The Marriott Bonvoy Boundless card is worth it for more than just the 75,000-point bonus

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The key to making the most of the best travel credit cards is always weighing the benefits of the card versus the annual fee. Most rewards credit cards are worth the annual fee for at least the first year, because they generally come with a hefty sign-up bonus.

Right now, the Marriott Bonvoy Boundless Credit Card is offering 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. And although it does have a $95 annual fee, the Marriott Bonvoy Boundless benefits and perks can save you a ton of money and give you peace of mind when you travel.

The Marriott Bonvoy Boundless card annual fee may be worth it for the annual free-night certificate that allows you to stay at the Ajman Saray, a Luxury Collection Resort. (Photo courtesy of Marriott.)

Is the Chase Marriott Bonvoy Boundless card annual fee worth it?

The Marriott Bonvoy Boundless comes with 75,000 Marriott points after you spend $3,000 on purchases in the first 3 months from account opening. But what about after you’ve spent your points?

Marriott elite status perks

First, you will earn automatic Silver Marriott Bonvoy Elite Status just for having the card. This includes the following perks:

  • 10% bonus base points at Marriott hotels
  • Free premium Wi-Fi
  • Late checkout (based on availability)
  • Elite reservations telephone line

The Marriott Bonvoy Boundless also comes with 15 Elite Night Credits each calendar year so you can achieve higher elite status faster. And if you spend $35,000 or more on the card in a cardmember year you’ll earn Marriott Gold status.

Anniversary free-night award

Every year on your card member anniversary, you’ll earn a free-night award. This is a certificate that allows you to stay at participating hotels costing 35,000 points or less each year you renew your card.

This is the key benefit. If you stay at a Marriott hotel once per year, the card is likely worth the annual fee. That’s because Marriott hotels costing 35,000 points can be way more expensive than $95.

Other perks from the Chase Marriott Bonvoy Boundless card

  • No foreign transaction fees (that’s likely to save you 3% abroad over a card that charges foreign transaction fees)
  • Baggage delay insurance – This will reimburse you for essential purchases like toiletries and clothing if your bag is delayed for more than six hours. You’ll receive up to $100 per day for five days
  • Lost luggage reimbursement – You and immediate family members receive up to $3,000 if the airline loses or damages your bag

With the Marriott Bonvoy Boundless Credit Card you’ll earn:

  • 6x Marriott points at participating Marriott hotels
  • 2x Marriott points on all other purchases

However, if you want to use this card for daily spending, I wouldn’t recommend it. There are much better hotel credit cards that earn points for daily expenses.

Should you keep the Marriott Bonvoy Boundless card long term?

Absolutely, if you can make use of the perks. The card is worth the annual fee just for the anniversary free-night award. As another example, here is a one-night stay at the Salt Lake City Marriott City Center.

A $95 annual fee sure beats paying $239 plus tax.

Instead of paying around $250 for a room, you could be paying only $95. Everything else you earn is simply gravy.

Bottom line

Many people look at annual fees for credit cards and make the decision on the spot if they are going to apply or not. In nearly every case, the annual fee can be recouped by maximizing the perks of the card. Always do the math – that’s a golden rule in the miles and points hobby. It may seem absurd to shell out money just for owning a credit card, but the benefits often justify the fee. Just make sure you actually use them.

The Marriott Bonvoy Boundless Credit Card is worth the annual fee if you use its perks. The annual free night alone is all it takes to convince me to pay the annual fee each year. Several of us on the team have this card, and don’t plan to cancel any time soon.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Eddy
1 month ago

I have this card and to be honest; it is the absolute worst card I have ever had. They frooze it once for no reason and with no notification. When I called customer service they had no legitimate excuse. Then when Covid19 came upon us they reduced my credit limit by $6000. Keep in mind I have never missed a payment on any debt, mortgage, vehicle loan or credit card throughout my long credit history.
Also to use the points you need to jump through hoops and there web site is frustrating to say the least. So many other better card out there. Pass this one up and keep searching.
You have been warned !!!!

Roscoe
7 months ago

Are you eligible for the bonus if you had the previous version of this card(before the Bonvoy merger)?

Ngoc
7 months ago

Can you use the points to redeem as cash back, or does it have to be used toward a Marriott booking?

Jeff
1 year ago

1. How long does it take for the free night to show up, is it paper mailed?
2. Are there any differences between the older Marriott Rewards Premier Card and the newer Bonvoy Boundless card?

Andrew Wan
Reply to  Jeff
1 year ago

Hi Jeff,

For the Marriott Bonvoy Boundless card and the additional free night award, you should see the certificate in your online account after your card’s anniversary date.

dirk
1 year ago

Not worth it- given the way they treat you (or at least me). Don’t expect good customer service or for them to do the right thing if they make a mistake. How one treats customers once those customers have the points helps define the value of those points. I’m totally happy with Hyatt, who always seems to value me as a customer.

Andrew Wan
Reply to  dirk
11 months ago

Sorry to hear of your experience dirk 🙁 Have you found it to be across the board with Marriott or just at certain locations?

Beth Gaddy
Reply to  Andrew Wan
6 months ago

Across the board. Totally not worth it. Poor customer service and the free night. What a joke. Customer service tells me 25 k points. I was told 35000 points when I switched from my Marriott premier. Marriott has totally lost my respect.

Mike
1 year ago

Thought the fee was going to be $125

J
Reply to  Mike
1 year ago

I believe that is for the AMEX Business version.