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The key to making the most of the best travel credit cards is always weighing the benefits of the card versus the annual fee. Most credit cards are worth the annual fee for at least the first year, because they generally come with a hefty sign-up bonus.
For example, the Marriott Bonvoy Boundless™ Credit Card comes with a $95 annual fee. But it also comes with a huge welcome bonus of 100,000 Marriott points after spending $5,000 on purchases in your first 3 months from account opening.
So is the Marriott Bonvoy Boundless worth it?
Is the Chase Marriott Bonvoy Boundless Card Worth It?
Apply Here: Marriott Bonvoy Boundless™ Credit Card
The Marriott Bonvoy Boundless comes with 100,000 Marriott points after completing the minimum spend of $5,000 on purchases in the first 3 months of opening your account. After the $5,000 in spending, you will have a minimum of 110,000 Marriott points, which is enough for multiple nights at most Marriott hotels. But what about AFTER you’ve spent your points?
Marriott Silver Elite Status
First, you will earn automatic Marriott Silver Status just for having the card. This includes the following perks:
- 10% bonus points when you book a Marriott hotel
- Free premium Wi-Fi
- Late checkout (based on availability)
- Elite Reservations telephone line
- 15 Elite Night Credits each calendar year (you can achieve higher elite status faster)
Anniversary Free Night Award
Also just for having the card, you’ll earn a Free Night Award. This is a certificate that allows you to stay at participating hotels costing 35,000 points or less each year you renew your card.
This is the key benefit. If you stay at a Marriott hotel once per year, the card is likely worth the annual fee. That’s because Marriott hotels costing 35,000 can be WAY more expensive than $95. For example, the AC Hotel Venezia can easily cost $300+ per night. But you can redeem your annual free night certificate for a stay here.
Other Perks From the Chase Marriott Bonvoy Boundless Card
- No foreign transaction fees (that’s likely to save you 3% abroad over a card that charges foreign transaction fees)
- Baggage delay insurance – This will reimburse you for essential purchases like toiletries and clothing if your bag is delayed for more than 6 hours. You’ll receive up to $100 per day for 5 days
- Lost luggage reimbursement – You and immediate family members receive up to $3,000 if the airline loses or damages your bag
With the Marriott Bonvoy Boundless card, you’ll earn:
- 6X Marriott points per $1 spent at participating Marriott hotels
- 2X Marriott points for every $1 spent on all other purchases
However, if you are looking to use this as a card you use daily, I wouldn’t recommend it. There are much better hotel credit cards to earn points on for daily expenses, including the Chase Sapphire Preferred Card.
Should You Keep the Marriott Bonvoy Boundless Card Long Term?
Absolutely, if you can make use of the perks. The card is worth the annual fee just for the anniversary free night award. As another example, here is a one-night stay at the Salt Lake City Marriott in Downtown.
Instead of paying ~$250 for a room, you could be paying only $95. Everything else you earn is simply gravy!
Many people look at annual fees of credit cards and make the decision on the spot if they are going to apply or not. In nearly every case, the annual fee can be recouped by maximizing the perks of the card itself.
ALWAYS DO THE MATH. That’s a golden rule in the miles & points hobby. It may seem absurd to shell out money just for the privilege of owning a credit card, but the benefits often justify the fee. Just make sure you actually USE them.
The Marriott Bonvoy Boundless credit card is worth the annual fee so long as you utilize its perks. But the annual free night alone is all it takes to convince me to pay the annual fee each year. Several of us on the team have this card, and don’t plan to cancel any time soon.
What’s your thought on the Marriott Bonvoy Boundless card? Worth it or not?