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Amex adding valuable travel protections to certain cards

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Amex adding valuable travel protections to certain cards

Meghan HunterAmex adding valuable travel protections to certain cardsMillion Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

There’s good news for anyone who holds an Amex card like The Platinum Card® from American Express or the Hilton Honors Aspire Card from American Express and has a trip cancelled, delayed or interrupted. Beginning Jan. 1, 2020, Amex is adding protection for these travel setbacks to their premium cards, some of which are on our list of the best Amex cards.

This is a positive change for those of us (myself included) who like to earn valuable Amex Membership Rewards points on purchases and spend them on travel. However, Amex is also reducing the extended warranty and purchase protection benefits on their cards and outright removing travel accident insurance and the roadside assistance perk.

Here’s what you need to know.

Using the right card can lessen the pain of a delayed or cancelled flight.

Amex adds benefits to certain cards

As of Jan. 1, 2020, Amex will reimburse cardholders for trip cancellation and interruption for up to $10,000 in nonrefundable travel expenses per trip, up to $20,000 per year. They’ll also offer reimbursement for trip delays of 6+ hours for up to $500 per trip for necessary expenses like hotels and meals.

Coverage is valid for round-trip tickets paid for entirely with your eligible Amex card, including paying taxes on an award ticket with your eligible card or Amex Pay With points tickets.

These new benefits apply to the following cards:

Plus, they’re adding coverage for delays of 12+ hours to the following cards:

However, also on Jan. 1, 2020, Amex cards will no longer offer travel accident insurance and roadside assistance. And there will be significant changes to the purchase protections provided by their cards. On most cards, the extended warranty will be reduced from two years to one year. And some no-annual-fee Amex cards will lose extended warranty coverage altogether. Plus, the purchase protection period currently offered by many Amex cards will go from 120 days to 90 days.

Even with the reduction in some perks, the additional benefits help Amex cards better compete with premium cards from other banks, like the Chase Sapphire Reserve, that have offered excellent travel protections for a while now.

Featured photo by  David Prado Perucha/Shutterstock.

The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms Apply | Rates & Fees

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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