Hassle Free Way to Get Nearly $1,400 Worth of Airfare With the AMEX Business Platinum Card!

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Hassle Free Way to Get Nearly $1,400 Worth of Airfare With the AMEX Business Platinum Card!

Million Mile SecretsHassle Free Way to Get Nearly $1,400 Worth of Airfare With the AMEX Business Platinum Card!Million Mile Secrets Team

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If your travel schedule is less flexible, The Business Platinum® Card from American Express is an excellent card to consider.

Between the welcome bonus and points from meeting the minimum spending requirements, you can earn at least 95,000 AMEX Membership Rewards points.  These points can get you nearly $1,400 worth of airfare by using AMEX Pay With Points.  Because Business Platinum cardholders can exclusively get a 35% points rebate!

AMEX Business Platinum Pay With Points
AMEX Business Platinum Cardholders Can Get Easily Redeem Points for Flights to Destinations Like London Without Having to Worry About Blackout Dates!

The Pay With Points perk can come in handy if you’re looking to book comfortable JetBlue Mint Business Class seats.  Or if you want to stretch your points for coach airfare on your favorite airline!

Apply for the AMEX Business Platinum & Earn 95,000 AMEX Membership Rewards Points

Link:   The Business Platinum® Card from American Express

Link:   Our Review of the American Express Business Platinum Card

When you apply for the AMEX Business Platinum card, you’ll earn 50,000 AMEX Membership Rewards points after you spend $10,000 on qualifying purchases in the first 3 months of account opening.  And an extra 25,000 AMEX Membership Rewards points after you spend an additional $10,000 on qualifying purchases within the same time frame.

This is a steep minimum spending requirement.  But folks planning large purchases might not have any issues completing the requirements.  Or if you use tricks like Plastiq to pay bills that don’t normally accept credit cards.

AMEX Business Platinum Pay With Points
We Love Using Plastiq to Quickly Meet a New Card’s Minimum Spending Requirement!

So between the welcome bonus and points you earn from minimum spending, you’ll have at least 95,000 AMEX Membership Rewards points (75,000 point total welcome bonus + at least 20,000 minimum spending points).

AMEX Membership Rewards points are flexible, which means you transfer them directly to 19 AMEX airline or hotel partners to book award travel.  But if you want to save time, using Pay With Points to book airfare can be much easier!

Business Platinum Cardholders Exclusively Get a 35% Points Rebate!

Link:   AMEX Pay With Points

When you use AMEX Pay With Points, you get 1 cent per point towards your ticket.  But AMEX Business Platinum cardholders can get a 35% points rebate.  You’ll get:

You can choose from 1 of these 9 airlines to use the Pay With Points perk for coach airfare:

  • Alaska Airlines
  • American Airlines
  • Delta
  • Frontier Airlines
  • Hawaiian Airlines
  • JetBlue
  • Southwest
  • Spirit Airlines
  • United Airlines

Note:   You can select an airline when you first get the card and can change it in January every year after.

AMEX Business Platinum Pay With Points
AMEX Business Platinum Cardholders Can Select Alaska Airlines and Use the Pay With Points Perk to Save on Coach Flights to Fun Cities Like Seattle!

This table shows how earning 95,000 AMEX Membership Rewards points can get you nearly $1,400 worth of airfare.

PointsValue of Airfare Through the AMEX Travel Portal35% Points Rebate Amount
95,000 AMEX Membership Rewards Points$95033,250 AMEX Membership Rewards points
33,250 AMEX Membership Rewards points~$332~11,637 AMEX Membership Rewards points
~11,637 AMEX Membership Rewards points~$116~4,073 AMEX Membership Rewards points

This example assumes you use all 95,000 points for one flight and the rebate points for subsequent flights.  Of course, there are many redemption options and you’re not required to use all of your points at once.

Note:   You must redeem at least 5,000 points to use Pay With Points.  And keep in mind, getting 35% of your AMEX Membership Rewards points back is automatic.  But you’ll have to wait 8 to 10 weeks to see them in your account.

Pay With Points Example: New York to London Round Trip

Link:   AMEX Pay With Points Step-by-Step Guide

Here’s an example of how Pay With Points with the Business Platinum card works in reality.

Through the AMEX travel portal, I found a round-trip coach ticket from New York (JFK) to London for ~$872.  Using Pay With Points, this ticket would cost 87,166 AMEX Membership Rewards points.

AMEX Business Platinum Pay With Points
Remember, You’ll Earn Miles When Using Pay With Points to Book Flights Through the AMEX Travel Portal

But Business Platinum cardholders who select Delta as their airline get 35% of your points back (~30,508 points in this example).  So the final cost of this flight is ~56,658 AMEX Membership Rewards points.

This means you’re effectively getting a value of more than 1.5 cents per point ($872 cash price of ticket / ~56,658 net points required for ticket)!  And the rebate means you’ll have more than 30,000 points to use to save money on future flights!

Don’t Forget About Other Lucrative AMEX Business Platinum Perks

With the Business Platinum, you also get:

This card has a $450 annual fee, which is NOT waived (See Rates & Fees).  But the value of the welcome bonus, statement credits, and airport lounge access can easily offset the fee.  Plus, you get access to AMEX Offers, which can save you money or earn you extra points for purchases you’re already planning!

AMEX Business Platinum Pay With Points
Team Member Keith Earned an Easy 7,500 Bonus AMEX Membership Rewards Points by Using His AMEX Business Platinum Card to Pay for a Stay at The Bellagio in Las Vegas!

This is a small business credit card, but if you’re eligible for business cards you can apply using just your Social Security Number.  And remember AMEX does NOT have strict income requirements for business cards, so it’s easier to qualify!

Bottom Line

When you apply for the AMEX Business Platinum card, you can earn a total of 95,000 AMEX Membership Rewards points.  The welcome bonus is 75,000 AMEX Membership Rewards points after meeting tiered minimum spending requirements.  And you’ll earn at least 20,000 points from the minimum spending.

AMEX Business Platinum cardholders can get a 35% points rebate when booking select flights through the AMEX travel portal.  This means 95,000 AMEX Membership Rewards points can get you nearly $1,400 worth of airfare!  And you don’t have to worry about blackout dates!

The AMEX Business Platinum has other terrific money saving perks too, like a $200 credit for airline incidental purchases and access to AMEX Offers.

For rates and fees of the Amex Business Platinum card, please click here.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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emily castelli

If I canceled my AMEX platinum card a year ago would I be able to sign up for a new platinum or business platinum and still get the bonus?

Hi Emily! AMEX is pretty strict on their bonus rules. You’ll only be able to earn the welcome bonus once per person, per lifetime, on each of their individual card products. So if you earned a bonus on the AMEX Platinum previously, you won’t be able to earn another bonus on it.

BUT the AMEX business platinum is considered a separate product from the personal AMEX platinum, so you could earn a bonus on that card!


It is a much better value to trade in points for miles than the 35% discount. I made this mistake. I got the 35% discount on a $1400 Delta fare ($910) but if I could have converted to Delta miles and then purchased the fare it would have been only $700 in points (a 50% discount) ! This article should mention this.

Million Mile Secrets

Good point! It’s definitely worth checking to see how much an award flight costs if you transfer points. The sample flight in the post (New York to London) would cost 70,000 Delta miles plus ~$184 in taxes and fees. So in this case, using Pay With Points is a much better deal.

Instead of 11,637 in step #3 use just 10,000 points and you will be able to add step #4 with a use of 5,000+ points to save even more.

Million Mile Secrets

Excellent suggestion! Also, if you continue spending on the card, you’ll likely accumulate enough points to hit the 5,000 point threshold for a Pay With Points redemption.