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1+ MILLION Points! How I Earned $30,000+ Worth of Travel Selling Sewing Machines on eBay – Here Are the 4 Chase Credit Cards That Made It Possible

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1+ MILLION Points! How I Earned $30,000+ Worth of Travel Selling Sewing Machines on eBay – Here Are the 4 Chase Credit Cards That Made It Possible

Million Mile Secrets1+ MILLION Points! How I Earned $30,000+ Worth of Travel Selling Sewing Machines on eBay – Here Are the 4 Chase Credit Cards That Made It PossibleMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

Imagine earning thousands of dollars worth of free travel just by doing online shopping for other people.  Well, that’s how I continuously earn millions of credit card miles & points!

I apply for the best travel credit cards to take advantage of lucrative sign-up bonus offers.  Then, I use the cards to make purchases for my eBay drop shipping business.  Here’s the premise – I list an item for sale on eBay or Amazon (I’ve had lots of success with a particular sewing machine).  Then, once it sells, I find the same product cheaper at another online retailer or supplier.  I can usually combine credit card bonus spending categories with other deals, like earning bonus points through online shopping portals, which helps to boost my points balances even faster.  Over the past 24 months, I’ve sold 500+ sewing machines and generated $5,000+ worth of cash profit.

But the real reason I invest time in the reselling hobby is for credit card points.  Thanks to reselling, I’m currently sitting on a balance of 1 million+ Chase Ultimate Rewards points!  This doesn’t take into account the many millions of points I’ve earned and redeemed already.

One million Chase Ultimate Rewards points are worth $10,000 in cash back or $15,000 in airfare or hotels booked through the Chase travel portal if you have the Chase Sapphire Reserve card.  But there are plenty of ways to use these points to get $30,000 or more worth of travel, including 2 round-the-world First Class tickets on Singapore Airlines, 8 round-trip Business Class flights to Europe, or a month-long stay at a 5-star Park Hyatt hotel!

These are the 4 Chase credit cards I use to earn millions of Chase Ultimate Rewards points:

My eBay Reselling Business Has Me Sitting on More Than 1 Million Chase Ultimate Rewards Points! I Keep All of the Points Linked to My Sapphire Reserve Card to Increase the Value of My Rewards!

You might ask why online shoppers wouldn’t just buy it themselves from another online store.  Great question!  In my experience, most folks get used to doing their online shopping at 1 or 2 websites (i.e. Amazon).  But researching and taking advantage of certain shopping portal promotions can allow you to find products at a much cheaper price elsewhere!  Also, eBay has an awesome international fulfillment program, which allows resellers to ship items to an eBay logistics center in Kentucky.  Then, eBay takes care of getting the item to the international buyer.

While I’ve had success drop shipping sewing machines, you can follow a similar strategy to sell other products.  I shared a guide to reselling on eBay last year, which shares tips on what you should know before you get started.

And if you’re wondering how opening a lot of credit cards for reselling impacts my credit score, be sure to check out my post from earlier this year explaining how I started the year with 15 credit cards and an 836 FICO score.

3 Tricks to Boost My Balance of Chase Ultimate Rewards Points

1.   Shop Through the Chase Ultimate Rewards Portal

Even if you’re not an online reseller, you can supplement the rewards you earn with online purchases by adding one simple step – going through an online shopping portal.  You can earn 1X to 10X (or more) Chase Ultimate Rewards points just by being redirected to the online retailer through the Chase portal.  These points are in addition to any points you earn with your credit card.

Before Making an Online Purchase, I Always Check the Chase Ultimate Rewards Shopping Portal to See If I Can Earn Bonus Points

2.   Buy Gift Cards in Advance

Certain credit cards offer bonus points or cash back at select retailers that sell gift cards.  For example, Staples and Office Depot are known to sell gift cards to many retailers, including Amazon, Home Depot, and several others.  And office supply stores are included in the bonus category for certain Chase credit cards.

So you can purchase gift cards before making your online purchase to earn additional rewards.  I regularly purchase Amazon gift cards before making a purchase at the online retailer, which helps me accumulate more points.

3.   Earn New Cardmember Sign-Up Bonuses With Chase Ultimate Rewards Cards

The quickest way to earn Chase Ultimate Rewards points is to apply for the best Chase credit cards, many of which are on our monthly list of best travel credit cards.  Another awesome part about reselling on Amazon and eBay is it makes you eligible for small business credit cards, which unlocks a huge door when it comes to taking advantage of lucrative credit card offers.

For example, the Ink Business Preferred℠ Credit Card is one of the best small business cards offers available.  It has the highest sign-up bonus among any Chase Ultimate Rewards point earning credit card.  That’s one reason I recently added a second Chase Ink Business Preferred card to my wallet.

And having a reselling side gig comes in handy when it comes to meeting minimum spending requirements.  On average, I make ~$5,000 worth of purchases per month for my Amazon and eBay business.  So I can typically knock out minimum spending requirements for a new card bonus within a month or two.

What Can You Do With 1 Million Chase Ultimate Rewards Points? (Hint: Get $30,000+ Worth of Travel!)

The main reason I have 7 Chase Ultimate Rewards credit cards is because I love earning valuable points that can save my wife and me from having to pay for airfare or hotels.  We’ve used Chase Ultimate Rewards points to take an around-the-world honeymoon, First Class trip to New Zealand, and lots of weekend trips in between.

Chase Ultimate Rewards points are extremely flexible.  You can redeem them for cash back at a value of 1 cent each.  So my stash of 1 million+ points is worth more than $10,000 in cash.

Or I could use points to book airfare, hotels, car rentals, and travel activities through the Chase travel portal.  As a Sapphire Reserve cardholder, my points are worth 1.5 cents each.  This makes my 1 million+ points worth more than $15,000 in travel when booking through the Chase travel portal.  And using points through the portal means I don’t have to worry about blackout dates!

Having the Sapphire Reserve Increases the Value of Your Chase Ultimate Rewards Points for Travel Redemptions Through the Chase Portal

But to maximize the value of my Chase Ultimate Rewards points, I usually transfer them to Chase airline and hotel partners to book award travel.  Chase has fantastic partners, including Hyatt, Marriott, Southwest, Singapore Airlines, and United Airlines.

Here are a few ways you could redeem 1 million Chase Ultimate Rewards points for outsized value:

  • 1-month stay at a Category 7 Hyatt hotel, like the Park Hyatt New York, Park Hyatt Sydney, or Park Hyatt Paris-Vendome (worth $30,000+)
  • 2 round-the-world Singapore Airlines First Class tickets (worth $50,000+)
  • 5 round-trip First Class Lufthansa First Class flights to Europe (worth $65,000+)
  • 8 round-trip United Airlines Business Class flights to Europe (worth $60,000+)
  • 20 nights at top-tier Marriott hotels, like the St. Regis Maldives (worth $30,000+)
  • 28 round-trip United Airlines coach flights to Hawaii using Singapore Airlines miles
  • 130 short-haul American Airlines flights using British Airways Avios points
My Wife and I Love Using Points for Otherwise Out of Reach First Class Travel!

I Recommend the Chase Ink Business Preferred If You’re Considering Reselling

Apply Here:   Chase Ink Business Preferred

Read our review of the Ink Business Preferred 

Right now the Chase Ink Business Preferred card offers the best welcome offer of any Chase Ultimate Rewards card.  You can earn 80,000 Chase Ultimate Rewards points after spending $5,000 on purchases within the first 3 months of account opening.

With the Ink Business Preferred, you can use Chase Ultimate Rewards points for cash back at 1 cent per point, get even more value by redeeming them for travel (including airfare, hotels, and car rentals) through the Chase Ultimate Rewards travel portal, or transfer points to hotel and airline partners.  At a minimum, the sign-up bonus is worth $1,000 in travel through the Chase travel portal!

The Ink Business Preferred has a $95 annual fee which isn’t waived for the first year.  However, given that the welcome bonus alone is worth at least $1,000, this makes the card well worth it for virtually everyone who qualifies!

Ink Business Preferred Cell Phone Insurance Claim
I Used the Ink Business Preferred Sign-Up Bonus to Fly Business Class to New Zealand!

If you have a reselling side gig, I’d love to hear if you’re using credit cards to boost your returns!  Let me know in the comments below.

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Hey Keith! Any clue what shipping through ebay codes for merchant code with Visa (chase)? And is it the same or different for monthly seller fees/invoice?

Thanks in advance!

This article mentions shopping through the CR portal for various Gift cards at Staples to be used later, but the mice print states you will not be issued reward points for Gift card purchases.

“Not eligible on taxes, shipping, handling, credit card fees, returns or third-party gift cards sold by Staples.com. Not eligible on purchases made with coupon or discount codes that are not found on this site. Not eligible on gift cards, gift certificates or any other similar cash equivalents. “

Same for Office Depot/ Office Max – “Not eligible on gift cards, gift certificates or any other similar cash equivalents.”

A little misleading, unless I misinterpreted the comment.

I find the some of the best Gift card deals through Discover with up to 20% discount on many. Taking advantage of the 5% quarterly categories is helpful in redemption value increasing.

You can purchase gift cards in-person to earn 5X rewards.

I saw this on ebay’s drop shipping customer service page

“Drop shipping, where you fulfill orders directly from a wholesale supplier, is allowed. However, listing an item on eBay and then purchasing the item from another retailer or marketplace that ships directly to your customer is not permitted.”

Did they just update ebay’s drop shipping policy or are you purchasing the product through the direct supplier (not an online retailer)?

It appears to be a recent update to their page. However, I’ve discussed my strategy with eBay in the past and haven’t had any issues. I also maintain a 100% positive feedback rating from buyers.

I am in the remodeling business and I purchase Home Depot Giftcards for my business at staples ! The earning power is amazing ! Redeemed over 1 million points in the last year .

Frank, that is amazing. I have seen some multipliers for various companies through the Ultimate Rewards’ portal as well, so that can be another avenue, for those that do not have the 5X card.

You probably have the same Chase Ink card we both have, which gives 5X points at Staples. I am so glad we each got those cards back then. It’s been years ago. No more opportunities for friends and family. I buy Amazon gift cards, have purchased other cards, too, through Office Depot near our home.

My thing with all of these points I have built is that I am afraid to transfer them to an airline for first class to Europe. I don’t want to risk the points in that way. What if there are no seats, when I want to book? That is a real concern.

Not often but I have redeemed twice for cash back because of my healthy points balance . I agree on the transferring of points . I have a couple hundred thousand Singapore miles that are expiring in March so I need to scramble and figure out something . I still consider myself a novice but I like booking through United I find it’s a great program . I’m hoping to get Lufthansa first in April on my flight ! I have the points in my united account but would Never transfer to Lufthansa . I’m definitely earning faster than burning which is nice to have options .

Amazing!! Very savvy move to earn a ton of valuable rewards.

Something doesn’t quite add up! 😉 even 2 x 80k + 4 x 50k sign up bonuses and 5x points earn on $30k spend = only 0.5million. How’d you earn the rest of the points?

Hi Billy – it’s more like 5X on $50K of spend (2 Ink Cash cards) over past 24 months, plus the other sign-up bonuses you mentioned.

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