Quick guide to setting up a Chase Ultimate Rewards account
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Chase issues many of the most valuable best travel credit cards in the miles & points world. In fact, if you’re new to the hobby, we suggest you exclusively open Chase credit cards before you open any other rewards credit cards. That’s because the more personal cards you open, the harder it will be to open Chase cards.
Opening a Chase Ultimate Rewards account is easy. I’ll show you how.
Open a Chase Ultimate Rewards account
Apply for a Chase credit card
If you’re new to miles & points, we all resoundingly suggest you get the Chase Sapphire Preferred® Card. It’s the best card for beginners and every single person on the team has it. Regardless of the card you apply for, you’ll then have all the information you need to enroll with Chase.
Click “Sign-Up Now”
On the Chase homepage, you’ll see a login box in the upper right corner. Below the big blue “Sign-in” button is a link that says “Not enrolled? Sign-up now.” Click that.
Give personal information
You’ll now need to give Chase the personal stuff. You can enter your card number (or application number) and Social Security Number to validate your enrollment. Then choose a username.
Verify your identity
Chase will confirm your identity by either sending you an email or contacting you via text or a call. You’ll be given an identification code that will need to be entered on the next page.
Create your password
It’s now time to think of an impenetrable password (something that would make Dark Helmet proud), and confirm all your contact information. Then read and accept the terms & conditions, and you’re good to go!
You’ll see your account on the right side of the page and if you’ve opened a Chase Ultimate Rewards points earning card like the Chase Sapphire Preferred or Ink Business Preferred Credit Card, you can quickly navigate to the Chase Ultimate Rewards site by clicking “Ultimate Rewards” on the right side of the page.
You can then choose which card you want to view and proceed to the Chase Ultimate Rewards Travel Portal to redeem your points by transferring them to hotel and airline partners, or just “buying” travel with your points at a flat rate.
Chase Ultimate Rewards points are our favorite points to earn
Earning Chase Ultimate Rewards points is your key to unlocking incredible travel experiences. They’re our favorite transferable points because of their flexibility – you can redeem them for cash back, travel through the Chase Ultimate Rewards travel portal or (when you have an annual-fee Chase Ultimate Rewards card) transfer them to valuable travel partners like United Airlines and Hyatt.
If you’re opening a Chase account, you should start with one of these cards:
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Chase Ink Business Preferred Credit Card
- Chase Ink Business Unlimited® Credit Card
- Chase Ink Business Cash® Credit Card
Let us know if you have questions and subscribe to our newsletter for more simple tutorials.
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Chase Sapphire Preferred® CardAPPLY NOW
Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
Either $5 or 5% of the amount of each transfer, whichever is greater.
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)