Credit Card Resources

Here are the most common questions and answers on miles and points credit cards!  These are some of the most important articles to read if you want to learn more about earning miles & points with credit cards.

Credit Card Applications:

Are You Ready for Credit Cards?

5 Free Ways To Find Out Which Credit Bureau Banks Use & Why It Matters

How to Apply for Business Credit Cards:

3 Ways You May Qualify For A Business Credit Card

How To Fill Out A Business Credit Card Application (Citi)

How to Fill Out a Chase Business Card Application

How to Complete Minimum Spending:

40+ Powerful Ways To Complete Your Credit Card Minimum Spending Requirements

Reader Request: How do you complete large minimum spending for credit card sign-up bonuses?

Using Bluebird to pay rent, mortgage, utilities, student loans, etc.



4 Cards.  110,000 Points, 75,000 Miles, & Something Unexpected!


3 Cards.  100,000 Miles and 105,000 Points!

Emily’s 4 Cards. 140,000 Miles, 60,000 Points + $600 in Statement Credits!

3 Cards. 100,000 Miles + $890 Statement Credits!


Daraius’ March 2013 App-O-Rama – 6 Cards. 265,000 Miles & Points


Emily’s February 2012 App-O-Rama – 6 Cards.  350,000 Miles & Points

Emily’s September 2012 App-O-Rama – 5 Cards. 170,000 Miles & Points + 4 Free Hilton Nights

Emily’s December 2012 App-O-Rama – 8 Cards. 355,000 Miles & Points!

Daraius’ March/April 2012 App-O-Rama – 7 Cards. 300,000 Miles & Points + 2 Free Hyatt Nights

Daraius’ November 2012 App-O-Rama – 6 Cards. 205,000 Miles & Points + 4 Free Hilton Nights (~200,000 Points)


1 Million in 1 Year:  How I Earned 1 Million Miles & Points From Credit Card Bonuses in 2011

320,000 Miles & Points. 5 Cards.  Daraius’ November 2011 App-o-Rama.

July App-o-Rama. 6 Cards. 305,000 Miles & Points

Credit Card Denial & Reconsideration:

5 Ways to Make Your Credit Card Reconsideration Telephone Call a Success & Credit Card Reconsideration Telephone Numbers

How to Ace Your Chase Business Reconsideration Call

Why the Chase “6 Month Rule”  Is a Myth!

Warning: The 5 Dangers of Applying for Credit Cards

When to Cancel a Credit Card:

When To Cancel Your Credit Cards

Will You Lose Your Miles & Points After Cancelling a Credit Card?

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I am looking for a credit card that in interest free for as long as possible so that I can buy commercial equipment for our new business and pay it off each month over a period of time. would you know of any ? please inform me if you can. suzanne

Daraius, I was recently approved for the Amex Delta Gold Sky miles and Amex Delta Delta Gold Business Sky miles cards. Can I apply for the AMEX Premier Rewards Gold card?

How do you know which cards are different products?

Million Mile Secrets

@Don – You can apply for that card as well. The terms and conditions mention which cards are considered similar.

Hey, I created a tool to help people track their credit card applications. It’s free, no-revenue based tool, so give it a try. Daraius, I hope it can be a great tool for the churners community that you can highlight in your blog.

Thank you!

I also would be interested in a list describing the churn rules (period necessary between applications/closing) for different credit cards.

Darius, do you have a post anywhere describing the churn rules for getting cards more than once form each bank? I.e. how long to wait (and from what milestone, original app or card closing) before re=applying for Barclays/Chase/AmEx etc. I’m having trouble finding a concise list anywhere.

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