Can You Share AMEX Membership Rewards & Citi ThankYou Points With Your Spouse?

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Million Mile Secrets reader, Trent, commented:

Can my spouse and I combine our AMEX Membership Rewards or Citi ThankYou points into 1 account?

We are considering transferring to an airline account for Business Class award tickets.

Thanks for your question, Trent!

You can NOT transfer your AMEX Membership Rewards points to your spouse’s AMEX Membership Rewards account, but there’s a workaround.  And you can share Citi ThankYou points, but there’s still a restriction you should know about!

Can You Share AMEX Membership Rewards Citi ThankYou Points With Your Spouse

Trent’s Spouse Wants to Book Business Class Award Flights, but Doesn’t Quite Have Enough Miles. Trent Can Share His Points so They Can Travel in Style to Their Next Destination!

I’ll explain how you can share your AMEX Membership Rewards and Citi ThankYou points.

How to Share AMEX Membership Rewards Points

Unfortunately, AMEX Membership Rewards does NOT allow folks to share points.  But there’s a way around this rule!

You can add your spouse or anyone else as an authorized user and then transfer your AMEX Membership Rewards points to their frequent flyer account.

It’s easy to add an authorized user to your AMEX card online or by calling the number on the back of your card.  

Can You Share AMEX Membership Rewards Citi ThankYou Points With Your Spouse

Add Your Friend or Family Member to Your AMEX Account as an Authorized User. So You Can Transfer Your Points to Their Frequent Flyer Accounts and Be on Your Way to Your Next Adventure.

Not only does this allow you to transfer points to their frequent flyer account, but they can also save money with their new card.  That’s because AMEX authorized user accounts are also targeted for AMEX Offers.  So you can earn more statement credits for everyday purchases.

It’s free to add an authorized user to most AMEX Membership Rewards cards.  But there are a few, like the AMEX Platinum card, that will charge you.  So be sure to read the fine print.

And make sure your travel plans are certain before you transfer your points to your spouse’s frequent flyer account.  That’s because once you transfer your AMEX Membership Rewards points to an airline or hotel, there’s no way to get them back.

How to Share Your Citi ThankYou Points

Transferring the Citi ThankYou points you earn with cards like the Citi Prestige and Citi ThankYou Premier, to your spouse’s (or anyone else’s) account is much easier!

But there’s something you should know.  Once you transfer Citi ThankYou points, they’re only good for up to 90 days after the points are received.  So again, make sure you know your travel plans before sharing your points.

When you’re ready to start planning your trip, here’s how to share your Citi ThankYou points:

Log into your Citi ThankYou account.  And select “Points Sharing” under the “Do More” drop down menu.

Can You Share AMEX Membership Rewards Citi ThankYou Points With Your Spouse

Click “Points Sharing” to Get Started With Transferring Your Citi ThankYou Points to a Friend or Family Member

Then select “Begin Sharing” at the bottom of the page.

Can You Share AMEX Membership Rewards Citi ThankYou Points With Your Spouse

You’ll Need Your Spouse’s Account Number to Make the Transfer

Enter their information.

Can You Share AMEX Membership Rewards Citi ThankYou Points With Your Spouse

After You Enter Your Spouse’s Information, Just Review the Transfer and You’re Done!

Then Trevor and his spouse can begin booking their Business Class flights!

Bottom Line

If you need more points to book an award flight or stay, sharing AMEX Membership Rewards or Citi ThankYou points with friends or family is a great option.

AMEX Membership Rewards does NOT allow folks to share points between accounts.  To get around this, you can add your friend or family member as an authorized user.  Then you can transfer points directly to their frequent flyer account.

You can transfer Citi ThankYou points through your online account.  But keep in mind, shared Citi ThankYou points are only good for up to 90 days after the points are received.  So don’t transfer until you’re ready to book your trip!

I hope that helps, Trent!  Enjoy your trip!

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8 responses to “Can You Share AMEX Membership Rewards & Citi ThankYou Points With Your Spouse?

  1. Any restrictions on the MR pts once tranferred?

  2. Thank you Daraius !

  3. Do you know if Citi TY Points earned from checking accounts are different from those earned from Credit Cards?

    My spouse and I are about to earn 50k each from checking, plus I’m anticipating the 50k from prestige. We’d like to combine them all.

  4. Darius,

    I just called Amex Platinum. They contradicted your statement above, but they did say there was another way to do it. They said you CANNOT just transfer membership rewards points into an authorized user’s membership rewards account, but you CAN transfer your points to an authorized user’s transfer partner’s account. So if I have an authorized user, I can transfer any or all of my membership rewards points in that user’s Hyatt account, or Delta account, or SPG account etc. It still works out the same, but the process is a bit different. I like it this way better, but it is six of one, half dozen of the other.
    If you have definite proof of the way you stated above, please let us know, but what AMEX just told me seems to be THE way.

  5. @Eric V – Points earned from checking accounts are taxable and thus cannot be transferred anywhere. Not to another TY account, nor to any transfer partners. I learned this the hard way last month. 🙁

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  7. Hi Darius,

    I am considering transferring points from my wife’s Thank You account to my Prestige account to take advantage of the discount to book with Prestige. I have 2 questions.

    1) Since I already have point in the Prestige account, will they let me choose the newly transferred and expiring in 90 days points to book the trip I am planning or will they take my points first?

    2) I assume there are no issues transferring between different types of accounts and once transferred can I use the Prestige benefits to book the flights with the newly transferred points?

    Thanks,
    Rick

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