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If You Have 2 Businesses Can You Earn the Chase Ink Plus Sign-Up Bonus Twice?

If You Have 2 Businesses Can You Earn the Chase Ink Plus Sign-Up Bonus Twice?

Million Mile SecretsIf You Have 2 Businesses Can You Earn the Chase Ink Plus Sign-Up Bonus Twice?Million Mile Secrets Team

Million Mile Secrets reader, Michael, commented:

You wrote a post back in 2014 on the possibility of getting multiple Chase Ink Plus small business card bonuses for separate LLCs.  Do you have any updates as to whether Chase is permitting current Chase Ink Plus cardholders (I received the 50,000 point bonus about 18 months ago) to receive the current 60,000 point offer if applying for the card using a separate LLC?

Great question, Michael!

If you have more than one small business, you should still be able to earn the sign-up bonus on the Chase Ink Plus card again, when you complete the minimum spending.

Emily and I don’t earn a commission on this card, but we’ll always tell you about the best deals.

If You Have 2 Businesses Can You Earn The Chase Ink Plus Sign Up Bonus Twice
Do You Own 2 Small Businesses? You May Be Able to Earn the Sign-Up Bonus on Chase Ink Cards Twice!

About the Chase Ink Plus

Link:   Chase Ink Plus

Link:   My Review of the Chase Ink Plus Card

When you sign-up for the Chase Ink Plus card and spend $5,000 on purchases within the first 3 months of opening your account, you’ll earn 60,000 Chase Ultimate Rewards points.

Other perks include:

  • 5 points for every $1 you spend at office supply stores and cellular phone, landline, internet, and cable TV (to a maximum of $50,000 in combined purchases per account anniversary year)
  • 2 points for every $1 you spend at gas stations and on rooms booked directly with hotels
  • No foreign transaction fees
  • Chase Ultimate Rewards points (that never expire) which you can transfer to partner airlines and hotels or use for cash back

The $95 annual fee is NOT waived.  But some cards are well worth the annual fee, even if you’re frugal (like me!).

If You Have 2 Businesses Can You Earn The Chase Ink Plus Sign Up Bonus Twice
Where Can the Chase Ultimate Rewards Points You Earn With the Chase Ink Plus Take You?

Chase Ultimate Rewards is my favorite rewards program because you get so much flexibility with your points.  You can redeem your them for:

Emily and I like transferring our Chase Ultimate Rewards points to Hyatt for stays at luxurious hotels in places like Paris, Sydney, and Zurich.

If You Have 2 Businesses Can You Earn The Chase Ink Plus Sign Up Bonus Twice
Transfer Your Chase Ultimate Rewards Points to Hyatt for a Stay at Hotels Like the Park Hyatt Sydney Where You Can Enjoy an Incredible View of the Sydney Opera House

Can You Get More Than One Chase Ink Plus Card?

Michael should be eligible to sign-up for a 2nd Chase Ink Plus card using his 2nd business and earn the bonus again!  

This is different from American Express, which only allows folks to have the same business card once per person (regardless of how many business you own).

If You Have 2 Businesses Can You Earn The Chase Ink Plus Sign Up Bonus Twice
If You Have More Than One Business, You Might Be Able to Get 2 Chase Ink Plus Cards to Earn More Bonus Points and Keep Your Expenses Separate

In the past, I’ve earned the sign-up bonus on the Chase Ink Plus card twice by signing-up with the separate businesses.  And some readers have also earned the bonus on more than 1 Chase Ink Plus or Ink Business Cash Credit CardAccording to the customer service agents I spoke with at Chase, this is still possible.

That said, while a 2nd business should be eligible there is no guarantee you’ll be approved.  Chase has become more strict about approving applications over the last year.

New Chase Rules!

Link:   Chase Ink Application Rules May Soon Be Changing!

If you plan to apply for your 2nd Chase Ink card, keep in mind Chase has tightened its application rules.

If You Have 2 Businesses Can You Earn The Chase Ink Plus Sign Up Bonus Twice
Approved for 5+ Cards in the Last 24 Months? You’ll Likely Have a Hard Time Getting the Chase Ink Plus or Ink Cash

So folks who have opened ~5 or more cards (from any bank) within the last 24 months may have trouble getting approved for a new Chase Ink Plus or Ink Cash card.

Bottom Line

You should be eligible to earn the sign-up bonuses on the Chase Ink Plus and Ink Cash cards a 2nd time, if you have another small business.

But Chase has become strict about approving applications, so there’s no guarantee you’ll be approved.  We don’t earn a commission on these cards, but we’ll always tell you about the best deals!

Have you earned the sign-up bonus on the Chase Ink cards again because you have a 2nd business?  Let us know your experience in the comments!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Question regarding the 5/25 rule.

How does it affect people who have multiple corporations with their own, separate EIN number? Does the 5/24 rule apply to each EIN and social security number separately, or is it all calculated together?


Thanks for the feedback and update. FYI, I have two separate corporations. I earned the united bonus about 1 year ago on corporation 1, and then earned the United bonus on my personal account. I am currently in the process of trying to get a third bonus via corporation #2. I should know how that works out in a few months.

Unfortunately, Chase (the biggest player in the points/miles hobby) has become increasingly awful with respect to applications and bonuses.

I got a Chase United business card for my second bonafide business, made the min. spend, and was denied the signup bonus because I had "received the bonus previously for another business." When I questioned this I was told "you only get 1 bonus to your FF account even if you have different businesses. Otherwise people would start different businesses just to get the signup bonuses!"

Now with additional rule tightening, it's time for most of us to give Chase a rest, until they stop Chasing off good customers.