We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

EVERYTHING You Need to Know About Our New TravelCardFinder Tool!

EVERYTHING You Need to Know About Our New TravelCardFinder Tool!

Million Mile SecretsEVERYTHING You Need to Know About Our New TravelCardFinder Tool!Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Last month I gave you a brief introduction to our new TravelCardFinder tool.  I’m really excited for this new feature, because I think it’s a powerful way to help folks find the perfect credit card for their situation.

So I thought I’d give y’all a more in-depth post for making the most of this tool.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
The Right Credit Card Could Land You on the Pristine Beaches of Brazil

I’ll show a few examples of how TravelCardFinder can work for folks looking to get Big Travel with Small Money.

Quick Basics of TravelCardFinder

Link:   TravelCardFinder

If you’re not sure which credit card to get next, you need TravelCardFinder!  This tool helps you find the ideal card to accomplish your goals.  Even if travel isn’t your main objective.  You can watch the video guide below for a quick overview of the TravelCardFinder tool!

 

On the main page, you’ll find every credit card, along with the current sign-up bonus, minimum spending requirements, and annual fee.

There are also plenty of search filters on the left side of the page.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
See All the Important Credit Card Information at a Glance. And an Abundance of Filters to Narrow Your Search

You can also compare cards if want to better weigh their perks!  Just click the “Compare” button to the right of the big green “Apply Now” button under each card you’d like to compare.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
You Can Choose Up to 3 Cards to Compare at Once

This is an effortless way to view the pros and cons of each card after you’ve narrowed your search.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
You’ll Get a Side-By-Side View of Details Like Annual Fee, Card Issuer, APR, Etc.

Let’s take a look at examples of situations when the TravelCardFinder tool will come in handy!

Small Spenders Who Want Free Lodging

If you’re looking for a cheap way to visit the family for Thanksgiving in the neighboring state, you might do well by opening a hotel credit card.

1.   Choose Your Desired Card Type

Expand the “Card Type” filter on the left, and select “Hotels“.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Use the Filter to Eliminate All Credit Cards That Are Not Hotel Cards

2.   Select Your Minimum Spending

If you’re unwilling to put a lot of spending on the card to earn the sign-up bonus, you filter the cards by the amount you’re comfortable with.

For example, if putting more than $3,000 in spending on your card in 3 months will be a struggle, you can eliminate all cards with a higher minimum spending requirement.  And you can select as many filters as you like.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Tell TravelCardFinder How Much You’re Willing to Spend to Earn a Sign-Up Bonus

3.   Choose Perks

There are lots of hotel credit cards out there.  So look through the list of perks to find a benefit that stands out to you.  If you plan to visit the family every Thanksgiving, you might want to choose a card that has an anniversary bonus.

Several cards, like the Chase Marriott, Chase Hyatt, and Chase IHG cards come with a free night every year after you renew your card.  It’s easy to get more value from that single perk than you’ll pay for the annual fee.  So it’s worth keeping the card year after year!

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
TravelCardFinder Will Help You Find a Perk That Makes the Card Worth Keeping!

Folks Trying to Get Under the Chase “5/24 Rule”

If you’ve been involved in this hobby for a while, you’ve probably heard of the Chase “5/24 rule”.  If you’ve opened 5+ cards from any bank in the past 24 months, it’s unlikely you’ll be approved for some of the best travel rewards cards out there!

But certain small business cards, like those issued by American Express, do NOT count against this rule.  If you want to continue earning valuable sign-up bonuses while staying under the Chase “5/24 rule”, TravelCardFinder can help you!

Note:   You should only apply for a small business card if you have a for-profit venture.  However, lots of things qualify as a small business that you might not expect!  Like providing child care, selling items on eBay, coaching a sports team, or tutoring.

Choose a Credit Card Issuer

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Use Filters to Show Only Cards Issued by a Particular Bank

AMEX personal credit cards WILL count against the “5/24 rule”.  But small business cards will NOT.  Under “Card Type“, filter your results to show only small business cards.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Choose “Business” Under the “Card Type” Filter

Find a Card With a Waived Annual Fee the First Year

If you’re not sure the card’s ongoing benefits will be worth the annual fee, you can search for cards with the first year’s annual fee waived.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
You Can Filter by Card Fees

Folks Looking to Save Big on a Trip to Europe

If you want to travel internationally, you might be interested in an airline credit card that collects miles you can redeem towards free flights.

1.   Choose the Type of Card

Under the “Card Type” filter, select “Airline“.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Earn Free Flights With an Airline Card

2.   Find a Card With No Foreign Transaction Fees

If you’re traveling abroad, you should make sure you have a card that doesn’t incur foreign transaction fees!  If you don’t, you could pay up to 3% of every purchase you make outside the US.

If you don’t already have a card that waives these fees, you should click “No Foreign Transaction Fees” under the “Fees” filter.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
Filter to Cards That Waive Foreign Transaction Fees

3.   Find Another Perk to Help You Save Money

Many airline cards have unique benefits, like bonus points on your cardmember anniversary, lounge access, or Global Entry credits.

If you plan to rent a car overseas, one great way to save money is to reserve your rental with a card that comes with primary rental car insurance.  That way you can waive the rental car agency’s CDW insurance, which can easily cost $15+ per day!

Click “Primary Rental Car Insurance” under the “Perks” filter.

EVERYTHING You Need To Know About Our New TravelCardFinder Tool
A Card With Primary Rental Car Insurance Can Save You a LOT of Money on Rental Car Expenses

Bottom Line

Everyone has different goals when applying for credit cards.  No matter your motivation, TravelCardFinder can help you achieve those goals!

Whether you want to fly internationally in Business Class, earn a free hotel stay stay in a small town, or just earn as much cash back as possible, you can find your perfect card with a few clicks.  Just use our handy filters to search 100+ credit cards and find the best fit for your wallet!

Let me know what you think of our new tool, and if you have any suggestions for improvement!  Happy card searching. 🙂

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!