$1,000s in Free Travel Every Year! This Is Why the Chase Ink Business Unlimited Card Is Perfect for My Parent’s Business!

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$1,000s in Free Travel Every Year! This Is Why the Chase Ink Business Unlimited Card Is Perfect for My Parent’s Business!

Jason$1,000s in Free Travel Every Year! This Is Why the Chase Ink Business Unlimited Card Is Perfect for My Parent’s Business!Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

After years of watching me fly around the world with miles & points in Business Class I can’t afford and staying in hotels for free, 2018 was the year my parents finally got into the credit card rewards hobby!  They just recently took a cross country train trip and saved $1,000s on the tickets just by opening a few credit cards.

So of course they’re hooked and now they are asking me what card to get next.  Because they own a business (cabinet shop) I recommended they apply for the Ink Business Unlimited℠ Credit Card.  The perks on this card are a perfect fit for their business spending.  Plus, it has no annual fee.  And it partners well with their other business card, the Ink Business Preferred℠ Credit Card.

My Parents Loved Saving Money on Their Train Trip Almost as Much as They Loved the Ride

My parent’s biggest business expenses don’t fall under the Chase Ink Business Preferred’s bonus categories.  So the Chase Ink Business Unlimited is the perfect card to pair with it because cardholders earn an unlimited 1.5% cash back (1.5X Chase Ultimate Rewards points) on all purchases.

That means my folks will be earning 50% more Chase Ultimate Rewards points for all those lumber, paint, and hardware expenses.  Over the year this will earn them potentially $1,000s more in travel!  And that’s not including the value of the card’s $500 sign-up bonus (50,000 Chase Ultimate Rewards points), which you can earn after spending $3,000 on purchases within the first 3 months of account opening.  Plus, the card has no annual fee so they can keep it year after year for free!

They are still planning to keep their Chase Ink Business Preferred (you can have multiple Chase Ink cards at the same time) because my mom loves the card’s cell phone insurance.  It saves her ~$12 a month, which she was paying for cell phone coverage on their expensive new phones.  And because they have the Chase Ink Business Preferred, the points they earn with their Chase Ink Business Unlimited become MUCH more valuable.

When you partner these cards together, you can pool your Chase points (here’s a video on how to do it) onto the Chase Ink Business Preferred card and then transfer them to Chase’s travel partners.  My parents have fallen in love with Hyatt and have already booked $600 a night hotel stays for only 15,000 Chase Ultimate Rewards points per night, which they transferred to Hyatt!

What card do you use to earn rewards for your business expenses?

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New! Ink Business Unlimited℠ Credit Card

New! Ink Business Unlimited℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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We have pretty high “telecom” expenses in our business, so this card is prefect for it. With our biggest vendor, we spend around $7k/month and I was super disappointed when it didn’t code as telecom (it coded as “Computer Software

Stores.”) I thought about calling the vendor and asking them to change their MCC code, but I figured out a better trick: I switched payment to use PayPal instead! The same credit card, except via PayPal, coded as Telecom. Yeah for 3x points. Moral to the story, if your vendor isn’t coding as expected, try paying for it via PayPal if possible!