Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers. Million Mile Secrets reader RNP commented: If I received the Chase Ritz-Carlton 140,000 point sign-up bonus back in 2014, will I be eligible for the current 3-night offer since they are different offers? You won't qualify for another sign-up bonus on a credit card just because the sign-up bonus is different.  But you might be eligible to receive the sign-up bonus for other reasons! Chase Offers Sign-Up Bonuses More Than Once – But Only Under Certain Circumstances! I'll help you determine whether you're eligible for a second bonus from a Chase credit card!

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers. Are you dreaming of Hawaii? With the Ink Business Preferred℠ Credit Card 80,000 Chase Ultimate Rewards point sign-up bonus, you'll have fantastic options to make a Hawaiian vacation a reality. You can transfer Chase Ultimate Rewards points to airlines like British Airways and United Airlines to book award flights.  And move points to hotel partners like Hyatt or Ritz-Carlton to book free nights.  Or you can redeem points directly through the Chase Ultimate Rewards travel portal to get $1,000 worth of travel! You’ll Have Many Travel Options to Hawaii With the 80,000 Point Sign-Up Bonus on the Chase Ink Business Preferred Card I’ll show you how the Chase Ink Business Preferred sign-up bonus can get you Big Travel to Hawaii!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.   Million Mile Secrets reader, GC, commented: Do you recommend signing up for American Express Starwood Preferred Guest over the Chase Sapphire Preferred?  I will become eligible for Chase cards next month (I’ll no longer have 5 cards opened in the last 24 months) and was contemplating getting the Sapphire Preferred and Freedom. But I’m intrigued by getting the Starwood Preferred Guest AMEX with the highest bonus ever that might not ever be offered again.  Plus, I already have the Barclaycard AAdvantage Aviator card and have been using it to earn American Airlines miles.  I could transfer the points I earn with the AMEX Starwood card to American Airlines miles to top off that balance. If I get this card, I’d have to wait longer to become eligible for the Chase cards.  Does anyone have a recommendation?  Thanks. Great question, GC! I've written about why I love the Chase Sapphire Preferred card, and why Chase Ultimate Rewards points are my favorite kind of points!  It's also the top card I recommend if you’re new to miles and points. But there's a limited time 35,000 Starwood points bonus with the personal and small business AMEX Starwood Preferred Guest cards.  I've never seen the cards' bonuses this high.  And it’s likely the last time it will ever be this much.  You must apply before March 30, 2016 for this offer. Which Rewards Card Should You Choose? With great offers like these, it can be hard to figure out which credit card is best.  But I can help you compare them, and decide what makes sense for YOU!

UPDATE: The Starwood American Express credit card offers in this post are no longer available, but check Hot Deals for the latest offers! Starwood has beautiful hotels located near top-rated beaches right here at home!  So you won't have to trek overseas for a spectacular Starwood stay.  And you can redeem your Starwood points! The sign-up bonus on the Starwood Preferred Guest Card from American Express card (personal and small business) has increased to 30,000 Starwood points after meeting minimum spending requirements. The Sheraton Suites in Key West Is 1 of the Beautiful Starwood Hotels With Beach Access on the List! I'll show you 5 top hotels near the beach for award stays with Starwood points!

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers. Million Mile Secrets reader, Vin, commented: Some banks do ask for social security number for any authorized card user account.  Does this mean they run a credit check before approving the authorized user? Or just have it on file in case I don’t pay? Why do they need the social security number if the primary user is responsible? Thanks for commenting, Vin! Certain banks ask for a social security number when you add an authorized user.  But they still do NOT run a credit check. Why Do Banks Like AMEX and Barclaycard Ask for an Authorized User’s Social Security Number? I'll explain the pros and cons of becoming an authorized user and why some banks want your social security number!

Update: The Citi Hilton Visa credit card is no longer available, but check Hot Deals for the latest offers! The 75,000 point offer for the Citi Hilton…

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. Update: Beginning February 2, 2016, British Airways will no longer offer 1-way, short-haul (under 650 miles) coach award tickets on partner airlines in North America for 4,500 British Airways Avios points.  Instead these flights will cost 7,500 British Airways Avios points. One of the best deals for short flights is British Airways Avios points.  Especially in Europe, because you can save a lot of money on expensive flights! Save Money on a Visit to Vienna – and Fly to Another City to Keep Exploring Europe! I'll show you how to find and book these flights!  And how much you'll save!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. Update: Beginning February 2, 2016, British Airways will no longer offer 1-way, short-haul (under 650 miles) coach award tickets on partner airlines in North America for 4,500 British Airways Avios points.  Instead these flights will cost 7,500 British Airways Avios points. Australia is a long way from home!  So when you visit, you might decide to explore more than 1 city. Did you know you can book award flights on Qantas with British Airways Avios points?  It's often a great deal, and they're easy to book! Visit Beautiful Melbourne, Australia, Known for Its Art, Coffee, and Culture!  Then Use British Airways Avios Points to Fly to Other Cities I'll show you how!

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. Million Mile Secrets readers, Gary Rees and Alan, started a discussion: Gary commented: Is there a service that can help me maximize my bank points? I am new but have over 300,000 AMEX Membership Rewards points saved up and want to do something over-the-top for my 10th anniversary.  What about transferring to Air Canada Aeroplan at the 1:1 transfer rate, and then to United Airlines?  Is that possible? And Alan replied: Did you ever come up with a way to transfer AMEX Membership Rewards points to United Airlines?  Like you, I like United Airlines and was thinking about using Air Canada Aeroplan as the middle step.  I haven’t figured how to move Air Canada Aeroplan miles to United Airlines miles.  Any help would be appreciated. Thank you both for commenting!  I thought I'd jump in to help. You can NOT transfer Air Canada Aeroplan miles to United Airlines miles.  In general, you can not transfer airline miles to another airline.  You Can’t Transfer Miles From 1 Airline to Another. But It’s Still Possible to Book an Award Ticket on United Airlines With AMEX Membership Rewards Points But you CAN book United Airlines flights with AMEX Membership Rewards transfer partners.  That's because a few of them have access to award seats on United Airlines. I'll explain your options and point you in the right direction if you need more help!