Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.
Keith: For AMEX Platinum cardholders, ~1 minute of your time could be worth hundreds of dollars in savings or benefits. Simply searching and booking your next paid hotel stay through the AMEX Fine Hotels & Resorts website could get you valuable perks, like room upgrades, free breakfast, and dining or spa credits.
I have the AMEX Business Platinum card and recently booked a 2-night stay at the Bellagio in Las Vegas. The room rate through AMEX Fine Hotels was the same as booking directly through the hotel. And I received $100 in dining credit, free breakfast (worth $60 per day), and a room upgrade (worth $40 per night).
I used to shy away from checking AMEX Fine Hotels & Resorts. Because I thought it was exclusively for outrageously expensive luxurious hotels that are out of my price range. But it’s possible to find moderately priced hotels, too!
Another nice aspect of booking through AMEX Fine Hotels is you can make use of your elite status. For example, I have Platinum status with Marriott and Starwood. So if I book a stay at one of these chains through AMEX Fine Hotels, I’ll still earn valuable bonus points! This isn’t the case when booking through the regular AMEX travel portal.
Why Consider AMEX Fine Hotels & Resorts?
To access the AMEX Fine Hotels & Resorts program, you must have an eligible AMEX Platinum Card (small business and Mercedes-Benz versions all work). There are 975+ hotels that participate in the program.
When you book through AMEX Fine Hotels & Resorts, you’ll get:
- Early check-in (if available)
- 4:00 pm guaranteed late check-out
- Complimentary Wi-Fi
- A benefit unique to your hotel, like a $100 dining credit, free meal, or spa service
- Free daily breakfast for 2
- Room upgrade (if available)
- 3rd or 4th night free at certain hotels
I like that it’s possible to combine an AMEX Fine Hotels reservation with other deals, like AMEX Offers. For example, during the time of my stay at the Bellagio in Las Vegas, there was an AMEX Offer on my Business Platinum card to earn 7,500 AMEX Membership Rewards points after spending $500 at an MGM brand hotel. So I earned easy bonus points just by adding the offer to my card!
If you’re a big spender or looking to splurge on a once-in-a-lifetime experience, AMEX Fine Hotels & Resorts is definitely worth looking into. During our stay in Las Vegas, we were able to tour the Skylofts at MGM Grand. These 1 and 2-bedroom lofts are unlike any hotel room I’ve ever seen! And so are the prices at $1,500+ per night.
Here’s a short video walkthrough of the living and dining area of a 1-bedroom loft.
If you’re willing to spend that much on a paid hotel stay at a hotel that’s part of AMEX Fine Hotels & Resorts, you might as well get the extra perks like late check-out and a dining credit.
Folks planning a special getaway, like a honeymoon, might find the potential room upgrade perk especially useful and valuable. For example, last year my wife and I took an anniversary trip to the One & Only Palmilla in Los Cabos, Mexico. We paid for the basic room type, but got an upgrade to a large suite with a plunge pool. We would have had to pay $400+ more per night if we initially booked the plunge pool suite.
And independent hotel chains like the One & Only don’t have a loyalty program, which makes it harder (or even impossible) to get an upgrade. So booking through AMEX Fine Hotels can increase your chances of staying in a better room or suite type, which is ideal if you’re celebrating a special occasion!
I Recommend the AMEX Business Platinum Card (Instead of the Personal Version) to Friends and Family
For many folks, the AMEX Business Platinum can be a better pick than the personal version (The Platinum Card® from American Express). The welcome bonus is larger and the annual fee is $100 cheaper. Keep in mind, you’ll have to spend more with the business version to unlock the welcome bonus.
When you apply for the AMEX Business Platinum card, you’ll earn:
- 50,000 AMEX Membership Rewards points after you spend $10,000 on purchases in the first 3 months of account opening.
- 25,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same timeframe
That brings the total welcome bonus to 75,000 AMEX Membership Rewards points vs. 60,000 points on the personal version.
AMEX Membership Rewards points are popular transferable points to collect. Because you get flexibility to redeem points for award travel with any of the ~20 AMEX airline or hotel partners. You can also use points to buy gift cards to popular stores and restaurants.
- 1.5X AMEX Membership Rewards points on single purchases of $5,000+
- 5X AMEX Membership Rewards points when you book airfare and hotels through the AMEX travel portal
- 35% of your points back for ALL First Class or Business Class flights booked through the AMEX travel portal using Pay With Points
- 35% of your points back for all flights, including coach tickets, booked with your selected airline through the AMEX travel portal using Pay With Points
- Up to $200 in statement credits per calendar year for airline incidentals with your selected airline (luggage fees, in-flight food & drink, etc.)
- AMEX Premium Roadside Assistance
- Access to airport lounges (Delta, Priority Pass, Airspace, and American Express Centurion Lounges)
- Bonus points or statement credits when taking advantage of an AMEX Offer
- Elite car rental status with Avis, Executive status with National Car Rental, and Gold Plus Rewards with Hertz
- Free Hilton Honors Gold elite status (free breakfast and upgrades when available)
- Free Starwood Gold elite status, which you can use to instantly match to Marriott Gold elite status
- 10 free Gogo in-flight Wi-Fi passes each calendar year
- Statement credit for Global Entry or TSA PreCheck
- Terms & limitations apply
This card has a $450 annual fee, which is NOT waived. But it’s relatively easy to offset the fee by taking advantage of a few perks (like annual statement credits) on the above list!
Depending on the hotel and your travel dates, you can find room rates similar to what you’d get booking directly. But you’ll also automatically get to enjoy valuable perks, like dining or resort credits, free breakfast, room upgrades, and guaranteed 4:00 pm late check-out.
Plus, it’s possible to combine your AMEX Fine Hotels reservation with other deals, like AMEX Offers. Registering for a recent deal when staying at the Bellagio in Las Vegas allowed me to earn an easy 7,500 bonus AMEX Membership Rewards points!
Do you check AMEX Fine Hotels when booking paid stays?