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If you’re interested in quickly collecting a fat stack of Marriott points, opening the Marriott Bonvoy Business™ American Express® Card is a good move. After you meet the card’s minimum spending requirements you’ll earn a bonus 75,000 Marriott-point bonus.
But that’s just what you get from the welcome offer. The card also comes with all sorts of other goodies that can save you money or make your travel more comfortable. So let’s take a look at all of the AMEX Marriott Bonvoy Business credit card benefits.
AMEX Marriott Bonvoy Business Credit Card Benefits
Apply Here: Marriott Bonvoy Business™ American Express® Card
The Marriott Bonvoy Business Card comes with a 75,000-point welcome bonus after you spend $3,000 on purchases within the first 3 months of account opening.
The card has a $125 annual fee that is not waived the first year (See Rates & Fees). But as you’ll see, it’s loaded with benefits and perks that can easily be worth much more than the annual fee.
1. Earn Free Night Awards
Every year after your account anniversary you’ll receive a free night award that is good at participating Marriott hotels that cost up to 35,000 Marriott points per night.
And you can even earn a 2nd free night if you spend $60,000 or more on your card in a calendar year. This free night award is also only valid at Marriott hotels that cost up to 35,000 points per night.
Category 5 Marriott hotels cost 35,000 points per night for a Standard award night. So, for example, you could book a weekend getaway at a hotel like the Renaissance Santo Domingo Jaragua Hotel & Casino, as long as it wasn’t charging peak prices which top out at 40,000 points per night for a Category 5 hotel.
2. Earn Marriott Points
Every purchase you make with your Marriott Bonvoy Business Card will earn you extra Marriott points to put toward your next stay. You’ll earn:
- 6 Marriott points per $1 spent at participating Marriott Bonvoy hotels
- 4 Marriott points per $1 spent at US gas stations, at US restaurants, on wireless telephone services purchased directly from US service providers, and on US purchases for shipping
- 2 Marriott points per $1 spent on all other purchases
3. Complimentary Marriott Bonvoy Silver Elite Status
As long as you have the Marriott Bonvoy Business Card you’ll receive automatic complimentary Marriott Bonvoy Silver status. Marriott Bonvoy Silver status comes with perks like:
- 10% bonus points on eligible Marriott purchases
- Priority late checkout (when available)
- Dedicated elite reservation line
You’ll also have the ability to earn Marriott Bonvoy Gold elite status if you spend $35,000+ on your card in a calendar year. Marriott Gold elite status gets you access to upgrades to enhanced rooms (when available) and 25% bonus points on eligible Marriott purchases.
4. 15 Elite Night Credits Every Year
Every year you keep the card you’ll get 15 free elite night credits. This is a nice head start toward the next elite status levels. You’ll only need 10 more elite nights in the same calendar year to earn Marriott Gold status or 35 additional elite night credits for Marriott Platinum.
This is a nice bump and can be extra valuable if it’s the difference between earning Gold or Platinum status in a year. Platinum status gets you access to suite upgrades and you’ll get free breakfast as well.
Note: If you have more than 1 Marriott Bonvoy credit card with the 15 elite night credit bonus, they won’t stack. So you can’t ever get more than 15 elite night bonus credits from card perks.
5. Free Premium Internet Access
You’ll get complimentary premium internet access at participating Marriott hotels. This can be a lifesaver (and money saver!) if the standard internet access is slow because premium access can easily cost $10+ a day at some hotels.
6. Free Boingo Wi-Fi Access
The Amex Boingo membership gets you free unlimited Wi-Fi access at 1,000,000+ Boingo Wi-Fi hotspots worldwide for up to 4 devices.
7. No Foreign Transaction Fees
8. Easily Track Business Expenses
Running a small business is hard enough by itself – and that’s before you get to the bookkeeping. With the Marriott Bonvoy Business Card, you’ll have access to the American Express® Business App, which stores receipts you upload for up to 7 years, or until you close your account.
In addition, you can use the Connect to QuickBooks tool which will give you an opportunity to match uploaded receipts to purchases. Personally, I know I spend way too much time manually inputting transactions into QuickBooks.
9. Return Protection
If you try to return an item purchased with your Marriott Bonvoy Business Card in the past 90 days and the merchant won’t accept it, you could be covered by your card’s return protection. For eligible purchases, you could be refunded up to $300 per item and up to $1,000 per calendar year.
10. Free ShopRunner Membership
As an AMEX card, the Marriott Bonvoy Business card comes with a free ShopRunner membership that normally costs $79 per year. With a ShopRunner membership, you’ll get free 2-day shipping at 100+ online stores. That could end up being a lot of savings from a perk that costs nothing extra.
11. Baggage Insurance
When you pay for your entire fare with your Marriott Bonvoy Business card you (and your immediate family members) will get secondary coverage for damaged, stolen, or lost luggage. You’ll be covered for up to $1,250 per person per trip. But some “high-risk” items, like sports equipment, jewelry, and cameras are only covered up to $250.
You can read the full benefit terms here.
12. Car Rental Insurance
For car rentals of 30 or fewer days, you’ll get secondary coverage for theft or damage to the rental. This insurance will cover you up to a maximum of $50,000 per rental agreement. Just note, it doesn’t apply to certain larger vehicles or expensive cars, you can see the specifics in the terms here.
13. Free Employee Cards
If you’ve got employees, you can get them an employee card on your account at no extra cost (See Rates & Fees). And the best part is that all eligible employee purchases made with their card will earn rewards.
Plus, you can set spending limits, which makes it easier for you to manage their spending.
14. Extended Warranty
When an eligible item you purchase with your Marriott Bonvoy Business card that has an original manufacturer’s warranty of 5 years or less this benefit will match the length of the warranty. But you can get at most an additional 2 years added onto the original warranty. So warranties of 2 to 5 years in length will only get an extra 2 years tacked on.
Certain purchases, like software and vehicles, don’t qualify for this coverage. And the coverage is limited to up to $10,000 per claim and $50,000 per account per calendar year.
15. Purchase Protection
Eligible purchases made within the last 120 days (90 days for New York residents) on your Marriott Bonvoy Business card are covered for accidental damage or theft. You can be reimbursed up to $1,000 per claim and $50,000 per account per calendar year.
It’s important to note that you are only covered up to the amount charged to your card. And this coverage is secondary. You can read the full terms of this perk here.
16. Travel Accident Insurance
If the worst happens while you’re traveling, you could be covered for losses resulting from accidental death or dismemberment. This insurance also covers your immediate family (spouse, dependent children under 23, etc.) on an eligible trip.
To be eligible for this insurance you’ll need to pay for your entire travel fare (cruise, ticket, etc.) with your Marriott Bonvoy Business card. You can read the full terms of this card’s travel accident coverage here.
17. Access to AMEX Offers
If you don’t already have an AMEX card you’re missing out a lot of potential savings with AMEX Offers.
AMEX Offers are targeted discounts that you attach to your card from your AMEX account. These include savings for everything from hotels and airfare to gas stations and restaurants. And because these deals are added directly to your card you can stack them with other discounts, like online shopping portal discounts.
It wouldn’t be hard to save more than the cost of your annual fee by taking advantage of just a few AMEX Offers.
18. Roadside Assistance Hotline
This card comes with access to a 24-hour Roadside Assistance Hotline. It’s free to make a call to the hotline, but you will be charged for any services you use. They can help you secure the following:
- Jump starts
- Flat tires (when you’ve got a working spare)
- Delivery of up to 2 gallons of fuel
- Lockout service when the key is in your vehicle
To learn more about Marriott points, be sure to check out these guides:
- How to transfer Marriott points to airlines
- How to earn Marriott points
- Current Marriott promotions
- How to setup a Marriott account
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For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.