Last Week to Load AMEX Serve With Credit Cards Other Than AMEX
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This is the last week you can load your American Express Serve card with credit cards other than American Express.
Starting April 16, 2015, you can NOT use Discover, MasterCard, Visa, or any card that is NOT an American Express card to load your Serve card.
AMEX Serve
Link: AMEX Serve
Serve, like Bluebird, is a prepaid debit card that many folks use to meet minimum spending requirements because you can load them with debit and gift cards.And unlike Bluebird, you can load up to $200 per day ($1,000 per month) to your Serve account online using a debit or credit card.
But beginning April 16, 2015, the only credit card you can use to load Serve is an American Express card such as:
- AMEX Everyday Preferred
- The Platinum Card from American Express
- Premier Rewards Gold Card from American Express
Loading Serve with most American Express cards will NOT earn miles or cash back.
But the wiki on this FlyerTalk thread says loading with American Express cards may count towards meeting minimum spending.
And it says AMEX cards issued by other banks like Bank of America and Citi DO currently earn miles and points. We’ll have to see what happens after April 16, 2015!
But there’s another way to complete minimum spending requirements!
Target Prepaid REDcard
Link: Target Prepaid REDcard
You can use any credit card to load your Target Prepaid REDcard at Target stores!
However, you can only have 1 AMEX prepaid card (Bluebird, Target REDcard, or Serve) and the Target REDcard is only available in certain states. But there are other ways you can get one.
And you add up to $2,500 per day ($5,000 per month) to your Target REDcard using credit cards.
If you have a Target nearby, this is a great option! But folks who don’t might prefer using Bluebird, especially since it allows you to write paper checks (to your landlord, your babysitter, or anyone!).
Bottom Line
You can still load your American Express Serve card with a Discover, MasterCard, or Visa this week. But on April 16, 2015, the only credit card Serve will accept is American Express.
So if you want to meet minimum spending requirements, you could consider converting your Serve account to a Target Prepaid REDcard. That’s because you can load up to $2,500 a day ($5,000 a month) using any credit card (but only in-person at Target)!
You can only apply for the Target Prepaid REDcard in certain states. But there are other ways to get it.
And Bluebird is still a good choice for folks who don’t have a Target nearby.
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