Earn 30,000 Miles (Worth $300 in Travel) With New PNC Premier Traveler Card

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Via Reddit, there’s a new travel rewards card which earns flexible miles you can redeem for travel, gift cards, or statement credits.

The PNC Bank Premier Traveler card has a sign-up bonus of 30,000 miles (worth $300 in travel purchases) when you complete the minimum spending.

But you must have an address in:

  • Alabama
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • North Carolina
  • New Jersey
  • Ohio
  • Pennsylvania
  • South Carolina
  • Virginia
  • West Virginia
  • Wisconsin

Emily and I don’t earn a commission for this card, but we’ll always tell you about the best deals!

Earn 30,000 Miles Worth 300 In Travel With New PNC Premier Traveler Card

Redeem Miles From the PNC Premier Traveler Card for Travel Purchases – Airfare, Cruises, Hotels, and Car Rentals All Qualify!

This card is similar to the Barclaycard Arrival Plus and Capital One Venture.  But there are a few important differences.

And I’ll explain why folks new to miles & points should NOT sign-up for this card, while those of y’all who already have lots of cards might be tempted!

What’s the Deal?

Link:   PNC Premier Traveler Visa Signature Card

You’ll earn 30,000 miles (worth $300 in travel) when you open a PNC Bank Premier Traveler card and spend $3,000 on purchases in the first 3 billing cycles from opening your account.

And you’ll get:

  • 2X miles per $1 on all purchases (worth 2% back when you redeem for travel)
  • Redeem miles for travel purchases like airfare, hotels, and car rentals (minimum 5,000 miles or $50)
  • No foreign transaction fees
Earn 30,000 Miles Worth 300 In Travel With New PNC Premier Traveler Card

Earn 2X Miles per $1 on All Purchases With No Bonus Categories to Track With the PNC Premier Traveler Card

The $85 annual fee is waived for the first year.

PNC limits card approvals to folks in 18 states and Washington, DC.  But even if you’re not in an included state, you might be able to get around this restriction (for example, if you have a vacation home in Florida!)

What Are PNC Miles Worth?

Your miles are worth 1 cent each when you redeem them for travel.

PNC says “travel” includes:

  • airfare
  • cruises
  • hotel stays
  • rental cars
  • vacation packages booked through their travel agency

The minimum redemption amount is 5,000 miles ($50+ travel purchase).

And you can redeem for travel purchases you’ve already made, within 90 days of the purchase posting to your account.  Or use miles for future travel by booking through PNC’s travel agency.

Earn 30,000 Miles Worth 300 In Travel With New PNC Premier Traveler Card

Planning a Cruise? You Can Redeem PNC Miles for Your Trip

Because this card earns 2X miles per $1 on all purchases, it’s effectively a 2% back card for travel purchases.

Keep in mind, this is a Visa Signature card, so you’ll have access to Visa discounts and the Visa Signature Luxury Hotel Collection.

Bad Deal Alert!

You can also redeem miles for gift cards, but they don’t publish a redemption rate.  I suspect it’s not as good a deal as directly redeeming miles for travel.

You can also exchange miles for cash deposits to your PNC account or statement credits.  But that’s a bad deal because your miles are only worth half a cent each when you redeem them this way.

How Does PNC Premier Traveler Compare to Other Cards?

The PNC Bank Premier Traveler card is most similar to the Barclaycard Arrival and Capital One Venture cards.

But the sign-up bonus is NOT as good and the travel category is more limited!  Here’s a quick comparison of the 3 cards:

 Barclaycard Arrival PlusCapital One VenturePNC Premier Traveler
Sign-Up Bonus40,000 Arrival miles (worth $400 in travel)40,000 Venture miles (worth $400 in travel)30,000 PNC miles (worth $300 in travel)
Minimum Spending$3,000 on purchases in the first 90 days of account opening$3,000 on purchases in the first 3 months of account opening$3,000 on purchases in the first 3 billing cycles from account opening
Annual Fee$89 (waived the first year)$59 (waived the first year)$85 (waived the first year)
Minimum Redemption$100+ travel purchases (10,000 miles)$25+ travel purchases if making a partial redemption (2,500 miles)$50+ travel purchases (5,000 miles)
Travel CategoriesIncludes airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, purchase and travel agencies, discount travel sites, trains, buses, taxis, limousines, and ferriesIncludes airlines, hotels, rail lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents and time sharesIncludes airfare, cruises, hotels, and car rentals
Redemption Time Limit120 days from purchase90 days from purchase90 days from purchase
Redemption Rebate5% of redeemed miles NoneNone
Use Miles for New Travel PurchasesNo YesYes
Foreign Transaction FeesNoneNoneNone

Of these cards, the Capital One Venture is the best combination of a good sign-up bonus and low redemption minimum.  But some folks avoid Capital One cards because they pull your credit report from all 3 main credit bureaus.

That said, if you already have lots of cards from other banks, you might consider the PNC Bank Premier Traveler card.

Do NOT Make PNC Premier Traveler One of Your First Cards!

If you’re new to miles & points, this is NOT a good card to start with.  There are plenty of significantly better offers!

Most importantly, Chase (which issues some of the best miles & points cards) will likely not approve you for new cards if you’ve opened ~5+ cards in the past 24 months So it’s even essential to make your applications count!

After the sign-up bonus, PNC Premier Traveler isn’t a terrific card for everyday spending.  You’ll earn an effective 2% back for travel purchases only.  Other purchases earn 1% back as a statement credit or bank deposit.

Other cards, like the Fidelity Visa and Citi Double Cash earn similar cash back on everything.  They don’t offer a sign-up bonus, but they don’t have an annual fee, either.

Earn 30,000 Miles Worth 300 In Travel With New PNC Premier Traveler Card

Other Cards Can Earn the Same (or Better) Cash Back for All Purchases, NOT Just Travel

Depending on your spending habits, you could earn more cash back with cards like:

Check out my post on the top cash back cards with no annual fee.

Bottom Line

The new PNC Bank Premier Traveler card has a sign-up bonus of 30,000 miles (worth $300 in travel) after you spend $3,000 on purchases in the first 3 billing cycles from opening your account.

You can only apply if you live in certain states.  And the sign-up bonus isn’t as good as similar cards, like the Barclaycard Arrival Plus and Capital One Venture.  And the travel category isn’t as broad.

Many folks will do better with no-annual-fee cash back cards like the Chase Freedom, Chase Freedom Unlimited, or Discover it.  But this might be a good deal if you already have a lot of cards from other banks.

We don’t earn a commission from this card, but we’ll always share new deals with our readers!

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Editorial Disclaimer: Neither the responses below nor the editorial content on this page are provided or commissioned by the bank advertisers, and have not been reviewed, approved or otherwise endorsed by the bank advertisers. Opinions expressed here are the author’s alone, not those of the bank advertisers. It is not the bank advertisers’ responsibility to ensure all posts and/or questions are answered.

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7 responses to “Earn 30,000 Miles (Worth $300 in Travel) With New PNC Premier Traveler Card

  1. Just a warning about PNC in general, their customer service is AWFUL!! They also tend to chip away at benefits without providing proper notice to their customers. I closed my accounts with them earlier this year because of how terrible they have become.

  2. @Mike L – Thanks for sharing your experiences!

  3. Since I already have so many long term accounts with Citi, Chase and Amex that I maintain this will be a nice opportunity to churn a card with a bank that I don’t really care about having a long term relationship with. Thanks for the information!

  4. Also in case anyone’s interested PNC only pulled my Experian credit report when I applied for the card today.

  5. @Josh: What state are you in?

  6. @Josh – That’s excellent information! And I agree, this can be a good choice if you already have cards you like with other banks.

    Thanks for sharing your experience with us!

  7. @Matt – I’m in Pennsylvania