Better Sign-Up Bonus for Folks Who Like Train Travel!

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Better Sign-Up Bonus for Folks Who Like Train Travel!

Million Mile SecretsBetter Sign-Up Bonus for Folks Who Like Train Travel!Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Via Doctor of Credit, there’s a better offer on the annual fee version of the Bank of America Amtrak card.

With the Bank of America Amtrak World MasterCard, you can earn 30,000 Amtrak points (worth up to ~$870 in Amtrak tickets) after meeting minimum spending requirements.

This is the highest bonus we’ve seen on this card, so it could be worth considering if you like train travel.  But it’s NOT the best card for folks new to miles & points.

We don’t earn a commission for this card, but we’ll always tell you about the best deals.

Increased Offer Bank Of America Amtrak
Planning a Train Trip? You Could Consider the Better Sign-Up Bonus From This Bank of America Amtrak Card!

Increased Offer on the Bank of America Amtrak Card

Link:   Bank of America Amtrak Credit Card

With the latest offer on the Bank of America Amtrak World MasterCard, you can earn 30,000 Amtrak points after you spend $1,000 on purchases within the first 90 days of account opening.

The card also comes with:

  • 3X Amtrak points per $1 spent on Amtrak
  • 2X Amtrak points per $1 spent on travel purchases including airlines, car rental agencies, hotels, motels, inns, and resorts, steamship/cruise lines, and travel agencies
  • 1X Amtrak points per $1 spent on other purchases
  • 5% of your points back when you redeem for award travel on Amtrak
  • 1,000 Tier Qualifying Points toward Amtrak elite status per $5,000 spent on purchases (earn up to 4,000 Tier Qualifying Points per calendar year)
  • A one-day Acela Club, Metropolitan Club, or First Class lounge pass upon account opening valid for yourself and 1 companion or immediate family
  • A one-class upgrade certificate from coach to Business Class, or from Acela Business Class to Acela First Class, on a single travel segment or leg certificate (not valid on sleeper cars) upon account opening, and each year you renew your card
  • A companion certificate for Amtrak travel with the purchase of a regular round-trip or one-way full-fare ticket (not valid on Acela or long distance trains) upon account opening, and each year you renew your card.  You and your companion must reserve at the same time and travel together at all times.
  • NO foreign transaction fees

The $79 annual fee is NOT waived the first year.  But you’ll be getting 10,000 more points than the usual 20,000 Amtrak point sign-up offer.  And 30,000 Amtrak points is worth ~$870 in regular Amtrak tickets (30,000 X ~2.9 cents per point) or ~$768 for travel on Acela Express (30,000 points X 2.56 cents per point).

For example, say you want to travel between Boston and Washington, DC, to visit our nation’s capital.  I found a ticket between these 2 cities in September 2017, for ~9,516 Amtrak points or ~$244.

For more ideas on ways to make the most of Amtrak points, check out this post!

Is It Worth It?

Because the sign-up bonus is worth hundreds of dollars in Amtrak travel, this card could be a good choice if you’re planning an Amtrak trip or are over Chase’s 5/24 rule and have lots of other cards.

And because you can no longer transfer your Chase Ultimate Rewards points to Amtrak, it’s harder to earn Amtrak points without spending a lot on Amtrak tickets.

Increased Offer Bank Of America Amtrak
Stay Tuned, Because Million Mile Secrets Team Member Jesse Plans to Write a Report About His Upcoming Amtrak Trip to Beautiful Whistler, British Columbia!

Million Mile Secrets team member Jasmin took her 3 kids on an Amtrak trip a few years ago between Rochester, New York, and New York City.  Is was super comfortable and an easy ride on the Empire Service train.  So much so that her kids thought they were in Business Class!  But you had to pay for food and drinks, and the Wi-Fi was a little spotty.

Just remember, this is NOT a good card for folks new to miles & points.  Because there are other cards that offer bigger sign-up bonuses and earn more flexible points.

Bottom Line

The Bank of America Amtrak World MasterCard is now offering a 30,000 Amtrak point sign-up bonus after spending $1,000 on purchases within 90 days of opening your account.

Amtrak points are worth ~2.9 cents each for most award tickets, so the sign-up bonus alone is ~$870 in regular Amtrak tickets.  Meaning you could save hundreds if you’re planning a trip on Amtrak!

That said, this isn’t the best card for beginners.  Because there are other cards that earn more flexible rewards and come with better sign-up bonuses.

We don’t earn anything from the Bank of America Amtrak card, but we’re committed to telling our readers about the best offers!

If you liked this post, why don’t you join the 36,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!


by Newest
by Best by Newest by Oldest

My husband and I got the Amtrak cards when they were with Chase. We rode with our two grandsons, 10 and 9, from Denver to just south of Jacksonville, FL in a sleeper 2 summers ago. All meals paid for and a great adventure. We used our miles and got the trip free. I don’t remember the amount of miles we used, but I do remember that trip would have cost us $2900+.

Thank you for posting this! The Amtrak CC was on my schedule for this month for next year’s trip, but I’ve been so busy I forgot.

Will you lose Amtrak points when you cancel or don’t renew the card? Points expire?

I had the Amtrak card in the past and the points are part of Amtrak vs. the CC, so canceling does not impact your points. My cheat sheet says “expires 36 months after a PAID trip.” I haven’t checked the latest rules, but that should be current as of this year.

Is the companion coupon good on point redemptions?

Michael Karpiel

Typo it’s British Columbia (u after the l). The country in South America is spelled Colombia.