Why You Should Choose Your Barclays Cards Wisely

Disclosure: We get a commission for links on the blog. You don’t have to use our links, but we’re very grateful when you do. American Express is a Million Mile Secrets advertising partner. Here’s our Advertiser Disclosure.

[Disclosure: Emily and I get a commission for some, but not all, of the links to the cards in this post.  We let you know about the best offers even when they don't pay us a commission! You don't have to use our links, but we're very grateful when you do!]

Thanks to Million Mile Secrets readers for letting me know about their recent Barclays card applications.

I’ve written about Barclays becoming much stricter about approving folks for more than 1 or 2 credit cards per year.  And some readers have had existing accounts closed down when they’ve called the Barclays reconsideration line to ask for approval.

You Might Only Get Approved for 1 or 2 Barclays Cards

So if you’re thinking of applying for a Barclays card, it’s important to decide carefully which cards are right for you.  You might only get 1 or 2 Barclays cards a year, so make your applications count!

Why Do Folks Get Denied for Barclays Cards?

Like other banks, Barclays will look at your credit score and income before approving you for a card.  But they are also quite picky about approving folks who apply for lots of cards!

This (very long) thread on FlyerTalk lists some of the reasons you get denied on Barclays applications.  Other than having a credit score or income that is too low, the common ones are:

  • Too many recent credit applications in general
  • Too many recent Barclays credit applications
  • Already enough credit available on existing Barclays credit cards
  • Not using their existing Barclay credit cards enough ( a few purchases a month doesn’t seem to cut it!)

While in the past you could get 4 or 5 Barclays cards (sometimes all at once!), they’ve really tightened up their rules.  If you’ve had a lot of recent credit applications, especially with Barclays, you might want to wait ~6 months before applying.

Why You Should Choose Your Barclays Cards Wisely

If You’ve Applied for Lots of Cards Lately, You Might Want to Wait

That said, I’ve noticed better luck getting approved if I reduce my available credit on outstanding Barclays cards or cancel ALL my existing Barclays cards and then reapply after a few months.

You should carefully consider your travel goals and spending habits before deciding which card is the best for you.  And definitely apply for the card you want the most 1st…because you may not get another for a while!

Barclays Airline and Hotel Card Options

1.  Barclaycard Arrival Plus™ World Elite MasterCard®

Link:  Barclaycard Arrival Plus™ World Elite MasterCard®

Link:  My Review of the Barclaycard Arrival Plus™ World Elite MasterCard®

The Barclaycard Arrival Plus™ World Elite MasterCard® is essentially a cash back card.  You earn 2 miles per $1 spent, but they can’t be transferred to airlines or hotels.  Instead, you redeem them for statement credits towards regular purchases (0.5 cents per mile, not a good value) or travel (1.1 cents per mile).

2X Points for All Spending and 2.2% Cash Back on Travel Redemption

You get:

  • 40,000 miles (worth $400 if used towards travel) when you spend $3,000 in the 1st 3 months
  • 10% of your miles back when redeemed for travel
  • 2 miles per $1 spent on all purchases
  • No foreign currency fees
  • $89 annual fee, waived for the 1st year

This is a good card if you do a lot of cheap, coach class domestic travel.  It gives you flexibility because you can use statement credits towards any airline, hotel, or cruise without worrying about blackout dates or restrictions.

Why You Should Choose Your Barclays Cards Wisely

Emily and I Will Use Barclays Arrival Plus Statement Credits Toward Coach Class Tickets

It’s NOT a good card if you’re looking for First Class or Business Class travel.  You’d have to spend ~$250,000 to earn ~$5,500 back for an international Business Class ticket, which is definitely not Big Travel for Small Money!

Note: Barclays will only allow you to use travel statement credits if the merchant codes the purchase as travel.  Barclays defines travel as:

Airlines, Travel Agencies & Tour Operators, Hotels, Motels & Resorts, Cruise Lines, Passenger Railways and Car Rental Agencies as defined by the merchant category code.  Purchases made at merchants that do not process transactions under these terms or that use incorrect MasterCard merchant category codes will not qualify.

So expenses like long-term parking while you’re away on vacation don’t count.

If you cancel the card with miles still in your account, you will lose the miles!  Read my post about how to keep your miles before canceling this card.

2.   Barclays US Airways MasterCard

Link:   Barclays US Airways Card

Link:   My review of the Barclays US Airways card

The best current offer for the Barclays US Airways card is for 40,000 miles after your 1st purchase.  This is better than my affiliate link for only 30,000 miles.  But I’ll always tell you about a better offer even if it doesn’t pay a commission.

Why You Should Choose Your Barclays Cards Wisely

40,000 US Airways Miles After Your 1st Purchase

You get:

  • 40,000 miles after your 1st purchase
  • Up to 10,000 miles (1 mile per $1) on balance transfers within the 1st 90 days (I wouldn’t recommend this as you’ll pay balance transfer fees)
  • Earn 2 miles per $1 you spend on US Airways
  • Earn 1 mile per $1 you spend on other purchases
  • You can book award flights on US Airways for 5,000 fewer miles
  • 2 companion certificates each year
  • Early boarding, First Class check-in, and 1 free US Airways Club Lounge pass per year
  • 3% foreign currency fee
  • $89 annual fee, NOT waived for the 1st year

I like that you can book US Airways award tickets for 5,000 fewer miles if you have this card.  So the 40,000 mile sign-up bonus can be used for 2 low-level domestic round-trip tickets because each ticket would only cost 20,000 miles.  Normally, domestic round-trip tickets are 25,000 miles, so this is a good deal!

Why You Should Choose Your Barclays Cards Wisely

Where Will You Fly With 2 Domestic Round-Trip Tickets?

I don’t like when cards don’t waive the annual fee for the 1st year.  But you’re essentially paying $89 for 2 domestic round-trip tickets, so it’s worth it.  Plus you get other perks like priority boarding and a free US Airways Club lounge pass (worth ~$50).

The 2 companion certificates that come with the card can be redeemed for $99 companion tickets within the Continental US and Canada.  This means if you buy a paid ticket (it must be at least $250) your companion flies with you for $99 plus taxes and fees.  So it could be a good deal if you plan on buying US Airways tickets.

But this card charges a 3% foreign transaction fee, so it’s not good for using outside of the US.

Note: US Airways and American Airlines are merging, so I’m not sure how much longer Barclays will offer this card.  And US Airways will be leaving the Star Alliance very soon, so you won’t be able to use your miles on Star Alliance airlines like before.

You can read how the merger is affecting US Airways and American Airlines credit card holders and decide if it’s still a good card for you.

3.   Barclays Hawaiian Airlines MasterCard

Link:   Barclays Hawaiian Airlines Card

Link:   My review of the Barclays Hawaiian Airlines card

Why You Should Choose Your Barclays Cards Wisely

Say Aloha With 35,000 Hawaiian Airlines Miles

The Hawaiian Airlines card was recently re-launched by Barclays (it used to be issued by Bank of America). It offers:

  • 35,000 miles after spending $1,000 in the 1st 3 months
  • Free 1st checked bag (for the primary cardholder only, and only if you use your card and buy tickets from Hawaiian Airlines directly)
  • 50% discount on 1 companion ticket between Hawaii and North America
  • Discounts on award tickets
  • No foreign currency fees
  • $89 annual fee, NOT waived for the 1st year

You could use 35,000 miles for travel on Hawaiian Airlines or their partner airlines (like American Airlines, Virgin America, JetBlue, etc).  Or you can transfer them to Hilton hotel points and use them for hotel stays.  But transferring to Hilton isn’t as good as it used to be.

Why You Should Choose Your Barclays Cards Wisely

Thinking of a Trip to Hawaii? The Barclays Hawaiian Airlines Card Could Make Sense

I wouldn’t go out of my way to apply for this card, unless you have a specific need for Hawaiian Airlines miles (a vacation to Hawaii for example).

4.   Barclays Frontier Airlines MasterCard

Link:   Barclays Frontier Airlines Card

Link:   My review of the Barclays Frontier Airlines card

Why You Should Choose Your Barclays Cards Wisely

40,000 Miles Sign-Up Bonus = 2 Domestic Round-Trip Tickets

Frontier might not be the 1st airline that comes to mind for domestic travel, but they fly to a lot more places than you might think.  This card gets you:

  • 40,000 miles after spending $500 in the 1st 3 months
  • 10,000 miles (1 mile per $1) on balance transfers in the 1st 3 months (not recommended because of balance transfer fees)
  • 2 miles per $1 you spend on Frontier
  • 1 mile per $1 you spend on other purchases
  • 5,000 mile discount on companion tickets
  • 3% foreign currency fee
  • $69 annual fee, NOT waived for the 1st year

I like the sign-up bonus on this card because of the low spending requirement to get 40,000 miles.  Most airlines charge 25,000 miles for a round-trip domestic ticket, but Frontier only charges 20,000 miles.

Why You Should Choose Your Barclays Cards Wisely

Does Frontier Fly to Your City? You Might Be Surprised!

And companion tickets get a 5,000 mile discount.  So with 40,000 miles you could get 2 domestic round-trip tickets (20,000 and 15,000 miles each) with 5,000 miles left over.

This might be a card to consider if Frontier has good service to your airport.  Otherwise, I wouldn’t go out of my way to get it.

5.   Barclays Lufthansa Miles & More MasterCard

Link:   Barclays Lufthansa Card

Link:   My review of the Barclays Lufthansa Card

Why You Should Choose Your Barclays Cards Wisely

20,000 Miles You Can Use on Lufthansa and Star Alliance Bookings

Miles & More is the frequent flyer program for Lufthansa, Swiss, Austrian, and several other European airlines.

Last year, I wrote about the increased 50,000 mile sign-up bonus on the Barclays Lufthansa card.  The current offer is only for 20,000 miles, which is not very good.  I’d wait for the 50,000 mile offer to come back.

With this card, you get:

  • 20,000 miles after your 1st purchase
  • 15,000 miles (1 mile per $1) on balance transfers in the 1st 30 days (not recommended because of balance transfer fees)
  • 2 miles per $1 you spend on Miles & More airline partners
  • 1 mile per $1 you spend on other purchases
  • 1 companion ticket per year
  • No foreign currency fees
  • $79 annual fee, NOT waived for the 1st year (except for Miles & More elite members)

I’ve written that there are lots of ways you can use Lufthansa miles.  But be warned that Lufthansa and many of their partners add high fuel surcharges to award tickets.

Why You Should Choose Your Barclays Cards Wisely

You Could Use Miles to Fly Lufthansa First Class, If the Sign-Up Offer Was Higher!

Either way, I wouldn’t apply for this card right now.  It will be a much better deal if the 50,000 mile sign-up offer returns, but I don’t know when that will happen.

6.   Barclays Wyndham Rewards Visa

Link:   Barclays Wyndham Card

Why You Should Choose Your Barclays Cards Wisely

Sign-Up Bonus of 30,000 Points = 5 Free Nights, Maybe Less

Wyndham Rewards is the loyalty program for budget hotels like Wyndham, Ramada, Super 8, Howard Johnson, Travelodge and Microtel.  This card gives you:

  • 30,000 points after your 1st purchase
  • 5 points per $1 you spend on Wyndham hotels
  • 2 points per $1 you spend on other purchases
  • 5,500 points each year on your card anniversary
  • 3% foreign currency fee
  • $69 annual fee, NOT waived for the 1st year

You can redeem Wyndham points for free nights, starting at 5,500 points per night at a low level hotel and going as high as 50,000 points for their top category.  So if you stay in budget hotels a lot, this could be a good card to consider.  Remember that it charges foreign currency fees, so it’s not a good card for traveling outside the US.

You can get more from your Wyndham points by transferring the points to airlines including Southwest, American, Alaska, US Airways and United.  And if you transfer to Southwest, the points count toward the Companion Pass, which lets a companion fly with you for ~free on Southwest.

Why You Should Choose Your Barclays Cards Wisely

You Could Transfer From Wyndham to Southwest If You’re Short Companion Pass Points

But the transfer ratio to Southwest isn’t very good.  You need 6,000 Wyndham points to get 1,200 Southwest points.  So the sign-up bonus of 30,000 points converts to only 6,000 Southwest points.

You could buy 6,000 Southwest points from Southwest for $165.  So you’d be better off getting the Barclaycard Arrival Plus™ World Elite MasterCard®, because the $440 travel credit sign-up bonus is worth more than that!

I’d only transfer from Wyndham to Southwest if I really needed a few extra points for the Companion Pass.

I wouldn’t get this card just to stay at Wyndham hotels, because I like other chains much better.  But if you stay in their hotels often, or need some extra points for the Southwest Companion Pass, this might be a card to think about.

7.   Barclays Best Western Rewards MasterCard

Link:   Barclays Best Western Card

Why You Should Choose Your Barclays Cards Wisely

No Annual Fee and 16,000 Sign-Up Bonus Points

The Barclays Best Western card earns Best Western Rewards points.  The sign-up bonus is for 16,000 points, which sounds like a lot – but 1 night at the lowest category Best Western hotel costs 8,000 points (and there are very few of these hotels!).  So at best the sign-up bonus will get you 2 free nights.

This card offers:

  • 16,000 points after your 1st purchase
  • 15 points per $1 you spend at Best Western
  • 1 point per $1 on other purchases
  • Gold Elite status (and Diamond Elite after you spend $10,000 in 1 year)
  • NO annual fee

Points can also be transferred to several airlines, including American, Alaska, Delta, Southwest and US Airways.

The sign-up bonus isn’t good at all.  And Gold Elite status only gets you a 10% point bonus on stays (no room upgrades or extra perks).

Why You Should Choose Your Barclays Cards Wisely

Don’t Expect Lounge Access With Elite Status at Best Western

While it’s a fee-free card, and could help increase your credit score if you keep it for a long time, there are many Barclays card offers that are better.  So I definitely wouldn’t apply for the card unless you know you’ll frequently be staying at Best Western hotels.  Even then, you could get more travel with the Barclaycard Arrival Plus™ World Elite MasterCard®.

8.   Barclays Choice Privileges Visa

Link:   Barclays Choice Card

Why You Should Choose Your Barclays Cards Wisely

No Annual Fee and 32,000 Point Sign-Up Bonus

The Choice Privileges Rewards Program includes Quality Inn, Comfort Inn, Clarion, Econolodge and other budget hotels. The 32,000 point sign-up bonus could be used for 4 nights at a low-level hotel (8,000 points per night), and there are lots to choose from.  However, you have to actually stay at a Choice hotel to get the full bonus.

With this card, you get:

  • 8,000 points after your 1st purchase
  • 24,000 points after your 1st Choice hotels stay (paid with your card)
  • 15 points per $1 you spend at Choice hotels
  • 2 points per $1 you spend on other purchases
  • Gold Elite status
  • 3% foreign currency fee
  • NO annual fee

But many folks don’t know you can also redeem Choice points for stays at Ascend Collection and Preferred Hotels.  Both are groups of luxury independent hotels and resorts.  So you could use the sign-up bonus towards 1 night at a resort like Las Brisas Ixtapa in Mexico or Gran Melia Golf Resort in Puerto Rico.

Why You Should Choose Your Barclays Cards Wisely

Did You Know You Can Stay at Luxury Beach Resorts Using Choice Points?

Points can also be transferred to airlines, including Southwest.  Converting Choice points to Southwest is 1 of the easiest (and cheapest) ways to get extra points towards the Companion Pass!

This card has no annual fee, so it’s a good card to keep for a long time and possibly improve your credit score.

This is a good card for folks who stay in budget hotels (AND you’ve got all the better Barclays cards), or if you’re looking to stay at some of the independent luxury hotels Choice has partnered with (that you wouldn’t be able to stay at with points otherwise!).

But keep in mind you could always use Barclaycard Arrival Plus™ World Elite MasterCard® miles toward stays at independent hotels, too.  I’d rather get the ~$440 from the Barclaycard Arrival Plus™ World Elite MasterCard® than the Choice hotel card!

Bottom Line

Barclays has become much more strict about issuing credit cards.  Now, most folks can get only 1 or 2 cards a year from Barclays.

There are many Barclays travel cards to choose from.  Before deciding to apply, you should think about your travel goals and your spending habits. Then pick 1 or 2 that best suit your needs and 1st apply for the 1 you like the best.

If I had to pick, I’d apply for the Barclaycard Arrival Plus™ World Elite MasterCard® and Barclays US Airways cards.  But your goals might be different, so do what makes sense for you!

* If you liked this post, why don’t you join the 16,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

32 Responses to Why You Should Choose Your Barclays Cards Wisely

  1. Very timely. I just got my first ever denial from Barclays on Sunday—shook me up a bit after getting 15 cards in a year. Tried to sweet talk in every way, but still could understand why they didn’t give me my third card in a year.

  2. Shoo (altid)

    I’d say Barclays has become one of the toughest lenders overall, at least for me.
    I got Barclays NFL card in February 2013. Then in January 2014 I tried to apply for Arrival – declined automatically, declined again on phone recon. Okay, I closed my NFL and tried again closer to the end of March – declined again. These are my only 2 declines over last 3 years from ALL lenders. I am quite surprised, to say the least. My profile in general does not seem to look too suspicious, by the way – I got my last card in September or October with only 3-4 cards in 2013 in total, have ~5-6% util out of total available credit, no baddies, ~750 score etc., so from the traditional viewpoint I am almost an ideal candidate to be approved … and that is confirmed by all other lenders, but not Barclays, LOL :-)
    But the funniest thing is that my DW got approved for Arrival with the highest limit among all cards she had. She has lower score than I do, but, at the same time, generally less cards in her name.

    So, the bottom line is that they became VERY inq- and existing credit-sensitive. If you play this game at large, sooner or later they will likely start to decline you :-(

  3. No mention of the priceline card??? 2% cash back, no annual fee!

  4. I applied for the Frontier card last summer and I REALLY wish I wouldn’t have. It is almost impossible to find the low level award seats. They only release their booking calendar 5-6 months in advance. I was on it the day it opened and there were no low level awards. I watched it every day for weeks and they never became available. I was willing to be very flexible too! I would have flown out of ANY California city back to CVG…but nothing was available at the low level. I ended up booking at the higher level just to be rid of the miles and not worry about it anymore.

    Also that companion ticket is for someone to accompany you on your PAID ticket. Not an award ticket. And it’s only valid for roundtrip. I was only looking for one way tickets (cuz I had a “free one way” on United from my Thailand trip :) ) so that was of no use to me. So for my 40,000 miles I ended up with 2 one way tickets from SFO to CVG and I had to buy my 3rd one way ticket. I could have gotten a better deal on another carrier (Like AA), which is what I’m sure you would have done, but I really just wanted to be rid of the Frontier miles.

  5. Darius,
    Are these cards churnable? (Cancel and reapply some months later?)

  6. We have had a similar experience of recent denials by Barclays. My wife and I opened Lufthansa cards last year. Then I opened the Arrival card about 7 months ago. Then three months ago my wife and I each opened up the US Airways personals cards. Then last week we each tried opening the US Airways business card and we were each denied. Same story. Too many credit inquiries and credit card applications. During that time we had also opened up several other credit cards from other banks. I tried calling the reconsideration line and I could not convince them. I had hoped to get these business cards before the opportunity goes away to ultimately get more AAdvantage miles. And also had hoped to three months later get the Arrival card for my wife and eventually also open up the Hawaiian air cards also. Who knows what will happen now.

  7. While Barclays may be the most strict, it’s offerings are certainly the step child to all the other fantastic offers from other lenders. 3 free nights in a Super 8, good riddance I say!!

  8. As long as you put decent spend through your card you shouldn’t have an issue. You can also use B* to knock hard credit pulls off your TransUnion credit report.

  9. I love the arrival because I can book Southwest. The Travelocity and US Bank Flexperks are tied to Travelocity bookings so no go for Southwest. Very helpful card for A List.

  10. We had the same experience. Very light applications last year and we applied for Barclay’s a month ago because we go to Hawaii frequently.

    We were both turned down and stunned. Don’t they know who we are? :)

  11. @Steve L – Unlikely that you’d get the card again in a short time.

    @Anne – LOL!

  12. I have the Barclay Arrival card and do not recommend it. They do not seem to know what they are doing.
    First they transposed the numbers of my zip code and sent the card to the wrong city, luckily that city does not have a street by the same name as my street so it was not delivered. They never told me it had bounced back to them. When I realized I had not received my card, I asked and found out what had happened, they issued me a new card.
    Since I had applied in November but not received the card until January, I asked if they could move the opening date so I would have more time to do the initial $1000 spend. They said no, so with some effort I was able to spend it within the 30 days I had left.
    After completing the spend in February, I asked when I would be getting the points. They said “March 15″ when my next statement closes. When the points did not come, I asked about them in April and was told they see that I qualify for the points, so they will “open a case” and it will be resolved within 1-2 statement periods(months)!

    With other cards you can get points or miles without so much work

  13. I applied for the Barclay’s Arrival Card 2/12/2014. I now have 43,404 points in my account which I will use for travel to Washington D.C. Depending on the fluctuating airfare prices, I may be able to get 2 round trip from MSP to DCA by only paying less than $100 using my Barclay points. I will not apply for another Barclay Credit Card, until I pay for my airfare with this card and then get reimbursed using my points. I would hate to lose all these points…

  14. I also get a 10,000 mile annual bonus on the US Airways card which makes up for the annual fee.

  15. William Charles-How do you knock off hard pulls on TU report? TIA

  16. Barclays is quite tough- only got the Arrival with a $5k credit limit about a year after getting the Barclay Priceline Visa despite having excellent credit overall and a $40k CL on another card. Citi instantly approved me for $26k a few months later on the AA exec, to give you a since of creditors’ generosity.

  17. I’m thinking about applying for the US Air card one last time (3rd card if approved) and wondering if I’ll have a chance at it…
    I had the US Air card in 2012 and canceled, got it again in 2013 which is still open. I opened Arrival last September which is also still open and I’ve been using it after min spend (though not a lot). My Arrival was denied at first but approved after recon call. Since it’s been more than 6 months since my last Barclay application, will I have a chance or am I just wasting time (and a hard pull)?
    Thanks for any input!

  18. Darius, quick question… Thinking of applying for the US Airways Card – when do you get the club pass and is it an actual voucher or is it tied to physical possession of card (ala Citi AA Executive?)

  19. @Nate,

    I have the US Airways card, and you do not have to present an actual voucher. The welcome packet comes with a paper pass, but on the back, the terms say that all you need is to present your Dividend Miles Account number with a valid photo ID. It gives you and 1 guest access to the club.

    Also, worth noting, the US Airways Card will give cardholders 1 free checked bag starting on April 30th. This benefit also applies to up to 4 additional people on the same itinerary.

  20. Same experience, was approved for 2 US Airways cards and an Arrival over the last 15 months, then hadn’t gotten one from them in 6 months and tried for my first business Barclays card, no go, even though I was approved by every other bank.

  21. Question: Why do you always put pictures of you or your wife on the website? Curious.

  22. Arrival redemption stumps me. It looks like they have redemption levels starting at 2500 points, and then at 4000 points. Nothing in between (like 3100 points) for $31.00 charge. Either you lose points by using whole 4000 points or pay only partial using 2500 points. So it isn’t exactly granular. What’s the deal?

  23. Lr: They are inviting you personally for menage a trois!

  24. You don’t recommend doing a balance transfer after signing up for the US Airways Mastercard and the Frontier World Mastercard. However, it’s worth it to do a balance transfer because there are no balance transfer fees for the first year of card membership. So, it would be a good way to increase the sign-up bonus to 50,000 miles.

  25. Pingback: How to Get More Miles Per Credit Card Application | WorldWanderlusting.com

  26. With the BOA/BOH change to Barclays I cancelled both accounts anticipating reapplying in the future. Unfortunately received a new Barclays card in the mail today that requires activation April 28th. If I don’t activate it will I still be eligible for new account bonus for future applications? Will this show on credit reports if I don’t activate? Thanks

  27. Pingback: Barclays Lufthansa Sign-Up Bonus Increased to 50,000 Miles | Million Mile Secrets

  28. Pingback: How Much Longer Will the Barclays US Airways Card Be Available? | Million Mile Secrets

  29. I opened up the US Air card in January. I applied for an Arrivals card in early May and was denied. I just called the reconsideration desk and was able to move credit around. I explained that I needed a chip for upcoming trips abroad. After looking at my financials and credit score, the representative said I should have all the benefits I applied for and can expect the card in a week or less.

  30. I just received a pending application status from Barclays for the US Airways card. Should I wait to see if I’m denied before I call?

  31. I have a long history with Barclays, in 2012 picked up their Princess (cruise card) also in 2012 Choice Privileges, Wyndham then Feb 2013 USair ( but had to cancel one card).
    After reading that so many people were getting a 2nd USair I tried in Aug 2013 for a 2nd and got denied.
    I canceled 2 cards. ( dumb)
    In Feb2014 annual fee came up for USair.. I canceled.
    Presently my creditkarma report still shows the Barclays even after 2 messages sent to them asking if indeed my card was closed and why is it still in the report.
    Even stranger this karma report also showed my husband’s card even though I was not an AU.
    Last cc application was on Dec. 30th with Chase and earlier in Dec. Citi HH
    so it is almost 6 mos since I have applied for ANY card and I want to apply for the Barclays World Arrival 40k ( husband has) and USair 40k with AF( husband has)
    ( but when??) Do I need to wait till July?

  32. Pingback: Reminder: Last Day to Get 50,000 Miles With the Barclays Lufthansa Card! | Million Mile Secrets

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Notify me of followup comments via e-mail. You can also subscribe without commenting.