with lower minimum spending requirements. So check your email and postal mail!
Who Should Consider This Card?
The Fidelity Visa Signature card is a great option for folks who like simplicity. Because you’ll earn a flat 2% cash back everywhere you shop.
Just remember, your sign-up bonus and rewards points from spending must be deposited into an eligible Fidelity account to earn 2% cash back. Like a Fidelity brokerage account, Fidelity Cash Management account, Fidelity-managed 529 college savings, or Fidelity retirement account.
If you redeem your points in other ways, like for gift cards, statement credits, or travel, you won’t earn a full 2% back.
The card also has NO annual fee. So it’s a great card to keep forever to help boost your credit score. But it does have a 1% foreign transaction fee.
Is It the Best Cash Back Card Option?
There are other cash back cards that don’t require you to deposit your cash back into a separate account.
But I prefer earning points with cards like the no-annual-fee Chase Freedom. Because when you have the Chase Sapphire Preferred, Ink Plus, or Ink Bold (no longer available), you can transfer your points to travel partners like Hyatt and United Airlines for Big Travel worth much more than 2% back!
And as always, choose the cards that make the most sense for YOU!
* If you liked this post, why don’t you join the 20,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!