Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

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Do Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?

Million Mile SecretsDo Chase Sapphire Reserve Authorized Users Get Lounge Access and Global Entry Credit?Million Mile Secrets Team

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Million Mile Secrets reader, Bhavin, commented:

Can I add my wife as an authorized user on the Chase Sapphire Reserve card to get her lounge access, Global Entry credit, and other card benefits?  Or will we need to apply for separate cards to get all of the perks?

Great question, Bhavin!

When you open the Chase Sapphire Reserve card, you’ll get a $100 statement credit for Global Entry and Priority Pass Select for access to airport lounges.  Plus, the card has many other terrific benefits.

And for a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  But, authorized users only get certain perks with the card.  For example, authorized users CAN get lounge access.  But, they will NOT qualify for the $100 Global Entry credit if it’s already been used by the primary cardholder.

Chase Sapphire Reserve Authorized User
A Friend or Family Member Can Help You Establish a Credit History by Adding You as an Authorized User on Their Credit Card

I’ll explain what to consider before adding an authorized user.

Chase Sapphire Reserve Authorized User

Link:   My Review of the Chase Sapphire Reserve Card

When you open the Chase Sapphire Reserve card, you’ll earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.  You’ll also get:

  • 3X Chase Ultimate Rewards points on travel & dining
  • 1X Chase Ultimate Rewards points on all other purchases
  • $300 annual credit for travel purchases such as airfare and hotels
  • $100 statement credit for Global Entry
  • Priority Pass Select for access to airport lounges

You’ll have the option to add an authorized user for a $75 annual fee, which has some benefits.

Help Meeting Minimum Spending Requirements and Travel Credit

You’re likely eager to earn the Sapphire Reserve’s incredible 100,000 Chase Ultimate Rewards point sign-up bonus.  The faster you earn the bonus, the sooner you can enjoy Big Travel With Small Money!

Adding an authorized user to your account can help you reach the minimum spend requirement faster.  That’s because any purchases an authorized user makes also count towards the minimum spending requirements.

Chase Sapphire Reserve Authorized User
Enjoy Big Travel Sooner With an Authorized User! My Sister Loves to Shop, So She Would be a Great Authorized User to Help Meet Minimum Spending Requirements 🙂

And any travel purchases an authorized user makes will count toward the Sapphire Reserve’s $300 annual credit benefit.  But authorized user’s do NOT get their own $300 annual travel credit.

Global Entry Credit

The Chase Sapphire Reserve card comes with a $100 statement credit for Global Entry.  This perk doesn’t have to be used by the primary cardholder.

For example, if you already have Global Entry, your authorized user can sign-up and you’ll still get the statement credit.

In fact, you could pay for Global Entry for any friend or family member and you’ll still qualify for the credit!

Lounge Access

One great perk with the Chase Sapphire Reserve card is the Priority Pass Select membership, which gives you access to over 900 airport lounges.  Authorized users get their own membership too!

Transfer Points Between Loyalty Accounts

Chase allows folks to transfer Chase Ultimate Rewards points to anyone’s airline or hotel account, as long as they live in your household AND are an authorized user on your account.

This is a great perk!  Let’s say your authorized user has 20,000 Hyatt points, but needs an extra 10,000 points to book a room at the Park Hyatt New York.  You could transfer your Chase Ultimate Rewards points to his or her account to book a free night!

Earn More Points

When your authorized user makes a purchase with their card, all the points go to your account!

This means you’ll earn 3X Chase Ultimate Rewards points on all of the authorized user’s travel and dining purchases.

Chase Sapphire Reserve Authorized User
You’ll Earn 3X Chase Ultimate Rewards Points When Your Authorized User Makes Dining & Travel Purchases!

And they won’t pay foreign transaction fees for any of their purchases.

Drawbacks of Adding an Authorized User

The Chase Sapphire Reserve card doesn’t offer a bonus for adding an authorized user.

And with the Sapphire Reserve you’ll pay a $75 annual fee for each authorized user.

Chase Sapphire Reserve Authorized Users May Find It More Difficult to Be Eligible for a Future Sign-Up Bonus

Keep in mind, it’s possible an authorized user may NOT be able to earn the sign-up bonus from the Chase Sapphire Reserve card in the future.  Because an authorized user account may appear on his or her credit report and could count towards Chase’s tougher application rules.

This means if the authorized user has opened ~5 or more credit cards (from any bank) in the past 24 months (excluding certain business cards), they’ll be unlikely to get approved.

So if Bhavin’s wife wants to earn the sign-up bonus down the road, she might want to hold off on becoming an authorized user.

Also, any charges on an authorized user’s account are the responsibility of the primary cardholder.  So only add someone you trust!

Bottom Line

For a $75 annual fee, you can add a Chase Sapphire Reserve Authorized User.  The authorized user will get free access to 900+ airport lounges with their own Priority Pass Select membership.

All purchases made by the authorized user will count toward meeting the Sapphire Reserve’s minimum spending requirements, the $300 annual travel credit, and will earn 3X Chase Ultimate Rewards points on any travel and dining spending.  You’ll even be able to transfer Chase Ultimate Rewards points to the authorized user’s airline and hotel accounts if he or she lives in the same household.

But adding an authorized user might make it difficult for he or she to earn the Chase Sapphire Reserve sign-up bonus in the future.  Because an authorized user account counts towards Chase’s stricter application rules.

Do you plan on adding an authorized user to your Sapphire Reserve account?

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I don’t need the lounge access and other benefits that come with the 2nd authorized user card… Instead I just want my wife to use the card for the 3x restaurants when she’s not eating with me.

Would getting a “replacement card” be an option to bypass the $75 fee? I’m told it’ll send an exact replicate of the card you already have and since most restaurants don’t check ID, she can simply use that replacement card?

Does the authorized users card get credit benefits as well? I have my sister on my account as an authorized user, does this mean her credit is building with mine?

Unless your authorized user really values airport lounges, I don’t see how it is worth $75 to do this. Instead just:

a. Have them write down your card number for online purchases
b. Have them add your card to a mobile wallet so they can make physical purchases under the Reserve at places that accept mobile wallets
c. Make them an authorized user on a free CC (such as a Freedom Unlimited). They can use this as a backup card and still earn substantial points.

The perks are great but their travel website is pathetic !!! You can’t get proper flight selections, very expensive fares compare to other travel sights like Google Flights and similar, can’t mix airlines !!

What is Chase doing about it?

How will being added as an AU affect the AU’s credit score? Assuming the primary cardholder has 800+ credit, long credit history, and AU has low 700s with shorter credit history. Can the AU “piggyback” on the primary’s length of credit history?

I have been a long time Chase Sapphire Preferred member and was extremely excited when the Rewards card came out. Please let me provide some clarity on authorized users as I just got off the phone with a supervisor after 2 month long escalation regarding my boyfriend who is an authorized user on the account.

The bucket of points we have together on the card CANNOT be transferred to any of his flight and hotel and only can be booked through the travel center. This poses a huge problem for me as the flights within the travel center are often more expensive and also do not include all flights so i’m not always getting the best deal when it comes to flights and hotel.

When I asked what I was paying for that included his $75 fee, she said this was for perks on priority pass and to also just overall contribute to the points.

I’ve got to say, i’m pretty livid at this point. There is almost no documentation on-line that highlights that I can’t transfer points to an authorized user, and worse yet, I was able to do so on the Preferred so why would I assume that I can’t on the Reserve?

The customer service supervisor told me i had no options at this point. I couldn’t get a refund on the $75, I couldn’t take him off my account, and she couldn’t provide additional points as a good courtesy for the confusion.

I will be walking into a Chase on Monday to see if I can get better clarity. If anyone has any other documentation that says differently, please let me know.

There’s an easy way around this. Get a Freedom card and link it and then transfer the points to the freedom card. Make sure you BF is an authorized user on the card so. I do this all the time with my wife but his name needs to be on the account also. I never book through the portal

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