Painful Lesson I Learned That Applies to the Current Amex Hilton Limited-Time Offers

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Back in early June, I convinced my mom to apply for the Barclaycard Arrival Plus® World Elite Mastercard®, when you could earn a welcome bonus of 70,000 Arrival miles (worth $700 in travel statement credits) after meeting minimum spending requirements. She did so the last day the offer was available and is now thanking me profusely for the recommendation.

Not only was the offer on this card insanely valuable, but also it disappeared with only about 24 hours notice. Lesson learned? Don’t pass up an opportunity when it’s staring you in the face.

The good news is that we usually do know when a great offer is ending. For example, we know the limited-time increased offers on the Amex Hilton cards like the Hilton Honors American Express Surpass® Card, end on August 28, 2019.

It’s important to watch those offer deadlines. (Photo courtesy of Yury Zap/Shutterstock)

The biggest hurdle to earning a big welcome offer on a credit card is meeting the card’s minimum spending requirements. So it’s understandable that it may not make sense to apply for a card just because of an increased offer. You’ve got to have a plan for earning the bonus. If you know you have a big expense coming up, check to see if there are any limited-time offers out there to make the most of the money you plan on spending anyway.

Many of the Amex Hilton cards are offering increased welcome bonuses through August 28, 2019:

The information for the Hilton Honors Business card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

The Hilton Honors Aspire Card from American Express offer is still the same as before, a 150,000-point bonus you can earn after spending $4,000 in the first three months of account opening. But no one can guarantee this offer will be around forever, either.

Also, it’s important to realize there can be an opportunity cost if you’re always waiting for the absolute best offer. Is it really worth waiting for 20,000 more points if you can take a vacation now, rather than a year or two from now?

You can learn from my teammate Joseph’s mistake. He hoarded his Hyatt points and then discovered that the hotels he wanted to book with points had gone up in price by more than 20%. Similarly, I put off applying for the Citi Prestige card, and by the time I got around to it, Citi had devalued one of the card’s most lucrative benefits – the fourth-night free perk.

In the world of miles and points, nothing lasts forever. So when it comes to earning or redeeming travel rewards, there’s (usually) no better time than now. If you wait too long, the deal that’s there today might not be there tomorrow.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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1 year ago

Meghan, I’m stunned you removed my comment from this post. I didn’t insult you personally, and I see you agreed with my point about the misleading headline and you fine-tuned to make it better. You may want to take a browse through more seasoned bloggers like VFTW and OMAAT and take note of how they respond to feedback. Censor it? never. Remove a comment? Only in the case of egregious vulgarity/inappropriateness.

1 year ago

How can someone working on this site be surprised at the Hyatt devaluation? They gave out plenty of notice. I booked a hotel in Chicago earlier than normal just to get in before the devaluation.

Kenneth Li
1 year ago

i missed my chance to apply Chase Hyatt credit card when 5/24 dont apply. now i’m at 5/24 until Jan 2020. do store card counts? without Wheel Works store card, i’m 4/24.

1 year ago

I too have Hilton cards and wanted to read about the “painful lesson mistake” with Hilton credit cards.
Fooled me once, OK. My mistake…but never again.

Emmanuel Ruiz
1 year ago

“He hoarded his Hyatt points and then discovered that the hotels he wanted to book with points had gone up in price by more than 20%. ” —- So what? its free points. If you collected those points today, it would still reflect the 20% deval. I never believe in people who does not hoard points/miles – just me folks. Circumstances in life change. You might qualify for tons of cards today, but tomorrow is not guaranteed!