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Many Million Mile Secrets readers love Marriott hotels! Depending on your travel style, you can choose from luxury brand hotels, like Ritz-Carlton, or book a family-friendly option like TownePlace Suites, which offers free hot breakfast for all guests.
The Marriott Bonvoy Brilliant™ American Express® Card is an excellent option for travelers who regularly stay at Marriott hotels or want to plan a trip for a special occasion.
The card’s welcome offer of 75,000 Marriott points after meeting minimum spending requirements is easily worth hundreds in free hotel stays. Plus, you’ll earn a free night award valid at select Marriott hotels each account anniversary. And this perk alone can help offset the annual fee.
Here’s our Marriott Bonvoy Brilliant AMEX review.
Marriott Bonvoy Brilliant AMEX Review
The Marriott Bonvoy Brilliant™ American Express® Card comes with 75,000 Marriott points after spending $3,000 on purchases in the first 3 months of account opening.
The card comes with a $450 annual fee (See Rates & Fees), but you’ll get lots of additional money-saving perks that can more than offset the annual fee.
75,000 Marriott points is more than enough for a night at a luxury category 7 Marriott hotel (60,000 points per night), like the Ritz-Carlton, Aruba, where rooms can easily cost well over $650. Or you could stretch your points and use the bonus for 3 nights at a mid-level category 4 hotel (25,000 points per night), like the Four Points by Sheraton Auckland in New Zealand.
What’s extra unique about Marriott points is that you don’t have to redeem them for Marriott hotel stays. You can also transfer them to 40+ airlines for award flights!
How to Earn Points With the Marriott Bonvoy Brilliant AMEX Card
With the Marriott Bonvoy Brilliant card, you’ll earn:
- 6 Marriott points per $1 at Marriott hotels
- 3 Marriott points per $1 at US restaurants and flights booked directly with airlines
- 2 Marriott points per $1 on everything else
Plus, you’ll earn a free night award at participating Marriott hotels (worth up to 50,000 points) each account anniversary, which can more than offset the cost of the $450 annual fee.
How to Use Points From the Marriott Bonvoy Brilliant AMEX Card
The most straightforward way to use Marriott points is for award nights at Marriott Bonvoy hotels, which include:
- AC Hotels by Marriott
- Autograph Collection Hotels
- Courtyard by Marriott
- Fairfield Inn & Suites by Marriott
- Gaylord Hotels
- JW Marriott
- Le Meridien
- Marriott Executive Apartments
- Marriott Hotels
- Marriott Vacation Club
- Moxy Hotels
- Protea Hotels
- Renaissance Hotels
- Residence Inn by Marriott
- Ritz-Carlton Reserve
- Springhill Suites by Marriott
- St. Regis
- The Luxury Collection
- TownePlace Suites by Marriott
It’s easy to search for award nights online by entering your destination, travel dates, and number of guests. Be sure to click “Use Points” to see available award nights and points rates for your stay.
Some might prefer transferring Marriott points to airline partners for award flights. You can transfer Marriott points to most of the ~40 airline partners at a 3:1 ratio, and when you transfer 60,000 Marriott points, you’ll get a bonus 15,000 Marriott points added to your transfer. So you’ll get 20,000 miles for airlines with a 3:1 transfer ratio, plus an additional 5,000 bonus miles (from the 15,000 Marriott point bonus).
Benefits and Perks of the Marriott Bonvoy Brilliant AMEX Card
In addition to the welcome bonus, you’ll get:
$300 annual statement credit
Every cardmember year you’ll receive up to $300 in statement credits for Marriott purchases charged to your card. This benefit is incredibly easy to use because just about any charge made at a participating Marriott hotel will qualify. This includes charges like room rates and incidentals charged to the room.
I can personally attest to the fact that the Marriott Bonvoy Brilliant AMEX annual statement creditis incredibly easy to use! And it’s one of the main reasons I plan on keeping my Marriott Bonvoy Brilliant AMEX going forward.
Complimentary Marriott Bonvoy Gold Elite Status
- 25% bonus points on eligible hotel purchases
- Free enhanced internet
- 2:00 pm late check-out (when available)
- Upgrade to enhanced rooms (when available)
- Welcome gift of 250 or 500 Marriott points depending on the brand
And after spending $75,000 on purchases in a calendar year, you’ll earn Platinum Elite status, which comes with perks like a welcome gift of either points, breakfast, or an amenity depending on the hotel, lounge access where available, and room upgrades (including suites when available).
Annual Free Night Award Every Account Anniversary
Every year after your account anniversary you’ll receive a free night award that is good at participating Marriott hotels that cost up to 50,000 Marriott points per night.
Category 6 Marriott hotels cost 50,000 points per night for a standard award night. So, for example, you could book a getaway to a hotel like the Westin Lagunamar Resort in Cancun, and use your Marriott points to extend your stay.
$100 Property Credit at Ritz-Carlton or St. Regis Hotels
The Marriott Bonvoy Brilliant AMEX card also comes with up to $100 in property credits for qualifying charges when you use your Marriott Bonvoy Brilliant Card to book direct using a special rate for a 2-night minimum stay at Ritz-Carlton or St. Regis hotels.
For more info, check out our post about the Marriott Bonvoy Brilliant AMEX credits.
Priority Pass Select Membership
With a Priority Pass Select membership, you’ll have access to 1,200+ airport lounges worldwide.
With the Marriott Bonvoy Brilliant AMEX you can also bring 2 guests into the lounge with you for free. This membership alone is worth the card’s annual fee if you travel often (particularly internationally).
15 Elite Night Credits Every Year
Every year you keep the card you’ll get 15 free elite night credits. This is a good head start toward the next elite status level. You’ll only need to earn 35 additional elite night credits for Marriott Platinum.
This is a nice bump and can be extra valuable if you’re working towards earning Platinum status. Platinum status gets you access to suite upgrades and you’ll get free breakfast as well.
Note: If you have more than 1 Marriott Bonvoy credit card with the 15 elite night credit bonus, they won’t stack. So you can’t ever get more than 15 elite night bonus credits from card perks.
Global Entry or TSA PreCheck Credit
Like many other premium travel cards, the Marriott Bonvoy Brilliant American Express card will reimburse you for the cost of Global Entry or TSA PreCheck application (a value of up to $100) every 4 years.
Free Premium Internet Access
You’ll get complimentary premium internet access at participating Marriott hotels. This can be a lifesaver (and money saver!) if the standard internet access is slow because premium access can easily cost $10+ a day at some hotels.
Free Boingo Wi-Fi Access
The Amex Boingo membership gets you free unlimited Wi-Fi access at 1,000,000+ Boingo Wi-Fi hotspots worldwide for up to 4 devices.
Free ShopRunner Membership
As an AMEX card, the Marriott Bonvoy Brilliant AMEX card comes with a free ShopRunner membership that normally costs $79 per year. With a ShopRunner membership, you’ll get free 2-day shipping at 100+ online stores. That could end up being a lot of savings from a perk that costs nothing extra.
If you try to return an item purchased with your Marriott Bonvoy Brilliant AMEX card in the past 90 days and the merchant won’t accept it, you could be covered by your card’s return protection. For eligible purchases, you could be refunded up to $300 per item and up to $1,000 per calendar year.
Eligible purchases made within the last 120 days (90 days for New York residents) on your Marriott Bonvoy Brilliant AMEX card are covered for accidental damage or theft. You can be reimbursed up to $10,000 per claim and $50,000 per account per calendar year.
It’s important to note that you are only covered up to the amount charged to your card. And this coverage is secondary. You can read the full terms of this perk here.
When an eligible item you purchase with your Marriott Bonvoy Brilliant AMEX card that has an original manufacturer’s warranty of 5 years or less this benefit will match the length of the warranty. But you can get at most an additional 2 years added onto the original warranty. So warranties of 2 to 5 years in length will only get an extra 2 years tacked on.
Certain purchases, like software and vehicles, don’t qualify for this coverage. And the coverage is limited to up to $10,000 per claim and $50,000 per account per calendar year.
Car Rental Insurance
For car rentals of 30 or fewer days, you’ll get secondary coverage for theft or damage to the rental. This insurance will cover you up to a maximum of $75,000 per rental agreement. Just note, it doesn’t apply to certain larger vehicles or expensive cars; you can see the specifics in the terms here.
When you pay for your entire fare with your Marriott Bonvoy Brilliant AMEX card you (and your immediate family members) will get secondary coverage for damaged, stolen, or lost luggage. You’ll be covered for up to $3,000 per person per trip. But some “high-risk” items, like sports equipment, jewelry, and cameras are only covered up to $1,000.
You can read the full benefit terms here.
Travel Accident Insurance
If the worst happens while you’re traveling, you could be covered for losses resulting from accidental death or dismemberment. This insurance also covers your immediate family (spouse, dependent children under 23, etc.) on an eligible trip.
To be eligible for this insurance you’ll need to pay for your entire travel fare (cruise, ticket, etc.) with your Marriott Bonvoy Brilliant AMEX card. You can read the full terms of this card’s travel accident coverage here.
This is an emergency number you can call to receive emergency medical transportation assistance. You won’t even be charged if the transportation is approved and coordinated by the Premium Global Assist Hotline. That’s pretty great, because you could pay thousands and thousands of dollars otherwise.
They can also help with lost passport replacement, translation services, missing luggage assistance, and emergency legal and medical referrals, but you’ll be responsible for the costs.
Premium Roadside Assistance
Up to 4 times per year, you can receive:
- Towing up to 10 miles
- Jump starts
- Flat tire changes (if you have a spare tire)
- Lockout service if you lock your keys in your car
- Delivery of 2 gallons of fuel
You’ll have to pay for any service that exceeds these parameters. Also, rental cars, motorcycles tractors, and trucks over 10,000 points are not covered. Check out the full terms to see other random exclusions.
Access to AMEX Offers
If you don’t already have an AMEX card, you’re missing out a lot of potential savings with AMEX Offers.
AMEX Offers are targeted discounts that you attach to your card from your AMEX account. These include savings for everything from hotels and airfare to gas stations and restaurants. And because these deals are added directly to your card you can stack them with other discounts, like online shopping portal discounts.
It wouldn’t be hard to save more than the cost of your annual fee by taking advantage of just a few AMEX Offers.
- Travel protections like car rental insurance, lost or damaged luggage insurance, travel accident insurance, premium roadside assistance, and premium Global Assist Hotline
You’ll also get access to AMEX Offers, which are targeted deals that can get you automatic discounts or bonus points when you add an offer to your card and make a qualifying purchase.
Is the Marriott Bonvoy Brilliant AMEX Card Worth the Annual Fee?
Because of the card’s larger ($450) annual fee, whether or not it’s worth it will depend largely on your own spending habits and personal travel goals.
Where you’ll get the most value from this card is through taking advantage of its perks. Benefits like up to $300 annual statement credit at Marriott hotels, automatic Gold elite status, and a Global Entry or TSA PreCheck credit all help offset the cost of the card’s annual fee.
My sister has this card and we used her $300 annual statement credit to have an amazing family dinner at Angel Oak, the award-winning steakhouse at the Ritz-Carlton Bacara, Santa Barbara. Side note – if you’re ever in the area or want to plan a getaway to Santa Barbara, I’d highly recommend this hotel! From the pools to the spa, to the numerous dining options, staying at this luxury hotel is an incredible treat.
In addition to the $300 in annual statement credits, the AMEX Marriott Bonvoy Brilliant card also comes with up to $100 in property credits for qualifying charges when you book direct using a special rate at Ritz-Carlton or St. Regis hotels.
This credit comes from Marriott – it isn’t a statement credit issued through your AMEX Marriott Bonvoy Brilliant card, like the $300 credit I mentioned above. Instead, it is applied as a credit from the hotel at checkout and NOT valid for property fees, taxes, gratuities, or the cost of a room. So you can only use it towards other purchases made at the hotel, like spa services, dining purchases, activities, equipment rentals, etc.
To ensure you get the credit, you must book your 2+ night stay online or over the phone at 800-450-4442. And the best part is, you can use this credit for an unlimited number of qualifying stays each year!
Does the Marriott Bonvoy Brilliant AMEX Card Have a Foreign Transaction Fee?
No. (See Rates & Fees)
Who’s Eligible for the Marriott Bonvoy Brilliant AMEX Card?
You aren’t eligible for the AMEX Marriott Bonvoy Brilliant card’s intro bonus if you have or have had the Ritz-Carlton card in the past 30 days.
You’re also ineligible for its welcome bonus if you’ve opened any of the following cards in the past 90 days or have earned a welcome bonus or upgrade bonus from any of these cards in the past 24 months:
- Marriott Bonvoy Boundless Credit Card
- Chase Marriott Rewards Premier Plus Credit Card
- Marriott Bonvoy Premier Card
- Chase Marriott Rewards Premier Credit Card
- Marriott Bonvoy Premier Plus Business Card
- Chase Marriott Rewards Premier Business Credit Card
Marriott Bonvoy Brilliant AMEX Card Customer Service
The Marriott Bonvoy Brilliant Card is issued by American Express. What’s great about AMEX is that they offer the option to chat with a live representative once you log in to your account and send a secure message. And when you call their customer service, it’s easy to get a real person on the line.
Credit Cards Similar to the Marriott Bonvoy Brilliant AMEX Card
If you’re considering a premium hotel credit card, you could also look into the Hilton Honors Aspire Card from American Express. With it, you can earn 150,000 Hilton points and a weekend night reward after spending $4,000 on purchases within the first 3 months of account opening.
Similar to the Marriott Bonvoy Brilliant card, it offers up to $250 in statement credits each cardmember year for eligible purchases at participating Hilton resorts. And you’ll get a weekend night reward every year after renewal.
Don’t forget, Marriott is also one of the Chase transfer partners, so you can transfer Chase Ultimate Rewards points to Marriott at a 1:1 ratio. This is a good option if you need to top off your account to book another award night.
One strategy is to earn lots of flexible Chase Ultimate Rewards points with cards like the Chase Sapphire Preferred Card or Ink Business Preferred℠ Credit Card. Then, transfer points to Marriott and other travel partners when you’re ready to book an award.
You can transfer the Chase Ultimate Rewards points you earn with any of these cards to travel partners:
|Card||Welcome Bonus & Minimum Spending Requirements||Our Review|
|Ink Business Preferred Credit Card||80,000 Chase Ultimate Rewards points after spending $5,000 on purchases within the first three months of opening your account||Read why this is the top card pick for small business owners|
|Chase Sapphire Preferred Card||60,000 Chase Ultimate Rewards points after spending $4,000 on purchases within the first three months of opening your account||This is the #1 card for beginners|
|Chase Sapphire Reserve||50,000 Chase Ultimate Rewards points after spending $4,000 on purchases within the first three months of opening your account||Lots of folks love this premium credit card because of the ongoing perks!|
You’ll earn 75,000 Marriott points with the Marriott Bonvoy Brilliant card after spending $3,000 on purchases in the first 3 months from account opening. There’s a $450 annual fee, not waived for the first year.
You can easily use the welcome bonus to get hundreds of dollars in free travel at otherwise expensive hotels and resorts. Or stretch your points for more nights at lower-category brands. The choice is yours!
The Marriott Bonvoy Brilliant card has a valuable ongoing perk that can save you money, too. You’ll get a free night certificate after each account anniversary to use at participating Marriott hotels costing 50,000 Marriott points or less. You’ll also get up to $300 in annual statement credits to use each cardmembership year at participating Marriott hotels. Plus, the card comes with great shopping benefits and return and purchase protection.
Perks like these most definitely help offset the card’s annual fee!
For more Marriott Bonvoy tips and tricks, check out these posts:
- Here’s how to earn Marriott points in 2019
- Marriott Bonvoy review
- How to transfer Marriott points to airlines
- Find out about your Marriott points value
- Here’s our Marriott Bonvoy elite status review
- How to use Marriott points
- Why Marriott points are best for free flights
- How to setup a Marriott account
- Do Marriott points expire?
- Our permanent page for current Marriott promotions
For the rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, please click here