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Meet the Minimum Spending on Your New Southwest Credit Card Quickly to Maximize Companion Pass Savings in 2019

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Meet the Minimum Spending on Your New Southwest Credit Card Quickly to Maximize Companion Pass Savings in 2019

KeithMeet the Minimum Spending on Your New Southwest Credit Card Quickly to Maximize Companion Pass Savings in 2019Million Mile Secrets Team

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The clock is ticking for the limited-time Southwest credit card offers.  Until February 11, 2019, you can earn the Southwest Companion Pass AND 30,000 Southwest points by applying for just ONE of the below Chase Southwest personal credit cards and spending $4,000 on purchases in the first 3 months of account opening:

For all 3 card offers, the Companion Pass is promotional and will be valid through December 31, 2019.  I know a lot of folks have already taken advantage of these offers, including my wife, as well as team member Jasmin.

The Southwest Companion Pass Has Allowed My Wife and Me to Get 2-for-1 Flights All Over the US, Mexico, and the Caribbean!  Through February 11, 2019, You Can Earn a Companion Pass From ONE Southwest Credit Card

Why You Should Meet the Minimum Spending on Your New Southwest Credit Card As Quickly As You Can

Read our review of the Limited-Time Southwest Companion Pass Credit Card Offers

This year will be the 5th consecutive year my wife and I utilize the Companion Pass.  This amazing travel deal has saved us more than $10,000 in out-of-pocket airfare costs.  That’s why my wife applied for the limited-time Southwest Rapid Rewards Plus Credit Card offer and met the minimum spending the first day she received the card.  Because we want to maximize our time with the Companion Pass for the remainder of 2019.

One thing to keep in mind with the current limited-time offers is the Companion Pass won’t show up in your account until after the statement period end date in which you meet the minimum spending requirements.  In my experience, you’ll typically see the sign-up bonus points and Companion Pass within a day or two after your billing cycle ends (assuming you met the minimum spending).

Even though you have 3 months from account opening to make $4,000 in purchases, it’s a better idea to meet it sooner, if you can.  Because if you wait until month 3, you might only have ~6 months to use your Companion Pass.

Keep in mind, I only recommend spending as much as you can afford to pay off in one billing period.  It’s NOT worth spending $4,000 in one statement if you will carry a balance.  Because any interest and fees you accrue will offset the value of the card’s sign-up bonus.

We have a complete guide to meeting minimum spending requirements.  But these are a few strategies my wife and I use to meet minimum spending:

  • We switch all automatic monthly payments (cell phone, utilities, car insurance, etc.) to the new card
  • We prepay bills for the year (renter’s insurance and annual subscriptions)
  • We pay for medical expenses with the new credit card and request reimbursement through our employer’s Flexible Spending Account plans
  • I use the new card for my eBay reselling business
  • My wife and I pay for meals out with groups and ask others to Venmo us for their portion
  • I offer to pay bills for my mom with a new card and she reimburses me
  • We make estimated tax payments using a new credit card

Do you have any tips for meeting minimum spending requirements quickly?  Let me know in the comments below!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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The one year promotional companion pass…do the flights have to be taken in 2019 or is it as long as i book the flight in 2019…I am planning to go to Orlando in January of 2020….

In February I applyed for a personal Southwest card that had a sign up bonus of 30000 points + instant companion pass thru the end of 2019. My question is, if I apply for the business Southwest card in December 2019 and hit the spend in January 2020 to get the bonus of 60000 (all while spending an additional 20000 to hit the 110000 point total) would I again earn the companion pass and would it be valid through the end of 2021?

Companion pass is promotional and only good until the end of 2019? Mine was for 2 yrs and expired 12/31/18. If wife applies in 2019, how would we be elegible in future years?

Keith, I probably could not reach the 110,000. miles with spending in 2020, assuming my wife has pass for 2019.
Is there a way to cancel my current cards and then reapply for cards with hope for bonus points in 2020? What will be your stragety for getting your points?

Author

It will depend on card sign-up bonus offers at the end of the year or early next year, but I plan to apply for one personal and one small business Southwest card to earn most of the points needed to get 110,000 Southwest points. I’ve had these cards in the past, but when I apply, it will be more than 24 months since the last time I earned the sign-up bonuses.

Author

Hi jj – with this limited-time offer, the Companion Pass is valid until 12/31/2019. It sounds like you’re in a similar situation to me. I had the Companion Pass in my name, which expired 12/31/2018. So my wife applied for this current deal so we can have the Companion Pass for 2019. Then, I plan to earn 110,000 Southwest points at the end of this year or early next year to get the Companion Pass for another two years.

Do gift cards to stores count toward the required spending? For example, Sams Club has a gift card, Dillons Grocery, etc.