Many of the credit card offers that appear on this site are from credit card issuers from which MillionMileSecrets.com receives compensation. Compensation does not impact the placement of cards on Million Mile Secrets other than in banner advertising. MillionMileSecrets.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Free Checked Bags, Preferred Boarding, and More: Your Complete Guide to Citi American Airlines Select Business Credit Card Benefits and Perks

Signing up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Free Checked Bags, Preferred Boarding, and More:  Your Complete Guide to Citi American Airlines Select Business Credit Card Benefits and Perks

Harlan VaughnFree Checked Bags, Preferred Boarding, and More:  Your Complete Guide to Citi American Airlines Select Business Credit Card Benefits and PerksMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

If you’re a small business owner and like American Airlines miles, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® comes packed with benefits that can be worth much more than its $99 annual fee (which is waived for the first 12 months!).

Among them are:

  • 2X American Airlines miles in popular categories like telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations
  • First checked bag free for yourself and up to 4 companions on the same domestic travel reservation (worth $60 per person for round-trip flights)
  • Travel extras like Reduced Mileage Awardspreferred boarding, and 25% off in-flight food and beverages
  • Travel & purchase protections for your small business spending

If you can make use of the Citi American Airlines Business credit card benefits and perks, you can come out far ahead – and save a lot of money – especially if you ever have to file a claim with the insurance coverage.

For most small business owners, the double points categories and travel privileges are worth opening this card on their own.  And it’s a good time to consider the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® because for a limited time, it’s got a 70,000 American Airlines miles bonus after meeting minimum spending requirements.  That’s the highest bonus of any of the American Airlines cards!

I Used American Airlines Miles to Fly to Puerto Vallarta for Vacation! The Citi American Airlines Platinum Select Business Card Benefits and Perks Include 2X Miles in Common Spending Categories, and Comes With Built-In Travel Protections

Here’s everything you get with the Citi American Airlines Platinum Select small business card!

Citi American Airlines Platinum Select Business Credit Card Benefits and Perks

Apply Here:   CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Read our review of the CitiBusiness AAdvantage Platinum Select

For a limited time, with the Citi American Airlines Platinum Select small business card, you’ll earn 70,000 American Airlines miles after spending $4,000 on purchases in the first 4 months of account opening.

Check out our in-depth review of the Citi American Airlines Platinum Select small business card.  And I’ll share all the card’s benefits!

1.   2X American Airlines Miles for American Airlines Flights and Small Business Spending

With the Citi American Airlines Platinum Select small business card, you’ll earn:

  • 2 American Airlines miles per $1 spent on American Airlines flights
  • 2 American Airlines miles per $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations
  • 1 American Airlines mile per $1 spent on other purchases
Earn Double American Airlines Miles in Excellent Small Business Categories, Like Phone & Internet Service, Car Rentals, and at Gas Pumps

If your small business has significant spending in any of these categories, you can do well to earn extra American Airlines miles with the Citi American Airlines Platinum Select small business card.

2.   First Checked Bag for Free

When you fly domestically on American Airlines, you’ll get a free first checked bag for yourself and up to 4 travel companions on the same reservation.

3.   Preferred Group 5 Boarding

When you add your American Airlines loyalty number to your flight reservation, you and up to 4 companions will get Group 5 boarding status.  This is the group that boards right after premium cabins and elite status members – and is actually one of my favorite perks.

Priority Boarding Is an Underrated Benefit. You’ll Board With Group 5 and Get on the Plane Faster

I like getting to my seat early to snag precious overhead bin space and start reading on my Kindle or working a Sudoku puzzle while everyone else boards.

Heck Yes

4.   Access to Reduced Mileage Awards

American Airlines releases a monthly list of routes you can book with American Airlines miles and save up to 7,500 miles on round-trip award flights.

The Citi American Airlines Platinum Select small business card gives you access to these awards.

5.   Annual $99 Companion Certificate

This is a niche benefit, but could be useful for some.  When you spend $30,000+ in a cardmember year, you’ll get a certificate to fly a companion with you for $99, plus taxes and fees (~$22 to ~$43, based on itinerary).

I wouldn’t go out of my way to earn this certificate, but if you earn it as part of your organic yearly spending, you could save cash on a round-trip coach fare for a buddy.

6.   25% Savings for In-Flight Snacks

When you fly American Airlines, you’ll save 25% on in-flight purchases of drinks, snacks, and Wi-Fi when you pay with your card.

7.   Primary Rental Car Insurance for Business Trips

When you rent a car for business purposes and pay with the Citi American Airlines Platinum Select small business card, you’ll get coverage up to $50,000 in case of an accident or theft when you decline the agency’s CDW or LDW.  You’re covered for rentals up to 31 consecutive days.

Best Credit Card For International Travel
If Your Rental Car Is Damaged or Stolen, You Can File a Claim for Coverage. And Insurance Is Primary for Business Travel!

This insurance coverage is primary, which means you don’t have to file a claim with your personal insurance company.

This is an excellent benefit if you rent cars for work.

8.   Travel Accident Insurance

If you die, or lose a limb, sight, speech, or hearing when you travel, Citi may provide up to $1,000,000 in compensation.  You, your spouse or domestic partner, and dependents are covered if something happens when you’re traveling with a common carrier (like airlines, trains, ferries, and cruise ships).

9.   Automatic Mastercard Easy Savings Rebates

With the Citi American Airlines Platinum Select small business card, you’ll get automatic enrollment in Mastercard Easy Savings, which is a rebate program when you spend at certain merchants.

Enjoy Automated Discounts at These Merchants With Mastercard Easy Savings

They’re not huge, but it all adds up!

10.   Damage & Theft Protection

If an eligible item you bought with your Citi American Airlines Platinum Select small business card is damaged or stolen within 90 days of the purchase date, you can file a claim for up to $10,000 per loss and $50,000 per rolling 12-month period.

11.   Extended Warranty Protection

Citi will double the original manufacturer’s warranty (up to a maximum of 12 months) on warranties of 5 years or less when you pay with your card.  If a covered item breaks, you can file a claim for repair, reimbursement, or replacement up to the lesser of the original amount or $10,000 per item.

So you’ll want to use this card to buy that new office printer, in case anything should happen to it!

12.   Free ShopRunner Membership for 2-Day Shipping

With the Citi American Airlines Platinum Select small business card, you can sign-up to get free 2-day shipping and returns at 140+ popular online stores.

ShopRunner Gets You Free 2-Day Shipping at Over 100 Online Shops

I use my ShopRunner membership more than expected, so getting it for free is a nice benefit.

13.   Free Employee Cards

If you want to track purchases and set spending limits per employee, you can add authorized users for free.  Many small businesses value this level of granularity for expense reports and accounting, so you’ll be pleased to know you get it with no added charge.

14.   Citi Private Pass for Event Access

Citi Private Pass gives Citi customers early access to concerts, sports events, theater performances, and more.  Other times, you’ll get better seats, or invitations to special events.

Just Enter Your Card Number to See What’s Available With Citi Private Pass

There are lots of events listed on the website, and they’re always changing.  This is a fun perk you could use for a team outing or for spending time with a client.

15.   Personal Business Assistant for Help With Day-to-Day Planning

You can call the Personal Business Assistant line to help with:

  • Travel plans
  • Vendor sourcing
  • Dining arrangements
  • Entertainment tickets

If you don’t have an administrative assistant, they can handle basic tasks to help you manage.

16.   No Strike Against 5/24

Many folks want to watch their 5/24 status so they can open the best Chase cards.  Certain cards do NOT appear on your personal credit report, and therefore don’t affect your 5/24 status, including Citi small business credit cards.

So you can earn American Airlines miles and score a nice sign-up bonus with the Citi American Airlines Platinum Select small business card if you’re trying to keep your card count low.

Bottom Line

The Citi American Airlines Platinum Select small business card comes with benefits built for small business owners and American Airlines flyers, like

  • 2 American Airlines miles per $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations
  • 2 American Airlines miles per $1 spent on eligible American Airlines purchases
  • 25% discount on in-flight purchases of drinks, snacks, and Wi-Fi on American Airlines flights
  • Preferred boarding and first checked bag free on domestic AA flights
  • Access to Reduced Mileage Awards, Personal Business Assistant, and Citi Private Pass
  • Travel and purchase protections (notably, primary car rental insurance when renting for business use)

Plus, you can unlock 70,000 American Airlines miles after meeting spending requirements – and it won’t affect your Chase 5/24 count.

Overall, this is a rewarding card if you like the perks line-up.

Do you have the Citi American Airlines Platinum Select small business card?  Which perk is your favorite?

Check out these other posts about the card:

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Designed for businesses
  • For a limited time: Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases in first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • 25% savings on American Airlines inflight Wi-Fi when you use your card*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*
  • No Foreign Transaction Fees*

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!

5comments

by Newest
by Best by Newest by Oldest